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The Royal Enfield Classic 350 turned around the companies fortune as it became one of their best-selling motorcycles in India. However, for a resilient, stylish, and powerful motorcycle, the bike also needs a well-designed bike insurance plan that protects you against damages to the motorcycle and third-party liabilities. Here are the details of Royal Enfield Classic 350 bike insurance and the benefits of online two-wheeler insurance.
Here are the reasons you should buy online bike insurance for Royal Enfield Classic 350 over offline insurance.
Buying/renewing the policy does not require any paperwork through the online mode. Instead, the digital platform lets you purchase bike insurance instantly by sharing a few details of your bike, location, and previous policy (if available).
The online method helps you compare different insurance plans, add-ons, and services. With the knowledge of the features, premiums, services, and add-ons, you are better positioned to decide which plan is the correct one for you.
Whether it is the procedure to buy or renew the policy or file a claim, the online method is more straightforward than the offline method. With a few clicks and sharing a few details of your vehicle and the previous policy, you can purchase the plan instantly.
Here are the two types of two-wheeler insurance for the Royal Enfield Classic 350 motorcycle.
To ride a two-wheeler in India, you must insure your motorcycle at least with the Third-party Bike Insurance Policy as it is mandatory as per The Motor Vehicles Act, 1988. It provides coverage against third-party liabilities such as damages to third-party property or injury or death of the third party. The plan does not cover losses or damages to your bike.
For financial protection against damages to your bike, you should opt for the Comprehensive insurance plan since it is bundled with both the Third-party insurance plan and Own Damage (OD) insurance cover. The OD plan provides coverage against damages to the insured bike that includes accidental damage, damages due to natural/man-made calamities, fire or explosion, and losses due to theft of the motorcycle and total loss. You can also purchase add-ons with this plan to extend the coverage.
Here are the coverage details of the Comprehensive insurance plan for Royal Enfield Classic 350.
Accidental damages to the insured motorcycle
Third-party liability coverage
Theft of the insured bike
Damages caused due to natural causes (floods, cyclones, etc.)
Damages caused due to man-made disasters (riots, strikes, etc.)
Damages that are beyond repair (total loss)
Note: It is mandatory to purchase the Personal Accident (PA) cover while buying/renewing the bike insurance policy. It needs to be purchased separately. The cover provides financial coverage to the owner-rider against permanent or temporary disabilities or accidental death caused due to an accident.
Here is when the Comprehensive insurance plan will not cover liabilities to the insured.
Riding the insured motorcycle without valid documents (Driving Licence, Insurance Certificate, etc.)
Riding the insured motorcycle under the influence of intoxicating substances
Damages caused due to electrical/mechanical failure
Damages caused due to illegal racing or negligent riding
Damages caused due to usual wear and tear of motor parts
Damages or losses incurred outside the specified geographical area
You can purchase add-ons along with the Comprehensive Insurance Policy. Here are the add-on covers that you can buy with the Royal Enfield Classic 350 insurance.
Personal Belongings Cover - Damage/Theft
Zero Depreciation Cover
Roadside Assistance Cover
Outstation Emergency Cover
Key Protect Cover
Bike Engine Protect Cover
Here are the reasons why you should consider buying bike insurance for Royal Enfield Classic 350 from ACKO.
With a no-commission model, you can purchase two-wheeler insurance directly from ACKO as we do not have agents. Furthermore, with a 100% digital infrastructure and direct-to-customer model, the operating costs are lower; hence, we can offer low-cost premiums.
For smaller damages such as a dent on the fuel tank, etc., ACKO will settle the claim instantly through an on-account cash transfer. You can get the damages repaired at a garage of your choice.
To raise a claim at ACKO, simply visit the website or access your account through the mobile app, answer a few simple questions, upload the picture of the damaged bike, and our support team will guide you with the process.
Here are the steps to submit your claim against the Royal Enfield Classic 350 bike insurance plan.
Step 1: Access your account through the mobile app or www.acko.com.
Step 2: Select “claim now” against the policy card of the Royal Enfield Classic 350.
Step 3: Answer a few questions about the damages and upload the picture of the damaged motorcycle to submit your claim.
For minor damages such as a dent on the tank, ACKO may instantly settle the claim so that you can get it repaired at a garage of your choice. As for more extensive damages, our support team will help you with the process once you submit the claim.
A two-wheeler insurance plan with broader coverage for the Royal Enfield Classic 350 bike is the Comprehensive insurance plan. It covers both third-party liabilities and damages/losses to the insured bike. The plan also has the option to purchase valuable add-ons to extend the standard plan’s coverage.
ACKO is a new-age digital insurance company and offers all its services through the online platform. You can download the mobile app or visit www.acko.com to share details of your bike, such as the year of manufacture, location, previous policy (if available), etc. Then, pay the premium to insure your Royal Enfield Classic 350 motorcycle instantly.
There is no documentation involved when you purchase insurance plans at ACKO. Therefore, the procedure to insure your bike is entirely paperless.
Yes. Share your contact details through our www.acko.com or mobile app. Our support team will create a custom quote for you.