Travel Insurance for Malaysia from India

Ensure a safe trip with Malaysia travel insurance plan.

✅ 24x7 assistance ✅ Baggage Loss ✅ No Medical Test

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If you're looking for a fun and exciting destination in Southeast Asia, Malaysia should be at the top of your list! 'Malaysia, Truly Asia’ knows how to groove! You will undoubtedly have a good time. However, if you want to travel worry-free, getting travel insurance for Malaysia from India is the best option.

That's why we've put together this blog to help you find the right travel insurance for Malaysia from India. After all, medical costs can be really high when you're travelling abroad, especially after COVID-19. So take a look at our guide and make sure you're ready for anything your trip might bring!

Let’s roll.

Why do I need travel insurance for Malaysia from India?

You must keep travel insurance from India to Malaysia for emergencies. This can help cover unexpected situations like health issues, flight problems, and emergencies. Here are some important reasons why having Malaysian travel insurance is a must.

If an airline delays/loses your checked-in baggage
If a medical emergency arises that requires immediate hospitalisation
If you somehow lose your passport or cash
If you have to reschedule/cancel your trip for some reason

Many similar situations can put extreme financial pressure on you if you don’t secure yourself with an appropriate travel insurance plan.

Why ACKO Travel Insurance for Malaysia?

When it comes to Travel Insurance Malaysia, we can help you obtain it quickly and efficiently. Here are some ways we can assist you:

Paperless Process

Acko is an online-only insurer, which means you can buy, claim and manage your policy entirely online. This can be convenient if you want to avoid visiting a physical insurance office or speaking to a sales agent in person.

Budget-friendly

You get the best insurance options with great coverage at a reasonable price.

24x7 assistance

Service is what life is all about’’ and we firmly believe that. Which is why we offer 24/7 support for all your insurance needs so, you can travel with ease and without any concerns.

No out-of-pocket expenses

Rest assured that you won't have to worry about paying anything out of your pocket. Acko has got you covered for all your medical treatment and emergency assistance costs while you travel.

More than 150 countries worldwide

With so many countries to choose from, the possibilities for your next adventure appear limitless. You simply concentrate on making plans for your next dream vacation.

Coverage for COVID-19-related hospitalisation

In case you test positive for COVID-19 during your travel period, we cover COVID-19 hospitalisation in our travel plans. Stay safe!

Benefits of the Malaysia travel insurance plan

Check out some of the top ways in which a Malaysia travel insurance plan can benefit you while travelling.

Accidental and Medical Benefits

We understand that even the smallest health concerns can cause big troubles, which is why our travel insurance plan includes financial coverage for potential medical emergencies, including COVID-19.

Standard compensation for flight/baggage delays

No one likes flight or baggage delays while travelling. It can cause financial loss, especially if you are on strict timelines and have prepaid bookings. If your flight is delayed, Acko's travel insurance plan will pay you the standard amount of money, as stated in the policy.

Trip Cancellation/Rescheduling

Rescheduled plans are better than cancelled ones. Here, “We” are to cover “Your” expenses for rescheduling as well as provide a standard fee for cases where you have to cancel your flight for one of the reasons listed in the policy.

Coverage at affordable prices

Wondering about travel insurance costs? Nowadays, foreign travel insurance is available at reasonable charges. At ACKO, we provide basic travel plans for only Rs. 49 for a five-day term, which is equivalent to approximately Rs. 10 per travel day.*

Customisable coverage

With ACKO's travel insurance policy, you can choose the coverage that suits your needs and budget. This makes purchasing travel insurance even more convenient.

Stress-free journeys around the world

Whenever you plan a trip outside the country, a suitable insurance plan will financially safeguard you in unfortunate scenarios. This gives a sense of security and mental peace while travelling.

What is covered?

What is not covered?

What's covered in ACKO’s Malaysia Travel Insurance?

The following are the situations usually covered under travel insurance for Malaysia from India.

Travel Coverage

Return of minor child to the city of residence in case of the insured person's hospitalisation
Family member’s compassionate visit in case of the insured person’s hospitalisation
Monetary loss for transportation in case of medical care and death of the insured person during the trip
Compensation for flight delay or cancellation
Compensation for rescheduling
Compensation for misplacement or delay of the checked-in baggage
Compensation for total loss/partial loss of checked-in baggage
Unrecoverable costs related to the loss of passport
Compensation in the event of a paid booking bouncing during travel
Compensation in the event of a paid booking bouncing during travel

Legal Coverage

Monetary loss brought on by an extended stay following an injury, illness, or hospitalisation

Medical Coverage

An accidental injury that requires hospitalisation or daycare
A medical emergency that requires hospitalisation or daycare
OPD medical expenses due to injuries or illnesses
Adventure sports-related injuries requiring hospitalisation
Permanent total disability/Permanent partial disability caused by an accident during the travel period
Accidental death of the insured person during the travel period
Coverage for transporting remains in case of death during travel due to injury or illness during the travel period
COVID-19 quarantine resulted in flight cancellation

What's not covered in ACKO’s Malaysia Travel Insurance?

