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Bajaj Bike Insurance
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Bajaj Auto is one of the home-grown automobile manufacturers who have introduced bikes which are budget conscious, features-rich and fuel-efficient. Insuring your Bajaj bike is important to ensure you are protected against financial losses due to accidental damages, theft, damages due to fire, flood, among other such unforeseen losses. Read ahead to find out more about Bajaj bike insurance and the benefits of buying bike insurance online.
Importance of Buying Two wheeler Insurance for Bajaj Bikes:
Two-wheelers are an essential part of your transport needs. Bajaj's bikes are fuel-efficient, affordable and modern. It is important to be protected from unforeseen financial losses by insuring your bike. Here are a few benefits of buying Comprehensive Bike Insurance Plan for your Bajaj bike:
The insurer will pay the repair or replacement costs of the damages to your bike, thereby recovering any potential cost to repair the damages.
In the case of third party losses, bike insurance will cover financial losses.
The Third-party Bike Insurance helps you adhere to rules and regulations of the country.
You have the benefit of including add-ons which enhances the basic plan.
What’s Covered in Bajaj Bike Insurance (Inclusions)?
For an extensive bike insurance plan for your Bajaj bike, you need to consider the Comprehensive Bike Insurance Plan. Mentioned below are the coverage details of the comprehensive insurance plan for your bike:
Losses to third party property or life.
Damages to your bike due to accidents or fire.
Losses due to the theft of the bike.
Damages to your bike due to man-made or natural calamities such as riots, floods, etc.
For the best coverage for your vehicle at an accessible price, choose the multi-year policy (two and three years). You also need to buy the mandatory Personal Accident (PA) cover, whether you are buying the Third-party Bike Insurance or the Comprehensive Bike Insurance.
What’s Not Covered in Bajaj Bike Insurance (Exclusions)?
Similar to all types of insurance plans, two-wheeler insurance also comes with certain exclusions. Mentioned below are the exclusions of the Bajaj bike insurance:
Riding the insured bike with an invalid Driving License (DL).
Riding the bike under the influence of an intoxicating substance.
Electrical/mechanical breakdown of the bike.
Regular wear and tear of motor parts of the insured vehicle.
Damages or losses caused outside the specific geographical area.
Benefits of Buying ACKO Bike Insurance for Your Bajaj Bike:
ACKO is a digital insurance company and has completely transformed the way you buy and renew bike insurance or file a claim against your policy. Below are the advantages of the ACKO Bajaj Bike Insurance Plan:
Online Transaction
Whether you want to buy or renew a policy, or you want to file a claim, you can do all that through ACKO.com or the ACKO mobile app for a hassle-free and quicker experience.
Low Premium
With no agents or middlemen, the reduction in commissions has led us to design low-cost bike insurance plans. Since our operations are completely digital, we have reduced our operational costs enabling us to pass on the savings as low-cost two-wheeler insurance policies.
Instant Claim Settlement
Avail instant claim settlement for minor damages such as a dent on the tank or a broken rearview mirror. We will transfer the money to your account so that you can repair the damages at a garage of your choice.
Guidance From Insurance Experts
Whether you have questions on insurance plans, buying/renewing plans or support while filing a claim, get guidance from our insurance expert who will help you with the next steps.
Discounts and Offers
ACKO provides personalized discounts and offers on special occasions and festivals. You can take advantage of these discounts to get the best deal for your Bajaj bike.
Insurance Plans for Bajaj Bikes:
Two-wheeler insurance is broadly categorized into two types of vehicle insurance. Below are the details of the insurance plans for Bajaj bikes:
Comprehensive Bike Insurance
Along with the Third-party Bike Insurance, the Comprehensive Bike Insurance covers financial losses arising out of accidental damages to your bike or in case it is stolen or damaged due to a fire, flood and/or man-made and natural calamities. You also have the option to choose from various useful add-on covers to enhance the standard plan.
