Get your Royal Enfield Interceptor 650 bike insured in a simple and hassle-free way!
Bike insurance starting at ₹555*
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The Royal Enfield Interceptor 650 holds the charm of the classic cruiser. It is designed for laid-back riders who prefer the upright seating position. The lightweight and easy handling add to the relaxing riding experience. However, to feel relaxed while riding, you will need Royal Enfield Interceptor 650 bike insurance as well. Read on to understand the online process of two-wheeler insurance and how you can choose the right policy for your RE Interceptor.
Let’s have a look at some of the benefits of buying Royal Enfield Interceptor 650 two-wheeler insurance online.
These days, you can use your smartphone to access bike insurance information and services 24x7. From buying or renewing a policy to raising a claim, you can initiate and complete every process online. So, there is no need to worry about investing too much time in booking appointments or physically visiting the insurance provider’s office.
The online platform offers a faster way to compare bike policies related to the Royal Enfield Interceptor 650 bike. You can easily understand policy features and associated services right on the same platform. Hence, it allows you to shortlist and finalise a bike insurance plan that has all the coverage benefits you are looking for.
There are several procedures associated with motor insurance, like buying a policy, renewing a policy, and raising claims. All these processes take a few simple steps when you are using an online approach. The online platform does not require paperwork, which saves you from a lot of hassles.
You can select from the following two insurance plans for Royal Enfield Interceptor 650 bike models.
You cannot ride your bike without a Third-party bike insurance policy since it is mandatory as per The Motor Vehicles Act, 1988. This insurance prevents financial burden in case of any third-party liability such as injury/death to a third party, or third-party property damages while riding your RE Interceptor 650. If you ride your bike without this type of insurance, it can lead to penalties. However, it is important to remember that a Third-party Insurance policy will not provide coverage for the insured bike against theft, loss or damages.
A Comprehensive Insurance policy offers the ability to increase the range of coverage in your plan. It includes a Third-party Insurance policy and Own Damage (OD) cover as well. Thus, you get coverage against third-party liabilities as well as any damages to your insured Interceptor 650. Moreover, there are various add-ons you can purchase along with a Comprehensive policy to get additional coverage and services for your bike. Hence, you get the ability to customise your overall bike insurance plan as per your needs.
When you purchase Royal Enfield Interceptor 650 bike insurance online, it offers financial coverage against the following conditions.
Damaging a third-party property while riding
Damaging the insured bike while riding due to an accident
Injury caused to a third party while riding
Death of a third party caused due to bike accident
Theft of the insured Interceptor 650
Damages due to man-made or natural calamities (such as vandalism, riots, floods, cyclones, etc.)
Total loss of the bike (damaged beyond repair)
Additional coverage depending on the add-ons
Important: With your insurance plan, it is mandatory to purchase a Personal Accident or PA cover separately. While the PA cover is not included in the basic insurance plan, it is mandated by law to protect the rider financially in case of disabilities (permanent or temporary) or death due to an accident.
In the following situations, you can’t receive financial coverage from your bike insurance plan.
Riding your bike for illegal racing
Riding your bike in an intoxicated condition
Neglecting traffic rules while riding your bike
Not having valid documentation of the bike
Damaging your bike when riding outside the geographical range defined in the policy
Bike damages that occur due to regular wear and tear over time
Bike damages that occur due to electrical or mechanical problems
You can make adjustments to the Royal Enfield Interceptor 650 two-wheeler insurance rates to purchase add-ons for additional coverage. Below are the add-ons you can choose from.
Roadside Assistance Cover
Zero Depreciation Cover
Outstation Emergency Cover
Personal Belongings Cover - Damage/Theft Cover
Key Protection Cover
Bike Engine Protection Cover
Personal Accident Cover
Below are the reasons why you should consider ACKO for Royal Enfield Interceptor 650 two-wheeler insurance.
ACKO ensures low premiums for policies with a direct-to-customer approach. The 100% digital infrastructure removes the need for agent commissions and reduces operating costs as well. Thus, you get to buy policies at low costs.
Whenever you want to submit a claim, you can visit ACKO’s mobile app or website to access your account. The process is instant and requires you to simply upload the images of your bike to help us identify the damages and answer a couple of questions.
ACKO has a dedicated support team to ensure quick claim settlements. In fact, for minor claims, you can expect to receive the settlement amount in a couple of hours. However, claim settlement for severe damages may take 3 or more working days.
You can follow the below-mentioned steps to submit your Royal Enfield Interceptor 650 insurance claims.
Step 1: Log in to your ACKO account via the official website or mobile application.
Step 2: Find your Royal Enfield Interceptor 650 policy card and select ‘Claim Now’.
Step 3: Answer questions related to the damages and upload images of the damaged bike to submit your claim.
The support team will try to settle minor claims in a few hours only. However, for severe damages, ACKO’s claim settlement team will assist you through the process and try to settle the claim within 3 working days or more.
ACKO provides both Third-party and Comprehensive Insurance policies for bikes. The Comprehensive policy is preferred by bike owners since it provides coverage for the insured bike against damages or loss, along with third-party liability cover. You can also purchase add-ons with your basic insurance plan to extend the coverage.
At ACKO, the processes of buying and renewing a bike insurance policy are pretty similar. You can buy Royal Enfield Interceptor 650 two-wheeler insurance online with us by providing a few vehicle details. On the other hand, to renew your policy, you will have to provide previous policy details (if available) along with bike information. Both procedures are instant and require no documentation.
Add-ons such as Roadside Assistance Cover, Engine Protection Cover, and Outstation Emergency Cover are popular among bike insurance buyers.