Maruti Suzuki Omni Car Insurance
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Home / Car Insurance / Maruti Car Insurance / Maruti Suzuki Omni Insurance
Maruti Suzuki Omni is one of India's most practical Multi-purpose Vehicles (MPVs). It revolutionised multiple-passenger travel within the city. The vehicle was also used for long-distance travel. Thus, it’s natural to have a bond with it if you own an Omni. And watching it get damaged due to an accident can be heartbreaking! Here’s where four-wheeler insurance can help you out financially. Read on to read about Maruti Suzuki Omni car insurance.
Importance of buying online car insurance for Maruti Suzuki Omni
Here are the benefits of buying car insurance for Maruti Omni online.
1. Zero paperwork
No paperwork is involved when buying Maruti Suzuki Omni insurance online. Whether you want to buy/renew a policy or raise a claim, you can do so easily through our website/app. The procedure is completely paperless.
2. Quicker turnaround time
Now, you can transact with us online 24/7 thanks to our digital platforms. For example, you can use our website or mobile app to access your account at any time to buy/renew car insurance quickly for all types of cars, even brand-new ones!
3. Transact directly with us
ACKO is a digital-first insurance company, and we like to transact directly with you. There are no middlemen and no commissions are involved. This enables us to offer affordable car insurance for Maruti Suzuki Omni.
Car insurance policies for Maruti Suzuki Omni
3rd Party Car Insurance and Comprehensive Car Insurance Policies are the primary types of four-wheeler insurance for Maruti Suzuki Omni van. Here are the coverage details.
Third-party Car Insurance Policy
The 3rd Party Car Insurance is a mandatory insurance policy that offers financial protection against third-party liabilities. It includes damages to the third party’s vehicle and property and injury (including death) to a third party. However, this car policy does not cover accidental damages to or theft of your Maruti Omni.
Comprehensive Car Insurance Policy
Comprehensive Car Insurance is a policy that offers a financial shield against accidental damages to your Maruti Suzuki Omni van. It covers damages caused due to accidents, natural or manmade disasters, and fires. It also offers insurance against vehicle theft. You can also include car insurance add-ons to enhance the plan’s scope.
What’s covered in Maruti Suzuki Omni car insurance?
The following circumstances are covered under the Omni car insurance (Comprehensive Policy).
Accidental damages
Third-party injury and property/vehicle damages
Natural disasters (earthquakes, flooding, cyclones, etc.)
Manmade disasters (riots, vandalism, strikes, etc.)
Car theft
Fire
What’s not covered in Maruti Suzuki Omni car insurance?
The following instances are not covered under the Maruti Omni car insurance.
Driving the Omni without a valid Driving Licence (DL)
Driving the Omni without valid car insurance
Regular wear and tear of car parts
Electrical/mechanical breakdown
Driving the Omni in a negligent manner
Damages or losses caused outside the specified geographical area
Driving the Omni under the influence of alcohol or other intoxicating substances
Add-ons for Maruti Suzuki Omni car insurance
To enhance your Maruti Suzuki Omni car insurance policy further, you have the option to include the below-mentioned car insurance add-on covers (subject to availability).
Zero Depreciation Cover
Roadside Assistance Cover
Consumables Cover
Key Replacement Cover
Return to Invoice Cover
Outstation Emergency Cover
Why ACKO?
Here are the reasons why you should consider us while buying car insurance for the Maruti Suzuki Omni van.
Low-cost car insurance
We work on a direct-to-customer model. Hence, there are no middlemen commissions. This lets us pass on the savings through low-cost car insurance plans for your Maruti Omni. Scroll to the top of this page to get an instant insurance quote for your Omni.
Quick claims
Minor damages such as a broken mirror are settled almost immediately. For significant damages, it may take us a few hours/days to settle the claim depending on policy terms and the severity of the damage to your Omni, but the process shall be seamless.
Hassle-free online experience
Our digital infrastructure lets you buy/renew or submit a car insurance claim online without any hassles. There is zero paperwork, nor do you have to fill out lengthy forms while transacting online with us.
ACKO claim procedure
Here is our easy-to-follow claim procedure.
Step 1: Log into your ACKO account by using the widget at the top of this page.
Step 2: Click on “Claim” against your Maruti Suzuki Omni insurance policy.
Step 3: Answer a few questions and upload images of the damages to submit your claim.
For minor damages, we shall settle the claim within a few minutes. As for significant damages, we may take a few hours/days to settle the claim, subject to the terms and conditions of the policy.
Frequently asked questions
Here are answers to some common questions about Maruti Suzuki Omni insurance.
How is the Insured Declared Value (IDV) calculated for Maruti Suzuki Omni?
Insured Declared Value is the current market rate of your Omni van. This is the amount (after deducting depreciation and deductibles) the insurer (ACKO) shall settle in case of a total loss or if your Maruti Omni is stolen. The IDV for the Omni van is calculated based on the current market value of the car minus the depreciation.
Can I transfer my No Claim Bonus (NCB) when I move to a new insurer?
Yes, you can transfer your NCB from one insurer to another.
Do I have to purchase insurance for a second-hand Maruti Suzuki Omni van?
Yes, buying the Third-party Car Insurance Policy for a second-hand Maruti Omni is mandatory as per The Motor Vehicles Act 1988. Failure to insure your Omni van shall invite traffic penalties of Rs. 2,000 in case of the first offence and Rs. 4,000 in case of a second or subsequent offence.
