Mahindra Thar Car Insurance

93% ACKO users save atleast ₹1,200 on Thar Insurance

Car insurance starting ₹2,072*

Insure Now
T & C apply*

Buying a new car?

Click here!

You already have an Acko policy

Login to access your policy for this car

Car Insurance for Mahindra Thar

Learn More

The Mahindra Thar is an excellent off-road vehicle and is known for its solid build quality, high-end features and premium interiors. For a well-designed off-road SUV, the Mahindra Thar needs robust car insurance to protect against unforeseen liabilities. Read on to learn about the benefits of Mahindra Thar Insurance, the claim procedure and answers to frequently asked questions.

Importance of Buying Car Insurance for Mahindra Thar

Liabilities such as damages due to fire, flooding or in case your Thar is stolen, the comprehensive insurance plan will offer financial coverage to cover your losses. While the Mahindra Thar is priced at an accessible price point, it does cost you money and requires robust car insurance to protect you against financial loss. The Comprehensive Car Insurance Policy for a capable SUV such as the Mahindra Thar is an excellent choice to avoid financial losses.

Insurance Plans for Mahindra Thar

The following are the two types of car insurance for your Mahindra Thar SUV:

Third-party Car Insurance

It provides coverage against liabilities to third party life and/or property. It is also mandatory as per The Motor Vehicle Act.

Comprehensive Car Insurance

It covers both third party liability and Own Damage cover. You also have the option to select several car insurance add-on covers to enhance the standard insurance plan.

Inclusions Comprehensive Car Insurance Third-Party Car Insurance
Losses to third party life and/or property
Losses/Damages to the insured Mahindra Thar
Coverage towards Man-made Calamities (vandalism, riots, etc.)
Coverage towards Natural Calamities (floods, earthquakes, etc.)
Theft of the Mahindra Thar
Personal Accident cover (PA) for policyholder
Add-on covers
Modify/Choose Insured Declared Value (IDV)

What’s Covered in Mahindra Thar Insurance (Inclusions)?

While the Third-party Car Insurance Policy covers third party property and/or life, it is the Comprehensive Car Insurance Policy for the Mahindra Thar which not only includes the third party liabilities, it also offers coverage for the insured vehicle with the following benefits:

  • The owner-driver is covered with the Personal Accident Cover.

  • Coverage for damages to the insured Mahindra Thar with Own Damage (OD) cover.

  • Coverage against man-made and natural calamities such as vandalism, riots, floods, earthquakes, storms, etc.

  • Losses due to an explosion or fire.

Exclusions of Mahindra Thar Car Insurance

Below are the limitations or exclusions under the Mahindra Thar insurance:

  • Driving the Mahindra Thar without a valid or permanent Driving Licence.

  • Mechanical or electrical breakdowns.

  • Driving the insured vehicle under the influence of alcohol or other intoxicating substances.

  • Losses or damages caused outside the specified area as stated in the policy.

  • Wear and tear of motor parts of the insured vehicle.

Add-ons for Thar Car Insurance

Below are the various car insurance add-on covers that you can choose to include it along with the comprehensive plan:

Zero Depreciation:

Claim settlements will be without deducting depreciation of the motor parts being replaced.

NCB (No Claim Bonus) Protection:

Protect the NCB even if you file a claim during the policy period.

Engine Protection:

Protect your Mahindra Thar’s engine in case of damages to the engine due to water ingression or oil leakage.

Invoice Protection:

In case of a total loss, get the claim settlement based on the invoice value of the Mahindra Thar.

Roadside Assistance:

Get assistance in case of a breakdown due to tyre puncture, low fuel, emergency towing in case of an accident, etc.

Consumables Cover:

Get compensation for consumables utilised while repairing the insured Mahindra Thar SUV.

Accessories Cover:

Protect your high-end stereo system and other high-value accessories in case of damages due to an accident.

Benefits of Buying ACKO Car Insurance for Your Mahindra Thar

ACKO is a digital-first, new-age insurance company which caters to customers through the online mode. Here are some of the reasons why you should buy ACKO car insurance for your Mahindra Thar SUV:

Quick Online Process

Buy, renew or file a claim, the entire process is online without the need for physical paperwork making the process quicker than the traditional method.

