Bajaj Pulsar N160 Bike Insurance
Get your Bajaj Pulsar N160 bike insured in a simple and hassle-free way!
Bike insurance starting at ₹555*
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The "Pulsar" needs no introduction in India. The Bajaj Pulsar introduced the country to performance motorcycles, and the sales have been going strong for many years.
The Bajaj Pulsar N160 is one of the most popular offerings from the Bajaj Pulsar's stable. It has everything you need from a 160cc motorcycle, good looks, strong performance, and a ton of safety and first-in-class features.
Every vehicle in the country is required to have insurance. If you want to buy a Bajaj Pulsar N160 and want to know about Bajaj Pulsar N160 Bike Insurance, this article is just what you need.
About Bajaj Pulsar N160 Bike Insurance
According to The Motor Vehicle Act of 1988, any vehicle operating in the country must have at least third-party insurance coverage. Apart from saving you from paying a fine if you are caught riding without one, this policy has actually been enacted keeping in mind the benefit of all Indian citizens.
The following are the most important aspects of bike insurance.
Accidents can happen to anyone and at any time. Third-party insurance takes care of any financial liabilities that may arise if you, by accident, have caused injury to a third party or damages to their property.
Repair costs, especially due to an accident, are not cheap. Comprehensive insurance takes care of that cost so that you can save your funds on more important things, such as treating yourself or your family's injuries in the event they were involved in the accident themselves.
Types of Bike Insurance Policies for Bajaj Pulsar N160
There are primarily two types of insurance policies for your Bajaj Pulsar N160.
Third-Party Bike Insurance Policy
Third-party insurance is the minimum legal requirement for any vehicle to ply on public roads in India. As the name suggests, third-party insurance primarily protects you from any financial liabilities that may result if a third party has been injured or has lost their life or if their vehicle or property has suffered any damage. A Third-party Insurance Policy is a mandatory insurance policy, and it is important to note that it does not cover damages to your vehicle. If a third party has caused damage to your vehicle, you can file a claim against their Third-party Insurance Policy.
Comprehensive Bike Insurance Policy
Comprehensive Insurance Policy offers better coverage than the Third-party Insurance Policy. It has all the benefits a third-party insurance offers and covers damages to your vehicle. It also covers you financially if your vehicle is stolen and the police cannot recover it. Additionally, if your vehicle is damaged in natural or man-made disasters such as floods, earthquakes, riots, or fires, this insurance plan covers such liabilities. The plan also includes the option to purchase add-ons, subject to availability, that provides you additional coverage based on your specific needs.
Bajaj Pulsar N160 Bike Insurance Inclusions
If you choose to go in for a comprehensive policy for your Bajaj Pulsar N160, these scenarios are covered.
Losses to a third party in an accident. This can be damage to property, their vehicle or bodily injuries.
The repair cost of your Bajaj Pulsar N160 in the event of a road accident.
Damage to your Bajaj Pulsar N160 due to man-made disasters such as riots or vandalism.
Damages due to natural disasters such as floods or earthquakes.
Coverage in case your Bajaj Pulsar N160 gets stolen and the police are unable to trace it.
Bajaj Pulsar N160 Bike Insurance Exclusions
An insurance provider has the right not to entertain your claim in certain scenarios. A few of them are given below.
You try to raise a claim after your policy has expired
If the accident was a result of you riding under the influence of alcohol or narcotics
If you were driving without a valid license
There was malicious intent behind the accident, or you were driving rashly
Bajaj Pulsar N160 Bike Insurance Add-Ons
Comprehensive Insurance Policy allows you to opt for specific add-ons to either fill coverage gaps in the standard insurance policy or if you require additional coverage due to your unique riding conditions. Please note that the bike insurance add-on covers are subject to availability.
Here is a list of all the add-ons available with a comprehensive insurance policy.
Outstation Emergency Cover
Zero Depreciation Cover
Consumables Cover
Key Protection Cover
Roadside Assistance Cover
Personal Belongings Cover (Theft/Damage)
You must know that all these add-ons do increase your monthly premiums. That being said, the little extra you pay can save you tenfold in the event you file an insurance claim any time down the line.
Why Acko
While there are many insurance providers available, there are unique services of ACKO that are beneficial to customers. The following are the advantages of purchasing Bajaj Pulsar N160 Bike Insurance from ACKO.
Convenience
You can purchase Bajaj Pulsar N160 bike insurance from ACKO anywhere in the country through a smartphone and an internet connection. It is a paperless and hassle-free experience, and you will receive your insurance policy in minutes.
Raise a Claim Hassle-Free and Enjoy Instant Claim Settlements
With ACKO, all you have to do is log into your account using a laptop or smartphone, upload photographs of the damage to your Bajaj Pulsar N160, and upload all the required documents to raise claims against the policy.
Lowest Premiums
With ACKO, you pay the lowest premium plans as were are a completely digitised organisation. Since we work without middlemen, we are able to pass on those savings to you with low premiums.
How Do You File a Claim with Your Bajaj Pulsar N160 Bike Insurance?
Filing an insurance claim with ACKO is a very straightforward process. Follow the below steps to register a claim instantly.
Log into your ACKO from our website.
Find the option to raise a claim.
You will have to answer questions and upload photographs and documents.
Click on submit, and you are done.
It is critical that you notify us as soon as you are involved in an accident. We understand that it is not always possible to do so immediately, which is why you can call ACKO and notify us within 24 hours of the accident to ensure a smooth settlement process.
FAQs
Here are commonly asked questions about bike insurance for Bajaj Pulsar N160.
Is ACKO a legitimate insurance provider?
ACKO is the first fully digitised insurance provider to be recognised by the Insurance Regulatory and Development Authority of India. (IRDAI Registration No: 157)
How much do ACKO bike insurance plans cost?
The cost of Comprehensive Bike Insurance for a Pulsar N160 is based on the year of manufacture, make and model, location and the engine capacity.
Can I switch to ACKO even if I already have an insurance policy for Bajaj Pulsar N160?
You can switch to ACKO as soon as your existing policy expires.
What is the No Claim Bonus in bike insurance?
A No Claim Bonus is a discount awarded to you by insurers when you do not raise claims during the policy period. This discount is used while renewing the policy.
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Written by
Nikhila PS
Senior Content Editor
Nikhila is a content creator with 6+ years in EdTech and motor insurance, turning complex policies into clear, engaging content. She enjoys exploring digital trends, social media, and art while planning her next short escape.
Reviewed by
Rekhit Singh Kaushal
Senior Director - Motor Underwriting
Rekhit Singh Kaushal is Senior Director at ACKO, a leading digital motor insurance provider in India. With deep expertise in insurance strategy and innovation, he brings trusted insights on car and bike insurance to help drivers stay protected.
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