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BMW X7 Car Insurance

Know how to buy/renew BMW X7 Car Insurance

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Home / Car Insurance / BMW Car Insurance / BMW X7 Car Insurance

The BMW X7 is the pinnacle of luxury and performance in the BMW lineup. As the proud owner of this magnificent beast, protecting your investment should be a top priority. A comprehensive BMW X7 insurance policy is crucial to safeguard yourself from massive financial losses in case the unexpected occurs. Read on to learn more about BMW X7 car insurance and its benefits.

Why should you buy car insurance for a BMW X7?
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Owning a luxury vehicle like the BMW X7 comes with its fair share of responsibilities. Given its premium price tag, leaving it uninsured can prove hugely expensive in case of accidents, thefts or natural disasters. Here are some top reasons to buy insurance:

The most common types of car insurance for BMW X7
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Based on your needs and budget, you can choose from these popular insurance options for your BMW X7:


Third-party liability plan
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This basic cover meets legal requirements by covering injury or damage caused to a third party due to an accident. Damages to your own damage cover BMW X7 are not covered.


Comprehensive insurance
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This is an exhaustive plan covering third-party car insurance along with extensive coverage for the insured BMW X7. It covers repairs, replacement, or total loss due to accidents, vandalism, natural disasters, fire, theft, etc. It is strongly recommended for luxury vehicles.

What is Covered

What is Not Covered

What is covered in BMW X7 car insurance?
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Here are some key inclusions in a BMW X7 comprehensive insurance policy:

  • Third-party bodily injury covers medical expenses, disability or death of a third party due to an accident.

  • Third-party property damage covers costs to repair or replace property damaged during the accident.

  • Own Damage (OD) cover pays for repairs or replacement of the insured BMW X7 along with parts like windscreens, alloys, etc.

  • Loss due to burglary, housebreaking or theft of the BMW X7.

  • Liabilities arising due to damage from riots, strikes, floods, storms, earthquakes, etc.

What is not covered by BMW X7 car insurance?
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Though comprehensive insurance is extensive, some standard exclusions are:

  • Normal wear and tear due to the age of the car or parts. 

  • Mechanical failures like engine seizures are not covered. 

  • Damage outside the geographical boundaries of India is excluded. 

  • Driving without a valid license, under the influence of alcohol/drugs. 

  • Loss due to nuclear/chemical/biological weapon materials. 

  • Depreciation costs.

Add-ons for BMW X7 car insurance
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Useful add-ons to enhance coverage for the BMW X7 are:

How to Buy/Renew BMW X7 Insurance
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Follow these quick steps to buy/renew BMW X7 insurance:

Renewals can be done via app/website by providing policy details.

4 easy steps to raise a claim
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Top insurers make the entire claim process smooth and convenient:

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The BMW X7 is a prized possession that deserves the highest level of insurance protection. Buy adequate coverage, including useful add-ons from your insurer, to stay tension-free. Their user-friendly app and website make the policy and claims process super convenient. Invest in comprehensive BMW X7 insurance for complete financial peace of mind!

Frequently Asked Questions on BMW X7 Car Insurance
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What documents are required to buy BMW X7 insurance?

You will need to provide your car's registration certificate, KYC documents like driver's license, Aadhaar card and previous policy copies (if any).

How can I get quotes from multiple insurers for my BMW X7?

You can use online insurance portals to compare quotes from leading insurers. Enter your BMW X7 details once to get quotes.

Can I cancel my BMW X7 insurance midway and get a refund?

Yes, you can cancel within 30 days of purchase to get a pro-rata refund of the premium. Post 30 days, the refund will be as per the insurer's terms.

Will accessories fitted on my BMW X7 be covered under insurance?

Accessories fitted on the BMW X7 by the showroom, like the music system, seat covers, alloy wheels, etc., are covered under comprehensive insurance without additional costs. However, any modifications or accessories installed after purchase, like body kits, turbochargers, etc., must be specifically declared at the time of buying insurance.