Avon Bike Insurance

I heard that buying insurance can be expensive? Is that the case for Avon e-bikes as well?

If you are on a tight budget then you can try to research a bit online, compare plans, and buy a decent cover at an affordable price. You can just opt for the inexpensive Liability-only policy but that will not offer a wide-ranging cover. A Comprehensive Plan from an online insurer will be budget-friendly.

Is the e-bike insurance cover restricted to a particular geographic location such as a city or a state?

E-bike insurance covers the entire country and is not restricted to a city or a state unless it is clearly mentioned in the terms and conditions.

I own an electric car and I am planning to buy an electric bike as well. Since both are electric, will one cover suffice or will I be required to buy a separate plan for the e-bike?

Since you already own an electric car, you already must have an insurance policy for it. For the e-bike, you will need to buy a separate cover.

Does a Comprehensive Cover offer insurance for the damage caused by an angry mob?

Acts of vandalism and rioting are usually covered by the Comprehensive Plan. Please confirm the same by checking out the features of the Policy Wordings of the plan before buying the same.

Do I need to visit the Regional Transport Office to renew my electric bike’s insurance policy?

There’s no need to visit a Regional Transport Office to renew your electric bike’s insurance policy. You can renew it from wherever you like and whenever you like via an online insurer. For example, you can visit Acko Two-wheeler Insurance to renew your bike’s policy.

Does a Third-party Policy offer insurance coverage if I accidentally damage a road-side shop with the insured electric bike?

If the road-side shop has all the legal papers then you might be liable to pay for the damages. As a Third-party Policy offers liability coverage, such expenses should be covered. However, the claim settlement will depend upon the details associated with the incident.

Is there a cover to insure my bike against theft?

A Comprehensive Bike Insurance Plan’s coverage includes coverage for a stolen bike. You will be required to lodge a police complaint. If the police are unable to find the bike, they will give you a No Trace Report, which you need to submit to the insurer to receive the bike’s Insured Declared Value.

Is it possible to get a discount on the Liability-only policy if I instal anti-theft devices on my bike?

The discount associated with installing anti-theft devices can be availed if you have a Comprehensive Plan. Such a discount is not possible for a Third-party Plan.

Is it okay if I do not receive the physical Policy Document via post and instead take a print out of the online policy?

An online policy is a valid insurance document. It is okay if you do not receive the physical copy, some insurers do not even send one.

Can I purchase bike insurance directly from the bike company?

Bike companies do not offer insurance. You need to buy the policy from a certified insurer.