Even if you purchase the best travel insurance for Malaysia Visa, it will come with a few exclusions. Some of the general exclusions are as follows.

Travel exclusions

If a valid visa is not present when you enter Malaysia
Overstaying your stay in Malaysia than the validity of your visa
If the sole purpose of your trip to Malaysia is to receive medical attention
Traveling to Malaysia when you’re not medically fit
If you purchase after leaving India or if your trip doesn’t end in India

Legal exclusions

Loss, damage, or injury due to self-inflicted harm, suicide, etc
Loss, damage, or injury when you are under the influence of alcohol or some other intoxicating substance
Loss, damage, or injury during a criminal act
Loss, damage, or injury during a hazardous activity

Medical exclusions

Medical complications associated with pregnancy or pre-existing disease
If a close relative prepares the disability report used to substantiate a claim

How to Buy Travel Insurance for Malaysia Visa from India?

To get travel insurance online for Malaysia from ACKO, follow these six steps:

Step 1: To begin, click here or download our app from Play or App Store

Step 2: Choose from our standard plan or customise your plan

Step 3: Give us the dates on which your trip will start and end

Step 4: Choose the coverage you want

Step 5: Fill up the details for you and your travel companions

Step 6: You'll get a quote right away. Pay online to get your coverage right away

How do I claim online travel insurance for Malaysia from Acko?

Claiming your ACKO travel insurance online for Malaysia is super easy. Here are the simple steps to follow:

For travel medical insurance that offers treatment without cash:

Send an email to [email protected] or call 01246174722 to report your location. We will respond in 10 minutes.
We'll provide you with a list of local hospitals that offer cashless services.
All you have to do is share your policy document, and you are done.

For other covers:

You can contact us by giving us a missed call at 01246174722 or sending an email to the address [email protected].
Your bill or invoice will be reviewed as soon as possible, and you will get the refund within the next few days at the latest.

Things you should know before beginning your Malaysia trip

Here are a few things to keep in mind before you start your trip to Malaysia.

Get vaccinated: For travel to Malaysia, some vaccinations, such as the COVID-19 vaccine, may be advised/necessary. Check with your healthcare provider to determine which vaccines you need.

Learn a few phrases in the local language: While English is widely spoken in Malaysia, it's always a good idea to learn a few phrases in the local language, Bahasa Malaysia. This will show respect to the local culture and may even come in handy when you are trying to communicate with locals.
Respect local customs: Be mindful of local customs and traditions, particularly with regard to dress and behaviour. For example, it's important to dress modestly, especially when visiting temples or other cultural sites.

By keeping these things in mind, you can better prepare for your trip to Malaysia and have a more enjoyable and respectful visit.

Plan your trip to Malaysia

With its diverse landscape, Malaysia offers something for every type of traveller. Whether you want to relax on the sandy beaches of Langkawi, explore the bustling city of Kuala Lumpur, or experience the natural beauty of Borneo, Malaysia has a lot to offer.

To help you plan your trip to Malaysia, here are a few things to consider.

Choose your destination: Malaysia is made up of 13 states, each with its own unique attractions. Do some research to determine which region of Malaysia is the best fit for your travel style and interests.

Decide on your mode of transport: Malaysia has several options for getting around, including buses, trains, and flights. Consider your budget and the distance you'll be travelling to decide which mode of transport is best for you.

Plan your accommodation: Malaysia has a wide range of accommodation options, from luxury hotels to budget hostels. Consider your budget and travel style while choosing where to stay.

Research the local culture: Malaysia is a diverse country with a rich cultural heritage. Take some time to learn about the customs and traditions of the region you'll be visiting to ensure an enjoyable trip.

Things you can’t miss!

Here are a few things you won't want to miss on your trip to Malaysia.

Relax on the beaches of Langkawi: This group of 99 tropical islands is known for its crystal clear waters and sandy beaches. Spend your days lounging on the beach or exploring the island's mangrove forests and caves.
Experience the Cameron Highlands: This highland region is known for its rolling hills, tea plantations, and cooler temperatures. Take a hike through the jungle, visit a tea plantation, or relax in a cosy cottage.
Learn about Malaysia's history and culture: Malaysia has a rich history and diverse culture, and there are many ways to learn about it on your trip. Visit a museum, take a guided tour, or just spend some time chatting with locals to learn more about the country's unique traditions.

Malaysia visa for Indians

A tourist visa, which permits stays of up to 90 days, is required for Indian nationals visiting Malaysia on vacation. To apply for a Malaysia visa, Indians will need to submit an application form and supporting documents. Here are a few things to keep in mind.

There are several types of visas available for travel to Malaysia, so be sure to choose the one that best fits your purpose of visit.
Check the validity of your passport. Ideally, your passport should have a validity of at least six months beyond the duration of your stay in Malaysia.
Ensure that there are enough blank pages in your passport. You will need to have at least two blank pages available in your passport for stamping.

By following these steps, you can ensure that your Malaysia visa application is successful. You can determine which visa category is most appropriate for your application by referring to the following table.

