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Travel Insurance for Malaysia from India

Ensure a safe trip with Malaysia travel insurance plan.

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Travel insurance for Malaysia is a must-have if you're planning to explore this fun and exciting destination in Southeast Asia worry-free. Understanding the importance of being prepared, especially in the wake of medical emergencies, which can become quite expensive abroad, especially post-COVID-19, our guide aims to equip you with all you need to ensure a worry-free travel experience.

Why Do I Need Travel Insurance For Malaysia From India?
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You must keep travel insurance from India to Malaysia for emergencies. This can help cover unexpected situations like health issues, flight problems, and emergencies. Here are some important reasons why having Malaysian travel insurance is a must.

Many similar situations can put extreme financial pressure on you if you don’t secure yourself with an appropriate travel insurance plan.


Why ACKO Travel Insurance For Malaysia?
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When it comes to Travel Insurance Malaysia, we can help you obtain it quickly and efficiently. Here are some ways we can assist you:

Paperless Process
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To eliminate the need for physical paper documents. You can buy, claim and manage your policy entirely online. 

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You get the best insurance options with great coverage at a reasonable price.

No out-of-pocket expenses
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Rest assured that you won't have to worry about paying anything out of your pocket. 

Coverage for COVID-19-related hospitalisation
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In case you test positive, we cover COVID-19 hospitalisation in our travel plans. Stay safe!

Let’s See How Travel Medical Insurance Malaysia Helped Rahul On His Recent Vacation
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Rahul woke up sick three days into his trip to Malaysia. What began as a small bother quickly got worse, and Rahul soon found himself in the emergency room of a nearby hospital.

He remembered and called ACKO, his insurance company. He was relieved to learn that not only was his hospital stay paid for, but he was also qualified for a Hospital Daily Allowance, which would help him with money during this very trying time.

"Words can't describe how thankful I am. The daily sum that came with the ACKO travel insurance saved my life. It took care of all the extra costs that came up because of the hospital stay. ACKO made a tough situation really easier to handle. I'm now preparing for my next trip with ACKO's travel insurance."

Benefits Of ACKO’s Malaysia Travel Insurance Plan
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Check out some of the top ways in which a Malaysia travel insurance plan can benefit you while travelling.

Accidental and Medical Benefits
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We understand that even the smallest health concerns can cause big troubles, which is why our travel insurance plan includes financial coverage for potential medical emergencies, including COVID-19. 

Standard compensation for flight/baggage delays
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No one likes flight or baggage delays while travelling. It can cause financial loss, especially if you are on strict timelines and have prepaid bookings. If your flight is delayed, ACKO's travel insurance plan will pay you the standard amount of money, as stated in the policy.

Trip Cancellation/Rescheduling
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Rescheduled plans are better than cancelled ones. Here, “we” are to cover “your” expenses if the airline reschedules as well as provide a standard fee for cases where you have to cancel your flight.

Coverage at affordable prices
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Wondering about travel insurance costs? At ACKO, we provide basic travel plans for only Rs. 49 for a five-day term, which is equivalent to approximately Rs. 10 per travel day.*

Customisable coverage
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With ACKO's travel insurance policy, you can choose the coverage that suits your needs and budget. This makes purchasing travel insurance even more convenient.

Stress-free journeys around the world
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Whenever you plan a trip outside the country, a suitable insurance plan will financially safeguard you in unfortunate scenarios. This gives a sense of security and mental peace while travelling.

What is covered?

What is not covered?

What's Covered By ACKO’s Malaysia Travel Insurance?
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The following are the situations usually covered under travel insurance for Malaysia from India.

Travel Coverage

  • Return of minor child to the city of residence in case of the insured person's hospitalisation

  • Family member’s compassionate visit in case of the insured person’s hospitalisation

  • Monetary loss for transportation in case of medical care and death of the insured person during the trip

  • Compensation for flight delay or cancellation

  • Compensation for rescheduling

  • Compensation for misplacement or delay of the checked-in baggage

  • Compensation for total loss/partial loss of checked-in baggage

  • Unrecoverable costs related to the loss of passport

  • Compensation in the event of a paid booking bouncing during travel

  • Compensation in the event of a paid booking bouncing during travel

Legal Coverage

  • Monetary loss brought on by an extended stay following an injury, illness, or hospitalisation

Medical Coverage

  • An accidental injury that requires hospitalisation or daycare

  • A medical emergency that requires hospitalisation or daycare

  • OPD medical expenses due to injuries or illnesses

  • Adventure sports-related injuries requiring hospitalisation

  • Permanent total disability/Permanent partial disability caused by an accident during the travel period

  • Accidental death of the insured person during the travel period

  • Coverage for transporting remains in case of death during travel due to injury or illness during the travel period

  • COVID-19 quarantine resulted in flight cancellation


What's Not Covered By ACKO’s Malaysia Travel Insurance? 
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Even if you purchase the best travel insurance for Malaysia Visa, it will come with a few exclusions. Some of the general exclusions are as follows.

