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Okinawa Bike Insurance

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Okinawa Bike Insurance

Home / Two-wheeler Insurance / Okinawa Bike Insurance

Okinawa is an Indian electric two-wheeler manufacturer, and the company was established in 2015. Okinawa retails three high-speed electric bikes and two low-speed electric two-wheelers in the Indian market. The Okinawa electric bikes produce zero-emission, and the cost of ownership is also less when compared to conventional two-wheelers. This article will provide you with all the details about Okinawa Bike Insurance.

Importance of buying Two-Wheeler Insurance for Okinawa Bikes:
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Riding a two-wheeler without valid bike insurance is illegal in India. As per the Motor Vehicles Act, purchasing third-party two-wheeler insurance is mandatory while comprehensive bike insurance is optional. But do note that third-party bike insurance provides limited coverage as it does not offer an Own Damage cover. Below are the benefits of buying two-wheeler insurance for Okinawa bikes:

What’s Covered in Okinawa Bike Insurance (Inclusions):
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Okinawa two-wheeler insurance will provide coverage against the following:

*Note: Only Comprehensive Bike Insurance provides Own Damage Cover.

Exclusions of Okinawa Bike Insurance:
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Below are the exclusions of Okinawa bike insurance:

*Note: Depreciation value is covered under the Zero Depreciation add-on cover.

Benefits of Buying Acko Two-Wheeler Insurance Policy for your Okinawa Bike:
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Below are the benefits of buying Acko two-wheeler insurance for your Okinawa bike:

Digital Process
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At Acko General Insurance, you can buy Okinawa two wheeler insurance online without any paperwork. You can also register claims online with minimal documentation. Simple process and documentation will save you a lot of time.

Hassle-Free Claim Settlements
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Registering a claim at Acko is a simple process as it can be done online. Upon verification and assessment of the damage, the claim will be settled. For minor damages, Acko offers instant claim settlement.

Expert Advice
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You will get unbiased advice on bike insurance plans from the team of experts at Acko. The customer support team will assist you in buying the right insurance policy for your Okinawa bike.

Best Insurance Plans
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Acko suggests the optimum IDV (Insured Declared Value) for your Okinawa bike and provides the best insurance plans for your two-wheeler. You can compare the available insurance plans and add-ons before making the final decision.

Insurance plans for Okinawa Bike:
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There are mainly two types of insurance plans for Okinawa bikes: Third-Party and Comprehensive bike insurance. Below are the coverage details of both the insurance plans:

Third-Party Bike Insurance
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As per the Motor Vehicles Act, it is mandatory to buy third-party bike insurance. However, third party two wheeler insurance provides limited coverage. A third-party insurance plan covers damage to third-party property or life, and it does not provide an Own Damage cover.

Comprehensive Bike Insurance
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In addition to third-party liability cover, comprehensive bike insurance provides Own Damage cover. The insurance plan covers damage to your bike and injury/accidental death of the rider. Apart from that, a comprehensive two-wheeler insurance plan also allows you to buy add-on covers to expand the scope of coverage.

Add-ons for Okinawa Bike Insurance:
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A comprehensive bike insurance policy will allow you to purchase add-ons for your Okinawa bike. Below are the available add-ons for Okinawa bike insurance:

Claim Procedure:
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Follow the below steps to apply for a bike insurance claim at Acko General Insurance:

  1. Download the Acko smartphone app or visit the website

  2. Select the ‘Bike Insurance’ option from the Products drop-down menu.

  3. Select ‘Two-wheeler/Bike Claims’ option from the Claims drop-down menu.

  4. Next, log in to your account and enter basic details such as insurance policy number, bike registration number, etc.

  5. State the nature of the damage and upload the pictures of the damaged bike.

  6. Upon assessment of the damage, Acko will transfer the settlement amount to your account.

  7. Major repair work or parts replacement can be done via Acko’s network of cashless garages.

  8. Minor damages will be repaired at your location.

Frequently Asked Questions:
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The technical terminologies of two-wheeler insurance can be confusing at times. To make things easier, below are some of the most common queries related to Okinawa bike insurance:

Frequently Asked Questions:


1) Do electric two-wheelers need to have a two-wheeler insurance policy?

Yes, electric two-wheelers do need a two-wheeler insurance policy similar to conventional vehicles. The Motor Vehicles Act is also applicable to electric two-wheelers.

2) From where can I buy a two-wheeler insurance policy for my Okinawa bike?

You can buy two-wheeler insurance online or offline. But it's better to opt for online bike insurance as it will save you a lot of time and money. You can compare different insurance plans online before making the final choice.

3) Can I renew two-wheeler insurance online? How much time does it take?

Yes, you can renew two-wheeler insurance online, and it will take only a few minutes as the documentation is simple.

4) Are there any penalty charges if I renew my two-wheeler insurance after it expires?

There will be no penalty charges if you renew the bike insurance within the grace period provided by the insurer, post grace period you have to pay the required penalties to renew the two-wheeler insurance.

5) What are the required documents to renew my Okinawa bike insurance?

The following documents are required to renew Okinawa bike insurance:

  • Vehicle registration certificate

  • The previous insurance policy certificate

  • Identity proof

6) What is NCB (No Claim Bonus) in Okinawa bike insurance?

NCB is nothing but the discount provided by the insurance company for not making any claims during the tenure of the previous bike insurance policy.

7) Is buying add-ons compulsory for Okinawa bike insurance?

No, buying add-ons is not mandatory for Okinawa bike insurance. But you can consider buying add-ons to enhance the scope of coverage of the comprehensive bike insurance policy.

8) Can I buy add-ons for a third-party bike insurance policy?

No, you cannot buy add-ons for third-party bike insurance. Only comprehensive bike insurance allows you to purchase add-on covers.

9) How much will it cost to insure my Okinawa bike?

The cost of Okinawa bike insurance depends on the value and condition of the two-wheeler. The higher the value of the two-wheeler, the higher the cost of the insurance policy.

10) How can I reduce the cost of Okinawa bike insurance?

You can reduce the cost of Okinawa bike insurance by installing anti-theft/security device on the two-wheeler as it reduces the risk of vehicle theft. You can also avoid buying unnecessary add-ons to reduce the insurance premium. Lastly, you can opt for third-party bike insurance to reduce the cost of two-wheeler insurance.