Travel Insurance for Australia

Ensure a safe trip with Australia travel insurance plan from India.

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Australia is a country with some of the most beautiful natural scenery in the world. It has tropical rainforests, dry deserts, and beautiful coastal areas. It is a popular place for tourists to visit because of its beautiful landscapes and diverse cultural history. However, you should get travel insurance for Australia so that you will not go broke if something unforeseen happens. This article will explain why it is crucial to purchase travel insurance before visiting Australia, as well as how to do so.

Why do I need travel insurance for Australia from India?

Here are some reasons why you should buy Australia travel insurance before leaving for your trip.

Unexpected occurrences: Travel insurance can offer financial protection in the event of unanticipated occurrences. Flight delays, lost or stolen luggage, and unanticipated medical expenses are a few examples.
Financial security: Travel insurance can offer financial security if you have to postpone or cancel your trip due to unforeseen events. Examples of these situations include a natural disaster or a medical emergency.
Medical coverage: Travel insurance can help cover the cost of medical care if you get sick or hurt while visiting Australia. Typical inclusions include hospital stays, prescription medications, and ambulance expenses.
Emergency assistance: Emergency assistance services are typically covered by travel insurance policies. As a result, you can receive the help you need and make arrangements for services like medical evacuation.
Feel safe and secure: Travel insurance can help you feel safe and secure. Knowing you have a safety net in case of unforeseen events or circumstances is always helpful.

Why ACKO Travel Insurance for Australia?

We will make it easy and fast to get covered while traveling from India to Australia. Here are a few illustrations:

Hospitalization due to COVID-19

Our health insurance will pay for your hospital bills if you contract COVID-19 while travelling internationally.

In excess of 150 nations

The options for your next big trip seem endless when you consider all the countries you could visit. Your only concern is organising your next fantastic vacation.

Process Without Paper

Insuring with Acko is a completely digital experience from start to finish. If you would rather not go into an actual insurance office or speak with a sales agent, this may be a good option for you.

Priced right

Affordable and comprehensive insurance plans are readily available. ACKO offers affordable travel packages starting at Rs. 49* for five days.

Benefits of ACKO’s Travel Insurance Australia

Easy claim process

You can purchase travel insurance and file claims online without having to worry about time-consuming paperwork.

Flight and baggage coverage

While travelling to Australia, it will cover things like baggage loss, baggage delays, and cancellations, depending on your policy.

Plans that can be customised

Your policy can be customised to fit your specific travel plans. You can adjust a variety of factors, such as the number of passengers, the duration of your trip, and what coverage you need.

Zero deductibles

Depending on the terms of your policy, you can submit a claim without worrying about paying from your pocket.

What is covered?

What is not covered?

What's covered in ACKO’s Australia Travel Insurance?

The following are the situations usually covered under travel insurance for Australia from India.

Travel Coverage

The following travel-related circumstances are covered under your ACKO travel insurance for Dubai.

Return of minor child to the city of residence in case of the insured person's hospitalisation
Family member’s compassionate visit in case of the insured person’s hospitalisation
Monetary loss for transportation in case of medical care and death of the insured person during the trip
Compensation for flight delay or cancellation
Compensation for rescheduling
Compensation for misplacement or delay of the checked-in baggage
Compensation for total loss/partial loss of checked-in baggage
Unrecoverable costs related to the loss of passport
Compensation in the event of a paid booking bouncing during travel

Legal Coverage

Our policy will offer financial coverage in these legal situations.

Monetary loss brought on by an extended stay following an injury, illness, or hospitalisation

Medical Coverage

Your travel insurance through ACKO will provide coverage for these medical issues.

An accidental injury that requires hospitalisation or daycare.
A medical emergency that requires hospitalisation or daycare.
OPD medical expenses due to injuries or illnesses
Adventure sports-related injuries requiring hospitalisation
Permanent total disability/Permanent partial disability caused by an accident during the travel period
Accidental death of the insured person during the travel period
Coverage for transporting remains in case of death during travel due to injury or illness during the travel period
COVID-19 quarantine resulted in flight cancellation

What's not covered in ACKO’s Australia travel insurance?

