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Maruti Car Insurance

Home / Car Insurance / Maruti Suzuki Car Insurance

About Maruti Suzuki India
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Maruti Suzuki is a popular name in India as the company produces some of the best-selling budget cars. It is the Indian subsidiary of the Japanese auto giant Suzuki Motor Corporation. Maruti Suzuki has grabbed the highest market share in India, and its cars always feature in the list of best-selling cars in India. Some of the popular cars from Maruti Suzuki include the Maruti Suzuki Alto, Maruti Suzuki Swift, Maruti Suzuki Wagon R, Maruti Suzuki Baleno, Maruti Suzuki Brezza, etc.

Maruti Suzuki Car Insurance
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Maruti Suzuki car insurance provides wide-ranging insurance coverage for your Maruti car. The coverage benefit depends on the plan you choose. If you opt for Third Party Maruti Insurance, you will be covered against any third-party liabilities arising due to the insured vehicle. If you buy a Comprehensive Maruti Car Insurance Plan, the policy will provide third-party and own-damage coverage for your Maruti Suzuki car.

The following table provides the premium rates for popular Maruti car models. Note that the premium rates are for brand-new Maruti car models, and the premiums are region-specific (Bangalore).




Comprehensive Plan

Zero Depreciation Plan

Maruti Suzuki Wagon R

ZXI Plus AGS (Petrol)

Rs. 6.63 lakhs

Rs. 13,922

Rs. 15,782

Maruti Suzuki Swift

ZXI AGS (Petrol)

Rs. 6.61 lakhs

Rs. 13,913

Rs. 15,713

Maruti Suzuki Baleno

Zeta (Petrol)

Rs. 6.18 lakhs


Rs. 15,387

Maruti Suzuki Ertiga

Smart Hybrid ZXI Plus (Petrol)

Rs. 9.02 lakhs

Rs. 15,107

Rs. 17,564

Maruti Suzuki Alto

VXI (Petrol)

Rs. 3.25 lakhs

Rs. 13,866

Rs. 15,640

Maruti Suzuki Dzire

ZXI Plus AGS (Petrol)

Rs. 8.71 lakhs

Rs. 14,955

Rs. 17,328

Maruti Suzuki Celerio

ZXI Plus AGS (Petrol)

Rs. 6.59 lakhs

Rs. 9,785

Rs. 11,579

Maruti Suzuki Eeco

5-Seater AC (Petrol)

Rs. 4.68 lakhs

Rs. 18,378

Rs. 22,634

Maruti Suzuki Alto 800

VXI Plus (Petrol)

Rs. 3.61 lakhs

Rs. 10,097

Rs. 12,064

Maruti Suzuki Ciaz

Zeta Hybrid AT (Petrol)

Rs. 10.05 lakhs

Rs. 20,597

Rs. 26,073

Benefits of Buying Maruti Car Insurance Online
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Buying Maruti car insurance online is quick, simple and convenient. Here are some of the reasons why you should consider buying Maruti insurance online from ACKO.

Instant Policy Purchase/Renewal
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You can buy or renew Maruti car insurance instantly on the ACKO website or app. You just need to provide details about your Maruti car, and you can buy an insurance plan or complete the Maruti Suzuki insurance renewal instantly within a few clicks.

No Paperwork
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You need not go through the hassle of complex documentation while buying Maruti car insurance online or during Maruti Suzuki Insurance renewal online at ACKO. Instead, you only need to provide a few basic details of your Maruti car and previous policy details (if available).

24x7 Availability
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You can buy, renew or raise a claim against Maruti car insurance anytime, anywhere, round the clock. All you need is an internet-enabled device (smartphone, laptop, PC) to buy/renew the policy or raise a claim from the comfort of your home or office.

Maruti Suzuki Car Insurance Add-On Covers
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Add-ons can prove to be very helpful in the time of need. They provide additional services like Roadside Assistance or financial help as per the coverage they offer. Here is a list of common add-ons available with a Comprehensive Maruti Car Insurance Policy.

What is Covered in Maruti Car Insurance?
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Buying a Comprehensive Maruti Car Insurance Policy is beneficial as it provides wider coverage and additional benefits. The following sections provide more details on the inclusions and exclusions of Maruti car insurance.

Maruti Insurance Inclusions

Maruti Insurance Exclusions

Maruti Insurance Inclusions
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Here are the inclusions for Comprehensive Maruti car insurance.

  • Compensation for theft of the insured car.

  • Total loss of the vehicle.

  • Damages from natural calamities.

  • Damages from man-made calamities.

  • Accidental damages.

  • Fire damages.

  • Third-party property damages.

  • Injury or death of third party.

  • Personal Accident Cover (mandatory add-on to be bought by the owner)

  • Coverage under add-ons.

Maruti Insurance Exclusions
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Damages to the car due to the following reasons are not covered under Maruti car insurance.

  • Drunk driving.

  • Mechanical or electrical damage to the car.

  • Regular wear and tear.

  • Intentional damage to the car.

  • Consequential loss, i.e. loss from trying to start the car after the damage has occurred.

  • Driving without a valid Driving Licence.

  • Illegal racing, overspeeding, etc.

  • Commercial usage of the vehicle.

  • Damages caused outside the geographical limits of the policy.

Different Types of Maruti Car Insurance
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Here are the different types of insurance plans available for Maruti cars in India.

