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Suzuki V-Strom 650 XT Bike Insurance
Get your Suzuki V-Strom 650 XT bike insured in a simple and hassle-free way!
Bike insurance starting at ₹555*
Zero commissions, big savings
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Home / Two-wheeler Insurance / Suzuki Bike Insurance / Suzuki V-Strom 650 XT Bike Insurance
Suzuki V-Strom 650 XT is an adventure bike that offers plush ride quality and comes in a virtually perfect package. After purchasing a bike like Suzuki V-Strom, it is important to purchase a bike insurance policy to ensure protection against expenses arising from damages to the bike and third-party liabilities. In this article, we will be discussing Suzuki V-Strom 650 XT bike insurance and the benefits of opting for online bike insurance.
About two-wheeler insurance for Suzuki V-Strom 650 XT
As per the Motor Vehicles Act of 1988, every vehicle owner ought to purchase Third-party Insurance. The penalty for the first offense of driving without valid Third-party Insurance is a fine of Rs. 2000 or imprisonment for a period of three months. A Third-party Insurance offers coverage only for damages or injuries/loss of life to a third-party. It does not cover damages to your vehicle.
A Comprehensive Insurance Plan on the other hand offers coverage for Own Damage and Third-party liabilities as well. That is why it is the more recommended of the two. Under the Own Damage component of the plan, coverage is offered for damages/loss caused due to an accident, explosions, natural disasters, man-made disasters, theft etc. Also, if you wish to extend the scope of the coverage of the insurance, you can choose add-ons according to your requirements.
Benefits of purchasing two-wheeler insurance for Suzuki V-Strom 650 XT online
Below are the top three reasons you should opt for online bike insurance for your Suzuki V-Strom 650 XT.
Zero paperwork
Buying bike insurance online requires no paperwork. You don’t have to fill any forms or submit any physical documents. All you have to do is fill in your vehicle details and your previous policy details online. After that, just select a plan that suits your requirements and pay the premium. That’s it!
Low premiums
Buying insurance online is usually cheaper than the offline alternative. This is because online insurance bypasses the need for middlemen and reduces other operational costs. This allows insurers to offer their bike insurance policies at low premiums to their customers.
Informed purchase
Another advantage of buying insurance online is that you can compare multiple plans. This will give you a birds-eye-view of the options available and help you make an informed decision. You can then select a plan that fits your budget and meets your requirements.
Bike insurance plans for Suzuki V-Strom 650 XT
There are two types of bike insurance plans available for Suzuki V-Strom 650 XT, namely, Third-party Bike Insurance Plan and Comprehensive Bike Insurance Plan. Let’s discuss the offerings of each.
Third-party Bike Insurance Policy
A 3rd party Bike Insurance Plan is the most basic plan available for two-wheelers. Also, as per the Motor Vehicles Act of 1988, it is compulsory for all vehicle owners to purchase Third-party Insurance. The penalty for the first offence of driving without a valid bike insurance is paying a fine of Rs. 2000 and/or serving three months of imprisonment. A Third-party Bike Insurance Plan only offers coverage against damages to a third-party’s life or property. It does not however offer coverage for damages to your vehicle.
Comprehensive Bike Insurance Policy
A Comprehensive Insurance Policy is more recommended as it offers more extensive coverage. It covers Own Damage and as well as Third-party Liabilities. Under Own Damage, coverage includes damage to your bike caused due to an accident, man-made calamities like riots and strikes and natural calamities like floods & cyclones, among other inclusions. The plan also covers the loss or theft of your bike. If you wish to further extend the coverage of the plan, you can do so by using add-ons. You can avail add-ons by paying an extra premium amount.
What’s covered in Suzuki V-Strom 650 XT bike insurance?
Following are the scenarios that are covered under the Suzuki V-Strom 650 XT Comprehensive Bike Insurance Plan.
Injury or death to third-party or damage to third-party property
Loss/Damages caused by natural disasters like earthquakes, floods, cyclones etc.
Damages caused by man-made disasters such as strikes, riots, vandalism etc.
