Get your Bajaj Pulsar 220F bike insured in a simple and hassle-free way!
Bike insurance starting at ₹555*
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The Bajaj Pulsar 220F is a good looking bike that is stylishly designed with laser edged graphics. It is also equipped with other design elements like a catchy LED tail lamp, colour-coded alloy wheels and split seats. But, to ride this stylish bike on Indian roads, it is ideal to financially protect yourself with a Comprehensive Bike Insurance Policy. Read on to know more about bike insurance for Bajaj Pulsar 220F and the benefits of opting for online bike insurance.
As per The Motor Vehicles Act of 1988, it is compulsory for all bike owners to buy Third-party Bike Insurance. Driving without valid insurance is a punishable offence. For the first offence, the penalty is paying a fine worth Rs. 2000 and/or serving three months of imprisonment. Thus, it is essential to at least purchase Third-party Bike Insurance.
The coverages offered under Third-party Bike Insurance are for accidental injuries/death and property damages to a third party. However, it does not offer any financial protection against accidental damages to your insured bike or yourself.
That is why we recommend Comprehensive Bike Insurance. It offers coverage for third-party liabilities as well as Own Damage (OD). The OD component of Comprehensive Bike Insurance offers coverage for damages not only caused by an accident but also natural and man-made calamities.
Additionally, it is essential to purchase the Personal Accident (PA) cover, as it is mandated by law. PA cover offers financial protection to the insured against disability or death caused due to an accident.
Below are the key advantages of buying Bajaj Pulsar 220F bike insurance online.
To purchase online bike insurance, you don’t have to visit an agent or an insurance company. All you have to do is visit the insurance provider’s website and choose a suitable plan. Also, through the online platform, you can access your insurance details, raise claims and renew your policy from anywhere.
Buying insurance offline is time-consuming. You have to compare policies manually, share documents and submit your application. Once your application is approved, your policy will be generated and the hard copy mailed to you. Online insurance on the other hand takes only a few minutes to complete.
Buying bike insurance online enables you to crosscheck the credibility of an insurer before making a purchase. You can do this by visiting the social media handles of the insurer. There you may find reviews posted by existing customers. This will help you determine the reliability of the insurer and you can make a purchase decision accordingly.
Below are the two available bike insurance plans for Bajaj Pulsar 220F.
Third-party Bike Insurance is a basic insurance that offers coverage only for accidental injuries, death or property damages to a third party. It does not cover accidental damages to your bike or injuries/death to yourself.
As per The Motor Vehicles Act of 1988, possessing Third-party Two-wheeler Insurance is mandatory to drive on Indian roads. Driving without valid insurance is punishable by law. The penalty for the first offence is paying a fine of Rs. 2000 or serving three months of imprisonment or both.
Comprehensive Bike Insurance offers more extensive coverage than the previously discussed plan. It offers Own Damage (OD) cover along with coverage for third-party liabilities. OD refers to the component of the plan that offers coverage for accidents to the insured vehicle like theft, fire, natural calamities, etc.
To further extend the coverage of your plan you can opt for add-ons. Add-ons allow you to customise your plan according to your requirements. Since a Comprehensive Bike Insurance Policy offers more coverage, it is the ideal pick for your Bajaj Pulsar 220F.
Below are the scenarios that are covered under a Bajaj Pulsar 220F Comprehensive Bike Insurance Policy.
Damage to a third party’s property in the case of an accident
Accidental injury or death to a third-party
Damages/loss caused by natural disasters like floods, cyclones, earthquakes, etc.
Damages caused due to man-made disasters like riots, vandalism, fire, etc.
Theft of the insured bike
Damage beyond repair to the insured two-wheeler
More inclusions if you choose add-ons
Note: Personal Accident (PA) cover offers financial protection against accidental death or disability caused by an accident. Although it is not an inclusion under a Comprehensive Bike Insurance Plan, it is mandated by law for every bike owner to possess one.
Below are the scenarios that are not covered under a Bajaj Pulsar 220F Comprehensive Bike Insurance Policy.
Accidental damages and injuries occurring while taking part in illegal racing
Driving the insured bike under the influence of intoxicating substances
Driving without carrying valid documents
Ignoring traffic rules while driving
Damages occurring due to the regular wear and tear of vehicle parts
Damages that take place beyond the geographical range defined in the policy document
Depending on your specific requirements, you can choose from the following add-ons.
Personal Accident Cover
Roadside Assistance Cover
Bike Engine Protection Cover
Personal Belongings Cover - Damage/Theft Cover
Outstation Emergency Cover
Zero Depreciation Cover
Key Protection Cover
Note: The add-ons that are offered by an insurer are subject to availability.
The following reasons make ACKO an ideal insurance provider for Bajaj Pulsar 220F bike insurance.
Since ACKO functions with a direct-to-customer model, there are no middlemen involved and no additional operational costs to the company. These accumulated savings are shared with our customers in the form of low-cost premiums.
Raising claims has never been easier. All you need to do is sign-in to your AKCO account via the official website or mobile app and locate your policy card. After that, answer a couple of questions regarding the damages to your insured vehicle and upload relevant images. That’s it!
ACKO has a dedicated team that strives to deliver superfast claim settlements. In fact, for minor damages, claims are settled within a few hours. However, for major damages, it may take a bit longer depending on the intensity of the damages.
Follow the below three easy steps to raise a claim for your insured Bajaj Pulsar 220F.
Step 1: Log in to your account on the official ACKO website or app.
Step 2: Search for and find your Bajaj Pulsar 220F policy card. Then select “Claim Now”.
Step 3: Answer the questions that come up on your screen relating to the damages. After that, upload pictures of your insured bike and click “Submit”.
Note: After raising a claim, ACKO will ensure that you receive your settlement as soon as possible. Minor damages may take only a few hours to be settled. However, more intense damages may take a little longer.
The criteria used by ACKO to determine the premium payable for a bike include its age, make, model, Insured Declared Value (IDV), etc. Thus, the premium payable may vary from bike to bike. However, since ACKO works on a direct-to-customer basis, we are able to cut costs and offer the best deals on Bajaj Pulsar 220F bike insurance policies. Log on to ACKO’s official website, enter your vehicle details, select your prefered plan to get a free quote.
As mentioned earlier, there are two bike insurance policies available for Bajaj Pulsar 220F. They are Third-party Bike Insurance Policy and Comprehensive Bike Insurance Policy. Of the two, we recommend Comprehensive Bike Insurance as it offers more extensive coverage. In this policy, coverage is offered for Own Damage (OD) as well as third-party liabilities. You also get to opt for add-on covers to enhance the standard plan’s coverage.
You do not need to submit any documents while buying bike insurance from ACKO. The entire transaction is completely paperless. All you have to do is enter your vehicle and previous policy details. After that choose your desired plan and make an online payment for the same. Instantly the policy document will be emailed to you. As simple as that!