BMW Car Insurance

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BMW Car Insurance

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Car insurance is a must for all cars, especially for a premium luxury car brand like BMW. The repair cost of such an expensive car can be shocking. However, having a Comprehensive Car Insurance cover can reduce the monetary burden. It is a broad range of coverage that not only protects your finances against unexpected damages to your car but also covers third-party liabilities. Read ahead to know more about BMW insurance and its benefits.

What’s Covered in BMW Car Insurance? (Inclusions):

BMW Comprehensive Car Insurance Plan provides coverage against the following:

Exclusions of BMW Car Insurance:

BMW car insurance does not offer coverage against the following circumstances:

Benefits of Buying BMW Car Insurance Policy from ACKO

Below are the major benefits of buying a BMW Car Insurance Policy from ACKO:

Buy Online Car Insurance
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You can buy/renew car insurance online at ACKO without any paperwork. Within a few minutes, the purchase or car insurance renewal will be done. Visit ACKO’s website or mobile app for a smooth and hassle-free experience.

Quick Claim Settlements
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Raising claims related to your car insurance policy at ACKO is extremely simple. Just log in to the website/app and file the claim online. You will receive instant claim settlements for minor damages. If the damages are major, the claims will be settled in a few days.

Expert Advice and Assistance
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ACKO’s car insurance experts will assist you in choosing the right car insurance policy for your BMW car. Get advice and assistance for the entire process of buying or settling a claim.

Low-Cost Car Insurance Plans
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At ACKO, BMW Car Insurance price is comparatively less. As there are no agents/middlemen involved in the buying/renewing processes.

Insurance plans for BMW;
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Car insurance is of two types. Comprehensive Car Insurance and Third-party Car Insurance. Below are the details of each plan for your BMW cars:

Comprehensive Car Insurance Policy
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A Comprehensive Car Insurance Policy is extensive coverage for your vehicle as it provides financial protection against damages or losses incurred due to accidents, fire, explosion, or natural and man-made calamities such as floods, riots, etc. Mandated by The Motor Vehicles Act, 1988, Third-party coverage is also offered under a  Comprehensive insurance policy. Additionally, you have the option to enhance your policy by adding car insurance add-ons.

Third-party Car Insurance Policy
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A Third-party Car Insurance is mandatory and will invite penalties if you are caught driving your BMW car without this plan. Having a Third-party policy protects you against financial losses arising out of third-party policies. However, it neither covers damage to your vehicle nor offers an add-on option for your vehicle.

Add-ons for BMW Insurance:

A Comprehensive Car Insurance Policy allows you to expand the coverage via add-ons. Note that, your insurance premium increases as per your chosen add-on cover. Below are some add-ons for BMW Car Insurance:

Claim Procedure:

Follow the below steps to file a car insurance claim at ACKO:

Car Insurance for BMW Car Models/Variants

Below are the car insurances for BMW  models in India:

Frequently Asked Questions
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Below are some of the most commonly asked questions about BMW car insurance:

FAQs

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1. How can I renew my BMW Car Insurance online?

To renew your BMW car insurance online, you have to log in to your account either through ACKO.com or ACKO app. Select the policy against your vehicle and within a few minutes, you can renew the insurance policy without any documentation.

2. Can I purchase add-ons from another insurer, if I have purchased BMW insurance from one insurance?

No, you cannot buy add-ons from another insurer, if you have already purchased insurance from one insurer.

3. How to avail my previous NCB at the time of my BMW car insurance renewal?

 If no claim has been raised during your policy period, you can avail of your No Claim Bonus (NCB) at the time of your BMW car insurance renewal. Keep in mind that your car insurance renewal has to happen before the previous policy expires.

4. Is it compulsory to buy add-ons for BMW car insurance?

A Comprehensive Car Insurance Policy allows you to buy add-ons, but it is not mandatory to opt for an add-on. However, you can consider purchasing add-ons for your BMW car as it provides additional coverage benefits.

5. Can I buy add-ons along with the Third-Party Car Insurance Policy?

No. You can not buy add-ons along with a Third-party Car Insurance Policy. Only a Comprehensive Car Insurance Plan gives you the option to choose add-ons.

6. How long will it take to insure my BMW  car?

You can insure your BMW car within a few minutes. Simply visit the ACKO website or mobile app, submit your vehicle details such as registration number, car model, etc. Select a plan for a BMW car and complete the online payment.

7. Which factors affect my BMW car insurance premium?

The major factors affecting the BMW insurance cost are the age of the vehicle, the car model, geographical location, and the approximate market value of the car. Apart from that other factors such as No Claim Bonus (NCB), which acts as a discount, also affect the premium.