Here are some Australia travel insurance plan exclusions that you should be aware of.

Travel exclusions

These are the travel-related scenarios in which your travel insurance for Australia will be ineffective.

Not having a valid visa for travel to Australia
Travelling to Australia to receive treatment or a consultation
Going to Australia despite not being in good enough health for the journey
If you purchase after leaving India or if your trip doesn’t end in India
Travelling against your doctor's advice

Legal exclusions

You won't be able to use your travel health insurance Australia in these legal circumstances.

Attempting or committing suicide, as well as self-inflicted wounds
Alcohol, hallucinogen, or other substance intoxication-related harm, loss, or injury
Damage, loss, or harm resulting from deliberate or unintentional involvement in criminal activity
Loss, harm, or damage sustained while engaging in risky activities like tunnelling, mining, etc

Medical exclusions

You won't be able to use your travel medical insurance Australia in these medical situations.

Depending on the terms of your policy, any pre-existing illness and/or a complication that goes along with it
If a medical professional who is related to the insured person's family offers proof of disability
Pregnancy-related medical problems and treatments

Note: Please carefully read your policy document to fully comprehend all exclusions and inclusions of your Australia travel insurance plan.

How do I buy Acko Travel Insurance for Australia from India?

To buy ACKO's online travel insurance Australia, just follow these six simple steps:

Step 1: To begin, click here or download our app from Play or App Store

Step 2: Choose from our standard plan or customise your plan

Step 3: Give us the dates on which your trip will start and end

Step 4: Choose the coverage you want

Step 5: Fill up the details for you and your travel companions

Step 6: You'll get a quote right away. Pay online to get your coverage right away

How do I claim online travel insurance Australia from Acko?

It is easy to file a claim with Acko's Travel Medical Insurance Australia. Just follow these steps to make a claim:

Insurance for free medical care:

Tell us where you are by sending an email to [email protected] or calling 01246174722.

We will send you an immediate list of hospitals in your area that do not require cash.

We will take care of paying the hospital bill while you keep getting care.

Extra Covers:

Send us an email at [email protected] or call us at 01246174722.

We will review your invoice or bill as soon as it is received.

Your refund should arrive in your bank account within a few days.

Things you should know before beginning your Australia trip

Australia is the world's largest island and its smallest continent. It is a stunningly beautiful country with amazing contrasts. Along its coastline, you can explore vast sand islands, bustling cities and prehistoric rainforests. The Great Barrier Reef, one of the most magnificent natural wonders on earth, is one of its main draws. The Blue Mountains National Park, Uluru-Kata Tjuta National Park, and Bondi Beach are some of its other well-known attractions.

Things you can’t miss!

There are a few places in Australia that you simply must not miss.

A popular day trip from Sydney, the stunning Blue Mountains National Park is a UNESCO World Heritage Site and a hiker's paradise.
The Uluru (previously Ayers Rock), another World Heritage Site, is located deep within Australia's Red Centre.
Great Barrier Reef viewing is a must before leaving Australia. This natural marvel is also listed as a World Heritage site.
Bennelong Point, one of the great architectural icons of the world, is a must-see in Sydney. It resembles enormous shells or billowing sails.
There are lots of opportunities for exploration in the Kimberley. This remote and untamed region, which occupies Australia's northwest corner, is breathtaking.

Australia Visa for Indians

The following are the common Australian visa options available to Indian citizens travelling to Australia for leisure, business, study, or other reasons.

Visa Type	Description
Visitor visas	For visitors to a nation
Study visas	For people who want to study
Work visas	For people who want job
Family visas	For relatives of residents or citizens to move in with them
Business visas	For individuals conducting business activities
Transit visas	For visitors who are just stopping over
Settlement visas	Those who are looking for a place to call home

Indian Embassy’s location in Australia

If you are in Australia and find yourself in a dire situation, you can call the Indian Embassy for help. The contact details for the embassy are given below.

