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Maruti Alto K10 Car Insurance

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Car Insurance for Alto K10

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Alto K10 is one of the most affordable cars from the stable of Maruti Suzuki. An entry-level car such as the Alto K10 also needs motor insurance as it is mandatory in India. A Comprehensive Car Insurance Plan protects you from financial losses due to third-party losses and damages to your car. This article provides you with all the information you need to know about online Alto K10 car insurance.

Why Online Car Insurance for Alto K10 Cars?

Below are the advantages of purchasing car insurance online for your Alto K10 car.

Instant Policies

Get your Alto K10 insured instantly by purchasing four-wheeler insurance online. There is no waiting time, and ACKO will send your policy document to your email address as soon as you complete the online purchase process.

Ease of Access

Access the motor insurance-related services from the comfort of your home/office. You can complete the Alto K10 insurance renewal/purchase process from anywhere and at any time. Just visit the insurer’s website (www.acko.com) or download the mobile app.

No Commissions

You need not deal with agents when you buy car insurance online. You purchase the policy directly from ACKO, and you need not pay any commissions. With no agents involved, you can make an informed choice while buying the policy.

Car Insurance Plans for Alto K10 Car

You can purchase two types of car insurance plans for your Alto K10 car. Below are the details.

Third-party Car Insurance Plan

It is compulsory to buy a Third-party Insurance Policy for your Alto K10 car as per The Motor Vehicles Act, 1988. A third-party Plan provides a financial backup if your vehicle damages third-party property or leads to injury/death of a third party. It is a basic plan for your car and it does not cover damages to your vehicle.

Comprehensive Car Insurance Plan

It is an optional policy but offers dual coverage benefits: Third-party and Own Damage cover (OD Insurance). Comprehensive Policy covers third-party liabilities and damages to your Alto K10 car caused by fire/explosions, accident or natural/man-made disasters. You also get coverage against total loss or theft of the insured vehicle. Moreover, purchasing add-on covers will enhance the scope of the policy. 

What’s Covered in Alto K10 Car Insurance? (Inclusions)

Alto K10 Comprehensive car insurance provides coverage against the following.

  • Injury/death of the third party

  • Loss or damage to third-party property

  • Theft of the insured vehicle

  • Accidental damages

  • Total loss of the insured vehicle

  • Damages to the car due to fire/explosion

  • Personal Accident Cover (To be purchased separately)

  • Damages caused by natural disasters (cyclones, earthquakes, floods, etc.)

  • Damages caused by man-made disasters (vandalism, riots, etc.)

Exclusions of Alto K10 Car Insurance

Alto K10 car insurance does not provide coverage against loss/damage caused due to the following.

  • Regular wear and tear

  • Improper handling or reckless driving

  • Mechanical or electrical failure

  • Driving under the influence of intoxicating substances

  • Driving without valid documents (Driving Licence, Insurance Certificate, etc.)

  • Claims filed against any add-on covers which are not bought

Add-ons for Alto K10 Car Insurance

Add-on provides additional coverage/service apart from the coverage offered by the standalone insurance plan. You can purchase car insurance add-ons individually when buying/renewing the policy at a nominal increase in the Alto K0 insurance price. Below are the add-ons available for the Alto K10 car.

About Car Insurance for Alto K10

Alto K10 is an entry-level hatchback car, but buying vehicle insurance is mandatory in India regardless of the vehicle make/model. Purchasing a Third-party Car Insurance Policy makes sure that you comply with the legal requirements as it covers third-party losses. 

But for comprehensive coverage for your car, you can purchase the Comprehensive Maruti Car Insurance Plan. It provides a financial backup if your vehicle is damaged, stolen or damaged beyond repair. All in all, a Comprehensive Plan gives you peace of mind as it covers the financial losses in the event of a mishap.

A Personal Accident cover is also necessary irrespective of the insurance plan you buy. You can purchase the PA (Personal Accident) cover separately, and it covers the disability/accident death of the driver or owner.

Why Should You Buy Alto K10 Cars?

Alto K10 is one of the most affordable cars from Maruti Suzuki. The compact design of the hatchback makes it a perfect daily driver. Despite being an entry-level model, the Alto K10 comes with features such as a music player, air conditioning system, keyless entry and much more. The car is easy to maintain, and the fuel-efficient petrol engine reduces the running cost. The Alto K10 is an ideal family car if you are looking for a compact and affordable hatchback.

Key Specifications of Alto K10

The below table denotes the key specifications of Alto K10.

Specifications Details (Petrol Variant) Details CNG Variant)
Engine 1-litre K-Series 1-litre K-Series
Fuel Type Petrol CNG
Power 67 Bhp 58 Bhp
Torque 90 Nm 78 Nm
Transmission 5-Speed Manual/5-Speed AMT 5-Speed Manual
Drivetrain Front-wheel-drive Front-wheel-drive
Seating Capacity 5-Seater 5-Seater
Fuel Tank 35 Litre 60 kg
Boot Space 177 Litre NA
Fuel Efficiency 23.95kmpl 32.26 km/kg

Variants of Alto K10 and Ex-Showroom Price

Refer to the following table for Alto K10 price and variants.

Variant Fuel Type Price (Ex-Showroom)
LX Petrol Rs. 3.60 Lakhs
LXI Petrol Rs. 3.77 Lakhs
VXI Petrol Rs. 3.94 Lakhs
VXI Optional Petrol Rs. 4.07 Lakhs
Plus Edition Petrol Rs. 3.40 Lakhs
VXI AGS Petrol Rs. 4.38 Lakhs
LX Optional Petrol Rs. 3.44 Lakhs
LXI Optional Petrol Rs. 3.61 Lakhs
VXI AGS Optional Petrol Rs. 4.24 Lakhs
VXI Option Petrol Rs. 3.91 Lakhs
LXI CNG Optional CNG Rs. 4.24 Lakhs
LXI CNG CNG Rs. 4.39 Lakhs

CIN: U66000KA2016PLC138288

IRDAI Registration No: 157

Category: Non-Life Insurance

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