MG Car Insurance

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MG Car Insurance

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Morris Garage (MG) calls itself a 94-year-old startup because it was founded in a garage called ‘Morris Garages’. The company made its entry into India in 2017 with its manufacturing plant in Gujarat. It launched the maiden MG car in India, the MG Hector in 2019. This article ventures into the benefits of MG insurance, how to buy, and renew MG motor insurance online.

Benefits of Buying Online Car Insurance for MG Cars
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Motor insurance for your MG car is not just essential in terms of the law, but to protect you from third-party liabilities and own damages. Replacing car parts can be expensive and the car insurance will be the right financial protection. Compared to the Third-party insurance for your MG car, the Comprehensive cover provides wider coverage. Following the benefits of Comprehensive car insurance for MG cars.

Third-party life and property coverage.

Insured vehicle coverage against losses or damages.

Personal accident cover for the policyholder or the driver of the vehicle.

Get the sum insured amount in case of a total loss to the insured vehicle.

Riots, vandalism and such man-made calamities are covered.

Floods, earthquakes, storms, and such natural calamities are covered.

Insurance Plans for MG Car
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Vehicle insurance is mainly of two types, they are.

Third-Party Car Insurance
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This insurance plan covers third-party life and property and does not cover the insured vehicle.

Comprehensive Car Insurance
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This plan covers both the third party as well as the insured vehicle and has the option to choose Add-on covers.

Coverage Comprehensive Insurance Third-Party Insurance
Third-party property and life
Losses/Damages to the insured MG car
Vandalism, riots
Personal Accident (PA) cover
Theft of the insured vehicle
Add-on covers
Customisable Insured Declared Value (IDV)

What’s Covered in MG Car Insurance (Inclusions)?

Car insurance is of two types. One, Third-party car insurance which is mandatory as per law and second, the Comprehensive car insurance which covers third-party and the insured car. The latter offers the below coverages:

Exclusions of MG Insurance

Insurance plans come with certain exclusions or limitations. Following are the exclusions under the MG car insurance:

Add-ons for MG Car Insurance

While the Third-party car insurance plan covers third party life and property, the Comprehensive plan covers both third party and the insured vehicle. However, the following Add-on covers provide extra coverage which is not covered by the two types of car insurance:

Benefits of Buying Acko Car Insurance Policy for Your MG Car:
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Acko is a new-age digital insurance company specialising in digitising transactions related to insurance to enhance the experience of customers. Below are the main benefits of Acko car insurance for MG cars.

Quick Online Process
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From the process of buying and renewing car insurance to the servicing of claims, the process is entirely online by transacting through the website or the mobile app.

Faster Claim Settlement
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With a paperless approach, claims have never been faster with the online procedure.

Help From Professionals
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Get help from experts on car insurance to help you with the process of buying, renewing and claims.

Cashless Garages
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Choose from over 1500+ cashless garages to repair your insured vehicle without the need to pay from your pocket.

Pickup & Drop
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Acko will pick up your car and get it repaired at the cashless network garage and deliver the car.

Claim Procedure

Following are the steps to raise a claim online. Insurers such as Acko provides a paperless experience while registering a claim:

Note: You can also opt for the reimbursement process which is considered cumbersome since it is not cashless.

Frequently Asked Questions
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Below are the answers to some of the frequently asked questions about MG cars and vehicle insurance.

FAQs

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Which country is Morris Garages from?

Morris Garages or MG Motors is a UK company which has its headquarters in London. It is the subsidiary of SAIC Motor UK, which is in turn owned by the China-based SAIC Motor. In India, the company sells locally-made MG cars and the company claims that the production of the MG cars in the country are highly localised.

How to buy cheap MG car insurance?

While shopping for motor insurance for your MG cars, ensure the policy provides a wider coverage at a lower premium. However, you should not compromise on the post-sales services provided by the insurance company before buying the policy. Keeping these factors in mind, if you require cheap car insurance for your MG car, you can buy car insurance online. Digital insurance providers have made the process of buying, renewing as well as the claims hassle-free and online making it cheaper compared to the traditional insurance policies.

Is MG car insurance expensive?

It is important you buy MG car insurance which offers maximum coverage and not go by the pricing factor. Replacing car parts in case of an accident can sometimes be expensive; however, with the car insurance, you can use the insurance to cover the liabilities. Also, new-age digital insurers have removed the need for an agent or middlemen to sell, renew or raise claims. This has led to a reduction in the operating cost, which is passed on to the customer. Hence, online car insurance is competitive compared to conventional vehicle insurance policies.

What is the time taken to renew an MG car insurance policy?

Instant. This is if you opt to renew the policy through the online method. It can be done via the insurer’s website or the mobile app. You can buy/renew the policy instantly and receive the new insurance policy document at the email address provided by you immediately.

What are the mandatory documents for MG car insurance?

Below is the list of mandatory documents needed to buy MG car insurance policy:

  • Registration certificate

  • Photos of the vehicle

  • Existing insurance policy

  • Address and ID proof of the policyholder

  • Pollution Under Control (PUC) Certificate

Car Insurance for MG Car Models/Variants:

ACKO General Insurance Limited

2nd Floor, #36/5, Hustlehub One East, Somasandrapalya, 27th Main Rd, Sector 2, HSR Layout, Bengaluru, Karnataka 560102

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CIN: U66000KA2016PLC138288

IRDAI Registration No: 157

Category: Non-Life Insurance

The use of images and brands are only for the purpose of indication and illustration. ACKO claims no rights on the IP rights of any third parties. The ratings are derived from reviews and feedback received from Google and Facebook users on their respective platforms. | *Save Rs. 45,000 has been calculated on IDV of 20,00,000, 0% NCB and select add-ons. Amount saved is in comparison to Acko's F&U filing. Product name: Private Car Policy - Bundled | UIN: IRDAN157RP0014V01201819 |

Trade logo displayed above belongs to ACKO Technology & Services Pvt Ltd and used by ACKO General insurance Limited under License. For more details on risk factors, terms, conditions and exclusions, please read the policy wordings carefully before concluding a sale.

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