Third-party Bike Insurance
This insurance plan for your bike protects you against losses arising due to third-party losses and is also mandatory as per The Motor Vehicles Act. However, it does not cover losses or damages to your bike. The table below offers an overview of the differences between Third-party Two-wheeler Insurance Plan and the Comprehensive Two-wheeler Insurance Plan:
| Inclusions (Coverage) | Comprehensive Bike Insurance | Third-Party Bike Insurance |
|---|---|---|
| Losses to third party life or damages to their property | Yes | Yes |
| Accidental damages to your Bajaj bike | Yes | No |
| Damages due to man-made calamities (riots, vandalism, etc.) | Yes | No |
| Damages due to natural calamities (floods, storms) | Yes | No |
| Theft of the insured bike | Yes | No |
| Personal Accident (PA) cover for the policyholder (To be taken if not opted) | No (Optional) | No (Optional) |
| Add-on covers (Optional) | Yes | No |
| Choose/modify sum insured amount (Insured Declared Value) | Yes | No |
Add-ons for Bajaj Bike Insurance:
Add-ons enhance the coverage and offer exclusive benefits. Mentioned below are the add-ons that you can opt with the Comprehensive Bike Insurance Policy:
Personal Belongings Protection
In case your personal belonging, such as your helmet, is damaged during the accident, the add-on will cover the cost to repair or replace based on the sum insured amount.
Engine Protection
Get coverage for the bike’s engine since it is not covered under the basic Comprehensive Bike Insurance Plan. The add-on is useful to cover instances of water ingression due to flood or in case of oil leakage.
Zero Depreciation
While settling claims, the depreciation of the motor parts being replaced will not be considered so that you get the full value.
Roadside Assistance
Get assistance during emergencies such as fuel fill, minor repairs, emergency towing and other such emergency roadside assistance.
Consumables Cover
Consumable items such as engine and gearbox oil, nuts and bolts, lubricants, etc. are covered under this add-on.
Claim Procedure:
Follow the steps below to file a claim against your bike insurance policy through ACKO.com:
Step 1: Visit ACKO.com or ACKO app to log in to your account with your cell phone number.
Step 2: Select the plan against the insured bike.
Step 3: Answer a few questions about the damages and the claim.
Step 4: ACKO provides instant claim settlement in case of minor damages. For major damages, our insurance experts will guide you through the next steps.
Two-wheeler Insurance for Bajaj Bike Models:
Mentioned below are the bike insurance for Bajaj bike models currently being sold in India:
Bajaj Pulsar 125
Bajaj Pulsar 150 Neon
Bajaj Pulsar 150
Bajaj Pulsar 150 Twin Disc
Bajaj Pulsar 180F
Bajaj Pulsar 220F
Bajaj Pulsar NS160
Bajaj Pulsar NS200
Bajaj Dominar 250
Bajaj Pulsar RS200
Bajaj Dominar 400
Bajaj Avenger Street 160
Bajaj Avenger Cruise 220
Bajaj Platina 100 ES
Bajaj CT100
Bajaj Platina 110 H Gear
Bajaj CT110
Bajaj Chetak
Frequently Asked Questions:
Commonly Asked Questions About Bajaj Bike Insurance
You can visit ACKO.com or download our mobile app to buy bike insurance online with a paperless experience. Enter a few details of your bike and answer a few questions to insure your vehicle.
2) How to renew bike insurance online?If you are an existing ACKO customer, log in with your mobile number through our website or the mobile app. Select the policy and renew the plan online without the need for inspection or paperwork. If you are new to ACKO, visit our website or use ACKO app to enter a few details of your bike, choose the right plan, pay the premium online and get the bike insured instantly.
3) Can I renew my expired bike insurance online?Yes, you can renew your expired bike insurance plan online. Log in to your account through our website or ACKO app to renew. You may have to get your bike inspected before the insurance can be renewed. The policy remains inactive until it is renewed, and you cannot file any claims. Any No Claim Bonus (NCB) discount that you have earned is valid for a period of 90 days from the date of expiry.
