Family Travel Insurance

Single plan for all family members

Customisable coverage based on destination and duration

Covers up to 4–9 members, depending on insurer

24/7 assistance for medical or travel emergencies

If you have a medical emergency, your hospital bills will be covered.

If you lose your passport or need emergency financial assistance.

If your baggage is delayed or lost.

If you are not safe and sound and need to be evacuated or repatriated.

If you miss your flight due to airline or personal reasons.

In case of hijacking or kidnapping, which in a way is possible.

If you're involved in an accident.

And finally, if you ever need any assistance.

If your next family holiday takes you to Europe, you’ll need a Schengen travel insurance plan. The Schengen area includes 26 European countries such as France, Germany, Italy, Spain, Austria, and Switzerland. 

According to the Schengen agreement, travel insurance is mandatory when applying for a Schengen visa, whether for a vacation or a business trip.

Schengen Travel Insurance protects your family against medical emergencies, trip cancellations, and baggage losses while you enjoy your European adventure worry-free.

Perfect for families who travel multiple times a year — for leisure or business — the annual multi-trip travel insurance plan keeps you covered across trips without buying a new policy each time.

Enjoy continuous protection with flexible coverage options of 30, 45, or 60 days per trip, depending on your travel frequency. With ACKO’s Annual Multi-Trip Insurance, you save time and money while ensuring your family stays protected all year round.

If your family plans one long vacation a year, a single-trip travel insurance plan is the simplest and most cost-effective option. It provides complete coverage for the duration of your trip — whether you’re visiting a Schengen or non-Schengen country.

With ACKO’s Single Trip Travel Insurance, you can choose the right benefits for your destination and travel duration, so your family stays protected throughout the holiday.

Heading beyond Europe? The worldwide overseas travel insurance plan is ideal for family vacations to non-Schengen destinations such as the USA, Australia, or Singapore.

This plan offers comprehensive protection against medical emergencies, missed or delayed flights, lost checked-in baggage, and other travel inconveniences. International travel insurance ensures your journey remains smooth and secure wherever you go.

If a valid visa is not present when you enter a foreign country.

Overstaying your stay abroad beyond the validity of your visa.

If the sole purpose of your trip is to receive medical aid.

Travelling when you or your family members are not medically fit.

If insurance is taken after leaving India, or if the trip doesn’t end in India.

Loss, damage, or injury due to self-inflicted harm, suicide, etc.

Loss, damage, or injury when you are under the influence of alcohol or some other intoxicating substance.

​​Loss, damage, or injury during a criminal act.

Loss, damage, or injury during a hazardous activity.

Medical issues related to pregnancy or disease.

Using a close relative's disability report to support a claim.

Step 1: Visit ACKO’s Travel Insurance page on the official website or app.

Step 2: Give your travel dates.

Step 3: Click on add travellers to include all the adults, children and senior citizens.

Step 4: Choose a plan that fits your budget. You can also select or deselect coverage based on your preferences.

Step 5: You'll get a quote right away. 

Step 6: Once payment is made, you will receive your policy details directly to your email address.

Step 1: Open the ACKO app and log in to your account.

Step 2: Go to the ‘My Policies’ section and select your Travel Insurance policy.

Step 3: Tap on ‘Claim Now’ or ‘Initiate Claim’.

Step 4: Fill in the required details, upload the necessary documents, and submit your claim.

Step 5: Our team will review your request and keep you updated on the progress — right inside the app or via email.

Hospital discharge summary signed by the medical authority

Airline’s no-refund confirmation (for cancelled trips)

Proof of loss or delay for baggage-related claims

The travellers must be between the ages of 1 day to 71 years. 

They should be vocal about any health issues they may have. 

The trip must start and end in India. 

Travel insurance must be purchased earlier the trip. 

The trip must be to a foreign country.

Don’t wait until the last moment to purchase your travel insurance plan.
Buying early often means lower premium rates and instant coverage for trip cancellations or emergencies before departure.

Single-Trip Travel Insurance – Ideal for one-time family vacations; offers a lower premium.

Annual Multi-Trip Travel Insurance – Perfect if your family travels multiple times a year; more cost-effective in the long run with continuous coverage.

Premiums differ by region.

Travelling to Europe? Opt for Schengen Travel Insurance to cover multiple countries under one policy instead of separate ones.

Visiting other destinations? Choose an international travel insurance plan designed to protect non-Schengen countries globally.

Always read the policy details carefully before buying.

The cheapest option may not include essential benefits, which could lead to claim rejections later.

Compare features, inclusions, and exclusions to select a plan that matches your family’s travel needs and risk profile.

Your insurance plan should include coverage for emergency medical care, hospitalisation, flight cancellations/interruptions/delays, lost or delayed baggage, loss of travel documents and bounced bookings. These are typically the standard coverages that every insurance plan should cover.

The plan should cover not only you but each and every family member, including children and elderly people. 

You should be able to select the coverage you will require for your trip rather than just whatever they include.

To find the best family travel insurance plan, Google different insurers, compare policies, and carefully look for coverages, exclusions and other terms and conditions.

Lastly, it's also a good idea to read the reviews of travellers who have already purchased travel insurance from the desired provider. It will help you to build trust and choose the right plan for your family's needs and budget.