Minus/plus icon
ResourcesExplore the full ACKO experience and make the most of your plan
health plus
Maruti Suzuki XL6

Maruti Suzuki XL6 Car Insurance

Upto 85% off on Maruti Suzuki XL6 Car Insurance

Buy or Renew Maruti Suzuki XL6 Car Insurance Online in 2 Minutes ⚡️

Car number

Looking to insure brand new car?

Zero commissions, big savings

health plus
Maruti Suzuki XL6

Home / Car Insurance / Maruti Car Insurance / Maruti Suzuki XL6 Car Insurance

The Maruti Suzuki XL6 is one of the most popular multi-purpose vehicles in India today. This premium MPV offers great comfort, convenience, performance and safety for families looking for a spacious six-seater ride. The stylish exterior, plush interior and powerful engine make the XL6 a complete package. However, owning this gem is just the beginning. You need to ensure your prized possession stays protected on unpredictable Indian roads. This is where a comprehensive car insurance online policy comes into the picture.

A good car insurance plan not only keeps you on the right side of the law but also gives you complete peace of mind against unforeseen incidents. It covers financial liabilities arising due to accidents, damage or theft. Read on to understand all about buying the ideal insurance for your Maruti XL6.

Why Should You Buy Car Insurance for Maruti Suzuki XL6?
Jump Tag Icon

Buying sufficient car insurance is crucial for every XL6 owner. Here are some key reasons why you must invest in a comprehensive policy:

Legally Mandatory
Jump Tag Icon

According to the Motor Vehicles Act, driving any vehicle without valid third-party cover is illegal in India. You can land in serious trouble if you drive your uninsured XL6 and meet with an accident. The cops can penalise you, and you will have to bear all expenses.

Financial Protection
Jump Tag Icon

A comprehensive policy is your shield against major financial burdens in case your precious XL6 gets damaged in a mishap or stolen. It covers repair costs, which can run into lakhs based on the extent of damage.

Third-Party Liability
Jump Tag Icon

Your policy will cover injury or property damage caused to a third party due to an accident involving your XL6. This protects you from potentially huge claims that can drain your bank balance.

Theft Protection
Jump Tag Icon

Car theft is a growing menace in India. A comprehensive plan will ensure you get adequate compensation in case goons make away with your parked XL6.

The Most Common Types of Car Insurance for Maruti Suzuki XL6
Jump Tag Icon

In India, two main types of car insurance plans are commonly available for the Maruti XL6:


Third-Party Liability Cover
Jump Tag Icon

This basic cover is mandatory by law. It offers protection against injury or property damage caused to a third party due to an accident involving your XL6. However, it does not cover any damage to your own car.


Comprehensive Cover
Jump Tag Icon

This extensive cover includes third-party liability along with protection against damage to your own XL6 due to accidents, collisions, theft, vandalism, natural disasters etc. It is strongly recommended for complete peace of mind.

What is Covered

What is Not Covered

What is Covered in Maruti Suzuki XL6 Car Insurance?
Jump Tag Icon

A comprehensive car insurance policy offers extensive coverage options for your Maruti XL6. Some major coverage aspects are:

  • Claims against liability arising due to damage to third-party vehicle or property

  • Own damage claims to cover costs of repairing your insured XL6 after accidents, etc.

  • Fire and theft claims to cover loss/damage due to fire, explosion, burglary, house-breaking, etc.

  • Claims related to losses arising from riots, strikes, malicious activities, etc.

  • Claims to cover losses occurring due to natural disasters like floods, storms, earthquakes, etc.

What is Not Covered by Maruti Suzuki XL6 Car Insurance?
Jump Tag Icon

While comprehensive policies offer robust coverage, there are some limitations and exclusions:

  • Any loss/damage caused while driving without a valid licence or under intoxication is not covered.

  • Normal wear and tear of parts due to the general ageing of the vehicle is excluded.

  • Losses due to mechanical or electrical breakdown are not covered.

