Bajaj Bike Insurance - Buy/Renew Online

Bajaj Auto is one of the home-grown automobile manufacturers who have introduced bikes which are budget conscious, features-rich and fuel-efficient. Insuring your Bajaj bike is important to ensure you are protected against financial losses due to accidental damages, theft, damages due to fire, flood, among other such unforeseen losses. Read ahead to find out more about Bajaj bike insurance and the benefits of buying bike insurance online.

Importance of Buying Two-wheeler Insurance for Bajaj Bikes:

Two-wheelers are an essential part of your transport needs. Bajaj's bikes are fuel-efficient, affordable and modern. It is important to be protected from unforeseen financial losses by insuring your bike. Here are a few benefits of buying Comprehensive Bike Insurance Plan for your Bajaj bike:

• The insurer will pay the repair or replacement costs of the damages to your bike, thereby recovering any potential cost to repair the damages.

• In the case of third party losses, bike insurance will cover financial losses. 

• The Third-party Bike Insurance helps you adhere to rules and regulations of the country.

• You have the benefit of including add-ons which enhances the basic plan.

What’s Covered in Bajaj Bike Insurance (Inclusions)?

For an extensive bike insurance plan for your Bajaj bike, you need to consider the Comprehensive Bike Insurance Plan. Mentioned below are the coverage details of the comprehensive insurance plan for your bike:

• Losses to third party property or life.

• Damages to your bike due to accidents or fire.

• Losses due to the theft of the bike.

• Damages to your bike due to man-made or natural calamities such as riots, floods, etc.

For the best coverage for your vehicle at an accessible price, choose the multi-year policy (two and three years). You also need to buy the mandatory Personal Accident (PA) cover, whether you are buying the Third-party Bike Insurance or the Comprehensive Bike Insurance.

What’s Not Covered in Bajaj Bike Insurance (Exclusions)?

Similar to all types of insurance plans, two-wheeler insurance also comes with certain exclusions. Mentioned below are the exclusions of the Bajaj bike insurance:

• Riding the insured bike with an invalid Driving License (DL).

• Riding the bike under the influence of an intoxicating substance.

• Electrical/mechanical breakdown of the bike.

• Regular wear and tear of motor parts of the insured vehicle.

• Damages or losses caused outside the specific geographical area.

Benefits of Buying ACKO Bike Insurance for Your Bajaj Bike:

ACKO is a digital insurance company and has completely transformed the way you buy and renew bike insurance or file a claim against your policy. Below are the advantages of the ACKO Bajaj Bike Insurance Plan:

Online Transaction

Whether you want to buy or renew a policy, or you want to file a claim, you can do all that through ACKO.com or the ACKO mobile app for a hassle-free and quicker experience.

Low Premium

With no agents or middlemen, the reduction in commissions has led us to design low-cost bike insurance plans. Since our operations are completely digital, we have reduced our operational costs enabling us to pass on the savings as low-cost two-wheeler insurance policies.

Instant Claim Settlement

Avail instant claim settlement for minor damages such as a dent on the tank or a broken rearview mirror. We will transfer the money to your account so that you can repair the damages at a garage of your choice.

Guidance From Insurance Experts

Whether you have questions on insurance plans, buying/renewing plans or support while filing a claim, get guidance from our insurance expert who will help you with the next steps.

Discounts and Offers

ACKO provides personalized discounts and offers on special occasions and festivals. You can take advantage of these discounts to get the best deal for your Bajaj bike.

Add-ons for Bajaj Bike Insurance:

Add-ons enhance the coverage and offer exclusive benefits. Mentioned below are the add-ons that you can opt with the Comprehensive Bike Insurance Policy:

Personal Belongings Protection

In case your personal belonging, such as your helmet, is damaged during the accident, the add-on will cover the cost to repair or replace based on the sum insured amount.

Engine Protection

Get coverage for the bike’s engine since it is not covered under the basic Comprehensive Bike Insurance Plan. The add-on is useful to cover instances of water ingression due to flood or in case of oil leakage.

Zero Depreciation

While settling claims, the depreciation of the motor parts being replaced will not be considered so that you get the full value.

Roadside Assistance

Get assistance during emergencies such as fuel fill, minor repairs, emergency towing and other such emergency roadside assistance.

Consumables Cover

Consumable items such as engine and gearbox oil, nuts and bolts, lubricants, etc. are covered under this add-on.

Claim Procedure:

Follow the steps below to file a claim against your bike insurance policy through ACKO.com:

• Step 1: Visit ACKO.com or ACKO app to log in to your account with your cell phone number.

• Step 2: Select the plan against the insured bike.

• Step 3: Answer a few questions about the damages and the claim.

• Step 4: ACKO provides instant claim settlement in case of minor damages. For major damages, our insurance experts will guide you through the next steps.

Two-wheeler Insurance for Bajaj Bike Models:

Mentioned below are the bike insurance for Bajaj bike models currently being sold in India:

• Bajaj Pulsar 125

• Bajaj Pulsar 150 Neon

• Bajaj Pulsar 150

• Bajaj Pulsar 150 Twin Disc

• Bajaj Pulsar 180F

• Bajaj Pulsar 220F

• Bajaj Pulsar NS160

• Bajaj Pulsar NS200

• Bajaj Dominar 250

• Bajaj Pulsar RS200

• Bajaj Dominar 400

• Bajaj Avenger Street 160

• Bajaj Avenger Cruise 220

• Bajaj Platina 100 ES

• Bajaj CT100

• Bajaj Platina 110 H Gear

• Bajaj CT110

• Bajaj Chetak