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Bajaj Bike Insurance

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Bajaj Bike Insurance

Bajaj Bike Insurance

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Bajaj Auto is one of the home-grown automobile manufacturers who have introduced bikes which are budget conscious, features-rich and fuel-efficient. Insuring your Bajaj bike is important to ensure you are protected against financial losses due to accidental damages, theft, damages due to fire, flood, among other such unforeseen losses. Read ahead to find out more about Bajaj bike insurance and the benefits of buying bike insurance online.

Importance of Buying Two wheeler Insurance for Bajaj Bikes:

Two-wheelers are an essential part of your transport needs. Bajaj's bikes are fuel-efficient, affordable and modern. It is important to be protected from unforeseen financial losses by insuring your bike. Here are a few benefits of buying Comprehensive Bike Insurance Plan for your Bajaj bike:

  • The insurer will pay the repair or replacement costs of the damages to your bike, thereby recovering any potential cost to repair the damages.

  • In the case of third party losses, bike insurance will cover financial losses. 

  • The Third-party Bike Insurance helps you adhere to rules and regulations of the country.

  • You have the benefit of including add-ons which enhances the basic plan.

What’s Covered in Bajaj Bike Insurance (Inclusions)?

For an extensive bike insurance plan for your Bajaj bike, you need to consider the Comprehensive Bike Insurance Plan. Mentioned below are the coverage details of the comprehensive insurance plan for your bike:

  • Losses to third party property or life.

  • Damages to your bike due to accidents or fire.

  • Losses due to the theft of the bike.

  • Damages to your bike due to man-made or natural calamities such as riots, floods, etc.

For the best coverage for your vehicle at an accessible price, choose the multi-year policy (two and three years). You also need to buy the mandatory Personal Accident (PA) cover, whether you are buying the Third-party Bike Insurance or the Comprehensive Bike Insurance.

What’s Not Covered in Bajaj Bike Insurance (Exclusions)?

Similar to all types of insurance plans, two-wheeler insurance also comes with certain exclusions. Mentioned below are the exclusions of the Bajaj bike insurance:

  • Riding the insured bike with an invalid Driving License (DL).

  • Riding the bike under the influence of an intoxicating substance.

  • Electrical/mechanical breakdown of the bike.

  • Regular wear and tear of motor parts of the insured vehicle.

  • Damages or losses caused outside the specific geographical area.

Benefits of Buying ACKO Bike Insurance for Your Bajaj Bike:

ACKO is a digital insurance company and has completely transformed the way you buy and renew bike insurance or file a claim against your policy. Below are the advantages of the ACKO Bajaj Bike Insurance Plan:

Online Transaction

Whether you want to buy or renew a policy, or you want to file a claim, you can do all that through ACKO.com or the ACKO mobile app for a hassle-free and quicker experience.

Low Premium

With no agents or middlemen, the reduction in commissions has led us to design low-cost bike insurance plans. Since our operations are completely digital, we have reduced our operational costs enabling us to pass on the savings as low-cost two-wheeler insurance policies.

Instant Claim Settlement

Avail instant claim settlement for minor damages such as a dent on the tank or a broken rearview mirror. We will transfer the money to your account so that you can repair the damages at a garage of your choice.

Guidance From Insurance Experts

Whether you have questions on insurance plans, buying/renewing plans or support while filing a claim, get guidance from our insurance expert who will help you with the next steps.

Discounts and Offers

ACKO provides personalized discounts and offers on special occasions and festivals. You can take advantage of these discounts to get the best deal for your Bajaj bike.

Insurance Plans for Bajaj Bikes:

Two-wheeler insurance is broadly categorized into two types of vehicle insurance. Below are the details of the insurance plans for Bajaj bikes:

Comprehensive Bike Insurance

Along with the Third-party Bike Insurance, the Comprehensive Bike Insurance covers financial losses arising out of accidental damages to your bike or in case it is stolen or damaged due to a fire, flood and/or man-made and natural calamities. You also have the option to choose from various useful add-on covers to enhance the standard plan.