Faster Claim Settlements

With no paperwork, the entire process of filing a claim for the settlement is online making it quicker and easier to follow and get compensation for the claim.

Get Expert Advice

Be it while buying, renewing or while raising a car insurance claim, and for any queries, you can reach out insurance experts who are trained to offer a faster resolution to your problems or questions.

Cashless Experience

Avail cashless service by option for repairing your car at any ACKO network garage situated across the country.

Pickup and Drop Facility

ACKO will pick up your car and get it repaired at any of the network garages of your choice. Once it is repaired (maximum turn-around time is 3 days), the car will be delivered back to you.

Claim Procedure

Mentioned below are the steps to file a claim with ACKO:

  • Step 1: Visit the website or mobile application.

  • Step 2: Log in to your account and click on ‘Claims’.

  • Step 3: File the claim by uploading photos of the damages to your Mahindra Thar.

  • Step 4: In the case of minor damages, get an instant settlement and get your vehicle repaired at a garage of your choice.

  • Step 5: In the case of major damage, a surveyor will assess the damages, and you can choose from any of ACKO’s network garage for cashless claims.

Frequently Asked Questions

Mentioned below are answers to frequently asked questions about the Mahindra Thar car insurance:


1. What is the process of renewing my Mahindra Thar insurance online?

The process of renewing Mahindra Thar car insurance online is by logging into your account and selecting the policy for the respective vehicle. Click on renew, pay the premium online and receive the policy to your email account instantly.

2. Which are the best add-on covers for Mahindra Thar?

Apart from the Zero Depreciation/Bumper-to-Bumper add-on cover, you need to consider buying add-ons such as Roadside Assistance, Invoice Protection, NCB Protection, Engine Protection, etc. to make the standard Comprehensive plan more exhaustive.

3. What are the types of documents required to renew Mahindra Thar car insurance?

Through you do not require physical copies of the documents required to renew motor insurance. However, you need the soft copies of the following to renew the policy if you are new to ACKO:

  • Registration Certificate

  • ID proof

  • Existing car insurance policy

4. What are the types of documents required to file a claim against my Mahindra Thar insurance policy?

Through, you need to log in to your account, click on ‘Claim’ to raise a claim against the Mahindra Thar insurance policy. You will have to submit or upload pictures of the damages to your insured Thar. ACKO will instantly settle the claim if the damage is minor. If the damage is major, a surveyor will inspect the car for the extent of damage, and take it to any of the network garages for a cashless claim experience. You can also opt for the reimbursement method wherein you inform ACKO and file the claim before you begin the repair. Once, you have repaired the car, you need to submit the invoices along with supporting documents for ACKO to review and settle the claim.

5. Is Mahindra selling the new-generation Thar only with the diesel engine?

No, Mahindra has added the petrol engine in the second-generation Mahindra Thar. You can buy either the diesel or the petrol-powered engine for the Mahindra Thar. You also have the option to select between manual and automatic gearbox in both petrol and diesel variants.

6. How to avail cashless claims for my Mahindra Thar insurance?

Digital insurers such as ACKO provide cashless claims by getting your Thar repaired at any of the network garage situated across the country. If you choose a non-network garage to repair your vehicle, you can raise a claim for the reimbursement of the repair bill against your car insurance policy.

7. How to get the best insurance rate for my Mahindra Thar?

While the premium for your Mahindra Thar car insurance is based on the value of the vehicle, you can reduce the price by installing anti-theft devices, or you could become a member of an association affiliated to automobiles such as the Western Automobile Association of India and the Automobile Association of India.

8. Can I buy car insurance for my Mahindra Online? Is it safe?

Yes, you can buy Mahindra Thar insurance online which is safer and faster means of insuring your vehicle. ACKO is licensed and registered by the Insurance Regulatory and Development of India to sell motor insurance in India. When compared to the traditional method of filling a lot of paperwork, online car insurance does not require the submission of physical documents to insure your vehicle. Simply upload the soft copies of the RC and enter a few details of your Thar and you insure the vehicle instantly and receive the policy to your email account immediately.

