Nepal, a land of mountains, temples and adventure, has always been a popular tourist destination for Indians. However, with travel comes the risk of unforeseen events such as medical emergencies, trip cancellations or loss of baggage. This is where ACKO's Travel Insurance for Nepal comes in. Tailored specifically for Indian travellers visiting Nepal, it covers a variety of situations, from accident-related injuries to flight delays. Read ahead as we highlight the benefits and features of AKCO Travel Insurance for Nepal from India.
Should you get insurance for Nepal travel? Here are some reasons why it might be a good idea.
In case of any medical emergency while in Nepal, travel insurance will cover medical expenses, hospitalisation and evacuation costs.
In case of any unexpected circumstances that force you to cancel your trip, travel insurance will provide coverage for any financial losses incurred.
In case of lost or delayed luggage, travel insurance will cover the cost of replacing the items.
If you are injured while on your trip, travel insurance will provide coverage for any financial losses incurred.
In case of flight cancellations or delays, travel insurance will provide coverage for any financial losses incurred.
In case of any accidents or injuries while participating in adventure activities, travel insurance will provide coverage for any financial losses incurred.
In this section, we will reveal why it’s beneficial to buy travel insurance for Nepal online.
Buying travel insurance online is incredibly convenient as you can purchase it from the comfort of your own home or office, without having to visit a physical location.
Online purchase saves a lot of time as you don't have to wait in line or schedule appointments to purchase your travel insurance policy.
The online purchase option allows you to purchase travel insurance at any time of the day or night, which is particularly helpful if you have a busy schedule.
Buying travel insurance online enables you to compare multiple insurance providers and their policies, allowing you to make an informed decision on the best Nepal travel policy for your needs.
Often, online policies can be more affordable than those purchased through a travel agency or physical location. Additionally, insurers sometimes offer discounts for online purchases.
With online purchases, you can customise your policy to fit your specific travel plans, whether it's a single trip or multiple trips.
This segment provides an overview of the features and advantages of ACKO's Travel Insurance to Nepal from India. However, we suggest that you examine the specific policy features and benefits before making a purchase.
Nepal travel insurance benefits
If you contract COVID-19 during your travels, we will cover the medical expenses.
Trip cancellation due to COVID-19
If you must cancel or reschedule your trip due to a positive COVID-19 test, we will compensate you with a specified amount according to the policy terms.
We will provide a fixed compensation as per the policy terms for any checked-in luggage that gets delayed or lost during air travel.
Illness-related medical expense reimbursement
If you fall ill during your trip, we will provide financial protection against medical expenses.
Loss of passport
If you lose your passport and your policy has this feature, you can claim financial support to replace it.
Adventure sports caused injuries
This feature covers injuries related to adventure sports.
Accident-related medical expense reimbursement
If your ACKO Policy includes this feature, you can claim compensation for accident-caused injuries.
If you unintentionally miss a flight, you can claim a lump sum compensation as specified in the policy wording.
If the flight booked for your trip gets rescheduled, we'll compensate you with a fixed sum as per the policy terms.
Loss of travel fund
If you lose your travel funds or they get stolen, we'll make sure you receive sufficient funds to complete your trip.
Trip cancellation and interruption
If the aircraft for your trip gets cancelled, you can claim a specified monetary compensation.
Here are some of the additional benefits in an ACKO Nepal Travel Insurance Plan.
Customisable covers: By purchasing travel insurance from ACKO, you can choose what you want to be covered for. This allows you to avoid paying for coverage that you don't need, which could save you money.
No paperwork: Filling out forms can be a hassle, but with ACKO, you can easily purchase policies, file claims, and access other insurance-related features through our digital website and app interface. Say goodbye to tedious paperwork!
24x7 assistance: When you're travelling, you want to know that you have support whenever you need it. That's why ACKO offers insurance-related support around the clock. You can contact us through missed calls or email, no matter where you are or what time it is.
Affordable premium: Everyone wants good value for their money, and ACKO delivers just that. Our travel insurance starts at just Rs.49 for a five-day trip, which works out to only Rs.10 per day. This is an unbeatable price for the peace of mind you'll have on your upcoming trip.
Zero deductibles: Paying extra costs during a claim is never ideal. Fortunately, with an ACKO Travel Insurance Plan, you won't have to worry about deductibles. We cover the full expense up to the sum insured limit selected in your policy.
What is covered
What is not covered
Below are some of the inclusions included in our Nepal travel insurance policy to give you peace of mind during your travels.
Replacement of lost passport
In the unfortunate event that you lose your passport, our policy covers all costs associated with replacing it, so you can continue your trip without any legal issues.
