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Mini Cooper Car Insurance

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Car Insurance for Mini Cooper

Mini is an iconic British car manufacturer which was known for its small and affordable cars in its early years. But with the transformation of the automobile industry and with the changing market demands, Mini had to update its cars. That’s when the company partnered with John Cooper Works to deliver some of the iconic hatchbacks, and as a result, the legendary Mini Cooper was built. The new Cooper hatchback is a classic car with compact design and comes with premium interior and modern features. Are you looking to buy Mini Cooper car insurance? Then this article will provide you with all the information related to Classic Mini insurance.

Importance of Buying Online Car Insurance For Mini Coopers

Loss/Damage Protection

Mini Cooper is an expensive car, and repairing any damages can cost a lot of money. Buying car insurance covers loss/damages to the vehicle as the insurer will pay for such repairs.

Personal Accident Cover

A comprehensive car insurance will cover injuries/accidental death of the occupants in an event of the crash.

Unlimited Liability

The Mini Cooper car insurance will provide complete liability for damages to third-party life/property.

Claim Survey

The vehicle will be picked up and sent for repairs within hours of claim request.

Cashless Claim Settlement

All settlements are cashless which makes for a hassle-free experience.

Car Insurance plans for Mini Cooper Car

There are two types of car insurance policies: Comprehensive and Third-Party. Both offer different features and coverage benefits. Below are the details about Third-Party and Comprehensive insurance plans.

Third-Party Insurance

As per law, it is mandatory to purchase third-party insurance for your car. The policy covers any damages to third-party or property of third-party.

Comprehensive Insurance

Comprehensive car insurance is not mandatory, but it provides more coverage when compared to the third-party insurance policy. The comprehensive insurance policy will cover any damages to you or your vehicle and also damages to third-party/third-party property. Comprehensive insurance will also allow you to buy add-ons to the existing car insurance policy.

What’s Covered in Mini Cooper Car Insurance (Inclusions):

Comprehensive car insurance covers damages to your vehicle. The points below explain what’s covered (inclusions) in Mini Cooper car insurance:

Personal Accident Coverage: The insurance policy will cover any injuries caused to the owner/driver of the vehicle in the event of a crash. In the case of the death of the policyholder, the insurer will pay the insured amount.

Damages due to Accident: Any damages caused to the vehicle due to an accident will be covered by your car insurance.

Damages due to Natural Disaster: Natural disasters such as flood, earthquake, storm or cyclone can cause damages to your car. Your car insurance will also cover such damages.

Damages due to Human-Made Calamities: The car insurance will cover any damages caused to the vehicle due to human-made calamities such as riots.

Loss/Damage due to Fire/Explosion: In case of any damages to the vehicle due to fire, your car insurance will cover the damages.

Vehicle Theft: Your car insurance will pay the IDV (Insured Declared Value) of the car if the vehicle is stolen/totalled.

Exclusions of Mini Cooper Car Insurance:

Car insurance also has a few exclusions. Refer to the points below to know what is not covered in the Mini Cooper car insurance:

Wear and Tear Parts: The car insurance will not cover any wear and tear parts such as tyres, clutch plates, brake pads, etc.

Driving without Driving Licence: Insurer will not cover any damages to the vehicle if the driver does not hold a valid driving licence. Any claims made will be rejected.

Rash Driving under the influence of Intoxicants: If the driver of the vehicle is under the influence of any intoxicants and causes damage to the vehicle, then the car insurance will not entertain any claims. 

Depreciation Value of the Vehicle: Over the period of time the vehicle gets old and the value of the parts decreases. During the settlement of a claim, the insurer will consider those factors, and it is called depreciation value.

Damages due to Mechanical/Electrical Breakdown: The car insurance will not cover any damages caused to the vehicle due to mechanical/electrical breakdown.

Add-ons for Mini Car Insurance:

As mentioned before, a comprehensive insurance policy will allow you to purchase add-ons for your Mini car insurance. Below are the add-ons for car insurance.

Benefits of Buying Acko Car Insurance Policy for your Mini Cooper Car

In this digital era, you can find everything on the internet, and the same applies for insurance too. Digital payment modes have made the whole process of buying/renewing insurance simpler and faster. Below are the benefits of purchasing Acko car insurance for your Mini Cooper.

Online Process

The entire process of buying/renewing insurance is online. You can log on to Acko Insurance website or download the smartphone app to purchase/renew car insurance.

Guidance from Trained Professionals

If you have any doubts regarding car insurance, Acko’s team of experts will provide you with unbiased guidance to solve your queries.

Claim Settlement Time

With paperless transactions, the claim settlements at Acko are faster and efficient compared to a conventional insurance provider.

Claim Procedure:

The claim procedure of Acko car insurance is hassle-free and simple. Everything is digital, and there is zero paperwork. Below are the steps to apply for a claim:

  • Log on to the website (www.acko.com).

  • Register your claim by filling in all the details such as policy number, vehicle number, type of damage, etc.

  • Upload images of the damaged car.

  • Within 1 hour your car will be picked up from your location for repairs.

  • You can track the status of repair on the website.

  • Within 3 days, your car will be delivered in perfect condition.

  • For minor damages, the claim will be settled instantly. You can repair the car at your convenience.

*Note: The vehicle pick up and drop service is available in select cities. Please refer to the website for more details.

Frequently Asked Questions


From where can I purchase Mini Cooper car insurance?

You can purchase insurance for your Mini Cooper either online or offline. There are several insurance companies to choose from. But purchasing the insurance online is hassle-free and paperless.

Can I purchase add-ons for Mini Cooper car insurance?

Yes, if you have comprehensive car insurance for your Mini Cooper then you can purchase the below add-ons.

  • NCB Cover

  • Engine Protection Cover

  • Zero Depreciation

  • Invoice Cover

What documents are required to renew Mini Cooper car insurance?

The following documents are required to renew your car insurance.

  • Registration Certificate (RC)

  • Pollution Under Control (PUC) certificate

  • Previous policy certificate

  • Address proof

  • Identity proof

How much does it cost to insure a Mini Cooper?

It depends on the type of insurance and the value of the vehicle. If the cost of the vehicle is high, the insurance will also cost more.

Where can I find insurance for my Mini Cooper?

You can find insurance offline as well as online. Buying insurance online will save you a lot of time and money, and the entire process is digital and paperless.

CIN: U66000KA2016PLC138288

IRDAI Registration No: 157

Category: Non-Life Insurance

The use of images and brands are only for the purpose of indication and illustration. ACKO claims no rights on the IP rights of any third parties. The ratings are derived from reviews and feedback received from Google and Facebook users on their respective platforms. | *Savings of upto Rs. 50,000 have been calculated on the IDV of Rs. 18,00,000 and 0% NCB. Amount saved is in comparison to tariff rates. Product name: Private Car Policy - Bundled | UIN: IRDAN157RP0014V01201819 |

Trade logo displayed above belongs to ACKO Technology & Services Pvt Ltd and used by ACKO General insurance Limited under License. For more details on risk factors, terms, conditions and exclusions, please read the policy wordings carefully before concluding a sale.