Malaysia is a popular tourist destination known for its diverse culture, beautiful beaches, and vibrant cities. It's a must-visit destination for anyone looking to experience the beauty of Southeast Asia. However, it's important to make sure you have the right travel insurance policy before embarking on your journey. This is where travel insurance for Malaysia from India comes into the picture. Not only does it provide financial protection in case of unexpected events, but it also gives you peace of mind during your travels.
While travelling to Malaysia from India, it's essential to have a travel insurance policy in place to guard against potential financial risks. Here are some situations where travel insurance to Malaysia from India can be particularly useful.
Accidentally causing harm or damage to a third party
Airlines losing or delaying checked luggage
Losing valuable items like money or a passport
Facing a medical emergency while travelling
Having to cancel or postpone a trip due to unforeseen circumstances
In the event of these types of situations, an appropriate travel insurance plan can provide peace of mind and help alleviate financial stress.
The following are the main advantages of a Malaysia travel insurance policy. Note that these features/advantages/benefits can vary from one policy to another. Thus, it’s best to check the corresponding policy wordings for specifics.
Malaysia travel insurance benefits
Provides coverage for hospitalisation or daycare treatment related to an accident during the duration of your trip.
Medical emergency coverage
Offers insurance protection for medical expenses related to hospitalisation, as specified in the policy terms.
Adventure sports coverage
If included, covers hospitalisation due to injury sustained while participating in adventure sports.
Flight delay/cancellation coverage
Covers financial losses resulting from the cancellation or delay of a pre-booked flight, as per policy terms.
Loss of passport coverage
Helps to recover the cost of obtaining a duplicate passport if your original is lost while travelling in Malaysia.
Trip rescheduling/cancellation coverage
Takes care of financial expenses related to the cancellation or rescheduling of a trip for a valid reason covered by the policy.
COVID-19 quarantine coverage
If included, covers the cost of trip cancellation due to COVID-19.
Baggage delay/loss coverage
Offers coverage for lost or delayed checked baggage.
Loss of travel fund coverage
Protects you financially if your travel funds are lost or stolen while travelling.
Check out some of the top ways in which a Malaysia travel insurance plan can benefit you while travelling.
Simplifies the process of filing a claim, with no need for lengthy paperwork or multiple appointments.
Allows you to tailor a policy to fit your specific travel needs, including the number of travellers, trip duration, and age of insured individuals.
Provides insurance against unexpected occurrences that may arise during your trip, such as trip cancellations or delays.
Gives you the confidence and peace of mind to fully enjoy your trip, knowing you are protected against potential financial risks.
Offers a range of coverage options to choose from, allowing you to select the level of protection that best meets your needs.
What is covered?
What is not covered?
The following are the main coverages that are typically provided by a travel insurance policy for Malaysia.
Medical costs: Protects against unexpected medical expenses, including hospitalisation and treatment for illnesses and injuries.
Trip interruption: Offers coverage for unexpected events that may cause you to interrupt or cancel your trips, such as natural disasters or personal emergencies.
Baggage protection: Covers lost, damaged, or stolen baggage and personal belongings.
Travel delay: Provides reimbursement for additional expenses such as meals and accommodations if your trip is delayed due to certain covered events.
Emergency assistance: Offers access to a 24/7 emergency assistance hotline for help with medical, legal, and other emergencies while travelling.
Terrorism coverage: Offers protection for trip cancellations or interruptions due to acts of terrorism.
Political evacuation: Covers the cost of evacuating you from a destination due to political unrest or instability.
Natural disaster coverage: Provides protection for trip cancellations or interruptions due to natural disasters.
Here are a few Malaysia travel insurance plan exclusions you should be aware of.
These are situations where your Malaysia travel insurance will not provide coverage.
The act of visiting Malaysia without a valid visa.
Travelling to Malaysia to receive medical care or consultation.
Travelling to Malaysia while medically unfit for the trip.
Going on the trip despite being advised against it by a doctor.
