TVS NTORQ Bike Insurance
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Home / Two-wheeler Insurance / TVS Bike Insurance / TVS NTORQ 125 Bike Insurance
The TVS NTORQ 125 is one of the best-selling scooters in the country. With its peppy and sporty design, it has caught the attention of customers. It has a 124cc engine, generating 9.25bhp and 10.5Nm torque. It is designed with a digital console that shows all the information like a clock, speed, lap timer, etc.
The additional features that give the NTORQ 125 an edge over the other two-wheelers from this segment are Bluetooth connectivity with smartphones, an engine kill switch, a charging socket in the boot, and a boot lamp. The Race variant of NTORQ 125 gets superior and more sporty dynamics. It has a voice-assistant feature, while the SuperSquad variant comes with Avengers-inspired graphics.
For such a powerful vehicle, you must ensure you get a good insurance plan for wholesome financial protection.
This is where ACKO comes in. Read on to learn more about TVS NTORQ 125 bike insurance, and the benefits of online bike insurance.
Importance of buying online bike insurance for TVS Ntorq 125
Two-wheeler insurance is non-negotiable and is a legal requirement vehicle document to ride a scooter in India. Accidental damages to your scooter can increase repair costs. Having insurance will take care of all the third-party liabilities and damages to your vehicle. Here are some of the advantages of buying bike insurance online.
No paperwork
There is no form-filling exercise when you buy two-wheeler insurance online. Simply provide a few details of your scooter, and you can purchase the insurance instantly.
Faster turnaround time
With online bike insurance, you don’t have to visit the insurer’s office or branch, or depend on middlemen to renew, buy, edit or even register claims. All transactions are online.
24/7 support
If you want to learn about motor insurance and how beneficial online insurance is, then you can visit our website and learn about the insurance for your scooter. You can also reach out to our customer care team 24/7 for more details.
Insurance Plans for TVS NTORQ 125
There are two primary types of bike insurance plans for your TVS NTORQ 125. The Third-party Insurance and Comprehensive Insurance. Here are the coverage details.
Third-party Bike Insurance Policy
Under this plan, you get financial protection against third-party liabilities, including injuries to the third party and damages to their property/vehicle. It is also a mandatory insurance policy as per The Motor Vehicles Act of 1988. Failure to insure your scooter with this insurance plan shall invite traffic penalties of up to Rs. 4,000 and/or imprisonment of up to 3 months. While this covers third-party losses, it does not cover damages to your insured scooter.
Comprehensive Bike Insurance Policy
Comprehensive Bike Insurance Policy is an insurance policy that combines Third-party Insurance and Own Damage Cover. It has wide-ranging benefits, including coverage for bike theft, fire, and natural and man-made calamities, apart from coverage for third-party losses. You also have the option to enhance the plan by including add-on covers (subject to availability).
Inclusions
These are the following primary coverages offered in a basic comprehensive TVS NTORQ 125 bike insurance.
Natural calamities are covered, which include floods, earthquakes, etc.
Manmade calamities are also covered, like, vandalism
Theft
Accident damages
Damages due to a fire
Third-party liabilities
Exclusions
The damages incurred in the following circumstances are not covered in a comprehensive TVS NTORQ 125 bike insurance policy from ACKO.
Riding the scooter in an intoxicating state of mind
Riding the scooter without proper documentation like a driver’s license, invalid bike insurance, etc.
Regular wear and tear
Damages caused outside of approved geographical boundaries
Electrical and mechanical failures
Add-ons
You can always opt for add-ons on your policy to get more effective coverage. Please note, the add-ons are subject to availability.
Zero Depreciation Cover
Roadside Assistance Cover
Key Protection Cover
Outstation Emergency Cover
Consumables Cover
Why Acko
Yes, you will find two-wheeler insurance from different insurers, but ACKO is the right choice for your TVS NTORQ 125 bike insurance. Let us find out why.
Hassle-free Online Process
Our mobile application and website instantly let you purchase or renew your TVS NTORQ 125 bike insurance policy online. Fill in all the details, upload the documents and pay the premium online to complete the process. The same goes for our claims process.
Affordable Insurance Plans
No middlemen are involved in the process, so no extra charges apply for commissions. This, in turn, benefits you in the form of low-cost insurance plans.
Quick Settlement
The entire claims process is digital. Upload pictures and supporting documents online to initiate the claims process. We make sure to settle minor claims within a few hours. Major damages shall be settled accordingly based on the severity of the damages.
ACKO Claim Process
We at ACKO believe in hassle-free service for customers. Therefore, our claims process is completely paperless and quick.
Log in to your ACKO insurance account through our website or mobile application.
Select your TVS insurance policy for your scooter.
Fill up their questionnaire on the damages incurred, upload images and the required documents, and you are done.
We approve settlement claims for minor damages, but the claims process might take longer for severe damage claims. The overall duration depends on the extent of the damages caused to your bike or a third party.
FAQs
Here are commonly asked questions about bike insurance for TVS NTORQ 125.
What is third-party insurance for TVS bikes?
The Motor Vehicles Act has made it a law to have a Third-party Two-wheeler Insurance Policy in India. This insurance plan is the most basic and is designed to safeguard you financially against any charges incurred against third-party liabilities in an accident.
This plan covers all the expenses of repairs borne due to the damages caused to the third party. It also includes hospital bills and death insurance for injured third parties.
Can I renew my TVS NTORQ 125 bike insurance policy before its expiry?
It is best to renew your policy a few weeks before it expires for uninterrupted insurance coverage.
How can I save on my TVS bike insurance premiums?
Opt for necessary add-ons that will make a difference to your coverage because more add-ons mean a higher premium. You could also choose a voluntary deductible to reduce the premium.
Lastly, do not claim settlements for minor damages, as you will lose out on the discounts from the No Claim Bonus (NCB).
Other Two-wheeler Insurance for TVS Bike Models/Variants
Written by
Nikhila PS
Senior Content Editor
Nikhila is a content creator with 6+ years in EdTech and motor insurance, turning complex policies into clear, engaging content. She enjoys exploring digital trends, social media, and art while planning her next short escape.
Reviewed by
Rekhit Singh Kaushal
Senior Director - Motor Underwriting
Rekhit Singh Kaushal is Senior Director at ACKO, a leading digital motor insurance provider in India. With deep expertise in insurance strategy and innovation, he brings trusted insights on car and bike insurance to help drivers stay protected.
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