9. Is car insurance expensive for Mahindra Thar?

While calculating the insurance premium, the cost of the car, the year of manufacture and the location of the vehicle is required to arrive at the final cost of the insurance policy. You can get affordable or low-priced insurance for your Thar by choosing a digital insurance company such as ACKO. We do not believe in middlemen to sell insurance. We have digitised our processes and reduced our cost on our operations thereby offering low-priced car insurance. Since we do not employ agents and pay them to sell vehicle insurance, we are able to pass on the benefit to you. This helps in reducing the cost of insurance for cars and bikes.

10. What is the best car insurance for Mahindra Thar?

A good car insurance policy should be able to provide a wider coverage at a lower premium. However, that should not be the only criteria. You should research the post-sales services provided by the insurer and how fast they settle the claim. Additionally, a good insurance plan should be able to provide financial coverage in case of damages to your vehicle as well as third party liabilities. Also, the insurance company should also be able to provide good customer support for any queries or while settling claims during the policy period.

Car Insurance for Other Mahindra Car Models:

Mahindra XUV500 Insurance Mahindra Thar Insurance Mahindra Bolero Insurance Mahindra Scorpio Insurance
Mahindra XUV700 Insurance Jeep Wrangler Insurance Mahindra e2oPlus Insurance Mahindra KUV100 Insurance
Mahindra Supro Insurance Mahindra Marazzo Insurance Mahindra NuvoSport Insurance Mahindra Verito Insurance
Mahindra Xylo Insurance Mahindra TUV300 Insurance Mahindra Alturas G4 Insurance Mahindra Logan Insurance
Mahindra XUV300 Insurance

About Car Insurance for Mahindra Thar

Mahindra has ensured that the new-generation Mahindra Thar is designed to offer a plush and premium feel along with off-road capabilities. The SUV comes with new mechanicals and new-age driver assistance information display along with a premium infotainment system. For a vehicle such as this, you need to insure the vehicle with comprehensive coverage. 

The Comprehensive Car Insurance Policy for the Thar includes financial protection in case of accidental damage to your vehicle or in case of theft or damages due to flooding or riots. It also comes with the coverage for third party liability. Motor insurance for the Mahindra Thar should offer robust financial coverage along with useful add-on covers. 

Apart from coverage for your SUV, you should also consider add-ons such as Roadside Assistance, Zero Depreciation/Bumper to Bumper or the Invoice Protection to enhance the coverage. Furthermore, choosing the right Insured Declared Value (IDV) or the sum insured, you get the right value back in case your vehicle is totally damaged. The Mahindra Car Insurance Plan offers these features and is a compelling plan to buy car insurance for your Mahindra Thar.

Why Should You Buy the Mahindra Thar?

Mahindra launched the first-generation Mahindra Thar in India, a one of a kind off-road vehicle in the country. The SUV immediately caught the attention of off-road enthusiasts, and it gained a huge fan following. After a decade and after several years of testing, the company launched the second-generation Mahindra Thar with the intention to offer a premium and feature-loaded Thar along with its legendary off-road capabilities and modern mechanicals. 

The new-generation Mahindra Thar is a lifestyle SUV and is an off-road-focused vehicle. The SUV continues to enjoy a significant presence in the market due to its well-engineered design offered at an accessible price point. If you are looking for an SUV with lifestyle features, plush interiors and can carry four passengers, the Mahindra Thar is one of them.

Variants of Mahindra Thar and Ex-Showroom Price

Below is the ex-showroom price for different variants of the second-generation Mahindra Thar:

Variants of Mahindra Thar Gearbox Fuel Type Ex-Showroom Price (Lakhs)*
AX Optional MT Petrol Rs. 12.11
AX Optional MT Diesel Rs. 12.31
LX MT Petrol Rs. 12.80
LX MT Diesel Rs. 13.15
LX AT Petrol Rs. 13.85
LX AT Diesel Rs. 14.06

*Prices are subject to change.

Mahindra Thar Vs Bolero

The Mahindra Bolero is one of the best-selling vehicles of Mahindra. While the Bolero is designed to seat 7-8 persons and is able to drive through rough rural roads, the Mahindra Thar is more off-road focussed and can carry not more than 4 persons. The latter is more oriented towards lifestyle requirements with its premium features and interiors. The Mahindra Bolero is more of a passenger vehicle, while the Mahindra Thar is a true blue off-road SUV.