EMBASSY	HIGH COMMISSION OF INDIA, CANBERRA
Address	Indian High Commission, 3-5 Moonah Pl, Yarralumla ACT 2600, Australia
Phone number	039956 3830
Email	[email protected]
Working hours	Hours of submission: Mon to Fri, 08:30 - 03:00 PM, Hours of collection: Mon to Fri, 12:00 - 03:00 PM

List of international airports in Australia

The below-given table lists all the international airports in Australia.

ADELAIDE	AVALON	ALICE SPRINGS
Brisbane	Broome	Busselton Margaret River
Canberra	Cairns	Coffs Harbour
Christmas Island	Cocos (Keeling) Island	Darwin
Geraldton	Gold Coast	Hobart
Horn Island	Kalgoorlie	Launceston
Learmonth	Lord Howe Island	Melbourne
Newcastle	Norfolk Island	Perth
Port Hedland	Rockhampton	Sunshine Coast
Sydney	Tindal
Townsville	Toowoomba Wellcamp

Travel documents required to travel to Australia

To travel to Australia, you will typically need the following documents.

A valid passport: Your passport should be valid for at least six months beyond the date of your intended departure from Australia. Additionally, you should have at least one blank page for an entry stamp.
A visa: Depending on the purpose and length of your visit, you may need to obtain a visa from the Australian Government before you travel. You can check the type of visa you need and apply for it through the official Australian Government's website.
A valid Electronic Travel Authority (ETA) or eVisitor visa: If you are eligible for an ETA or eVisitor visa, you can apply for it online. This will grant you entry to Australia for tourism or business purposes.
A return or onward ticket: You will need to show that you have a return or onward ticket to leave Australia before your visa expires.
Evidence of sufficient funds: You will need to show that you have enough money to support yourself during your stay in Australia.
Proof of accommodation: You need to have proof of a confirmed booking for your accommodation during your stay in Australia.

It's important to note that there might be additional requirements based on your specific situation, so we recommend checking the official Australian Government's website to make sure you have all the documents you need for your trip.

Tips to buy the best travel insurance for Australia from India online

Here are a few tips for buying best travel insurance online for Australia trips.

Clarify the claim procedure

Before purchasing an Australia travel insurance policy, enquire about the claim procedure with the insurer. To make an informed choice, you must understand the procedures for filing a claim and settling it.

Alter covers according to your needs

You should try to match your travel insurance coverage as closely as possible to your individual requirements. By doing so, you can have sufficient financial protection and steer clear of paying for extra covers.

Select adequate coverage amount

The maximum claim settlement allowed by an insurance policy is known as the sum insured. Make sure the insurance coverage amount you choose in your policy corresponds to the largest possible financial loss. This will protect you from running out of money in a time of need.

Frequently asked questions

Some of the frequently asked inquiries about travel insurance for Australia from India are covered in this section.

What is travel insurance, and why do I need travel insurance india to Australia?

Travel insurance is a type of insurance that provides coverage for unforeseen situations or events that may arise while travelling. Examples of this include missed flights, stolen or lost luggage, unexpected medical expenses, and more. When visiting Australia (or any other country), it is crucial to have travel insurance so that you are financially protected and can get help in an emergency.

Can I purchase travel insurance for Australia from India after I have already booked my trip?

already booked my trip?

Yes, you can usually purchase Australia travel insurance from India after you have booked your trip.

Do I need travel health insurance for Australia?

It is not required by law to have travel health insurance for Australia, but it is strongly recommended. This is because medical expenses can be very high in Australia.

Disclaimer: The plans, services, features, processes, and other details mentioned on this page are subject to availability and change. Baggage cover for up to 5 days in Asia is available for just ₹49 (inclusive of GST) for adults – that's around ₹10 per day. Remember, prices may change, so be sure to check the policy details before deciding. If you have questions, reach out to us at [email protected].