Mini Cooper Car Insurance

Mini is an iconic British car manufacturer which was known for its small and affordable cars in its early years. But with the transformation of the automobile industry and with the changing market demands, Mini had to update its cars. That’s when the company partnered with John Cooper Works to deliver some of the iconic hatchbacks, and as a result, the legendary Mini Cooper was built. The new Cooper hatchback is a classic car with compact design and comes with premium interior and modern features. Are you looking to buy Mini Cooper car insurance? Then this article will provide you with all the information related to Classic Mini insurance.

Comprehensive car insurance covers damages to your vehicle. The points below explain what’s covered (inclusions) in Mini Cooper car insurance:

Personal Accident Coverage: The insurance policy will cover any injuries caused to the owner/driver of the vehicle in the event of a crash. In the case of the death of the policyholder, the insurer will pay the insured amount.

Damages due to Accident: Any damages caused to the vehicle due to an accident will be covered by your car insurance.

Damages due to Natural Disaster: Natural disasters such as flood, earthquake, storm or cyclone can cause damages to your car. Your car insurance will also cover such damages.

Damages due to Human-Made Calamities: The car insurance will cover any damages caused to the vehicle due to human-made calamities such as riots.

Loss/Damage due to Fire/Explosion: In case of any damages to the vehicle due to fire, your car insurance will cover the damages.

Vehicle Theft: Your car insurance will pay the IDV (Insured Declared Value) of the car if the vehicle is stolen/totalled.

Car insurance also has a few exclusions. Refer to the points below to know what is not covered in the Mini Cooper car insurance:

Wear and Tear Parts: The car insurance will not cover any wear and tear parts such as tyres, clutch plates, brake pads, etc.

Driving without Driving Licence: Insurer will not cover any damages to the vehicle if the driver does not hold a valid driving licence. Any claims made will be rejected.

Rash Driving under the influence of Intoxicants: If the driver of the vehicle is under the influence of any intoxicants and causes damage to the vehicle, then the car insurance will not entertain any claims. 

Depreciation Value of the Vehicle: Over the period of time the vehicle gets old and the value of the parts decreases. During the settlement of a claim, the insurer will consider those factors, and it is called depreciation value.

Damages due to Mechanical/Electrical Breakdown: The car insurance will not cover any damages caused to the vehicle due to mechanical/electrical breakdown.

As mentioned before, a comprehensive insurance policy will allow you to purchase add-ons for your Mini car insurance. Below are the add-ons for car insurance.

The claim procedure of Acko car insurance is hassle-free and simple. Everything is digital, and there is zero paperwork. Below are the steps to apply for a claim:

*Note: The vehicle pick up and drop service is available in select cities. Please refer to the website for more details.