Travel exclusions

  • If a valid visa is not present when you enter Malaysia

  • Overstaying your stay in Malaysia than the validity of your visa

  • If the sole purpose of your trip to Malaysia is to receive medical attention

  • Travelling to Malaysia when you’re not medically fit

  • If you purchase after leaving India or if your trip doesn’t end in India

Legal exclusions

  • Loss, damage, or injury due to self-inflicted harm, suicide, etc

  • Loss, damage, or injury when you are under the influence of alcohol or some other intoxicating substance

  • ​​Loss, damage, or injury during a criminal act

  • Loss, damage, or injury during a hazardous activity

Medical exclusions

  • Medical complications associated with pregnancy or pre-existing disease

  • If a close relative prepares the disability report used to substantiate a claim


How To Buy Travel Insurance For Malaysia Visa From India?
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To get travel insurance online for Malaysia from ACKO, follow these six steps:

Step 1: To begin, click here or download our app from Play or App Store

Step 2: Choose from our standard plan or customise your plan

Step 3: Give us the dates on which your trip will start and end

Step 4: Choose the coverage you want

Step 5: Fill up the details for you and your travel companions

Step 6: Pay online to get your coverage right away 

How Do I Claim Online Travel Insurance For Malaysia From ACKO?
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Claiming your ACKO travel insurance online for Malaysia is super easy. Here are the simple steps to follow: 

For travel medical insurance that offers treatment without cash:

For other covers:


Things You Should Know Before Beginning Your Malaysia Trip
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Here are a few things to keep in mind before you start your trip to Malaysia.

Get vaccinated: For travel to Malaysia, some vaccinations, such as the COVID-19 vaccine, may be advised/necessary. Check with your healthcare provider to determine which vaccines you need.

Learn a few phrases in the local language: While English is widely spoken in Malaysia, it's always a good idea to learn a few phrases in the local language, Bahasa Malaysia. This will show respect for the local culture and may even come in handy when you are trying to communicate with locals.

Respect local customs: Be mindful of local customs and traditions, particularly with regard to dress and behaviour. For example, it's important to dress modestly, especially when visiting temples or other cultural sites.

By remembering these things, you can better prepare for your trip to Malaysia and have a more enjoyable and respectful visit.


Plan Your Trip To Malaysia
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With its diverse landscape, Malaysia offers something for every type of traveller. Whether you want to relax on the sandy beaches of Langkawi, explore the bustling city of Kuala Lumpur, or experience the natural beauty of Borneo, Malaysia has a lot to offer. 

To help you plan your trip to Malaysia, here are a few things to consider.

Choose your destination: Malaysia is made up of 13 states, each with its own unique attractions. Do some research to determine which region of Malaysia is the best fit for your travel style and interests.

Decide on your mode of transport: Malaysia has several options for getting around, including buses, trains, and flights. Consider your budget and the distance you'll be travelling to decide which mode of transport is best for you.

Plan your accommodation: Malaysia has a wide range of accommodation options, from luxury hotels to budget hostels. Consider your budget and travel style while choosing where to stay.

Research the local culture: Malaysia is a diverse country with a rich cultural heritage. Take some time to learn about the customs and traditions of the region you'll be visiting to ensure an enjoyable trip.

Things You Can’t Miss!
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Here are a few things you won't want to miss on your trip to Malaysia.

Relax on the beaches of Langkawi: This group of 99 tropical islands is known for its crystal clear waters and sandy beaches. Spend your days lounging on the beach or exploring the island's mangrove forests and caves.

Experience the Cameron Highlands: This highland region is known for its rolling hills, tea plantations, and cooler temperatures. Take a hike through the jungle, visit a tea plantation, or relax in a cosy cottage.

Learn about Malaysia's history and culture: Malaysia has a rich history and diverse culture, and there are many ways to learn about it on your trip. Visit a museum, take a guided tour, or just spend some time chatting with locals to learn more about the country's unique traditions.


Malaysia Visa For Indians
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Indian nationals visiting Malaysia on vacation must obtain a tourist visa, which permits stays of up to 90 days. To apply for a Malaysia visa, Indians must submit an application form and supporting documents. Here are a few things to keep in mind.

By following these steps, you can ensure that your Malaysian visa application is successful. You can determine which visa category is most appropriate for your application by referring to the following table.

Single entry visaForeign nationals who need a visa to enter Malaysia, primarily for a social visit, are given this.It usually lasts for three (3) months from the date of issuance and is good for just one entry.
Multiple entry visaThis is provided to foreign nationals who need a visa to enter Malaysia, primarily for business or intergovernmental purposes.It is typically valid for three (3) to twelve (12) months from the date of issuance. 
Transit visaThis is given to visitors from abroad who need a visa to transit through Malaysia.Valid for the duration of the transit.