Third Party Maruti Car Insurance
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Third Party Car Insurance is a law-mandated policy for all motor vehicles in India. It provides basic third-party liability coverage. The policy benefits include coverage against third-party property damage and injury or death of a third party due to the insured Maruti car. However, it does not cover damages to your vehicle. Driving your Maruti Suzuki car without this basic policy is a punishable offence.

Comprehensive Maruti Car Insurance
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Comprehensive Maruti car insurance offers the dual benefit of third-party coverage and own damage i.e. damage to your Maruti car due to accidents, natural disasters, fire, etc. You can also enhance the coverage with add-ons. Add-ons will allow you to buy additional coverages and services at a nominal premium. 

How to Buy Maruti Car Insurance Online
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Here are the steps for buying Maruti Insurance online.

Step 1: Visit the insurance provider’s website (such as ACKO) or download the ACKO app.

Step 2: Provide your vehicle details, including registration number, make, model, variant and previous policy details (if applicable).

Step 3: Select the car insurance plan and add-ons, and customise the IDV if required.

Step 4: Review the plan and pay the premium online to buy Maruti car insurance online.

How to Renew Maruti Car Insurance Policy
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You can follow the steps mentioned below for the Maruti insurance renewal online.

Step 1: Visit your insurer’s website (such as ACKO) or download the ACKO app.

Step 2: Log in to your account and click on the policy card or enter the policy number.

Step 3: Select the renewal option and choose the insurance plan and add-ons.

Step 4: Pay the premium online to complete the Maruti insurance renewal process.

Note: ACKO customers can log in to their account and select the Maruti Car insurance renewal option from the policy card.

Why Buy/Renew Maruti Car Insurance Online from ACKO?
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Here are a few reasons why buying/renewing Maruti insurance online from ACKO is an excellent idea; take a look at the same.

No Commissions
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The car owner can directly buy insurance from ACKO as there are no middlemen involved. This saves the money spent on commissions. It greatly reduces the cost of your policy as compared to buying a similar policy offline. It is a major benefit of buying a policy online.

Online Claims
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Claims can be made online, i.e. from the website or ACKO's mobile app. It makes things a lot easier in a time of need. Instead of extensive form-filling and delay related to sending physical copies, register your car insurance claim by logging into your account and uploading soft copies of the related documents.

Tailor-made Plans
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Car insurance plans can be customised with a wide range of add-ons available at ACKO. Some add-ons provide enhanced monetary coverage, while some provide additional services. For example, Roadside Assistance or Outstation Emergency cover, where you can request assistance in case of a breakdown.

How to Apply Claim for Maruti Suzuki Car Insurance
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Raising a claim for Maruti car insurance on ACKO is a simple process. Here are the steps for the same.

Step 1: Download the ACKO app or website our website.

Step 2: Log in to your account and click “Register Claim” on the policy card.

Step 3: Fill in all the required details, upload the relevant documents and submit the claim request.

How to Download Maruti Suzuki Insurance Policy
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Following are the steps to complete the Maruti insurance download process from our website or app.

Step 1: Log in to the ACKO account via our website or download the app.

Step 2: Click on your policy car and choose the Maruti insurance policy download option.

Step 3: You will receive the policy in your email inbox.

Frequently Asked Questions about Maruti Car Insurance
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Which company is best for Maruti car insurance?

An insurer that provides maximum coverage at a low premium can be considered the best company for Maruti car insurance.

What is zero DEP insurance in Maruti Suzuki car insurance?

Zero DEP insurance in Maruti Suzuki car insurance refers to an insurance cover that negates the depreciation costs on the car components during a claim settlement.

How to take Maruti insurance?

You can visit any insurer’s website/app (like ACKO) and purchase the Maruti car insurance online by providing your vehicle and previous policy details.

Is it mandatory to buy insurance from Maruti?

No, it is not mandatory to buy insurance from Maruti. You can opt for any insurance provider to insure your Maruti car.

How to download the Maruti Suzuki insurance policy?

You can download the Maruti car insurance policy by visiting the insurer’s website and logging into your account.

How can I buy car insurance for my Maruti Suzuki car without much hassle?

Consider buying Maruti car insurance online from ACKO if you are looking for a hassle-free experience. You can also do Maruti insurance renewal and damage claim raising online.

How much time does it take to buy Maruti Car Insurance from ACKO?

It will take around 2 to 3 minutes to buy car insurance for your Maruti Suzuki car if you buy the policy from a digital insurance company like ACKO. 

Which documents do I need while buying car insurance at ACKO?

No physical copies of any documents are required to buy car insurance at ACKO. All you need are details like the car's registration number, claim history (if applicable), etc.

Where can I find my car insurance policy after making payment?

The car insurance policy for your Maruti Suzuki car will be sent to your registered email address almost instantly after payment. It is also available in your ACKO profile for download.

Is it necessary to take a printout of my car insurance policy if I buy it online?

No, you can show the digital copy of your Maruti car insurance policy if demanded by the authorities. Consider adding a copy to your DigiLocker account as well.

What is the procedure for Maruti insurance renewal with ACKO?

To avail Maruti insurance renewal for your car just enter your previous policy details and your vehicle details. After that, select the policy you want, choose add-ons if required and make an online payment. That’s it!