Home / Articles / Car Insurance / Are Christmas Presents Covered under Car Insurance?

Are Christmas Presents Covered under Car Insurance?

Team AckoJun 24, 2022

The boot space of your car might seem like an amazing hiding place for Christmas presents, but what if you wake up to a stolen car on the 25th of December? Gone will be your car and with it all those expensive presents for your loved ones! This experience would be earth-shattering for an owner, just because the presents were not insured with the car.

Are Christmas Presents Covered under Car Insurance?


    To ease your worries, here is an advice for you on how you can ensure your expensive Christmas presents and your other personal belongings are insured with a Car Insurance Policy. When you set out to get your car insured, make sure that you have bought the following two things:

    1. Comprehensive Car Insurance Policy

    2. Loss of Personal Belongings Add-on

    You need to buy a comprehensive car insurance policy because an extended coverage can only be bought with this type of policy. Through a Loss of Personal Belongings Add-on, you can get  coverage for your personal belongings like a laptop or your cellphone and also your expensive Christmas gifts.

    Do check if your insurance covers personal belongings including your christmas presents or has a seperate add-on especially for this.  So, make this Christmas truly Merry and safeguard the money you spent on your car as well as Christmas presents through Car Insurance.

    Disclaimer: The content on this page is generic and shared only for informational and explanatory purposes. It is based on industry experience and several secondary sources on the internet; and is subject to changes. Please go through the applicable policy wordings for updated ACKO-centric content and before making any insurance-related decisions.

    Explore More:


    Want to post any comments?


    93% Acko users save atleast ₹1,200 on car insurance

    Car insurance starting ₹2,094*

    Insure Now
    T & C apply*

    Buying a new car?

    Click here!

    You already have an Acko policy

    Login to access your policy for this car

    ACKO General Insurance Limited

    2nd Floor, #36/5, Hustlehub One East, Somasandrapalya, 27th Main Rd, Sector 2, HSR Layout, Bengaluru, Karnataka 560102

    Download our ACKO app now!

    CIN: U66000KA2016PLC138288

    IRDAI Registration No: 157

    Category: Non-Life Insurance

    The use of images and brands are only for the purpose of indication and illustration. ACKO claims no rights on the IP rights of any third parties. The ratings are derived from reviews and feedback received from Google and Facebook users on their respective platforms. | *Savings of upto Rs. 50,000 have been calculated on the IDV of Rs. 18,00,000 and 0% NCB. Amount saved is in comparison to tariff rates. Product name: Private Car Policy - Bundled | UIN: IRDAN157RP0014V01201819 |

    Trade logo displayed above belongs to ACKO Technology & Services Pvt Ltd and used by ACKO General insurance Limited under License. For more details on risk factors, terms, conditions and exclusions, please read the policy wordings carefully before concluding a sale.