  • Theft claims are excluded if the XL6 was left unlocked or keys were left inside.

  • Damage outside geographical limits and losses due to confiscation by authorities are not covered.

  • Consequential losses, zero depreciation costs, personal belongings, etc., are usually excluded.

Add-ons for Maruti Suzuki XL6 Car Insurance
Jump Tag Icon

Some useful add-on covers are offered along with comprehensive plans for enhanced protection of your XL6:

Benefits of Buying ACKO Car Insurance for Your Maruti Suzuki XL6
Jump Tag Icon

ACKO offers a seamless and transparent car insurance buying experience for your Maruti XL6:

Comprehensive coverage
Jump Tag Icon

ACKO offers comprehensive car insurance plans that cover own damage to the vehicle, third-party liability, personal accident cover for passengers, etc. It ensures complete protection.

Add-on covers
Jump Tag Icon

You can customise your policy by adding optional covers like zero depreciation, engine protector, consumables, etc. as per your needs.

Quick, hassle-free claims
Jump Tag Icon

ACKO has an efficient claim settlement process with minimal paperwork.

Cashless garages
Jump Tag Icon

ACKO has a wide network of authorised garages across India for cashless repairs. It avoids any upfront payment hassles.

24x7 Roadside assistance
Jump Tag Icon

Round-the-clock assistance is provided for emergencies like accidents, flat tyres, battery jumps, emergency fuel delivery, etc.

No Claim Bonus protection
Jump Tag Icon

You can protect your NCB by paying a small premium. So your NCB won't get reset even if you make a claim.

How to Buy/Renew Maruti Suzuki XL6 Insurance from ACKO
Jump Tag Icon

Follow these simple steps to buy or renew insurance for your XL6 online at ACKO:

Step 1: Go to the ACKO website/app and enter your XL6's registration number for instant quotes

Step 2: Choose your preferred insurance plan - third-party or comprehensive

Step 3: Select suitable add-on covers, such as zero depreciation, as per your needs

Step 4: Fill in basic policy details and personal information in the form

Step 5: Pay premium online securely to instantly purchase your XL6's car insurance

4 easy steps to raise a claim with ACKO
Jump Tag Icon

Here is how you can conveniently submit an insurance claim with ACKO:

Step 1: Intimate the claim by calling ACKO's helpline or registering on the website/app.

Step 2: Upload necessary claim-related documents - FIR, RC copy, repair estimates, etc.

Step 3: Damaged car inspection by ACKO surveyor if it is a major damage claim.

Step 4: The claim amount gets disbursed directly into your bank account post-survey and verification.

Jump Tag Icon

Getting a comprehensive motor insurance policy for your prized Maruti Suzuki XL6 should be a top priority. Go for a provider like ACKO that offers unmatched convenience, speed and transparency. It ensures your precious XL6 is fully secured on unpredictable Indian roads. You can drive tension-free knowing your car has a safety net against accidents, damage or theft.

Frequently Asked Questions on Maruti Suzuki XL6 Car Insurance
Jump Tag Icon



How is the IDV of my Maruti XL6 calculated for insurance purposes?

The Insured Declared Value (IDV) of your XL6 is calculated based on the manufacturer's listed selling price, depreciation as per age, model and condition of the car. Higher IDV means higher premiums.

What documents do I need when buying Maruti XL6 insurance?

You need a copy of DL, RC book, past policy copies, if any, and address/ID proof. PUC certificate and invoice may also be required sometimes. However, at ACKO, you need not submit any documents to buy car insurance.

Can I transfer my Maruti XL6 policy if I sell the car?

Yes, your comprehensive policy can be transferred when you sell the insured XL6. The procedure has to be initiated via Form 29/30 and a transfer fee.

How can I contact ACKO for any car insurance queries?

You can contact ACKO via call at our toll-free number, 1800 266 2256 or email at for XL6 insurance queries. You can also download the ACKO app for assistance.