TYPE OF VISA	PURPOSE OF MALAYSIA VISIT	VALIDITY
Single entry visa	Foreign nationals who need a visa to enter Malaysia, primarily for a social visit, are given this.	It usually lasts for three (3) months from the date of issuance and is good for just one entry.
Multiple entry visa	This is provided to foreign nationals who need a visa to enter Malaysia, primarily for business or intergovernmental purposes.	From the date of issuance, it is typically valid for a period of three (3) to twelve (12) months.
Transit visa	This is given to visitors from abroad who need a visa to transit through Malaysia.	Valid for the duration of the transit.

Indian Embassy’s location in Malaysia

If you need urgent help in Malaysia as an Indian, you can get in touch with the Indian Embassy there. The embassy's contact information is provided below.

EMBASSY	HIGH COMMISSION OF INDIA IN KUALA LUMPUR, MALAYSIA
Address	Level 1, Wisma HRIH Lotus, No. 442 Jalan Pahang, Setapak,53000 Kuala Lumpur, Malaysia
Phone number	+60 3-4024 0990 / 2200 / 2211 / 1010
Email	[email protected]
Working hours	Monday to Friday: 9:00 am to 5:30 pm

International airports in Malaysia

These are all the airports in Malaysia, according to the Ministry of Transport Malaysia.

Penang International Airport
Kuala Lumpur International Lumpur (KLIA)
Kuching International Airport
Kota Kinabalu International Airport
Langkawi International Airport
Senai International Airport

Documents required to travel to Malaysia

When travelling to Malaysia from India, it's important to have the proper documents in order to enter the country. The following are the travel documents that are typically required for entry into Malaysia.

Valid passport: Your passport should be valid for at least six months from the date of your intended return to India.

Visa: Indian citizens require a valid visa to enter Malaysia. Depending on the length of stay and the purpose of travel, you can apply for a tourist visa, a business visa, or a student visa.

Return or onward ticket: You will need to have a return or onward ticket to prove that you will be leaving Malaysia before your visa expires.

Proof of sufficient funds: You will need to show that you have enough money to support yourself during your stay in Malaysia.

Travel itinerary: A detailed travel itinerary, including your hotel reservations, transportation arrangements, and other travel details, may be required.

Travel insurance: It's strongly recommended to have travel insurance while travelling to Malaysia, it's not a mandatory requirement to enter the country, but it's a good idea to have one for your own safety and protection.

Note that Malaysia has very strict laws, and visitors should abide by the laws to avoid any legal complications. It's always advisable to check with the nearest Embassy of Malaysia or check their official website for the most up-to-date information and requirements for entry into the country.

Tips to buy the best travel insurance for Malaysia from India online

Here are some helpful tips for purchasing the best Malaysia travel insurance online from India.

Determine the sum insured: It's important to choose a policy with a sum insured that covers the potential financial loss you might face in extreme circumstances. This will help ensure that you have sufficient funds to cover any unexpected expenses that may arise during your trip to Malaysia.

Customise coverage for your specific needs: Consider your unique travel plans and tailor your Malaysia travel insurance policy to fit your needs. This will help you get the protection you need without paying for unnecessary coverage.

Understand the claim process: Before purchasing a policy, be sure to ask your insurer about the steps involved in the claim process. Knowing how to raise and settle a claim can help you be better prepared to handle any unexpected events that may occur during your trip.

Compare quotes: Don't be afraid to shop around and compare quotes from different insurers. This can help you find the best policy at the most affordable price.

Read the fine print: Carefully review the terms and conditions of any policy you are considering. Make sure you fully understand what is and is not covered, and consider any exclusions that might impact your coverage.

Frequently asked questions

Here are some frequently asked questions and their answers about travel insurance for Malaysia from India.

What should I look for in a travel insurance policy for Malaysia?

While choosing a travel insurance policy for Malaysia, it's important to consider the coverage you need based on your travel plans and any potential risks. This may include medical coverage, trip cancellation coverage, and coverage for lost or stolen baggage. Be sure to read the policy terms carefully to understand what is and is not covered.

Can I purchase travel insurance after starting my trip to Malaysia?

No, you cannot buy travel insurance if your trip has already begun.

Is it safe to travel to Malaysia?

Malaysia is generally considered a safe destination for travellers. However, as with any international trip, it is always a good idea to take precautions to ensure your safety and well-being. This can include taking out travel insurance, being aware of your surroundings, and following local laws and customs.

Is travel insurance mandatory for Malaysia?

No, travel insurance is not a mandatory requirement to enter the country; however, it's recommended to have one for your own well-being and security.

What does Acko’s single-trip travel insurance Malaysia cover?

ACKO’s Malaysia single-trip insurance gets you covered for all sorts of unforeseen situations like medical emergencies, lost baggage, and even trip cancellations or interruptions.

What is the climate like in Malaysia?

Malaysia has a tropical climate, with high temperatures and high humidity throughout the year. The weather is generally hot and humid, with occasional showers.

Disclaimer: The plans, services, features, processes, and other details mentioned on this page are subject to availability and changes. Please check the applicable policy wordings before making any insurance-related decisions. Feel free to reach out to us at [email protected] for any queries.