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Travel Insurance for UK

Ensure a safe trip with UK travel insurance plan from India.

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The United Kingdom (UK) has a lot to offer in terms of history, culture, and natural beauty. This place has everything, whether you like busy city streets or quiet places in the country. Travelling is fun, but it is important to safeguard your journey with travel insurance for UK from India. It keeps your money safe in case something unexpected happens, especially in a country that is 6.5 times higher in terms of cost of living compared to India. 

To learn more about travel insurance for UK, read below.

Why Do I Need Travel Insurance For UK From India?
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Buying UK travel insurance from India is crucial for the following reasons.

Money protection: When you go on a trip, bad things can happen. Flight delays or cancellations and medical emergencies are all examples. If you buy travel insurance, you will not have to worry about how you will pay for things like this.

Emergency assistance: If you have a medical emergency while travelling, you may need quick medical assistance. In these situations, UK travel insurance from India will help you reimburse the cost.

Travel without worry: Whether you are going abroad for business or pleasure, the last thing you want is to run into financial trouble while away from home. Having adequate travel insurance allows you to enjoy your trip without worrying about your bank account.


Why Choose ACKO Travel Insurance For India to UK?
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We will make it simple and quick for you to acquire coverage for your trip from India to UK. 

Here are some examples:

COVID-19-related hospitalisation:

If you are diagnosed with COVID-19 while abroad and require hospitalisation, your medical expenses will be covered by our travel insurance policy.

Costs to you are zero:

There will be no out-of-pocket costs, so there is no need to worry about spending beyond your means. 

Online insurance provider: 

ACKO lets you buy, file a claim, and manage your policy—all online. 


You can get the best insurance options with great coverage for a price you can afford. ACKO has basic travel plans that cost Rs. 49 for five days, or about Rs. 10 per day of travel.*

Customisable plans:

When you purchase a travel insurance policy from ACKO, you can tailor the coverage to fit your needs and your budget.

Benefits Of ACKO’s Travel Insurance India To UK
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Acko offers one of the best travel insurance for UK, let's look in to it's key benefits.


Simple claim procedure
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You can buy travel insurance online and submit claims without having to deal with laborious paperwork.


Flight and baggage coverage
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If you lose your baggage or encounter a flight delay/cancellation, ACKO’s UK travel insurance will cover you. 


Travel assistance in an emergency
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If you lose your passport while travelling to the UK, your travel insurance will cover the cost of getting a duplicate one.


Travel stress-free
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The most important thing to do when you travel is to have fun. Having ACKO’s UK travel insurance plan can protect you against things you cannot plan for.

Let’s See How Rahul Chari Found Travel Insurance Useful For His Journey From India To The UK
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For some vacation time, 35-year-old Mumbai businessman Rahul was travelling alone to the UK. Unfortunately, his luggage was misplaced during the trip, and to make matters worse, poor weather delayed his return flight.

Rahul, though, was worry-free because of ACKO's UK travel insurance. In addition to paying for Rahul's misplaced luggage, ACKO offered compensation for the trouble the flight delay had caused. Rahul can now travel with the assurance that ACKO will support him in any unforeseen circumstance.

"When I had a delayed flight and misplaced my luggage, I became very upset. Still, ACKO's travel insurance came through! They ensured a seamless process and handled all the costs. I'll definitely choose ACKO for all my future travels," says Rahul with a sigh of relief. ’’

What's covered

What's not covered

What's Covered By ACKO’s UK Travel Insurance?
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Here are some of the things ACKO will cover if you buy travel insurance for UK from India.

Cancellation and rescheduling of travel

Having coverage for cancellations or rescheduling will help you protect your travel investment. However, this coverage will provide financial protection only for scenarios specified in the policy terms.

Expenses for medical care

Medical expenses are generally high in the UK. That is why it is wise to get medical travel insurance for the UK. This will ensure that you will be financially covered if you need medical treatment and won't have to worry about the cost.

Injuries related to adventure sports 

It's advisable to have a travel insurance policy covering adventure sports if you're planning to participate in adventure sports during your trip to the UK. This way, if you sustain an injury, your insurance company can help cover the cost of treatment.

Compassionate visits

Being hospitalised in a foreign country can result in feelings of loneliness. In such a scenario, having a close family member for comfort and support can be crucial. To fulfil this need, a UK travel insurance policy can cover the costs of bringing someone from India to your location.

Death and repatriation

In the event of the insured's death during the trip, we will bear the expenses related to the transportation of the deceased individual's body back to the place of its origin.

Loss and delay of luggage

The airline may have misplaced or delayed your luggage after you checked it in. As per the terms of your policy, you can, in such cases, seek compensation for any monetary losses that result.

Trip cancellation due to COVID-19

A UK travel insurance policy provides compensation in case you have to cancel your flight due to COVID-19-related issues.

Passport lost

Losing your passport during international travel can result in legal issues. To prevent such consequences, it's important to have a duplicate one. A travel insurance policy from India to the UK will cover the cost of obtaining a replacement.

What's Not Covered By ACKO’s UK Travel Insurance? 
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Here are the things that your travel insurance from India to the UK will not cover.

  • Not having a visa and going to the UK

  • Going to the UK for medical care or an appointment

  • Taking the trip to the UK without being healthy enough to do so

  • Suicide attempt or death by suicide

  • Loss, harm, or damage caused by using drugs or alcohol, among other things

  • Mining, tunnelling, and other dangerous activities can cause loss, harm, or damage

  • Loss, harm, or damage caused by any kind of crime

  • Health problems caused by a disease that was already there or by pregnancy

Note: Our policy document has a full list of everything that is covered and everything that is not covered.  