Third-party Bike Insurance

This insurance plan for your bike protects you against losses arising due to third-party losses and is also mandatory as per The Motor Vehicles Act. However, it does not cover losses or damages to your bike. The table below offers an overview of the differences between Third-party Two-wheeler Insurance Plan and the Comprehensive Two-wheeler Insurance Plan:

Inclusions (Coverage) Comprehensive Bike Insurance Third-Party Bike Insurance
Losses to third party life or damages to their property Yes Yes
Accidental damages to your Bajaj bike Yes No
Damages due to man-made calamities (riots, vandalism, etc.) Yes No
Damages due to natural calamities (floods, storms) Yes No
Theft of the insured bike Yes No
Personal Accident (PA) cover for the policyholder (To be taken if not opted) No (Optional) No (Optional)
Add-on covers (Optional) Yes No
Choose/modify sum insured amount (Insured Declared Value) Yes No

Add-ons for Bajaj Bike Insurance:

Add-ons enhance the coverage and offer exclusive benefits. Mentioned below are the add-ons that you can opt with the Comprehensive Bike Insurance Policy:

Personal Belongings Protection

In case your personal belonging, such as your helmet, is damaged during the accident, the add-on will cover the cost to repair or replace based on the sum insured amount.

Engine Protection

Get coverage for the bike’s engine since it is not covered under the basic Comprehensive Bike Insurance Plan. The add-on is useful to cover instances of water ingression due to flood or in case of oil leakage.

Zero Depreciation

While settling claims, the depreciation of the motor parts being replaced will not be considered so that you get the full value.

Roadside Assistance

Get assistance during emergencies such as fuel fill, minor repairs, emergency towing and other such emergency roadside assistance.

Consumables Cover

Consumable items such as engine and gearbox oil, nuts and bolts, lubricants, etc. are covered under this add-on.

Claim Procedure:

Follow the steps below to file a claim against your bike insurance policy through ACKO.com:

  • Step 1: Visit ACKO.com or ACKO app to log in to your account with your cell phone number.

  • Step 2: Select the plan against the insured bike.

  • Step 3: Answer a few questions about the damages and the claim.

  • Step 4: ACKO provides instant claim settlement in case of minor damages. For major damages, our insurance experts will guide you through the next steps.

Two-wheeler Insurance for Bajaj Bike Models:

Mentioned below are the bike insurance for Bajaj bike models currently being sold in India:

  • Bajaj Pulsar 125

  • Bajaj Pulsar 150 Neon

  • Bajaj Pulsar 150

  • Bajaj Pulsar 150 Twin Disc

  • Bajaj Pulsar 180F

  • Bajaj Pulsar 220F

  • Bajaj Pulsar NS160

  • Bajaj Pulsar NS200

  • Bajaj Dominar 250

  • Bajaj Pulsar RS200

  • Bajaj Dominar 400

  • Bajaj Avenger Street 160

  • Bajaj Avenger Cruise 220

  • Bajaj Platina 100 ES

  • Bajaj CT100

  • Bajaj Platina 110 H Gear

  • Bajaj CT110

  • Bajaj Chetak

Frequently Asked Questions:

Commonly Asked Questions About Bajaj Bike Insurance

1) What is the procedure to buy Bajaj bike insurance online?

You can visit ACKO.com or download our mobile app to buy bike insurance online with a paperless experience. Enter a few details of your bike and answer a few questions to insure your vehicle.

2) How to renew bike insurance online?

If you are an existing ACKO customer, log in with your mobile number through our website or the mobile app. Select the policy and renew the plan online without the need for inspection or paperwork. If you are new to ACKO, visit our website or use ACKO app to enter a few details of your bike, choose the right plan, pay the premium online and get the bike insured instantly.

3) Can I renew my expired bike insurance online?

Yes, you can renew your expired bike insurance plan online. Log in to your account through our website or ACKO app to renew. You may have to get your bike inspected before the insurance can be renewed. The policy remains inactive until it is renewed, and you cannot file any claims. Any No Claim Bonus (NCB) discount that you have earned is valid for a period of 90 days from the date of expiry.

4) What is the set of documents required to raise a claim against my Bajaj bike insurance?

To file a claim against your ACKO Bike Insurance Plan, you need not submit any physical paperwork. Visit our website or the mobile app to login with your mobile number and file the claim. Our claims team will guide you through the process.

5) Which add-ons enhance the value of the Comprehensive Bike Insurance Plan?

Add-ons are small coverage plans which are exclusive and cater to specific coverage. While choosing add-ons for your bike insurance, buy those which suit your needs. There are add-ons such as the Personal Belongings Protection which offers coverage towards the cost to repair or replace personal belongings such as your helmet. For more details about add-ons, refer to the above-mentioned add-ons for the Comprehensive Two-wheeler Insurance Policy.

6) What is Insured Declared Value (IDV) in bike insurance?