4) What is the set of documents required to raise a claim against my Bajaj bike insurance?To file a claim against your ACKO Bike Insurance Plan, you need not submit any physical paperwork. Visit our website or the mobile app to login with your mobile number and file the claim. Our claims team will guide you through the process.
5) Which add-ons enhance the value of the Comprehensive Bike Insurance Plan?Add-ons are small coverage plans which are exclusive and cater to specific coverage. While choosing add-ons for your bike insurance, buy those which suit your needs. There are add-ons such as the Personal Belongings Protection which offers coverage towards the cost to repair or replace personal belongings such as your helmet. For more details about add-ons, refer to the above-mentioned add-ons for the Comprehensive Two-wheeler Insurance Policy.
6) What is Insured Declared Value (IDV) in bike insurance?The Insured Declared Value is the total sum insured amount. It is the amount that you will receive in case your vehicle is stolen or damaged beyond repair. It is the approximate market value of the vehicle. It is important to choose the right IDV to get the right compensation in case of a total loss.
7) How is the bike insurance premium calculated for my Bajaj bike?The key factors which influence the insurance premium of a vehicle are the age of the vehicle, the location and the value of the bike. However, factors such as the extent of the coverage, the claim history and security features of the bike affect the bike insurance premium.
8) What is the time taken to insure a two-wheeler online?Almost instantly! Yes, ACKO is a digital-first insurance company and offers a 100% digital environment to insure your bike without any paperwork. Enter a few details of your bike, pay the insurance premium through Net Banking, Debit/Credit card or UPI and receive the policy through email.
9) Will the insurer inspect the vehicle before renewing the bike insurance policy?By renewing the policy within the expiry date, an inspection may not be required. That being said, if your policy has expired, your vehicle may require an inspection before the insurance policy can be renewed.
10) Is Comprehensive Bike Insurance Policy mandatory in India?No, the Comprehensive Bike Insurance Policy is not mandatory in India. However, it offers protection against financial losses due to accidental damages or losses to your vehicle. It also includes the mandatory Third-party Bike Insurance Policy and the option to choose add-ons to enhance the coverage.
About Two wheeler Insurance for Bajaj Bike
From the legendary Bajaj Chetak scooter to the new models of Bajaj motorcycles, the company has ensured it offers sturdy and purposeful bikes. The company offers two-wheelers which are economical to maintain and easy to ride in the congested city traffic. From the entry-level Bajaj CT100 to the flagship bikes like the Bajaj Avenger Cruise 220 and the Bajaj Dominar 400, bikes introduced by the company are very affordable and come with fuel-efficient engines.
That being said, you need financial protection in case your bike is damaged due to an accident, fire and/or man-made and natural calamities such as riots, floods, etc. Bajaj's vehicles need an extensive two-wheeler insurance plan that protects you against unforeseen financial implications due to accidental damages.
To ensure you are financially protected during such scenarios, you need to insure your vehicle with a plan that covers your bike as well as third-party losses. This is possible through the Comprehensive Bike Insurance Plan. Along with the mandatory Third-party Bike Insurance Policy, it also offers coverage for damages to your vehicle and the choice to include several useful add-ons. Apart from the coverage, the insurer should be able to provide a hassle-free and paperless experience. Hence, it is imperative that you choose a bike insurance plan that helps you stay protected against financial losses.
Why Should You Buy a Bajaj Bike?
Bajaj Auto caters to the entry, mid and premium segments in the Indian two-wheeler market. The company has a bike model which caters to different needs. You have the Bajaj CT100 offering excellent mileage and available at an affordable price, while the Bajaj Dominar 400 caters to the premium segment with a powerful engine and premium features.
You also have the Bajaj Pulsar series which has a huge fan following since these bikes offer performance, mileage and are available at an accessible price. If you are looking for a bike which offers good performance, decent fuel efficiency and more features for the cost, then you can choose from the several models that the company currently retails.
