When you’re considering a ₹1 crore term insurance plan, choosing the right insurer is just as important as selecting the right coverage amount. With ACKO, it’s not only about the size of the cover; it’s also about the trust, simplicity, and support you get throughout the journey. Here’s why more and more policyholders across India are choosing ACKO for their long-term protection needs.
Life Cover Starting @ just ₹18/day*
Change Your Policy Term
As per your life stage and commitments
Hassle-Free Claim Settlement
99.38% Claim settlement ratio*
Smart Income Tax Savings
Save up to ₹54,600* on your taxes
Why Choose ACKO for 1 Crore Term Insurance in India
ACKO has built its reputation on being digital-first and customer-centric. When it comes to 1 crore term insurance, transparency in premiums, features, and benefits is a top priority. There are no hidden clauses or complicated jargon, just clear communication and straightforward policies that put your needs first.
Securing your family’s future shouldn’t mean stressing yourself over finances. With ACKO, securing a ₹1 crore term insurance plan is simple, quick, and affordable.
You get access to a high cover amount without paying high premiums. ACKO keeps protection affordable so you don’t have to compromise your family’s financial security.
Low premiums don’t mean fewer benefits. With ACKO, affordability comes with the same reliability, claim support, and flexibility you’d expect from a trusted insurer.
Whether you’re starting your career, supporting dependents, or planning for long-term commitments, an affordable ₹1 crore cover gives you the reassurance that your family won’t be financially burdened.
By balancing cost and coverage, ACKO ensures you can protect your loved ones today, while still managing other financial goals.
A term insurance policy matters most when your family has to make a claim. That’s why ACKO has designed a claims experience that’s simple, supportive, and stress-free.
In tough times, your family shouldn’t have to deal with endless forms. Submit the required documents to our support email at [email protected] or simply dial 18002101992. The ACKO claims team will take care of the rest.
ACKO’s support team is there to walk your family through the process, making sure they’re never left confused. Claims are handled efficiently, so your loved ones get the money they need without long delays.
A strong 99.38% Claim settlement ratio* shows ACKO’s commitment to keeping its promise when it matters most.
Filing a claim with ACKO is meant to be a smooth process. Here’s how it usually works in most cases:
The nominee informs ACKO about the claim, either online or through customer support.
Required documents are uploaded digitally for verification.
The claims team reviews the application and may reach out for clarifications if needed.
Once verified, the claim amount is released to the nominee’s account.
While the exact list may vary by case, the commonly required documents include:
Filled and signed by the nominee.
Issued by the local authority.
Original policy or digital proof of the plan.
ID proof (like Aadhaar, PAN, or Passport) and address proof.
Hospital records, discharge summary, or doctor’s certificate, if applicable.
Cancelled cheque or passbook copy of the nominee’s bank account.
Life changes, and your insurance should be able to change with it. That’s the idea behind the ACKO Life Flexi Term Plan: a solution that grows and adapts to your needs. Here's how it stands out.
You can begin with a basic coverage and increase whenever you need such as getting married, having children, or taking on bigger financial responsibilities.
You don’t have to stick with a fixed premium that may not suit you. With this plan, your cover adjusts to your life stage; this way, you only pay for the protection you actually need.
You get coverage up to age 70, ensuring lifelong peace of mind.
Enhance your protection with riders like critical illness, disability income, accidental death benefits, so your plan is more robust.
Even with flexibility, you still enjoy the security of an accessible and budget-friendly ACKO ₹1 crore term insurance plan.
With ACKO Flexi Term Plan, you also get free will creation support.
Premiums paid qualify for deductions under Section 80C, and claim proceeds are generally tax-free under Section 10(10D). With ACKO Life, you can save up to ₹54,600* on your taxes.
From buying the policy to making adjustments, the entire process is quick, simple, and online.
Choosing a ₹1 crore term insurance plan is a big decision. With ACKO, you’re not just buying an insurance policy; you’re choosing protection that’s built on trust, backed by a simple process, and supported with reliable claim settlement. That’s why more and more people are choosing ACKO for term insurance, because peace of mind is priceless.
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Reviewed by Vaibhav Kumar Kaushik 
Acko Technology & Services Private Limited
#36/5, Hustlehub One East, Somasandrapalya, 27th Main Rd, Sector 2, HSR Layout, Bengaluru, Karnataka 560102
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