Minus/plus icon
ResourcesExplore the full ACKO experience and make the most of your plan

Mercedes-Benz EQS Saloon Car Insurance

Know how to buy/renew Mercedes-Benz EQS Saloon Car Insurance

Car insurance prices starting at just ₹2,094*

Car number

Looking to insure brand new car?

Zero commissions, big savings

Mercedes-Benz EQS Saloon Insurance

Home / Car Insurance / Mercedes Benz Car Insurance / Mercedes-Benz EQS Saloon Car Insurance

The Mercedes-Benz EQS Saloon is the pinnacle of luxury and innovation. This futuristic electric vehicle combines beautiful aesthetics, incredible performance and path-breaking technology. However, owning this engineering marvel is incomplete without adequately protecting it.

A comprehensive car insurance policy is crucial to safeguard your investment against uncertainties. Let's explore the critical reasons for buying insurance, the common policy types, coverages, exclusions, useful add-ons and how to seamlessly purchase insurance for your prized EQS Saloon.

Why Should You Buy Car Insurance for Mercedes-Benz EQS Saloon?
Jump Tag Icon

Buying a valid car insurance policy is not just legally mandatory but also financially prudent for a high-value car like the EQS Saloon. Here are some key reasons:

As per The Indian Motor Vehicles Act, third-party liability insurance is compulsory. Driving without this basic cover can lead to fines or imprisonment. Hence, you must insure your Limousine to legally drive it on roads.

Financial Protection
Jump Tag Icon

The EQS Saloon is an expensive luxury car with plenty of advanced features and technology. The repair or replacement costs in case of major damages can run into lakhs of rupees. A comprehensive cover adequately shields you from such heavy financial losses.

Cover Liabilities
Jump Tag Icon

You may be held legally and financially liable for injuries or property damages caused to third parties due to accidents. A liability-only or comprehensive policy covers such contingencies up to the sum insured.

The Most Common Types of Car Insurance Plans for Mercedes-Benz EQS Saloon
Jump Tag Icon

There are two prime insurance options for your EQS Saloon - third-party liability and comprehensive insurance. Let's examine each one:


Third Party Cover
Jump Tag Icon

This basic legal requirement policy solely covers any injury or damage caused by your EQS Saloon to third parties. Your own car is not covered for damages or losses. Premiums are low, but coverage is the bare minimum.


Comprehensive Insurance
Jump Tag Icon

A Comprehensive policy provides extensive coverage. You get protection against third-party liabilities. Additionally, your EQS Saloon is also covered for damages, theft, accidents and other losses. Premiums are higher, but coverage is extensive.

What is Covered

What is Not Covered

What is Covered in Mercedes-Benz EQS Saloon car Insurance? (Inclusions)
Jump Tag Icon

The EQS Saloon is eligible for coverage against a wide range of risks and losses. Here are some inclusions in a standard Comprehensive policy:

  • Third-party bodily injury and property damage liability.

  • Loss of the insured EQS Saloon due to disasters like floods, earthquakes, cyclones, landslides, etc.

  • Damage from accidents, collisions or overturning of the car.

  • Loss due to burglary, housebreaking or theft of the insured vehicle.

  • Damage or loss attributable to fire, explosion, self-ignition, lightning, etc.

  • Liability arising out of terrorism activities.

  • Coverage for accessories installed in the car like music system, GPS, seat covers, etc.

What is Not Covered by Mercedes-Benz EQS Saloon Car Insurance?
Jump Tag Icon

While the coverage is extensive, there are some general exclusions, such as:

  • Wear and tear or depreciation of the EQS Saloon and its parts

  • Mechanical breakdown or failure of electrical or electronic equipment

  • Damages arising outside the specified geographical area

  • Losses attributable to driving without a valid license, under alcohol influence, etc.

  • Damage resulting from war, nuclear perils, radiation, and pollution.

  • Routine maintenance, including oil/fluid changes, tyre replacement, etc.

  • Loss of use of the EQS Saloon or consequential damages during the repair period.