Bajaj Pulsar 125 Specifications:
| Engine (cc) | 124 Single-Cylinder |
| Fuel Type | Petrol |
| Power (PS) | 12 @ 8500rpm |
| Torque (Nm) | 11 @ 6500rpm |
| Gearbox | 5-Speed |
| Fuel System | Fuel Injection (FI) |
| ABS | NA |
| Fuel Tank Capacity (litres) | 11.5 |
| Colours | Neon Blue, Solar Red, Platinum Silver |
Bajaj Pulsar 150 Neon Specifications:
| Engine (cc) | 149.5 Single-Cylinder |
| Fuel Type | Petrol |
| Power (PS) | 14 @ 8500rpm |
| Torque (Nm) | 13.25 @ 6500rpm |
| Gearbox | 5-Speed |
| Fuel System | Fuel Injection (FI) |
| ABS | Single-Channel |
| Fuel Tank Capacity (litres) | 15 |
| Colours | Neon Silver, Neon Lime Green and Neon Red |
Bajaj Pulsar 150 Specifications:
| Engine (cc) | 149.5 Single-Cylinder |
| Fuel Type | Petrol |
| Power (PS) | 14 @ 8500rpm |
| Torque (Nm) | 13.25 @ 6500rpm |
| Gearbox | 5-Speed |
| Fuel System | Fuel Injection (FI) |
| ABS | Single-Channel |
| Fuel Tank Capacity (litres) | 15 |
| Colours | Black Grey and Black Red |
Bajaj Pulsar 150 Twin Disc Specifications:
| Engine (cc) | 149.5 Single-Cylinder (Oil-Cooled) |
| Fuel Type | Petrol |
| Power (PS) | 14 @ 8500rpm |
| Torque (Nm) | 13.25 @ 6500rpm |
| Gearbox | 5-Speed |
| Fuel System | Fuel Injection (FI) |
| ABS | Single-Channel (Twin Disc) |
| Fuel Tank Capacity (litres) | 15 |
| Colours | Black Blue and Black Red |
Bajaj Pulsar 180F Specifications:
| Engine (cc) | 178.6 Single-Cylinder (Air-Cooled) |
| Fuel Type | Petrol |
| Power (PS) | 17.02 @ 8500rpm |
| Torque (Nm) | 14.52 @ 6500rpm |
| Gearbox | 5-Speed |
| Fuel System | Fuel Injection (FI) |
| ABS | Single-Channel |
| Fuel Tank Capacity (litres) | 15 |
| Colours | Black Red, Neon Orange and Black Silver |
Bajaj Pulsar 220F Specifications:
| Engine (cc) | 220 Single-Cylinder (Oil-Cooled) |
| Fuel Type | Petrol |
| Power (PS) | 20.4 @ 8500rpm |
| Torque (Nm) | 18.55 @ 7000rpm |
| Gearbox | 5-Speed |
| Fuel System | Fuel Injection (FI) |
| ABS | Single-Channel |
| Fuel Tank Capacity (litres) | 15 |
| Colours | Black Blue and Black Red |
Bajaj Pulsar RS200 Specifications:
| Engine (cc) | 199.5 Single-Cylinder (Liquid-Cooled) |
| Fuel Type | Petrol |
| Power (PS) | 24.5 @ 9750rpm |
| Torque (Nm) | 18.7 @ 8000rpm |
| Gearbox | 5-Speed |
| Fuel System | Fuel Injection (FI) |
| ABS | Single-Channel |
| Fuel Tank Capacity (litres) | 15 |
| Colours | Metallic Pearl White and Pewter Grey |
Bajaj Pulsar NS160 Specifications:
| Engine (cc) | 160.3 Single-Cylinder (Oil-Cooled) |
| Fuel Type | Petrol |
| Power (PS) | 17.2 @ 9000rpm |
| Torque (Nm) | 14.6 @ 7250rpm |