Loss and delay of luggage
You can claim for a fixed sum as compensation for lost or delayed luggage, which can be a real hassle, especially when you're in a foreign country.
Trip cancellation due to COVID-19
Our policy covers trip cancellations due to a positive COVID-19 test result, quarantine requirements, and other pandemic-related travel restrictions to protect your travel-related investment.
Injuries related to adventure sports
Our medical travel insurance for Nepal includes coverage for injuries sustained while participating in adventure sports like bungee jumping, skydiving, and white-water rafting.
Repatriation of mortal remains
In the unfortunate event of death during your trip, our policy covers the cost of bringing your mortal remains back to your hometown.
If you're hospitalised due to an illness or injury caused by an accident, our policy covers the cost of bringing a relative from India to Nepal for emotional support and logistics.
Personal liability coverage
Our policy provides financial compensation and takes care of legal costs in case you are the cause of an incident resulting in injury, death, or property damage to a third party.
Cancellation and rescheduling of travel
You can claim for a fixed monetary compensation for flight cancellations, rescheduling, missed connections, and flight delays.
Expenses for medical care
Our policy covers hospitalisation, ambulance fees and other medical expenses up to the policy's sum insured limit, so you don't have to worry about hefty hospitalisation expenses in a foreign country.
We aim to provide you with a clear understanding of the coverage provided by our insurance policy. To assist you, we have compiled a list of scenarios that are not covered by our insurance.
Regrettably, we cannot offer coverage in the following circumstances.
Travelling without a valid visa.
Travelling for medical treatment while in the country.
Undertaking a journey despite being medically unfit to travel.
Disregarding your doctor's advice against travelling.
To qualify for coverage under our policy, it is important to avoid the following.
Self-harm or attempted suicide.
Engaging in activities while under the influence of alcohol or drugs.
Being held responsible for a criminal act.
Taking part in hazardous activities such as mining, tunnelling, aerial photography, and similar work.
Although our policy covers a range of medical expenses, the following medical costs are not covered.
A pre-existing medical condition that deteriorates during your stay in Nepal.
Obtaining a letter from a family member certifying your disability.
Medical bills resulting from pregnancy.
Note: The information provided here is not exhaustive. For more precise and comprehensive details, we advise consulting the relevant policy wordings.
We have some insider tips to help you save money on your ACKO International Travel Insurance for Nepal when purchasing online. Here are some key points to consider.
When selecting your travel insurance for Nepal, it's important to keep your budget and potential risks in mind. Choose a sum insured that is both financially feasible and adequate enough to cover any unforeseen circumstances.
Every traveller has unique needs, so it's important to assess your individual circumstances and select only the necessary coverage. This will help you save money and ensure that you have appropriate financial protection for your trip.
Take the time to understand the insurer's claim process. This will help you make the most of your policy and allow you to quickly make a claim if an emergency arises during your travels.
Purchasing ACKO's Nepal Travel Insurance Cover is a breeze. Here are the steps.
Step 1: Go to www.acko.com using your mobile app or website.
Step 2: Select the "Travel" tab and indicate the countries you'll visit during your trip.
Step 3: Specify your trip's start and end dates.
Step 4: Ensure that all individuals you're travelling with are covered by the insurance.
Step 5: Pick the coverage options that suit your Nepal travel requirements.
Step 6: Complete the process by making your payment online, and we'll send your policy document directly to your email.
That's all it takes! With ACKO's Travel Insurance for Nepal, you can enjoy your trip to the fullest, knowing that you're protected against the unexpected.
Below we have outlined our straightforward process for submitting claims, which includes three simple steps.
Step 1: To start the claims submission process, you can either send an email to [email protected] or give us a missed call on 8061617799.
Step 2: Collect all the necessary documents required for the specific type of claim and submit them to us.
Step 3: Your part in the process is now complete. We will take care of your claim request and settle any relevant claims based on the terms of your policy.
Note: The duration for resolving a claim may differ depending on the type of claim. Claims that are more complicated may take longer to process and settle.
Here are some things you should know before you embark on your trip to Nepal.
"Namaste" is the traditional greeting in Nepal and it's used for both "hello" and "goodbye". Give it a try and you'll be sure to make some new friends.
Nepal is home to the tallest mountain in the world, Mount Everest. You don't have to climb it to appreciate its beauty, but you can still visit the base camp for an unforgettable experience.
The local cuisine in Nepal is full of delicious flavours and spices. Don't miss out on trying momos (dumplings) and dal bhat (rice and lentil soup), which are staples in Nepalese cuisine.
Nepal is a very spiritual country and there are many temples and shrines to explore. Be sure to dress appropriately (covered shoulders and knees) and be respectful when visiting these places.