Theft of the insured vehicle
Damage beyond repair of the insured two-wheeler
Other inclusions based on the add-ons you choose
Note: A Personal Accident (PA) cover is mandated by law and offers coverage for accidental disability or death. PA cover is not an inclusion of a Comprehensive Bike Insurance Plan and thus has to be bought separately.
What’s not covered in Suzuki V-Strom 650 XT bike insurance?
Following are the scenarios that are not covered under the Suzuki V-Strom 650 XT Comprehensive Bike Insurance Plan.
Damages and injuries caused while indulging in illegal racing
Damages and injuries occurring while driving without valid documents
Driving ignoring traffic rules
Damages caused due to mechanical or electrical failures in the insured vehicle
Damages caused due to the regular wear and tear of vehicle parts over time
Damages occurring outside the geographical limit defined in the policy document
Add-ons for Suzuki V-Strom 650 XT bike insurance
Based on your requirements, you can choose from the below-mentioned add-ons to increase the coverage of your Comprehensive Bike Insurance Plan.
Bike Engine Protection Cover
Outstation Emergency Cover
Roadside Assistance Cover
Zero Depreciation Cover
Personal Accident Cover
Consumables Cover
Personal Belongings Cover - Damage/Theft Cover
Key Protection Cover
Disclaimer: The add-ons offered by an insurer are subject to availability.
Why ACKO?
Below are the key reasons why you should opt for ACKO’s bike insurance for your Suzuki V-Strom 650 XT.
Instant purchase
You can buy ACKO’s bike insurance in just a few minutes. All you have to do is fill in your vehicle details and the details of your previous insurance policy online. After that select a plan that suits your needs and fits your budget. Optionally, you can also get add-ons to enhance coverage. The final step is making the online payment. That’s it! It’s that simple.
Quick claim-settlement
With ACKO, you can get claims settled within a few hours for minor damages to your two-wheeler. For more intense damages, it may take a bit more time depending on the extent of damage. You can either get cashless repair for your two-wheeler in our network garages or you can get it repaired in a garage of your convenience and get the bill reimbursed later.
Inexpensive policies
ACKO follows a direct-to-customer model that bypasses middlemen, agents and unnecessary operational costs. The savings that are accumulated, are distributed to the customers in the form of low-cost premiums. Thus you can get a good deal on your Suzuki V-Strom 650 XT bike insurance with ACKO.
ACKO’s claim procedure
Follow the three simple steps mentioned below to raise a claim with ACKO for your insured Suzuki V-Strom 650 XT.
Step 1: Login to your ACKO account on our website or mobile app.
Step 2: Find your Suzuki V-Strom 650 XT policy and select ‘Claim Now’.
Step 3: Answer the questions that come up on your screen relating to the damages to your two-wheeler. Upload pictures of the same and submit your claim.
Note: Claims for minor damages will be settled within just a few hours. More intense damages will take a little more time depending on the intensity of the damages.
Frequently asked questions
Below are the most common questions asked regarding online bike insurance for Suzuki V-Strom 650 XT.
Which is the best bike insurance plan for Suzuki V-Strom 650 XT?
The best bike insurance plan for Suzuki V-Strom 650 is the Comprehensive Bike Insurance Plan, as it offers the most coverage. Own Damage and Third-party Liabilities are covered in this plan, so you get a more holistic coverage. You can also opt for add-ons if you want to enhance the existing coverage of the plan.
What documents are required to be produced while buying ACKO’s online bike insurance?
ACKO doesn’t require any physical documents while buying or renewing insurance. It is a completely paperless process and so you don’t need to be concerned about doing any paperwork.
Can I raise claims in the ACKO app?
Yes, you can raise claims both in the ACKO app and on the official website. All you have to do is share details relating to the damages and our claims team will settle your claim as soon as possible.
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Nikhila PS
Senior Content Editor
Nikhila is a content creator with 6+ years in EdTech and motor insurance, turning complex policies into clear, engaging content. She enjoys exploring digital trends, social media, and art while planning her next short escape.
Rekhit Singh Kaushal
Senior Director - Motor Underwriting
Rekhit Singh Kaushal is Senior Director at ACKO, a leading digital motor insurance provider in India. With deep expertise in insurance strategy and innovation, he brings trusted insights on car and bike insurance to help drivers stay protected.
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