| Gearbox | 5-Speed |
| Fuel System | Fuel Injection (FI) |
| ABS | Single-Channel |
| Fuel Tank Capacity (litres) | 12 |
| Colours | Metallic Pearl White, Burnt Red, Pewter Grey |
Bajaj Pulsar NS200 Specifications:
| Engine (cc) | 199.5 Single-Cylinder (Liquid-Cooled) |
| Fuel Type | Petrol |
| Power (PS) | 24.5 @ 9750rpm |
| Torque (Nm) | 18.5 @ 8000rpm |
| Gearbox | 5-Speed |
| Fuel System | Fuel Injection (FI) |
| ABS | Single-Channel |
| Fuel Tank Capacity (litres) | 12 |
| Colours | Pewter Grey, Burnt Red, Satin Blue, Metallic Pearl White |
Bajaj Dominar 250 Specifications:
| Engine (cc) | 248.77 Single-Cylinder (Liquid-Cooled) |
| Fuel Type | Petrol |
| Power (PS) | 27 @ 8500rpm |
| Torque (Nm) | 23.5 @ 7000rpm |
| Gearbox | 6-Speed |
| Fuel System | Fuel Injection (FI) |
| ABS | Single-Channel |
| Fuel Tank Capacity (litres) | 13 |
| Colours | Canyon Red, Charcoal Black |
Bajaj Dominar 400 Specifications:
| Engine (cc) | 373.3 Single-Cylinder (Liquid-Cooled) |
| Fuel Type | Petrol |
| Power (PS) | 40 @ 8800rpm |
| Torque (Nm) | 35 @ 6500rpm |
| Gearbox | 6-Speed |
| Fuel System | Fuel Injection (FI) |
| ABS | Yes |
| Fuel Tank Capacity (litres) | 13 |
| Colours | Aurora Green, Vine Black |
Bajaj Avenger Street 160 Specifications:
| Engine (cc) | 160 Single-Cylinder (Air-Cooled) |
| Fuel Type | Petrol |
| Power (PS) | 15 @ 8500rpm |
| Torque (Nm) | 13.7 @ 7000rpm |
| Gearbox | 5-Speed |
| Fuel System | Fuel Injection (FI) |
| ABS | Single-Channel |
| Fuel Tank Capacity (litres) | 13 |
| Colours | Ebony Black, Spicy Red |
Bajaj Avenger Cruise 220 Specifications:
| Engine (cc) | 220 Single-Cylinder (Oil-Cooled) |
| Fuel Type | Petrol |
| Power (PS) | 19.03 @ 8500rpm |
| Torque (Nm) | 17.55 @ 7000rpm |
| Gearbox | 5-Speed |
| Fuel System | Fuel Injection (FI) |
| ABS | Single-Channel |
| Fuel Tank Capacity (litres) | 13 |
| Colours | Auburn Black and Moon White |
Bajaj Platina 110 H-Gear Specifications:
| Engine (cc) | 115.45 Single-Cylinder (Air-Cooled) |
| Fuel Type | Petrol |
| Power (PS) | 8.6 @ 7000rpm |
| Torque (Nm) | 9.81 @ 5000rpm |
| Gearbox | 5-Speed |
| Fuel System | Fuel Injection (FI) |
| ABS | NA |
| Fuel Tank Capacity (litres) | 11 |
| Colours | Black, Red |
Bajaj Platina 100 ES Specifications:
| Engine (cc) | 102 Single-Cylinder |
| Fuel Type | Petrol |
| Power (PS) | 7.9 @ 7500rpm |
| Torque (Nm) | 8.3 @ 5500rpm |
| Gearbox | 4-Speed |
| Fuel System | Fuel Injection (FI) |
| ABS | NA |
| Fuel Tank Capacity (litres) | 11 |
| Colours | Black, Red |
Bajaj CT100 Specifications:
| Engine (cc) | 102 Single-Cylinder |
