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The Royal Enfield Thunderbird 350 is a confident-looking cruiser bike that comes with a BS6-compliant engine. If you happen to own this beauty, this article is for you. Here, we have highlighted the importance of buying Royal Enfield Thunderbird 350cc bike insurance and the benefits of online two-wheeler insurance.
Online bike insurance typically offers a better user experience than its offline counterpart. In this section, we have listed some of the key advantages of online two-wheeler insurance.
Buying a Royal Enfield Thunderbird 350 insurance policy via an offline insurer generally involves physical form filling. The good thing about online insurance is the entire transaction process is digital. So, you just have to type in a few details as per your convenient time and select a suitable policy to buy bike insurance online.
Another downside of offline bike insurance is that you usually need to visit a physical office or meet with a broker to buy/renew a policy or raise accident-related claims. In contrast, you can buy/renew online two-wheeler insurance, raise accident-related claims and access other insurance features from the comfort of your home.
If you ever get stuck while using online insurance, no worries. There is usually a detailed help section provided by online insurers to clear your doubts. Alternatively, you can also call a toll-free number to get in touch with an executive for assistance.
You can insure your Royal Enfield Thunderbird 350 with one of the following policies.
As per The Motor Vehicles Act of 1988, this policy is necessary to legally ride on Indian roads. It offers coverage for third-party liabilities like injuries, death and property damage caused by a collision involving your bike. The downside of Third-party Bike Insurance is that it doesn’t cover damages to your insured Royal Enfield Thunderbird 350.
A Comprehensive Bike Policy clubs the coverages of a Third-party Cover and the Own Damage (OD) Cover. An OD cover offers coverage against accident-related damages to your insured vehicle. So, under a Comprehensive Policy, you get wholesome coverage as compared to a basic Third-party Cover. Another benefit of this policy is the option of increasing the coverage by buying add-ons (based on availability).
If you buy a Comprehensive Bike Policy for your Royal Enfield Thunderbird 350, you will be eligible for the following coverages.
Damages caused by collisional accidents
Damages resulting from untoward natural or manmade events like cyclones, riots, earthquakes, etc.
Theft of your insured bike
Damages caused by fires
Claims raised in the following circumstances will not be approved under the Royal Enfield Thunderbird 350 bike insurance.
Riding without an active two-wheeler driving licence
Riding with an expired bike insurance policy
Mechanical or electrical problems
Riding under the influence of perception-changing substances
Damages that happen in a geographical location not covered by the policy
Here are the usual add-on options under a Comprehensive Royal Enfield Thunderbird 350 bike insurance. However, check for their availability before buying a policy.
Zero Depreciation Cover
Key Replacement Cover
Outstation Emergency Cover
Roadside Assistance Cover
No Claim Bonus (NCB) Protection Cover
Here’s why we recommend that you insure your Thunderbird 350 with us.
ACKO functions as per a digital infrastructure resulting in lower operating costs. Also, we adhere to a “no commissions policy” on our website/app. These two approaches help us offer inexpensive policies.
Generally, claim processing for accident-related damages can take a couple of days. In contrast, ACKO’s lightning-quick claim process settles minor accident-related claims within just a couple of hours of the request.
ACKO sells multiple insurance products and serves more than 7.5 crore customers. Our positive customer reviews and a high Google Rating make us a trustworthy insurer across categories.
Follow the below-listed steps to raise a claim against your Royal Enfield Thunderbird 350 insurance.
Step 1: Visit the ACKO website or smartphone application and sign in to your account.
Step 2: Go to your Royal Enfield Thunderbird 350 policy card and click “claim now”.
Step 3: Reply to questions on the damages, share applicable pictures and click “Submit”.
After the successful submission of your claim request, our team will process the same as per your policy’s wordings.
You can compare policies for Royal Enfield Thunderbird 350 online using the following criteria.
Coverages, features, and services
Insured Declared Value (IDV)
Yes, ACKO offers insurance for discontinued bike models like Royal Enfield Thunderbird 350.
Yes, Comprehensive Royal Enfield Thunderbird 350 Bike Insurance covers severe bike damages that are beyond repair by offering the pre-decided/pre-chosen Insured Declared Value (IDV) during claim settlement.