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Mahindra Mojo Bike Insurance

Get your Mahindra Mojo bike insured in a simple and hassle-free way!

Bike insurance starting at ₹555*

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Mahindra Mojo Bike Insurance

Mahindra & Mahindra are known for their robust and off-road orientated SUVs. While venturing into the two-wheeler segment, they continued their off-road approach towards designing a touring bike with subtle off-road capabilities. The company has ensured it offers a well-designed touring motorcycle with features that benefit the rider. In case of accidental damages, bike insurance pays for the repair bills. Read on to learn about Mahindra Mojo bike insurance and benefits of online two-wheeler insurance.

Benefits of Buying Acko Bike Insurance for Your Mahindra Mojo
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Acko is an online insurance company, which has streamlined the process of buying, renewing and raising claims by offering a faster, quicker and hassle-free experience. The following are benefits of Acko two-wheeler insurance for your Mahindra Mojo:

Faster Online Process
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From the time you buy the insurance policy to renewing it or raise a claim, the entire experience is paperless and online. Visit the website or the mobile app to transact quicker and faster.

Quicker Settlement of Claims
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With the entire process online and with an efficient claims team, Acko will settle claims faster than traditional insurance companies.

Get Expert Support
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Whether it has to do with buying, renewing or raising claims, get support from trained insurance professionals of Acko.

Cashless Experience
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Get cashless repairs from network garages located across the country.

Bike Insurance Plans for Mahindra Mojo
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Vehicle insurance for the Mahindra Mojo are mainly of the following two types:

Third-Party Bike Insurance
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The insurer will cover losses or damages to third party life or property. While it is mandatory as the law, it does not cover the insured bike.

Comprehensive Bike Insurance
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Apart from covering the third party losses, it also offers coverage of the insured bike and has the option to include Add-on covers.

Coverage Comprehensive Bike Insurance Third-Party Bike Insurance
Third-party property or life Yes Yes
Damage to the insured motorcycle Yes No
Man-made calamities (vandalism, riots, etc.) Yes No
Personal Accident (PA) cover for the owner-rider Yes Yes
Losses or damages due to fire, explosions, theft, etc. Yes No
Losses or damages due to floods, earthquakes. Yes No
Option to include add-on Yes No
Option to Customise IDV (Insured Declared Value) Yes No

What’s Covered in Mahindra Mojo Insurance?
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Under the Third-Party insurance, the third party's life and property are covered. However, the Comprehensive Mahindra bike insurance provides third-party and own damage cover along with the following benefits:

Exclusions of Mahindra Mojo Bike Insurance
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The following are the exclusions of Mahindra Mojo two-wheeler insurance:

Add-ons for Mahindra Mojo Two-Wheeler Insurance
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The following add-ons increase the scope of the basic comprehensive two-wheeler insurance:

1. NCB Protect: Avail the No Claim Bonus even if you raise a claim during the insurance policy period.

2. Zero Depreciation: The insurance company will not consider the depreciation value of the parts being replaced or repaired.

3. Pillion Rider Cover: Cover your pillion rider with accident cover along with the Personal Accident cover for the owner-rider.

4. Engine Protection: The insurance company will pay for the damages to the engine due to oil leakage or water ingression.

5. Invoice Protection: Get the invoice value in case of a total loss of the insured bike due to fire, etc.

Claim Procedure
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The process of registering a claim differs between insurers. However, the basic procedure remains similar. The following steps let you know how to raise a claim:

Note: You can also opt for the reimbursement method, which is generally considered a  cumbersome task.

Frequently Asked Questions
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Bike insurance is not complicated if you understand the basics of insurance. Here are a few of the frequently asked queries about two-wheeler insurance that will help you understand two-wheeler insurance better:

Commonly Asked Questions About Mahindra Mojo Bike Insurance


What is online bike insurance and is it reliable?

Traditional insurance companies depend on a lot of paperwork while buying, renewing or while raising claims. However, that has changed with the advent of the internet. New-age insurance companies have utilised the internet to offer online two-wheeler insurance to provide a hassle-free and paperless experience. This has revolutionised the way insurance policies are offered to buyers. Online bike insurance is reliable, easier, faster and hassle-free. Furthermore, digital insurance companies do not depend on agents or middlemen and this has resulted in the reduction of operational cost. The benefit is then passed on to the customer, thereby resulting in low insurance cost without compromising on the services.

Is there a way to reduce the bike insurance cost for my Mahindra Mojo?

Apart from getting the benefit of lower prices from online insurance policies, there are several ways you reduce the insurance cost. You can secure your bike with anti-theft devices, which the insurer considered while pricing the policy. Additionally, you can become a member of the Automobile Association of India or the Western Automobile Association to reduce the cost of the insurance.

Can I switch to a new insurance company while renewing my bike insurance policy?

Yes, you can choose from various insurance companies who offer a wider coverage at a lower premium. You need to enter a few details such as registration number, location, year of manufacture of the bike and upload soft copies of your ID proof and you can renew bike insurance almost instantly and receive the policy document to your email address.

What is the insurance cost for the Mahindra Mojo?

The insurance cost for the Mahindra Mojo depends on the cost of the bike, year of manufacture, the location of the bike and any existing NCB. Insurers will consider these factors before they offer a quote. Ensure that you get a policy which offers a wide coverage at a lower premium along with a hassle-free experience while buying, renewing or while raising claims.

What are the documents required to insure my Mahindra Mojo?

While the traditional method was to submit physical documents such as the registration certificate, invoice details of the bike (in case it's a new bike), ID and address proof of the owner-rider, the new-age method is a lot easier. You need to enter a few details online that includes the registration number, location of the bike, year of manufacture, existing policy details (if any) to receive an insurance quote to make an informed choice.

What is IDV (Insured Declared Value) and what is the right IDV for my Mahindra Mojo?

IDV is the approximate or current market value of your bike. The insurance provider offers the most appropriate IDV, and you have the option to increase or decrease the value. However, you need to note that the IDV impacts the premium. Ensure that you get the current market value while setting the IDV. The IDV is the Sum Insured, which is paid in case of a total loss to the insured bike.

Which types of Add-on covers are useful for my Mahindra Mojo?

You need to choose add-ons based on your requirements. There are several add-ons that you can choose from. These include Zero Depreciation, Roadside Assistance, NCB Protect, etc. You can refer to the above-mentioned add-ons to decide which suits you the best.

What are the disadvantages of not buying the Comprehensive 2 wheeler insurance policy?

While the Third-Party bike insurance is mandatory as per the law, you may avoid buying the Comprehensive cover to reduce cost. However, in case of accidental damages to your bike, the insurer will not cover the cost to repair or replace parts. Furthermore, you will not have access to add-on covers which increases the scope of the policy. Any unfortunate accidental damages to your bike will result in a financial burden.

Will the insurance company inspect the bike before renewing an expired bike insurance policy?

The insurer may inspect the bike for any damages before renewing the expired policy since the procedure may differ between insurance companies. That being said, insurers may assign a surveyor to inspect the bike before renewing expired policies.

What does the term “Cashless Claim” in bike insurance mean?

When you raise a claim to fix the damages to the insured bike, you have the option to opt for the cashless claim. Through this method, the insurer will get the bike fixed at a network garage that you choose and pay the bill directly to the garage. As a policyholder, you need not worry about paying cash from your pocket and then apply for a reimbursement of the expenses.

Other Two-wheeler Insurance for Mahindra Bike Models/Variants
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