| Fuel Type | Petrol |
| Power (PS) | 7.9 @ 7500rpm |
| Torque (Nm) | 8.34 @ 5500rpm |
| Gearbox | 4-Speed |
| Fuel System | Fuel Injection (FI) |
| ABS | NA |
| Fuel Tank Capacity (litres) | 10.5 |
| Colours | Gloss Ebony Black, Matte Olive Green, Gloss Flame Red |
Bajaj CT110 Specifications:
| Engine (cc) | 115.45 Single-Cylinder |
| Fuel Type | Petrol |
| Power (PS) | 8.6 @ 7000rpm |
| Torque (Nm) | 9.81 @ 5000rpm |
| Gearbox | 4-Speed |
| Fuel System | Fuel Injection (FI) |
| ABS | NA |
| Fuel Tank Capacity (litres) | 10.5 |
| Colours | Gloss Ebony Black, Matte Olive Green, Gloss Flame Red |
Bajaj Chetak Electric Scooter Specifications:
| Electric Motor Power | 4080 W |
| Range | Single Charge - 95 km (Eco Mode) |
| 0 to 25% in 1 Hour | 100% Charge - 5 Hours |
| Max Torque (Nm) | 16 |
| Drive Type | Hub Motor |
| Battery Warranty | 3 years/50,000 km |
| Starting Type | Self Start |
| Gearbox | Automatic |
| Max Speed | 70 kmph |
| Colours | Veluto Russo, Indigo, Hazelnut, Brooklyn Black, Citrus Rush, Cyber White |
Variants and the Ex-Showroom Price of Bajaj Bikes:
Bajaj Auto manufactures motorcycles in the entry, mid and premium categories. Mentioned below are the price of different Bajaj bikes in India:
| Variants/Models | Engine Capacity (CC) | Starting Ex-Showroom Price (Lakhs)* |
|---|---|---|
| Bajaj Pulsar 125 | 124.4 | Rs. 71,616 |
| Bajaj Pulsar 150 Neon | 149.5 | Rs. 94,125 |
| Bajaj Pulsar 150 | 149.5 | Rs. 1,01,082 |
| Bajaj Pulsar 150 Twin Disc | 149.5 | Rs. 1,04,979 |
| Bajaj Pulsar 180F | 178.6 | Rs. 1,14,515 |
| Bajaj Pulsar 220F | 220 | Rs. 1,25,248 |
| Bajaj Pulsar NS160 | 160.3 | Rs. 1,10,086 |
| Bajaj Pulsar NS200 | 199.5 | Rs. 1,33,222 |
| Bajaj Pular RS200 | 199.5 | Rs. 1,52,179 |
| Bajaj Dominar 250 | 248.77 | Rs. 167,718 |
| Bajaj Dominar 400 | 373.3 | Rs. 1,99,755 |
| Bajaj Avenger Street 160 | 160 | Rs. 1,02,592 |
| Bajaj Avenger Cruise 220 | 220 | Rs. 1,24,634 |
| Bajaj Platina H Gear 110 | 109 | Rs. 64,301 |
| Bajaj Platina 100 ES Drum | 102 | Rs. 59,900 |
| Bajaj Platina 100 ES Disc | 102 | Rs. 63,600 |
| Bajaj Platina 100 ES KS | 102 | Rs. 52,915 |
| Bajaj CT100 | 102 | Rs. 47,700 |
| Bajaj CT110 | 109 | Rs. 54,140 |
| Bajaj Chetak Electric Scooter (Urbane) | 4.08 kW | Rs. 1,15,000 |
| Bajaj Chetak Electric Scooter (Premium) | 4.08 kW | Rs. 1,20,000 |
Insurance for Other Bike Brands in India
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CIN: U66000KA2016PLC138288
IRDAI Registration No: 157
Category: Non-Life Insurance
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