Maruti Swift Dzire Car Insurance
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Home / Car Insurance / Maruti Car Insurance / Swift Dzire Insurance
Having car insurance covers the financial losses arising from the theft of the vehicle and/or due to natural and man-made calamities. Not only does it offer coverage for accidental damage costs to your Swift Dzire car but also meets the legal liabilities. Read ahead to learn more about Swift Dzire Insurance and the benefits of buying car insurance online.
Benefits of Buying Online Car Insurance for Maruti Swift Dzire Car.
Below are the benefits of buying car insurance online for your Maruti Swift Dzire.
1. Convenience
Digital insurance is the most convenient way to buy/renew an insurance policy for your car. You need not visit any agents or insurer's office to purchase insurance online. All you have to do is visit the ACKO website or log on to the ACKO app. Fill in your vehicle and personal details, select your insurance plan and buy online. Isn’t it simple?
2. Paperless Purchase
When you buy online car insurance, there is no tedious documentation. To purchase/renew an online insurance policy for your car, all you have to do is visit the ACKO website or app and enter the vehicle and personal details. From there you can pick your preferred insurance plan and make the payment online.
3. No Hidden Charges
There are no agents or middlemen involved when you buy car insurance online from ACKO. The entire buying/renewal process is digital and transparent, and you only pay for the insurance policy you choose.
Insurance Plans for Swift Dzire
You can choose any of the two types of insurance plans for your Maruti Dzire: Comprehensive Car Insurance Plan and Third-party Car Insurance Plan and. Below are the coverage details of both the car insurance plans.
Comprehensive Car Insurance Plan:
A Comprehensive Car Insurance Policy provides extensive coverage as it comes bundled with Third-Party and Own Damage cover. The Policy also covers losses such as theft or total loss of the insured vehicle. You also have the flexibility of enhancing the coverage of the policy via add-ons. Your Swift Dzire Insurance Price may vary by opting various add-ons.
Third-party Car Insurance Plan:
Third-party Car Insurance Policy provides coverage against third-party damage/loss. A Third-party Liability (TPL) cover is mandatory for your car to comply with the legal requirements. The insurance plan covers damage to third-party property/vehicle or life. A Third-Party Policy is a basic insurance plan for your car and it does not cover damages to your car.
What’s Covered in Maruti Dzire Car Insurance? (Inclusions):
Maruti Dzire Comprehensive Car Insurance Policy provides coverage against the following.
Accidental damages to the insured car.
Total loss or theft of the insured car.
Damages to third-party life or properties.
Damages to the car due to a fire outbreak.
Losses to the car caused due to man-made calamities such as riots, vandalism etc.
Losses to the car caused due to natural disasters such as earthquakes, cyclones, etc.
What’s Not Covered in Maruti Dzire Car Insurance (Exclusions)?
Here are some exclusions that are not covered under the Comprehensive Insurance Policy.
Consequential damage costs are not covered by the insurer.
Driving a car with an expired insurance policy.
Driving a vehicle without a valid driving licence.
Driving a car under the influence of intoxicating substances.
Claims as per any add-on cover which is not purchased.
Add-ons for Maruti Dzire Car Insurance
Here are some useful car insurance add-ons that you can opt along with the Comprehensive Car Insurance Policy for broader coverage.
No Claim Bonus Cover
Key Protect
Return to Invoice Cover
Consumables Cover
Outstation Emergency Cover
Popular Add-ons for Maruti Dzire Car Insurance
Here are the details of some of the important add-on covers that you may consider adding with the Comprehensive Plan for your Swift Dzire.
No Claim Bonus (NCB) Protection Cover
Under this add-on you can raise a claim without disturbing your accumulated renewal discount.
Zero Depreciation Cover
Zero Depreciation cover is one of the crucial add-ons for your Dzire. With this add-on, ACKO pays you the original value of the car without considering the depreciation value.
Engine Protection Cover
The standard plan does not cover damages to the engine of the vehicle arising due to oil leakage or water ingression. An engine protection add-on provides coverage in case of engine and gearbox damages.
Why ACKO Car Insurance Policy for Maruti Swift Dzire?
Below are the reasons why should you buy an ACKO four-wheeler insurance policy.
1. Instant Purchase/Renewal
You can get your car insured instantly when you buy ACKO Motor Insurance Policy. We offer multiple insurance options for your vehicle, you just need to explore the website/app to buy or renew car insurance online in optimum Maruti Suzuki Dzire Insurance price. After completing the payment, your policy will be delivered to your email address instantly.
2. Quick Claim Settlements
You will receive an instant on-account transfer claim settlement for minor damages. If your Dzire car needs extensive repair due to severe damages, you can get the repair work done at any of ACKO’s network garages. You can also get your car repaired at your desired garage and raise a reimbursement claim online at ACKO.
3. Low-Premium Car Insurance Plans
ACKO offers Swift Dzire insurance plans at a low premium. It saves on the operational costs due to the tech-enabled digital process. Also, no agents are mediating between you and ACKO. The savings are passed on to you in the form of low-premium insurance plans by lowering Swift Dzire insurance price.
Claim Procedure:
You can file your Swift Dzire insurance claim in two methods.
Cashless Car Insurance Process
A cashless claim is a type of claim where your insurer has an agreement with garages known as network garages. Where you can repair your Maruti Swift Dzire and the repair cost will be paid by your insurer. Below are the steps for raising a Cashless car insurance claim online at ACKO.
Step 1: Visit the official website www.acko.com or download the ACKO mobile app
Step 2: Log in to your account with the registered mobile number.
Step 3: Submit your vehicle details and upload the pictures of the damaged car.
Step 4: In case of accident claims, the surveyor may inspect the vehicle at the accident spot or the car needs to be taken to the network garage and inspection will be conducted by the surveyor.
Step 5: The mechanic and the surveyor will discuss and let you know the repair cost. The amount covered by your insurer is based on the policy coverage except for some deductibles which you have to pay at the network garage.
Reimbursement Car Insurance Process
You need to pay the repair cost for your vehicle later on which will be reimbursed by your insurer. Below are documents required for raising a Reimbursement car insurance claim online at ACKO.
Registration certificate of your car
FIR report (if applicable)
Copy of your driving license
Insurance policy copy
Payment receipts, original repair bills, etc.
Frequently Asked Questions
Here are a few important questions about online car insurance
FAQs
Which one is the best car insurance plan for my Swift Dzire?
A Comprehensive Insurance Policy is the best-suited insurance plan for your Maruti Swift Dzire. This broad-ranging insurance plan covers your vehicle damage cost, as well as covers third-party liabilities. It also offers options to choose add-ons for the extra protection of your vehicle.
Do I need to insure my second-hand Swift Dzire?
Yes, it is mandatory to have a third-party insurance policy for your vehicle as per The Motor Vehicles Act, 1988. Hence you need to insure your second-hand Swift Dzire.
Which factors influence my Dzire car insurance price?
Here are a few factors that influence Dzire car insurance price:
Car model
Geographical location
Number of claims
No Claim Bonus
Deductibles, etc.
How can I renew my car insurance for Swift Dzire?
For Swift Dzire car insurance renewal visit www.acko.com or download the mobile app, share basic details, choose your preferred insurance cover, and make the payment. The online car insurance renewal will be done within a few minutes.
Can I renew my Swift Dzire car insurance with another insurer?
Yes, you can renew your Swift Dzire car insurance with another insurer.
Which documents are required for Swift Dzire car insurance claim?
ACKO offers a paperless experience for all policyholders. You need to enter your policy details and file a claim on the website/mobile app. An FIR copy might be required in case of theft or an accident where a third party is involved.
