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Maruti Alto K10 Car Insurance

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Car Insurance for Alto K10

Alto K10 is one of the most affordable cars from the stable of Maruti Suzuki. An entry-level car such as the Alto K10 also needs motor insurance as it is mandatory in India. A Comprehensive Car Insurance Plan protects you from financial losses due to third-party losses and damages to your car. This article provides you with all the information you need to know about online Alto K10 car insurance.

Why Online Car Insurance for Alto K10 Cars?

Below are the advantages of purchasing car insurance online for your Alto K10 car.

Instant Policies

Get your Alto K10 insured instantly by purchasing four-wheeler insurance online. There is no waiting time, and ACKO will send your policy document to your email address as soon as you complete the online purchase process.

Ease of Access

Access the motor insurance-related services from the comfort of your home/office. You can complete the Alto K10 insurance renewal/purchase process from anywhere and at any time. Just visit the insurer’s website (www.acko.com) or download the mobile app.

No Commissions

You need not deal with agents when you buy car insurance online. You purchase the policy directly from ACKO, and you need not pay any commissions. With no agents involved, you can make an informed choice while buying the policy.

Car Insurance Plans for Alto K10 Car

You can purchase two types of car insurance plans for your Alto K10 car. Below are the details.

Third-party Car Insurance Plan

It is compulsory to buy a Third-party Insurance Policy for your Alto K10 car as per The Motor Vehicles Act, 1988. A third-party Plan provides a financial backup if your vehicle damages third-party property or leads to injury/death of a third party. It is a basic plan for your car and it does not cover damages to your vehicle.

Comprehensive Car Insurance Plan

It is an optional policy but offers dual coverage benefits: Third-party and Own Damage cover (OD Insurance). Comprehensive Policy covers third-party liabilities and damages to your Alto K10 car caused by fire/explosions, accident or natural/man-made disasters. You also get coverage against total loss or theft of the insured vehicle. Moreover, purchasing add-on covers will enhance the scope of the policy. 

What’s Covered in Alto K10 Car Insurance? (Inclusions)

Alto K10 Comprehensive car insurance provides coverage against the following.

  • Injury/death of the third party

  • Loss or damage to third-party property

  • Theft of the insured vehicle

  • Accidental damages

  • Total loss of the insured vehicle

  • Damages to the car due to fire/explosion

  • Personal Accident Cover (To be purchased separately)

  • Damages caused by natural disasters (cyclones, earthquakes, floods, etc.)

  • Damages caused by man-made disasters (vandalism, riots, etc.)

Exclusions of Alto K10 Car Insurance

Alto K10 car insurance does not provide coverage against loss/damage caused due to the following.

  • Regular wear and tear

  • Improper handling or reckless driving

  • Mechanical or electrical failure

  • Driving under the influence of intoxicating substances

  • Driving without valid documents (Driving Licence, Insurance Certificate, etc.)

  • Claims filed against any add-on covers which are not bought

Add-ons for Alto K10 Car Insurance

Add-on provides additional coverage/service apart from the coverage offered by the standalone insurance plan. You can purchase car insurance add-ons individually when buying/renewing the policy at a nominal increase in the Alto K0 insurance price. Below are the add-ons available for the Alto K10 car.

Why ACKO?

Below are the benefits of purchasing Alto K10 car insurance from ACKO.

Buy/Renew Online

No need for documentation or filling of forms when you buy/renew car insurance online from ACKO. Type in your car and previous policy details and buy/renew the four-wheeler insurance in a matter of a few minutes with zero paperwork.

3-Day Repair

As soon as you apply for a claim, ACKO will pick up (in select cities) the damaged vehicle for repair works (within an hour). You will receive the repaired vehicle at your doorstep within three working days, and ACKO does not charge for this service.

Tailor-made Plans

You can customise the car insurance plan as per your needs. ACKO offers the flexibility of choosing the desired IDV (Insured Declared Value) and add-on covers when buying/renewing the policy. Buy the plan that best fits your needs.

ACKO’s Claim Procedure

Filing a claim against car insurance may be a time-consuming process. But not at ACKO. You can raise a claim request online in a few minutes by following the below steps.

  • Step 1 - Visit the ACKO website or mobile app to access your profile.

  • Step 2 - Select the ‘Claim Now’ option and answer a few questions, and upload the soft copies of the documents (if required).

  • Step 3 - ACKO’s claims team will get in touch with you to process the claim request. For minor damages, you will receive an instant car insurance claim settlement.

Frequently Asked Questions

FAQs

Which is the best Alto K10 insurance plan that I can buy from ACKO?

A comprehensive Car Insurance Plan is the best policy for your Alto K10 car. It offers Third-party and Own Damage cover. You also have the option to purchase add-ons if you wish to enhance the policy benefits. You can opt for add-ons at nominal increase in the Alto K10 insurance price.

Do I need to submit any documents to buy/renew Alto K10 insurance at ACKO?

No, there is no need for documents to buy/renew car insurance online from ACKO. You only need to fill in your vehicle and previous policy details to purchase/renew the policy from ACKO.

My Alto K10 was damaged in an accident. Will ACKO car insurance cover such losses?

Yes, if you have purchased an ACKO Comprehensive Car Insurance Plan, accidental damages are covered. You can apply for a claim with the required documents.

What are the required documents to raise a claim against Alto K10 insurance?

You may need to upload the soft copies of the documents when raising a claim online on the ACKO website or mobile app. The list of documents may vary depending on the type of claim. For example, you might have to upload the soft copy of the Police FIR for third-party claims.

Why is Alto K10 Third-party Insurance price less than Comprehensive Car Insurance price?

A Third-party Policy offers only third-party liability cover. In comparison, a Comprehensive Plan comes with third-party and Own Damage cover. So, a Comprehensive Policy costs more than the mandatory Third-party Plan.

CIN: U66000KA2016PLC138288

IRDAI Registration No: 157

Category: Non-Life Insurance

The use of images and brands are only for the purpose of indication and illustration. ACKO claims no rights on the IP rights of any third parties. The ratings are derived from reviews and feedback received from Google and Facebook users on their respective platforms. | *Savings of upto Rs. 50,000 have been calculated on the IDV of Rs. 18,00,000 and 0% NCB. Amount saved is in comparison to tariff rates. Product name: Private Car Policy - Bundled | UIN: IRDAN157RP0014V01201819 |

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