Australia is a country with some of the most beautiful natural scenery in the world. It has tropical rainforests, dry deserts, and beautiful coastal areas. It is a popular place for tourists to visit because of its beautiful landscapes and diverse cultural history. However, you should get travel insurance for Australia so that you will not go broke if something unforeseen happens. This article will explain why it is crucial to purchase travel insurance before visiting Australia, as well as how to do so.
Here are some reasons why you should buy Australia travel insurance before leaving for your trip.
Unexpected occurrences: Travel insurance can offer financial protection in the event of unanticipated occurrences. Flight delays, lost or stolen luggage, and unanticipated medical expenses are a few examples.
Financial security: Travel insurance can offer financial security if you have to postpone or cancel your trip due to unforeseen events. Examples of these situations include a natural disaster or a medical emergency.
Medical coverage: Travel insurance can help cover the cost of medical care if you get sick or hurt while visiting Australia. Typical inclusions include hospital stays, prescription medications, and ambulance expenses.
Emergency assistance: Emergency assistance services are typically covered by travel insurance policies. As a result, you can receive the help you need and make arrangements for services like medical evacuation.
Feel safe and secure: Travel insurance can help you feel safe and secure. Knowing you have a safety net in case of unforeseen events or circumstances is always helpful.
To buy ACKO's online travel insurance Australia, just follow these six simple steps:
Step 1: The first thing you need to do is go to www.acko.com or download the ACKO app.
Step 2: Pick a final resting place.
Step 3: Plan out when you want to leave and when you want to return.
Step 4: Fill out your own and your fellow passengers' personal information.
Step 5: Change your safety plans based on your schedule.
Step 6: Upon completing your online payment, you will instantly receive your policy.
For insurance, Acko is the best option due to its user-friendliness and convenience. Acko's Travel Insurance is comprehensive and reasonably priced. We will make it easy and fast to get covered while traveling from India to Australia. Here are a few illustrations:
Our health insurance will pay for your hospital bills if you contract COVID-19 while traveling internationally.
The options for your next big trip seem endless when you consider all the countries you could visit. Your only concern is organizing your next fantastic vacation.
Insuring with Acko is a completely digital experience from start to finish. If you would rather not go into an actual insurance office or speak with a sales agent, this may be a good option for you.
Affordable and comprehensive insurance plans are readily available. ACKO offers affordable travel packages starting at Rs. 49* for five days.
Easy claim process
You can purchase travel insurance and file claims online without having to worry about time-consuming paperwork.
Flight and baggage coverage
While travelling to Australia, it will cover things like baggage loss, flight hijacking, baggage delays, and cancellations, depending on your policy.
Plans that can be customised
Your policy can be customized to fit your specific travel plans. You can adjust a variety of factors, such as the number of passengers and the duration of the trip.
Depending on the terms of your policy, you can submit a claim without worrying about paying from your pocket.
Emergency travel assistance
Acko’s Travel insurance Australia can help you deal with emergencies like losing your passport, other important travel documents, and other valuables.
What is covered?
What is not covered?
The following are the main inclusions that Acko’s travel insurance for Australia offers.
Loss and delay of luggage
Your checked baggage may be lost or delayed by the airline. According to the conditions outlined in your policy, the financial losses that result in such situations are covered.
You might want a supportive family member by your side in the unfortunate event that you are hospitalised while visiting Australia. The financial aspect of such compassionate visits is taken care of by this coverage.
Death and repatriation
Acko's travel insurance India to Australia will pay for the insured person's final expenses in the event of their untimely death.
Trip cancellation due to COVID-19
According to the terms of the policy, this coverage will cover the financial loss if you have to cancel your trip to Australia due to COVID-19-related issues. For instance, it covers the financial loss from postponing travel or extending a hotel stay to finish your quarantine period.
Cancellation and rescheduling of travel
With travel insurance India to Australia, you can protect your trip financially against cancellation and/or rescheduling. This coverage will cover the expenses associated with trip cancellation or rescheduling due to a legitimate reason.
Injuries related to adventure sports
If you intend to participate in adventure sports while visiting Australia, you can include this coverage in your policy. It will cover the monetary repercussions brought on by injuries sustained while participating in an adventure sport.
This coverage applies to incidents involving you and third-party property damage, accidents, or fatalities that occur while you are travelling. It will help you handle any monetary obligations that result from that.
Legal issues may arise if your passport is lost while you are travelling abroad. So, you would need a duplicate passport immediately in such a condition. The cost of obtaining a duplicate passport is covered by this policy, subject to the terms and conditions.
Expenses for medical care
Experiencing health or medical problems while travelling can cost you a lot of money. That's why you need to safeguard your finances and be prepared for unanticipated medical issues. By doing this, you will have coverage while visiting Australia for unexpected medical expenses, illnesses, and other accidents.
Here are some Australia travel insurance plan exclusions that you should be aware of.
These are the travel-related scenarios in which your travel insurance for Australia will be ineffective.
Not having a valid visa for travel to Australia.
Travelling to Australia to receive treatment or a consultation.
Going to Australia despite not being in good enough health for the journey.
Travelling against your doctor's advice.
You won't be able to use your travel health insurance Australia in these legal circumstances.
Attempting or committing suicide, as well as self-inflicted wounds.
Alcohol, hallucinogen, or other substance intoxication-related harm, loss, or injury.
Damage, loss, or harm resulting from deliberate or unintentional involvement in criminal activity.
Loss, harm, or damage sustained while engaging in risky activities like tunnelling, mining, etc.
You won't be able to use your travel medical insurance Australia in these medical situations.