The following legal scenarios may preclude your Malaysia travel insurance policy from offering coverage.
Self-inflicted injuries or suicide attempts.
Damage, loss, or injury caused by alcohol or substance intoxication.
Injury or loss resulting from criminal activity.
Harm sustained while engaging in risky activities such as mining or tunnelling.
Below are some medical situations that may not be covered by your Malaysia travel insurance policy.
Pre-existing health conditions or related complications as outlined in the policy.
Disabilities confirmed by a doctor with a familial connection to the insured individual.
Medical issues and treatments related to pregnancy.
Here are some helpful tips for purchasing the best Malaysia travel insurance online from India.
Determine the sum insured: It's important to choose a policy with a sum insured that covers the potential financial loss you might face in extreme circumstances. This will help ensure that you have sufficient funds to cover any unexpected expenses that may arise during your trip to Malaysia.
Customise coverage for your specific needs: Consider your unique travel plans and tailor your Malaysia travel insurance policy to fit your needs. This will help you get the protection you need without paying for unnecessary coverage.
Understand the claim process: Before purchasing a policy, be sure to ask your insurer about the steps involved in the claim process. Knowing how to raise and settle a claim can help you be better prepared to handle any unexpected events that may occur during your trip.
Compare quotes: Don't be afraid to shop around and compare quotes from different insurers. This can help you find the best policy at the most affordable price.
Read the fine print: Carefully review the terms and conditions of any policy you are considering. Make sure you fully understand what is and is not covered, and consider any exclusions that might impact your coverage.
Here are a few things to keep in mind before you start your trip to Malaysia.
Get vaccinated: For travel to Malaysia, some vaccinations, such as the COVID-19 vaccine, may be advised/necessary. Check with your healthcare provider to determine which vaccines you need.
Learn a few phrases in the local language: While English is widely spoken in Malaysia, it's always a good idea to learn a few phrases in the local language, Bahasa Malaysia. This will show respect to the local culture and may even come in handy when you are trying to communicate with locals.
Respect local customs: Be mindful of local customs and traditions, particularly with regard to dress and behaviour. For example, it's important to dress modestly, especially when visiting temples or other cultural sites.
By keeping these things in mind, you can better prepare for your trip to Malaysia and have a more enjoyable and respectful visit.
With its diverse landscape, Malaysia offers something for every type of traveller. Whether you want to relax on the sandy beaches of Langkawi, explore the bustling city of Kuala Lumpur, or experience the natural beauty of Borneo, Malaysia has a lot to offer.
To help you plan your trip to Malaysia, here are a few things to consider.
Choose your destination: Malaysia is made up of 13 states, each with its own unique attractions. Do some research to determine which region of Malaysia is the best fit for your travel style and interests.
Decide on your mode of transport: Malaysia has several options for getting around, including buses, trains, and flights. Consider your budget and the distance you'll be travelling to decide which mode of transport is best for you.
Plan your accommodation: Malaysia has a wide range of accommodation options, from luxury hotels to budget hostels. Consider your budget and travel style while choosing where to stay.
Research the local culture: Malaysia is a diverse country with a rich cultural heritage. Take some time to learn about the customs and traditions of the region you'll be visiting to ensure an enjoyable trip.
Here are a few things you won't want to miss on your trip to Malaysia.
Relax on the beaches of Langkawi: This group of 99 tropical islands is known for its crystal clear waters and sandy beaches. Spend your days lounging on the beach or exploring the island's mangrove forests and caves.
Experience the Cameron Highlands: This highland region is known for its rolling hills, tea plantations, and cooler temperatures. Take a hike through the jungle, visit a tea plantation, or relax in a cosy cottage.
Learn about Malaysia's history and culture: Malaysia has a rich history and diverse culture, and there are many ways to learn about it on your trip. Visit a museum, take a guided tour, or just spend some time chatting with locals to learn more about the country's unique traditions.