How To Buy Travel Insurance For UK Visa From India?
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To get travel insurance online for UK from ACKO, follow these six steps:

Step 1: To begin, click here or download our app from Play or App Store

Step 2: Choose from our standard plan or customise your plan

Step 3: Give us the dates on which your trip will start and end

Step 4: Choose the coverage you want

Step 5: Fill up the details for you and your travel companions

Step 6: Pay online to get your coverage right away

How Do I Claim Online Travel Insurance UK From ACKO?
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Filing a claim with ACKO's Travel Insurance for UK is easy. Just follow these steps to make a claim:

Insurance for cashless medical care
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1. Send an email to [email protected] or call 01246174722 to let us know where you are. 

2. We will send you a list of cashless hospitals in your area right away. 

3. You can keep getting treatment while we handle paying the hospital bill.


Additional Covers:
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1. Drop us a line at 01246174722, or write to us at [email protected]

2. If you send us an invoice or bill, we will look it over as soon as possible. 

3. In a few days, you should receive your money back.


Things You Should Know Before Beginning Your UK Trip
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Before beginning your trip to the UK, there are a few fun facts you should know! The UK is made up of four countries: England, Scotland, Wales, and Northern Ireland. The currency used is the Pound Sterling. London is the capital city and is home to famous landmarks such as Buckingham Palace, Big Ben (now called the Elizabeth Tower), and the London Eye. The UK is also known for its love of tea, fish and chips, and pub culture. While you're there, be sure to check out the neighbourhood pubs and sample some traditional cuisine.

Things You Can’t Miss!
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Here are a few things you absolutely must do while visiting the UK.

UK Visa For Indians
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The following are the visa types available for UK visa for Indians.

Visa Type


Visitor visas

For individuals visiting a country temporarily

Study visas

For individuals pursuing educational programs

Work visas

For individuals seeking employment opportunities

Family visas

For family members to join residents or citizens

Business visas

For individuals conducting business activities

Transit visas

For travellers passing through a country

Settlement visas

For individuals intending to permanently settle


Indian Embassy’s Location In The UK 
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In case of an emergency, you can get in touch with the Indian Embassy in the UK. The embassy's contact information is provided below.

AddressIndia House, Aldwych, London, WC2B 4NA
Phone number00-44 (0) 20-78369147
Email[email protected]
Working hoursMonday to Friday from 10 a.m. to 5.30 p.m.


List Of International Airports In UK
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Here is a list of a few of the UK's international airports along with their locations.



Birmingham International Airport


Bournemouth International Airport


Bristol Airport


East Midlands Airport


Exeter Airport


Leeds/Bradford Airport


Liverpool John Lennon Airport


London City Airport


London Gatwick Airport


London Heathrow Airport


London Stansted Airport


Newquay Cornwall Airport


Norwich International Airport


Ringway International Airport



Travel Documents Required To Travel To UK
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The following are some of the documents you require while travelling to the UK.


Tips For Buying The Cheapest Travel Insurance For UK From India Online
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Here are some pointers you can use to buy best travel insurance for UK:

Learn the claim procedure
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Ensure you understand the claim procedure by clarifying it with the insurer before purchasing a travel policy for the UK. This will give you a clearer understanding of how to file a claim and help you make a more informed decision.

Customise coverage
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Customise the coverage provided by UK travel insurance to meet your individual needs. This will guarantee the coverage you need and save you money on unnecessary financial protection.

Choose a reasonable sum insured
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The sum insured is the maximum amount you can claim under a travel policy. So, while choosing this, think about how much coverage you'll need on your trip. By doing so, you can prevent running out of money in a foreign nation.

Frequently Asked Questions
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The following are responses to frequently asked queries about travel insurance in the UK for Indians


Why do I need travel insurance while travelling to the UK?

You need travel insurance when travelling to the UK to financially protect yourself in the following situations.

Medical costs from illnesses, accidents, and other emergencies

Trip cancellation or delay

Stolen or misplaced luggage

Loss of passport

Who should consider getting travel insurance UK?

Anyone who is not a British citizen and is planning a trip to the UK really ought to look into getting some sort of travel insurance. It does not matter how long your trip is, this is a must.

How much does UK travel insurance cost?

For one adult travelling from India to UK for 7 days, a $50,000 travel insurance plan starts at just ₹519 (excluding GST). [As of December 2023, this is how much it will cost].

Is travel insurance mandatory for UK?

No, travel insurance is not mandatory for UK. However, given its benefits, it is a crucial consideration for travellers.

What happens if I get sick or injured while travelling in the UK?

If you get sick or injured while travelling in the UK, your travel insurance can cover the cost of medical treatment. Depending on the policy you have, you can either receive cashless hospitalisation or pay upfront and claim reimbursement.

What if my trip gets cancelled or postponed?

If your trip to the UK gets cancelled or postponed due to unforeseen circumstances, your travel insurance can cover the cost of cancellations and changes. Please be aware that the compensation is subject to the policy limit.

Can I purchase travel insurance after starting my trip to the UK?

No, you cannot buy travel insurance if your trip has already begun.

Disclaimer: The plans, services, features, processes, and other details mentioned on this page are subject to availability and change. Baggage cover for up to 5 days in Asia is available for just ₹49 (inclusive of GST) for adults – that's around ₹10 per day. Remember, prices may change, so be sure to check the policy details before deciding. If you have questions, reach out to us at [email protected].