The Insured Declared Value is the total sum insured amount. It is the amount that you will receive in case your vehicle is stolen or damaged beyond repair. It is the approximate market value of the vehicle. It is important to choose the right IDV to get the right compensation in case of a total loss.

7) How is the bike insurance premium calculated for my Bajaj bike?

The key factors which influence the insurance premium of a vehicle are the age of the vehicle, the location and the value of the bike. However, factors such as the extent of the coverage, the claim history and security features of the bike affect the bike insurance premium.

8) What is the time taken to insure a two-wheeler online?

Almost instantly! Yes, ACKO is a digital-first insurance company and offers a 100% digital environment to insure your bike without any paperwork. Enter a few details of your bike, pay the insurance premium through Net Banking, Debit/Credit card or UPI and receive the policy through email.

9) Will the insurer inspect the vehicle before renewing the bike insurance policy?

By renewing the policy within the expiry date, an inspection may not be required. That being said, if your policy has expired, your vehicle may require an inspection before the insurance policy can be renewed.

10) Is Comprehensive Bike Insurance Policy mandatory in India?

No, the Comprehensive Bike Insurance Policy is not mandatory in India. However, it offers protection against financial losses due to accidental damages or losses to your vehicle. It also includes the mandatory Third-party Bike Insurance Policy and the option to choose add-ons to enhance the coverage.

About Two wheeler Insurance for Bajaj Bike

From the legendary Bajaj Chetak scooter to the new models of Bajaj motorcycles, the company has ensured it offers sturdy and purposeful bikes. The company offers two-wheelers which are economical to maintain and easy to ride in the congested city traffic. From the entry-level Bajaj CT100 to the flagship bikes like the Bajaj Avenger Cruise 220 and the Bajaj Dominar 400, bikes introduced by the company are very affordable and come with fuel-efficient engines.

That being said, you need financial protection in case your bike is damaged due to an accident, fire and/or man-made and natural calamities such as riots, floods, etc. Bajaj's vehicles need an extensive two-wheeler insurance plan that protects you against unforeseen financial implications due to accidental damages.

To ensure you are financially protected during such scenarios, you need to insure your vehicle with a plan that covers your bike as well as third-party losses. This is possible through the Comprehensive Bike Insurance Plan. Along with the mandatory Third-party Bike Insurance Policy, it also offers coverage for damages to your vehicle and the choice to include several useful add-ons. Apart from the coverage, the insurer should be able to provide a hassle-free and paperless experience. Hence, it is imperative that you choose a bike insurance plan that helps you stay protected against financial losses.

Why Should You Buy a Bajaj Bike?

Bajaj Auto caters to the entry, mid and premium segments in the Indian two-wheeler market. The company has a bike model which caters to different needs. You have the Bajaj CT100 offering excellent mileage and available at an affordable price, while the Bajaj Dominar 400 caters to the premium segment with a powerful engine and premium features.

You also have the Bajaj Pulsar series which has a huge fan following since these bikes offer performance, mileage and are available at an accessible price. If you are looking for a bike which offers good performance, decent fuel efficiency and more features for the cost, then you can choose from the several models that the company currently retails.

Bajaj Pulsar 125 Specifications:

Engine (cc) 124 Single-Cylinder
Fuel Type Petrol
Power (PS) 12 @ 8500rpm
Torque (Nm) 11 @ 6500rpm
Gearbox 5-Speed
Fuel System Fuel Injection (FI)
ABS NA
Fuel Tank Capacity (litres) 11.5
Colours Neon Blue, Solar Red, Platinum Silver

Bajaj Pulsar 150 Neon Specifications:

Engine (cc) 149.5 Single-Cylinder
Fuel Type Petrol
Power (PS) 14 @ 8500rpm
Torque (Nm) 13.25 @ 6500rpm
Gearbox 5-Speed
Fuel System Fuel Injection (FI)
ABS Single-Channel
Fuel Tank Capacity (litres) 15
Colours Neon Silver, Neon Lime Green and Neon Red

Bajaj Pulsar 150 Specifications:

Engine (cc) 149.5 Single-Cylinder
Fuel Type Petrol
Power (PS) 14 @ 8500rpm
Torque (Nm) 13.25 @ 6500rpm
Gearbox 5-Speed
Fuel System Fuel Injection (FI)
ABS Single-Channel
Fuel Tank Capacity (litres) 15
Colours Black Grey and Black Red

Bajaj Pulsar 150 Twin Disc Specifications:

Engine (cc) 149.5 Single-Cylinder (Oil-Cooled)
Fuel Type Petrol
Power (PS) 14 @ 8500rpm
Torque (Nm) 13.25 @ 6500rpm
Gearbox 5-Speed
Fuel System Fuel Injection (FI)
ABS Single-Channel (Twin Disc)
Fuel Tank Capacity (litres) 15
Colours Black Blue and Black Red

Bajaj Pulsar 180F Specifications:

Engine (cc) 178.6 Single-Cylinder (Air-Cooled)
Fuel Type Petrol
Power (PS) 17.02 @ 8500rpm
Torque (Nm) 14.52 @ 6500rpm
Gearbox 5-Speed
Fuel System Fuel Injection (FI)
ABS Single-Channel
Fuel Tank Capacity (litres) 15
Colours Black Red, Neon Orange and Black Silver

Bajaj Pulsar 220F Specifications:

Engine (cc) 220 Single-Cylinder (Oil-Cooled)
Fuel Type Petrol
Power (PS) 20.4 @ 8500rpm
Torque (Nm) 18.55 @ 7000rpm
Gearbox 5-Speed
Fuel System Fuel Injection (FI)
ABS Single-Channel
Fuel Tank Capacity (litres) 15
Colours Black Blue and Black Red

Bajaj Pulsar RS200 Specifications:

Engine (cc) 199.5 Single-Cylinder (Liquid-Cooled)
Fuel Type Petrol
Power (PS) 24.5 @ 9750rpm
Torque (Nm) 18.7 @ 8000rpm
Gearbox 5-Speed
Fuel System Fuel Injection (FI)
ABS Single-Channel
Fuel Tank Capacity (litres) 15
Colours Metallic Pearl White and Pewter Grey

Bajaj Pulsar NS160 Specifications:

Engine (cc) 160.3 Single-Cylinder (Oil-Cooled)
Fuel Type Petrol
Power (PS) 17.2 @ 9000rpm
Torque (Nm) 14.6 @ 7250rpm
Gearbox 5-Speed
Fuel System Fuel Injection (FI)
ABS Single-Channel
Fuel Tank Capacity (litres) 12
Colours Metallic Pearl White, Burnt Red, Pewter Grey

Bajaj Pulsar NS200 Specifications:

Engine (cc) 199.5 Single-Cylinder (Liquid-Cooled)
Fuel Type Petrol
Power (PS) 24.5 @ 9750rpm
Torque (Nm) 18.5 @ 8000rpm
Gearbox 5-Speed
Fuel System Fuel Injection (FI)
ABS Single-Channel
Fuel Tank Capacity (litres) 12
Colours Pewter Grey, Burnt Red, Satin Blue, Metallic Pearl White

Bajaj Dominar 250 Specifications:

Engine (cc) 248.77 Single-Cylinder (Liquid-Cooled)
Fuel Type Petrol
Power (PS) 27 @ 8500rpm
Torque (Nm) 23.5 @ 7000rpm
Gearbox 6-Speed
Fuel System Fuel Injection (FI)
ABS Single-Channel
Fuel Tank Capacity (litres) 13
Colours Canyon Red, Charcoal Black

Bajaj Dominar 400 Specifications:

Engine (cc) 373.3 Single-Cylinder (Liquid-Cooled)
Fuel Type Petrol
Power (PS) 40 @ 8800rpm
Torque (Nm) 35 @ 6500rpm
Gearbox 6-Speed
Fuel System Fuel Injection (FI)
ABS Yes
Fuel Tank Capacity (litres) 13
Colours Aurora Green, Vine Black

Bajaj Avenger Street 160 Specifications:

Engine (cc) 160 Single-Cylinder (Air-Cooled)
Fuel Type Petrol
Power (PS) 15 @ 8500rpm
Torque (Nm) 13.7 @ 7000rpm
Gearbox 5-Speed
Fuel System Fuel Injection (FI)
ABS Single-Channel
Fuel Tank Capacity (litres) 13
Colours Ebony Black, Spicy Red

Bajaj Avenger Cruise 220 Specifications:

Engine (cc) 220 Single-Cylinder (Oil-Cooled)
Fuel Type Petrol
Power (PS) 19.03 @ 8500rpm
Torque (Nm) 17.55 @ 7000rpm
Gearbox 5-Speed
Fuel System Fuel Injection (FI)
ABS Single-Channel
Fuel Tank Capacity (litres) 13
Colours Auburn Black and Moon White

Bajaj Platina 110 H-Gear Specifications:

Engine (cc) 115.45 Single-Cylinder (Air-Cooled)
Fuel Type Petrol
Power (PS) 8.6 @ 7000rpm
Torque (Nm) 9.81 @ 5000rpm
Gearbox 5-Speed
Fuel System Fuel Injection (FI)
ABS NA
Fuel Tank Capacity (litres) 11
Colours Black, Red

Bajaj Platina 100 ES Specifications:

Engine (cc) 102 Single-Cylinder
Fuel Type Petrol
Power (PS) 7.9 @ 7500rpm
Torque (Nm) 8.3 @ 5500rpm
Gearbox 4-Speed
Fuel System Fuel Injection (FI)
ABS NA
Fuel Tank Capacity (litres) 11
Colours Black, Red

Bajaj CT100 Specifications:

Engine (cc) 102 Single-Cylinder
Fuel Type Petrol
Power (PS) 7.9 @ 7500rpm
Torque (Nm) 8.34 @ 5500rpm
Gearbox 4-Speed
Fuel System Fuel Injection (FI)
ABS NA
Fuel Tank Capacity (litres) 10.5
Colours Gloss Ebony Black, Matte Olive Green, Gloss Flame Red

Bajaj CT110 Specifications:

Engine (cc) 115.45 Single-Cylinder
Fuel Type Petrol
Power (PS) 8.6 @ 7000rpm
Torque (Nm) 9.81 @ 5000rpm
Gearbox 4-Speed
Fuel System Fuel Injection (FI)
ABS NA
Fuel Tank Capacity (litres) 10.5
Colours Gloss Ebony Black, Matte Olive Green, Gloss Flame Red

Bajaj Chetak Electric Scooter Specifications:

Electric Motor Power 4080 W
Range Single Charge - 95 km (Eco Mode)
0 to 25% in 1 Hour 100% Charge - 5 Hours
Max Torque (Nm) 16
Drive Type Hub Motor
Battery Warranty 3 years/50,000 km
Starting Type Self Start
Gearbox Automatic
Max Speed 70 kmph
Colours Veluto Russo, Indigo, Hazelnut, Brooklyn Black, Citrus Rush, Cyber White

Variants and the Ex-Showroom Price of Bajaj Bikes:

Bajaj Auto manufactures motorcycles in the entry, mid and premium categories. Mentioned below are the price of different Bajaj bikes in India:

Variants/Models Engine Capacity (CC) Starting Ex-Showroom Price (Lakhs)*
Bajaj Pulsar 125 124.4 Rs. 71,616
Bajaj Pulsar 150 Neon 149.5 Rs. 94,125
Bajaj Pulsar 150 149.5 Rs. 1,01,082
Bajaj Pulsar 150 Twin Disc 149.5 Rs. 1,04,979
Bajaj Pulsar 180F 178.6 Rs. 1,14,515
Bajaj Pulsar 220F 220 Rs. 1,25,248
Bajaj Pulsar NS160 160.3 Rs. 1,10,086
Bajaj Pulsar NS200 199.5 Rs. 1,33,222
Bajaj Pular RS200 199.5 Rs. 1,52,179
Bajaj Dominar 250 248.77 Rs. 167,718
Bajaj Dominar 400 373.3 Rs. 1,99,755
Bajaj Avenger Street 160 160 Rs. 1,02,592
Bajaj Avenger Cruise 220 220 Rs. 1,24,634
Bajaj Platina H Gear 110 109 Rs. 64,301
Bajaj Platina 100 ES Drum 102 Rs. 59,900
Bajaj Platina 100 ES Disc 102 Rs. 63,600
Bajaj Platina 100 ES KS 102 Rs. 52,915
Bajaj CT100 102 Rs. 47,700
Bajaj CT110 109 Rs. 54,140
Bajaj Chetak Electric Scooter (Urbane) 4.08 kW Rs. 1,15,000
Bajaj Chetak Electric Scooter (Premium) 4.08 kW Rs. 1,20,000

CIN: U66000KA2016PLC138288

IRDAI Registration No: 157

Category: Non-Life Insurance

The use of images and brands are only for the purpose of indication and illustration. ACKO claims no rights on the IP rights of any third parties. The ratings are derived from reviews and feedback received from Google and Facebook users on their respective platforms. | *Savings of upto Rs. 50,000 have been calculated on the IDV of Rs. 18,00,000 and 0% NCB. Amount saved is in comparison to tariff rates. Product name: Private Car Policy - Bundled | UIN: IRDAN157RP0014V01201819 |

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