A tourist visa, which permits stays of up to 90 days, is required for Indian nationals visiting Malaysia on vacation. To apply for a Malaysia visa, Indians will need to submit an application form and supporting documents. Here are a few things to keep in mind.
There are several types of visas available for travel to Malaysia, so be sure to choose the one that best fits your purpose of visit.
Check the validity of your passport. Ideally, your passport should have a validity of at least six months beyond the duration of your stay in Malaysia.
Ensure that there are enough blank pages in your passport. You will need to have at least two blank pages available in your passport for stamping.
By following these steps, you can ensure that your Malaysia visa application is successful. You can determine which visa category is most appropriate for your application by referring to the following table.
Type of Visa
Purpose of Malaysia visit
Single entry visa
Foreign nationals who need a visa to enter Malaysia, primarily for a social visit, are given this.
It usually lasts for three (3) months from the date of issuance and is good for just one entry.
Multiple entry visa
This is provided to foreign nationals who need a visa to enter Malaysia, primarily for business or intergovernmental purposes.
From the date of issuance, it is typically valid for a period of three (3) to twelve (12) months.
This is given to visitors from abroad who need a visa to transit through Malaysia.
Valid for the duration of the transit.
If you need urgent help in Malaysia as an Indian, you can get in touch with the Indian Embassy there. The embassy's contact information is provided below.
High Commission of India in Kuala Lumpur, Malaysia
Level 1, Wisma HRIH Lotus, No. 442 Jalan Pahang, Setapak,53000 Kuala Lumpur, Malaysia
+60 3-4024 0990 / 2200 / 2211 / 1010
Monday to Friday: 9:00 am to 5:30 pm
These are all the airports in Malaysia, according to the Ministry of Transport Malaysia.
Penang International Airport
Kuala Lumpur International Lumpur (KLIA)
Kuching International Airport
Kota Kinabalu International Airport
Langkawi International Airport
Senai International Airport
When travelling to Malaysia from India, it's important to have the proper documents in order to enter the country. The following are the travel documents that are typically required for entry into Malaysia.
Valid passport: Your passport should be valid for at least six months from the date of your intended return to India.
Visa: Indian citizens require a valid visa to enter Malaysia. Depending on the length of stay and the purpose of travel, you can apply for a tourist visa, a business visa, or a student visa.
Return or onward ticket: You will need to have a return or onward ticket to prove that you will be leaving Malaysia before your visa expires.
Proof of sufficient funds: You will need to show that you have enough money to support yourself during your stay in Malaysia.
Travel itinerary: A detailed travel itinerary, including your hotel reservations, transportation arrangements, and other travel details, may be required.
Travel insurance: It's strongly recommended to have travel insurance while travelling to Malaysia, it's not a mandatory requirement to enter the country, but it's a good idea to have one for your own safety and protection.
Note that Malaysia has very strict laws, and visitors should abide by the laws to avoid any legal complications. It's always advisable to check with the nearest Embassy of Malaysia or check their official website for the most up-to-date information and requirements for entry into the country.
While choosing a travel insurance policy for Malaysia, it's important to consider the coverage you need based on your travel plans and any potential risks. This may include medical coverage, trip cancellation coverage, and coverage for lost or stolen baggage. Be sure to read the policy terms carefully to understand what is and is not covered.
You can buy travel insurance for Malaysia from India online or through a travel agent. It's important to compare policies from different insurers to find the one that best meets your needs and budget.
Malaysia is generally considered to be a safe destination for travellers. However, as with any international trip, it is always a good idea to take precautions to ensure your safety and well-being. This can include taking out travel insurance, being aware of your surroundings, and following local laws and customs.
Malaysia has a tropical climate, with high temperatures and high humidity throughout the year. The weather is generally hot and humid, with occasional showers.
Disclaimer: The plans, services, features, processes, and other details mentioned on this page are subject to availability and changes. Please check the applicable policy wordings before making any insurance-related decisions. Feel free to reach out to us at [email protected] for any queries.