Add-ons for Mercedes-Benz EQS Saloon car insurance
Jump Tag Icon

You can opt for useful add-on covers along with your base comprehensive policy for enhanced protection:

Zero Depreciation Cover - Costs of all parts replaced are covered without any deductions for depreciation, maximising your claim amount.

Roadside Assistance - Provides towing facility, on-spot repairs, fuel delivery, key retrieval, etc., in case of breakdowns or accidents.

Engine Protection - Damages to the engine due to water ingression, leakage or hydrostatic lock are covered under this addon.

Return to Invoice - Total loss claims are settled with the full invoice value of the EQS Saloon instead of depreciated IDV.

Consumable Expenses - The cost of consumables like engine oil, gearbox oil, etc., required during claims is reimbursed.

Benefits of Buying Online Car Insurance for Your Mercedes-Benz EQS Saloon
Jump Tag Icon

Online Insurance providers offer customised policies, hassle-free processes and top-notch service when you insure the EQS with them. Here are a few benefits of buying online car insurance.

Zero Paperwork
Jump Tag Icon

The policy purchase, document submission, and claims processes are completely digital, requiring no physical paperwork.

Instant Policy
Jump Tag Icon

Policies are issued immediately upon completion of premium payment. No delays or wait times.

Cashless Garages
Jump Tag Icon

A large number of network garages across India for cashless servicing and repairs.

24x7 Support
Jump Tag Icon

Dedicated helpline and chat support for policy and claims assistance round the clock.

Reasonable Premiums
Jump Tag Icon

Competitive pricing due to a direct-to-customer business model with significant savings.

Fast Claims
Jump Tag Icon

Claims approval and settlement in just a few hours with minimal documentation.

How to Buy/Renew Mercedes-Benz EQS Saloon Insurance 
Jump Tag Icon

Follow these quick and easy steps:

Step 1 - Visit the insurer’s website or mobile app. Enter your EQS Saloon registration number.

Step 2 - Choose the ideal insurance plan - Third Party or Comprehensive.

Step 3 - Select appropriate add-ons like Engine Protection, NCB Protector, etc.

Step 4 - Fill in personal details and nomination (optional).

Step 5 - Pay premium online securely using netbanking, debit/credit card or UPI to instantly purchase the policy.

Step 6 - Policy copy is emailed. Hard copy follows in 3-4 days.

Steps to Raise a Claim
Jump Tag Icon

Step 1 - Intimation: Inform the insurer through call, email, app or website.

Step 2 - Documents: Submit duly signed claim form, RC copy and required documents.

Step 3 - Survey: The insurer surveyor inspects the damaged EQS Saloon and submits an assessment report.

Step 4 - Settlement: The claim is cleared in a few hours once verification is complete and payment is released.

Jump Tag Icon

The Mercedes-Benz EQS Saloon deserves the best insurance coverage from a reliable insurer. Comprehensive insurance provides end-to-end protection against uncertainties on the road. Their streamlined processes and high-quality services make insurance hassle-free right from purchase to claims. So, drive your luxurious electric Limousine without worries by insuring it today!

Frequently Asked Questions on Mercedes-Benz EQS Saloon Car Insurance
Jump Tag Icon



How is the IDV of my EQS Saloon calculated?

The Insured Declared Value (IDV) is based on the manufacturer's list price of your EQS Saloon at the time of first registration. Depreciation is applied to it as per IRDAI guidelines.

What documents are required at the time of claim?

You'll need a duly signed claim form, copy of policy, copy of registration certificate, driver's license, FIR if applicable and original repair bills/estimates. Additional documents may be required based on claim type.

Can I cancel my EQS Saloon policy anytime?

Yes, the policy can be cancelled at any time by submitting a request to the insurer. Refunds will be as per short-period rates. Administration charges may apply.

How is claim settlement done for the EQS Saloon?

Claim settlement is done as per policy terms and applicable depreciation. For total loss/theft claims, Insured Declared Value (IDV) is paid after deducting salvage value.

Can I transfer my insurance when selling my used EQS Saloon?

Yes, upon the sale of the insured vehicle, the policy can be transferred to the name of the new owner for the remaining period to avoid a lapse of insurance.