PURE EV Bike Insurance

Home / Two-wheeler Insurance / PURE EV Bike Insurance

PURE EV offers a variety of sporty-looking electric scooters in India. These scooters have broad comfortable seats and sleek bodies. The convenience of riding makes them a perfect choice of vehicle in the city. However, you must buy PURE EV scooter insurance to legally ride your vehicle in India. This article will help you understand the essentials of buying PURE EV 2-wheeler insurance.

Importance of buying online two-wheeler insurance for PURE EV electric bike

Here are the reasons to buy PURE EV electric scooter insurance online.

Easy to compare

With the online purchase of PURE EV bike insurance, you can compare bike insurance with a variety of options. You can shortlist the best-suited plans to match your ideal insurance price, features, benefits, coverages, etc.

Quick buy

Buying a two-wheeler insurance policy you want won’t be a hassle online. You can access your insurer’s digital platform (such as www.acko.com) to instantly buy/renew a PURE EV insurance policy. There is no lengthy paperwork or appointment booking involved in the process.

Get 24x7 availability

Online insurance offers you 24x7 access to the related services. You can visit the online platform to access information or to avail of services like raising a claim for your PURE EV bike insurance.

Bike insurance plans for PURE EV electric scooters

You can choose between the following two major kinds of insurance plans based on PURE EV two-wheeler insurance rates and coverages.

Third-party Liability Plan

Having an active Third-party Liability Plan is a legal requirement for motor vehicle owners in India. It safeguards you against the financial liabilities associated with third-party injuries, death or property damages while riding your bike. But, you can’t use this insurance plan to raise claims for any damage, theft or loss of your bike.

Comprehensive Insurance Plan

A Comprehensive Insurance Plan refers to a policy that combines Third-party Bike Insurance (legal requirement) with Own Damage (OD) cover. Hence, you obtain coverage for your bike against damages, loss, theft, etc. Also, this plan financially protects against theft or total loss (damaged beyond repair) of your bike.

Important: When buying a policy, you need to purchase the Personal Accident (PA) cover separately in case you don’t have one already. The PA cover provides much-needed financial protection to the policyholder against situations like death, temporary disability or permanent disability as a result of an accident.

What’s covered in PURE EV bike insurance? (Inclusions)

Here are the major situations generally covered under a Comprehensive PURE EV bike insurance plan.

Damages to a third-party property
Injuries/death of a third party
Damage to the insured bike caused by man-made catastrophes such as vandalism, etc.
Damage to the insured bike caused by natural catastrophes such as earthquakes, cyclones, etc.
Damages due to explosion or fire
Theft of the insured PURE EV bike
PURE EV bike damaging beyond repair (total loss)
Additional coverage if you purchase any add-ons

What’s not included in PURE EV bike insurance? (Exclusions)

Below are the situations usually excluded from a PURE EV two-wheeler insurance plan.

If the bike gets damaged during illegal racing
Breaking traffic laws while riding
Time-related regular wear and tear
Mechanical failures in the bike
Electrical failures in the bike
Raising claims for an expired/inactive policy
Damages occurring beyond the geographical area mentioned in the policy
If the damages occur when the rider is intoxicated on alcohol or drugs
While riding without holding the required valid documents like vehicle registration, driving licence, etc.

Add-ons for PURE EV bike insurance

Usually, PURE EV bike insurance providers offer the following add-on covers.

Zero Depreciation Cover
Consumables Cover
Roadside Assistance Cover
Personal Belongings Cover - Damage/Theft
Outstation Emergency Cover
Key Protection Cover
Engine Protection Cover

Note: The add-ons mentioned above are subject to availability.

Why ACKO?

ACKO improves your bike insurance experience with the following benefits.

Paperless purchase

You can buy or renew bike insurance from ACKO with zero physical documentation. The digital purchase of policies requires you to provide only the essential digital details related to your bike and previously purchased insurance (if applicable).

Low premiums

ACKO offers low-cost policies due to the savings obtained via digital infrastructure and a direct-to-customer model. The savings on operating costs are passed on to you in the form of low premiums.

Quick settlement

You can raise bike insurance claims smoothly via ACKO’s mobile app or website. We have a dedicated team to settle claim requests as quickly as possible. Minor claims are usually settled within a couple of hours and major ones are also handled efficiently.

ACKO’s claim procedure

You can follow these three steps to raise PURE EV insurance claims.

Step 1: Visit ACKO’s mobile app or website to access your account.

Step 2: Find your PURE EV bike policy and select “Claim”.

Step 3: Answer questions regarding bike damages and upload supporting images to raise a claim request.

Upon receiving your request, our team will initiate the claim settlement process as per the policy’s terms and conditions. If your claim involves minor damages, it will take only a few hours to settle. While major claims do require about 3 or more working days, our team guides you throughout the process.

Frequently asked questions

Here are some of the common questions regarding PURE EV bike insurance.

Can I buy insurance from ACKO for a second-hand PURE EV bike?

Yes, you can purchase insurance for second-hand PURE EV bikes at ACKO.

Do I have to buy add-on covers with a Comprehensive PURE EV Bike Insurance Plan?

No, you don’t have to purchase add-on covers with a Comprehensive Insurance Plan. You can choose to buy none, some or all add-ons with your Comprehensive Policy.

Does ACKO provide an insurance premium quote for PURE EV bikes?

Yes, ACKO provides insurance premium quotes for PURE EV bikes. You can use ACKO’s premium calculator for bike insurance to know an accurate PURE EV two-wheeler insurance quote.