Depending on the terms of your policy, any pre-existing illness and/or a complication that goes along with it.
If a medical professional who is related to the insured person's family offers proof of disability.
Pregnancy-related medical problems and treatments.
Note: Please carefully read your policy document to fully comprehend all exclusions and inclusions of your Australia travel insurance plan.
It is easy to file a claim with Acko's Travel Medical Insurance Australia. Just follow these steps to make a claim:
Insurance for free medical care:
Tell us where you are by sending an email to [email protected] or calling 01246174722.
We will send you an immediate list of hospitals in your area that do not require cash.
We will take care of paying the hospital bill while you keep getting care.
Send us an email at [email protected] or call us at 01246174722.
We will review your invoice or bill as soon as it is received.
Your refund should arrive in your bank account within a few days.
Australia is the world's largest island and its smallest continent. It is a stunningly beautiful country with amazing contrasts. Along its coastline, you can explore vast sand islands, bustling cities and prehistoric rainforests. The Great Barrier Reef, one of the most magnificent natural wonders on earth, is one of its main draws. The Blue Mountains National Park, Uluru-Kata Tjuta National Park, and Bondi Beach are some of its other well-known attractions.
There are a few places in Australia that you simply must not miss.
A popular day trip from Sydney, the stunning Blue Mountains National Park is a UNESCO World Heritage Site and a hiker's paradise.
The Uluru (previously Ayers Rock), another World Heritage Site, is located deep within Australia's Red Centre.
Great Barrier Reef viewing is a must before leaving Australia. This natural marvel is also listed as a World Heritage site.
Bennelong Point, one of the great architectural icons of the world, is a must-see in Sydney. It resembles enormous shells or billowing sails.
There are lots of opportunities for exploration in the Kimberley. This remote and untamed region, which occupies Australia's northwest corner, is breathtaking.
The following are the common Australian visa options available to Indian citizens travelling to Australia for leisure, business, study, or other reasons.
For visitors to a nation
For people who want to study
For people who want job
For relatives of residents or citizens to move in with them
For individuals conducting business activities
For visitors who are just stopping over
Those who are looking for a place to call home
If you are in Australia and find yourself in a dire situation, you can call the Indian Embassy for help. The contact details for the embassy are given below.
HIGH COMMISSION OF INDIA, CANBERRA
Indian High Commission, 3-5 Moonah Pl, Yarralumla ACT 2600, Australia
Hours of submission: Mon to Fri, 08:30 - 03:00 PM, Hours of collection: Mon to Fri, 12:00 - 03:00 PM
The below-given table lists all the international airports in Australia.
Busselton Margaret River
Cocos (Keeling) Island
Lord Howe Island
To travel to Australia, you will typically need the following documents.
A valid passport: Your passport should be valid for at least six months beyond the date of your intended departure from Australia. Additionally, you should have at least one blank page for an entry stamp.
A visa: Depending on the purpose and length of your visit, you may need to obtain a visa from the Australian Government before you travel. You can check the type of visa you need and apply for it through the official Australian Government's website.
A valid Electronic Travel Authority (ETA) or eVisitor visa: If you are eligible for an ETA or eVisitor visa, you can apply for it online. This will grant you entry to Australia for tourism or business purposes.
A return or onward ticket: You will need to show that you have a return or onward ticket to leave Australia before your visa expires.
Evidence of sufficient funds: You will need to show that you have enough money to support yourself during your stay in Australia.
Proof of accommodation: You need to have proof of a confirmed booking for your accommodation during your stay in Australia.
It's important to note that there might be additional requirements based on your specific situation, so we recommend checking the official Australian Government's website to make sure you have all the documents you need for your trip.
Here are a few tips for buying best travel insurance online for Australia trips.
Clarify the claim procedure
Before purchasing an Australia travel insurance policy, enquire about the claim procedure with the insurer. To make an informed choice, you must understand the procedures for filing a claim and settling it.
Alter covers according to your needs
You should try to match your travel insurance coverage as closely as possible to your individual requirements. By doing so, you can have sufficient financial protection and steer clear of paying for extra covers.
Select adequate coverage amount
The maximum claim settlement allowed by an insurance policy is known as the sum insured. Make sure the insurance coverage amount you choose in your policy corresponds to the largest possible financial loss. This will protect you from running out of money in a time of need.
Travel insurance is a type of insurance that provides coverage for unforeseen situations or events that may arise while travelling. Examples of this include missed flights, stolen or lost luggage, unexpected medical expenses, and more. When visiting Australia (or any other country), it is crucial to have travel insurance so that you are financially protected and can get help in an emergency.
The following is a list of ways you can buy travel insurance for Australia from India.
A travel insurance provider will allow you to buy a policy directly from them in person or online.
When making travel arrangements, you can also buy a policy from a travel or tour company.
You can buy a policy from your bank or credit card provider, as some of them provide it as a perk for their clients.
Yes, you can usually purchase Australia travel insurance from India after you have booked your trip. However, it is generally a good idea to purchase travel insurance as soon as possible. This is due to the fact that it may expand your coverage and provide you with peace of mind knowing you are sufficiently protected against mishaps.
It is not required by law to have travel health insurance for Australia, but it is strongly recommended. This is because medical expenses can be very high in Australia.
Disclaimer: The plans, services, features, processes, and other details mentioned on this page are subject to availability and change. Baggage cover for up to 5 days in Asia is available for just ₹49 (inclusive of GST) for adults – that's around ₹10 per day. Remember, prices may change, so be sure to check the policy details before deciding. If you have questions, reach out to us at [email protected].