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Is Travel Insurance Mandatory for Thailand From India?

Q: Q4. What documents are required to get a visa for Thailand?

To get a visa for Thailand, you will need these documents:• Valid passport with a minimum of two blank pages remaining, with a validity of a minimum of six months • Filled visa application form • Passport-size photograph • Flight tickets (going and returning) • Travel itinerary • Bank statement with a balance of 10,000 baht for individuals or 20,000 baht per family, which is equal to ₹26,352 for individuals or ₹52,704 for a family • Digital Arrival Card - Since May 1, 2025, all visitors to Thailand must complete a Thailand Digital Arrival Card (TDAC) within three days of their travel date.

Team AckoAug 23, 2025

No, Travel insurance is not mandatory for Indian travellers visiting Thailand, but it is a recommended investment. From covering unexpected medical expenses to compensating for trip delays or cancellations, a travel insurance policy can provide essential financial protection for your trip to Thailand. It helps you travel with peace of mind and enjoy your vacation without worrying about unexpected expenses or emergencies.

Contents

5 Reasons Why Buying Travel Insurance for Thailand is a Smart Choice
Bottom Line
Frequently Asked Questions

5 Reasons Why Buying Travel Insurance for Thailand is a Smart Choice

Here are five major reasons why it is beneficial for you to get a travel insurance policy for Thailand:

1. Hospitalisation and Medical Emergencies

If you have travel insurance, it will protect you against any medical emergency. These medical emergencies can be as follows:

Requirement of hospitalisation due to any unfortunate incident.
An accidental injury that happened during your travel.
Any illness that can happen due to changes in surroundings.
The need for physiotherapy in case of any accidental injury that causes movement restrictions.
Requirement of an OPD visit if you need any kind of tests, consultations, or treatments which do not require hospitalisation.

All these medical emergencies in a foreign land can make you panic and put a lot of stress on your pocket. Thus, getting a travel plan can put your mind at ease, reduce your out-of-pocket expenses, and provide you with a stress-free vacation.

2. Emergency Evacuation

There can be situations where you might need emergency evacuation. This can be due to medical reasons, natural calamities, or political tension.

If you have travel insurance, dealing with these situations becomes easier. This is because your insurer takes the responsibility for reimbursing you for booking the flights back home.

It can also be a case during a medical emergency where you are taken to the closest medical facility or returned home. This kind of insurance coverage is very necessary in the isolated and rural parts of Thailand where medical facilities are not par to international standards.

3. Interference or Cancellations of Trip

There are some unforeseen incidents that you can not predict. These incidents can be:

Any natural disaster at the place you are planning to visit, or
Any personal emergency.

These incidents can lead to interruptions in the planned trip and, in an extreme scenario, its cancellation as well.

In these cases, having travel insurance can provide you with reimbursements for your non-refundable expenses, such as flight tickets, as per the policy terms and conditions.

4. Adventure Activity Coverage

Going on a Thailand adventure also means trying river rafting, jungle trekking, scuba diving and rock climbing. These thrill-seeking adventurers do come with their own risk of injuries.

In this case, if you get a travel insurance policy with an adventure sports add-on, it will offer you financial protection for any kind of injuries caused due to these activities. So, always remember to review your policy to confirm it includes the specific adventures you plan to try.

5. Compensation for Missed Connections and Delayed Flights

Flight delays or cancellations can easily disrupt your plans in Thailand, especially when multiple connections are involved. So, having travel insurance will provide you with reimbursement for extra expenses, such as accommodation, meals, and transport caused by such interruptions.

It does not matter whether these delays or cancellations are due to weather or technical issues; your policy will reduce the financial burden of unexpected travel disruptions.

Protect your Thailand trip with ACKO's affordable travel insurance plans. Get covered for medical emergencies, cancellations, and more; buy online in just minutes!

Bottom Line

Though not an obligation for Indian tourists, buying travel insurance for Thailand from India is a smart measure. A comprehensive policy shields you against unforeseen medical costs, flight cancellations, lost luggage, and other travel-related risks.

By investing in coverage, you protect your finances and wellbeing, ensuring uninterrupted adventures across Thailand’s vibrant cities and serene beaches.

Evaluate available plans based on coverage limits, exclusions, and premiums to find the option that best aligns with your itinerary and budget for peaceful exploration.

Frequently Asked Questions

Q1. Can I get travel insurance for Thailand online?

Yes, you can easily get travel insurance for Thailand online. You just need to access your insurer’s website or application to buy the insurance policy.

Q2. What are the benefits of getting travel insurance?

By buying travel insurance, a traveller gets several financial benefits that make the journey stress-free. These benefits include: cashless hospitalisation, trip cancellation coverage, and more.

Q3. What is the cost of getting travel insurance for Thailand?

Standard travel insurance for a single adult visiting Thailand for a week costs approximately ₹400. These prices depend on several factors such as the number of people travelling, duration of travel, and more.

Q4. What documents are required to get a visa for Thailand?

To get a visa for Thailand, you will need these documents:

Valid passport with a minimum of two blank pages remaining, with a validity of a minimum of six months
Filled visa application form
Passport-size photograph
Flight tickets (going and returning)
Travel itinerary
Bank statement with a balance of 10,000 baht for individuals or 20,000 baht per family, which is equal to ₹26,352 for individuals or ₹52,704 for a family
Digital Arrival Card - Since May 1, 2025, all visitors to Thailand must complete a Thailand Digital Arrival Card (TDAC) within three days of their travel date.

Q5. Is getting a visa necessary for a visit to Thailand?

Indian citizens can enter Thailand visa-free for tourism stays up to 60 days. However, for longer stays or non-tourism visits, Indians require a visa.

Disclaimer: The content on this page is generic and shared only for informational and explanatory purposes. It is based on several secondary sources on the internet, and is subject to changes. Please check the policy document for cancelation reasons, and terms and conditions of the policy.

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