Harley Davidson Fat Boy Bike Insurance

Which insurance plan is better for my Harley-Davidson Fat Boy bike?

Harley-Davidson Fat Boy is a high-end cruiser bike. So a Comprehensive Two-wheeler Insurance Policy is a better choice as it provides Third-Party and Own Damage cover. The Comprehensive Plan by ACKO protects you against financial losses incurred due to damage to your bike. Moreover, you can also enhance the coverage of the policy by opting for add-ons.

Does ACKO offer long-term two-wheeler insurance plans for Harley Davidson Fat Boy?

Yes. ACKO offers long-term bike insurance plans. When choosing your two-wheeler insurance policy, you can opt for either 2-year or 3-year plan, depending on your requirement. By opting for a long-term insurance policy, you save on the premium. You can also eliminate the hassle of yearly renewals by purchasing a long-term 2-wheeler insurance plan for your bike.

Do I need to submit any documents while buying ACKO Two-wheeler Insurance Plan?

No. You need not submit any documents or fill any forms while purchasing an ACKO Bike Insurance Policy. Just visit the ACKO website/app, enter vehicle make/model, year of purchase and previous policy details. Choose your insurance plan and make the payment online. That's it. Your two-wheeler insurance policy will be instantly sent to your email address.

Can I buy add-ons for Third-Party 2-wheeler Insurance Policy?

No. You cannot buy add-ons along with Third-Party Bike Insurance Policy. Since the Third-Party Policy does not come with an Own Damage cover, you cannot opt for add-ons. Only a Comprehensive 2-wheeler Insurance Plan allows you to opt for add-ons to enhance the coverage of the policy.

Which add-ons should I buy for my Harley-Davidson Fat Boy bike?

Since Harley-Davidson Fat Boy is a high-end bike, you can consider opting for Engine Protection Cover, Zero Depreciation Cover, Roadside Assistance Cover, Outstation Emergency Cover and Consumables Cover add-ons. For the complete list of add-ons offered by ACKO, click here.

How much time does it take to renew Harley-Davidson Fat Boy bike insurance at ACKO?

It takes only a few minutes to renew bike insurance online at ACKO. All you have to do is log in to your ACKO account via the website/app and select the claim option on your policy card. Choose your two-wheeler insurance plan/add-ons and pay online. That’s it. The renewed bike insurance plan will be instantly delivered to your email address.

Is Harley-Davidson Fat Boy expensive to insure?

Yes. Harley-Davidson Fat Boy is a high-end cruiser bike. The higher the value of the bike, the higher the cost of bike insurance. Since the value of the bike is high, a Comprehensive 2-wheeler Insurance Plan is a must. Also, the cost of insurance may go up if you opt for any add-ons for extensive coverage for your bike.

How can I get the NCB discount while renewing Harley-Davidson Fat Boy bike insurance?

If you have made no claims during the previous policy period, the insurer will award you with the No Claim Bonus (NCB) discount for riding safely. The discount will be applied to the premium while you renew the two-wheeler insurance plan. The percentage of discount depends on the number of claim-free years. The NCB discount can go up to 50% if you have made no claims for five consecutive years.

Can I adjust the value of IDV when buying two-wheeler insurance from ACKO?

Yes. You can adjust the Insured Declared Value (IDV) as per your requirement when purchasing bike insurance from ACKO. By default, ACKO suggests the optimum IDV for your bike. You can increase or decrease the IDV with the help of the slider. If you decrease the IDV, the premium will be reduced, and the premium will go up if you increase the Insured Declared Value. We recommend you to select IDV wisely to ensure optimum coverage to your superior Harley-Davidson Fat Boy bike. 

Is there any pre-inspection while renewing an expired two-wheeler insurance policy?

Generally, if the previous 2-wheeler insurance policy has expired, the insurer will inspect your bike before issuing a new policy. The two-wheeler might have suffered damages after the policy has lapsed. But at ACKO, there is no pre-inspection of two-wheelers even though the previous policy has lapsed.