PURE EV Bike Insurance

PURE EV offers a variety of sporty-looking electric scooters in India. These scooters have broad comfortable seats and sleek bodies. The convenience of riding makes them a perfect choice of vehicle in the city. However, you must buy PURE EV scooter insurance to legally ride your vehicle in India. This article will help you understand the essentials of buying PURE EV 2-wheeler insurance.

Here are the major situations generally covered under a Comprehensive PURE EV bike insurance plan.

• Damages to a third-party property

• Injuries/death of a third party

• Damage to the insured bike caused by man-made catastrophes such as vandalism, etc.

• Damage to the insured bike caused by natural catastrophes such as earthquakes, cyclones, etc.

• Damages due to explosion or fire

• Theft of the insured PURE EV bike

• PURE EV bike damaging beyond repair (total loss)

• Additional coverage if you purchase any add-ons

Below are the situations usually excluded from a PURE EV two-wheeler insurance plan.

• If the bike gets damaged during illegal racing

• Breaking traffic laws while riding

• Time-related regular wear and tear

• Mechanical failures in the bike

• Electrical failures in the bike

• Raising claims for an expired/inactive policy

• Damages occurring beyond the geographical area mentioned in the policy

• If the damages occur when the rider is intoxicated on alcohol or drugs

• While riding without holding the required valid documents like vehicle registration, driving licence, etc.

Usually, PURE EV bike insurance providers offer the following add-on covers. 

• Zero Depreciation Cover

• Consumables Cover

• Roadside Assistance Cover

• Personal Belongings Cover - Damage/Theft

• Outstation Emergency Cover

• Key Protection Cover

• Engine Protection Cover

You can follow these three steps to raise PURE EV insurance claims. 

Step 1: Visit ACKO’s mobile app or website to access your account.

Step 2: Find your PURE EV bike policy and select “Claim”.

Step 3: Answer questions regarding bike damages and upload supporting images to raise a claim request.

Upon receiving your request, our team will initiate the claim settlement process as per the policy’s terms and conditions. If your claim involves minor damages, it will take only a few hours to settle. While major claims do require about 3 or more working days, our team guides you throughout the process.