If you're looking for a unique souvenir, consider purchasing a traditional Nepali hat called a "topi". They come in many different colours and styles and are a fun way to remember your trip.
Nepali people love to sing and dance, so don't be surprised if you're invited to join in on the fun. Just let loose and enjoy the moment!
Nepal is home to many endangered animals, including tigers, rhinos, and elephants. Consider taking a wildlife safari to catch a glimpse of these magnificent creatures in their natural habitat.
Trekking is a popular activity in Nepal, and there are many different routes to choose from. Whether you're a beginner or an experienced hiker, there's a trek for everyone.
The scenery in Nepal is absolutely breathtaking, with snow-capped mountains, lush forests, and rushing rivers. Be sure to bring a camera to capture all of the stunning views.
Lastly, don't forget to have fun! Nepal is a beautiful country with a rich culture and friendly people. Embrace the experience and make memories that will last a lifetime.
These must-see locations in Nepal have been compiled in this section and will astound you.
Mount Everest: The world's highest peak is a must-visit for any adventure seeker. Take on the challenge of a lifetime and climb to the summit, or simply enjoy the stunning views from the base camp.
Kathmandu: The capital city of Nepal is a hub of history, culture and spirituality. Visit ancient temples, bustling bazaars, and enjoy the vibrant nightlife.
Pokhara: This scenic city is nestled in the lap of the Himalayas and is known for its stunning natural beauty. Take a boat ride on Phewa Lake, hike to Sarangkot for panoramic views, or simply relax in one of the many lakeside cafes.
Chitwan National Park: Go on a wildlife safari in this beautiful park and spot rare animals such as the Bengal tiger, one-horned rhinoceros, and Asian elephant.
Annapurna Circuit: Trek through the beautiful Annapurna mountain range and experience the culture of the local communities. Don't forget to take in the stunning views of the peaks and valleys along the way!
The following are some of the visa options for Indians travelling to Nepal.
This visa is for tourists who plan to visit Nepal for sightseeing, trekking, or other recreational activities. It is valid for up to 150 days in a calendar year.
This visa is for Indians who plan to visit Nepal for business-related purposes. It is valid for up to six months.
This visa is for Indians who are passing through Nepal en route to another destination. It is valid for up to 72 hours.
This visa is for Indians who plan to study in Nepal. It is valid for the duration of the course.
This visa is for Indians who plan to work in Nepal. It is valid for up to one year.
Note: For the most recent information on visa requirements and costs, it is advised to contact the Nepalese Embassy in India or a trustworthy travel agency.
In the event of an emergency while in Nepal, you can reach out to the Indian Embassy in Nepal. Their contact information is displayed in the table below.
Consulate General of India, Birgunj
2V9J+RHC, Birgunj 44300, Nepal
09:00 hrs to 17:30 hrs
Here is a list of some of Nepal’s international airports and their respective locations.
International airport name
Gautam Buddha International Airport
Pokhara International Airport
Tribhuvan International Airport
If you are an Indian travelling to Nepal, you may require the following documents.
A valid passport with at least 6 months validity
A visa (can be obtained from a Nepalese embassy or consulate in the UK, or on arrival at Kathmandu airport)
Proof of sufficient funds (e.g. bank statement)
Proof of accommodation (e.g. hotel booking)
Travel insurance is important because it provides financial protection against unforeseen events that may occur while you're travelling. These events can range from minor inconveniences to major emergencies, such as illness, accidents, and natural disasters. Travel insurance can help cover the costs associated with these events and give you peace of mind during your trip.
ACKO Travel Insurance covers a range of risks and uncertainties that travellers might encounter while on their trip, including medical emergencies, trip cancellations, loss of luggage, trip delays, and more. The specific coverage details may vary depending on the policy you choose.
Yes, you can purchase ACKO Travel Insurance once you have started your trip. However, it is important to purchase travel insurance before your trip begins to ensure that you are covered from the moment you step out of your home.
The cost of ACKO Travel Insurance depends on several factors, including your age, the duration of your trip, the coverage amount, and the type of policy you choose. You can get a quote for your specific trip by visiting the ACKO website/app.
No, ACKO’s Travel Insurance for Nepal is specifically designed for Indian travellers visiting Nepal. If you plan to visit other countries, you will need to purchase a different travel insurance policy that provides coverage for those countries.
No, travel insurance is not mandatory for Nepal. However, we highly recommend purchasing it when travelling to Nepal or any other international destination.
Disclaimer: The plans, services, features, processes, and other details mentioned on this page are subject to availability and changes. Please check the applicable policy wordings before making any insurance-related decisions.