Below is the specification comparison of the Mahindra Thar and the Mahindra Bolero:

Details Mahindra Thar Mahindra Bolero
Engine 2.0-Litre Petrol/2.2-Litre Diesel 1.5-litre BS6 Diesel
Gearbox Manual/AT Manual
Seating Capacity 4-seater 7-seater
Total Variants 6 3
Price (subject to change) Rs. 12.11 lakhs - Rs. 14.6 lakhs Rs. 7.95 lakhs - Rs. 8.94 lakhs

Mahindra Thar Vs Scorpio

Compared to the Mahindra Thar, the Mahindra Scorpio is larger with a longer wheelbase. However, the Scorpio is not as feature-rich as the Thar. While the Thar is an off-road-oriented SUV, the Scorpio is a passenger SUV with 4-wheel driving capabilities available only with the top variants. The Mahindra Scorpio can seat 7 persons, while the Thar can seat 4 persons. The Mahindra Thar is more feature-rich than the Mahindra Scorpio, while the latter is spacious compared to the former. Below are the specification comparison of the Mahindra Thar and Scorpio:

Details Mahindra Thar Mahindra Scorpio
Engine 2.0-Litre Petrol/2.2-Litre Diesel 2.2-litre BS6 Diesel
Gearbox Manual/AT Manual
Seating Capacity 4-seater 7-seater
Total Variants 6 3
Price (subject to change) Rs. 12.11 lakhs - Rs. 14.6 lakhs Rs. 12.23 lakhs - Rs. 16 lakhs

Mahindra Thar Vs Force Gurkha

In the Indian market, the Force Gurkha is the direct rival to the Mahindra Thar. This is because they come under the same category of true-blue off-road vehicles. Both the SUVs look similar in shape and design language, the 2020 Mahindra Thar is a new-generation vehicle and boasts of better dynamics and better off-road performance along with premium interiors and lifestyle features. Below is the specification comparison of the Force Gurkha and Mahindra Thar:

Details Mahindra Thar Force Gurkha
Engine 2.0-Litre Petrol/2.2-Litre Diesel 2.0-litre/2.6-Litre BS6 Diesel
Gearbox Manual/AT Manual
Seating Capacity 4-seater 8-seater + Driver
Total Variants 6 3
Price (subject to change) Rs. 12.11 lakhs - Rs. 14.6 lakhs Rs. 9.75 lakhs - Rs. 13.30 lakhs

Mahindra Thar Vs Jeep Wrangler

Both the Jeep Wrangler and the Mahindra Thar might look similar in the design aspect; however, they are quite different. From the number of features to the interiors and the power, the Jeep Wrangler is far superior to the Thar. That being said, the Mahindra Thar is a capable SUV and the most accessible in terms of pricing. Additionally, the Jeep Wrangler caters to the luxury segment, while the Mahindra Thar caters to the mid-segment. Below is the specification comparison of the Jeep Wrangler and the Mahindra Thar:

Details Mahindra Thar Jeep Wrangler
Engine 2.0-Litre Petrol/2.2-Litre Diesel 2.0-Litre Diesel
Gearbox Manual/AT AT
Seating Capacity 4-seater 4-seater
Total Variants 6 1
Price (subject to change) Rs. 12.11 lakhs - Rs. 14.6 lakhs Rs. 63.94 lakhs

CIN: U66000KA2016PLC138288

IRDAI Registration No: 157

Category: Non-Life Insurance

The use of images and brands are only for the purpose of indication and illustration. ACKO claims no rights on the IP rights of any third parties. The ratings are derived from reviews and feedback received from Google and Facebook users on their respective platforms. | *Savings of upto Rs. 50,000 have been calculated on the IDV of Rs. 18,00,000 and 0% NCB. Amount saved is in comparison to tariff rates. Product name: Private Car Policy - Bundled | UIN: IRDAN157RP0014V01201819 |

Trade logo displayed above belongs to ACKO Technology & Services Pvt Ltd and used by ACKO General insurance Limited under License. For more details on risk factors, terms, conditions and exclusions, please read the policy wordings carefully before concluding a sale.