Indian Embassy’s Location In Malaysia
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If you need urgent help as an Indian in Malaysia, you can get in touch with the Indian Embassy there.  The embassy's contact information is provided below.

AddressLevel 1, Wisma HRIH Lotus, No. 442 Jalan Pahang, Setapak, 53000 Kuala Lumpur, Malaysia
Phone number+60 3-4024 0990 / 2200 / 2211 / 1010
Email[email protected]
Working hoursMonday to Friday: 9:00 am to 5:30 pm


International Airports In Malaysia
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These are all the airports in Malaysia, according to the Ministry of Transport Malaysia.

Documents Required To Travel To Malaysia
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When travelling to Malaysia from India, it's important to have the proper documents in order to enter the country. The following are the travel documents that are typically required for entry into Malaysia.

Valid passport: Your passport should be valid for at least six months from the date of your intended return to India.

Visa: Indian citizens require a valid visa to enter Malaysia. Depending on the length of stay and the purpose of travel, you can apply for a tourist, business, or student visa.

Return or onward ticket: You will need to have a return or onward ticket to prove that you will be leaving Malaysia before your visa expires.

Proof of sufficient funds: You will need to show that you have enough money to support yourself during your stay in Malaysia.

Travel itinerary: A detailed travel itinerary, including your hotel reservations, transportation arrangements, and other travel details, may be required.

Travel insurance: It's strongly recommended that you have travel insurance while travelling to Malaysia. It's not a mandatory requirement to enter the country, but it's a good idea to have one for your own safety and protection.

Note that Malaysia has very strict laws, and visitors should abide by the laws to avoid any legal complications. It's always advisable to check with the nearest Embassy of Malaysia or check their official website for the most up-to-date information and requirements for entry into the country.

Tips To Buy The Cheapest Travel Insurance For Malaysia From India
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Here are some helpful tips for purchasing the best Malaysia travel insurance online from India.

Determine the sum insured: It's important to choose a policy with a sum insured that covers the potential financial loss you might face in extreme circumstances. This will help ensure that you have sufficient funds to cover any unexpected expenses that may arise during your trip to Malaysia.

Customise coverage for your specific needs: Consider your unique travel plans and tailor your Malaysia travel insurance policy to fit your needs. This will help you get the protection you need without paying for unnecessary coverage.

Understand the claim process: Before purchasing a policy, be sure to ask your insurer about the steps involved in the claim process. Knowing how to raise and settle a claim can help you be better prepared to handle any unexpected events that may occur during your trip.

Compare quotes: Don't be afraid to shop around and compare quotes from different insurers. This can help you find the best policy at the most affordable price.

Read the fine print: Carefully review the terms and conditions of any policy you are considering. Make sure you fully understand what is and is not covered, and consider any exclusions that might impact your coverage.

Frequently asked questions
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Here are some frequently asked questions and their answers about travel insurance for Malaysia from India.


What should I look for in a travel insurance policy for Malaysia?

While choosing a travel insurance policy for Malaysia, it's important to consider the coverage you need based on your travel plans and any potential risks. This may include medical coverage, trip cancellation coverage, and coverage for lost or stolen baggage. Be sure to read the policy terms carefully to understand what is and is not covered.

How much does Travel Insurance Malaysia cost for Indian travellers?

For one adult travelling from India to Malaysia for 7 days, a $50,000 travel insurance plan starts at just ₹498 (excluding GST). [As of December 2023, this is how much it will cost]. You can click on this link to see how it is calculated.

Can I purchase travel insurance after starting my trip to Malaysia?

No, you cannot buy travel insurance if your trip has already begun. 

Is it safe to travel to Malaysia?

Malaysia is generally considered a safe destination for travellers. However, as with any international trip, it is always a good idea to take precautions to ensure your safety and well-being. This can include taking out travel insurance, being aware of your surroundings, and following local laws and customs.

Is travel insurance mandatory for Malaysia?

No, travel insurance is not a mandatory requirement to enter the country; however, it's recommended to have one for your own well-being and security.

What does ACKO’s single-trip travel insurance Malaysia cover?

ACKO’s Malaysia single-trip insurance gets you covered for all sorts of unforeseen situations like medical emergencies, lost baggage, and even trip cancellations or interruptions. 

What is the climate like in Malaysia?

Malaysia has a tropical climate, which means it's generally hot and humid all year round. Occasionally, there are showers.

Disclaimer: The plans, services, features, processes, and other details mentioned on this page are subject to availability and changes. Please check the applicable policy wordings before making any insurance-related decisions. Feel free to reach out to us at [email protected] for any queries.