TVS XL Bike Insurance
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TVS XL is known for its excellent fuel economy and powerful performance for the segment. TVS XL's bike insurance policy can be equally feature-rich and consolidated in all aspects. This article sheds light on prominent details related to TVS XL Bike Insurance. Take a look.
Benefits of Buying Online Bike Insurance For TVS XL
Take a look at the following benefits of buying your TVS XL insurance policy online.
Instant policy
Unlike traditional insurance, buying bike insurance online is instant. You don't have to wait for days to get the insurance coverage. Nor do you have to buy the coverage as per your agent’s advice. You are free to make an informed decision and buy suitable coverage.
No Paperwork
The online infrastructure is such that you don't have to collect and submit documents. You are expected to simply share details like the bike's registration number, previous policy number (if applicable), claim details, etc., to buy or renew the insurance plan.
Fast Process
All the processes related to online bike insurance are faster as compared to offline or traditional insurance. Buying or renewing the policy can be done faster. You don't have to visit the insurance company to raise a claim either. It can also be done online.
Types of Bike Insurance Plans for TVS XL
Following are the main types of the bike insurance plan for your TVS XL
Third-party Liability Insurance
It is necessary to buy at least a Third party bike insurance policy if you want to ride a bike legally on Indian roads and avoid fines. Situations like third-party property damage, injuries, and even the death of the third party are covered under this basic plan. It also covers any legal liabilities that you might face because of an accident with a third party.
Comprehensive Insurance
The Comprehensive bike insurance policy is more exhaustive in nature. This plan provides not only the Third-party Liability policy but also Own Damage, i.e. damage to your TVS XL. The nature of damage can be either minor or major. Any type of valid claim against your bike insurance policy is allowed depending upon the coverage of the policy.
What’s Covered in TVS XL Two-wheeler Insurance Policy? (Inclusions)
The following situations are covered in a comprehensive bike insurance policy of TVS XL at ACKO.
Total loss, i.e. a bike damaged beyond repair
Damage from a natural or man-made calamity
Any coverage as per add-ons
Accidental damages
Fire or explosions
Third-party liabilities
Theft of the insured bike
Personal Accident Cover (the bike owner needs to buy this add-on separately)
What’s Not Covered in TVS Victor Two-wheeler Insurance Policy? (Exclusions)
The following situations are not covered in a comprehensive bike insurance policy of TVS Victor at ACKO.
Using the bike for an illegal activity
Intentional damage
Riding the bike under the influence of an intoxicating substance
Damage outside the geographical limit
Damage when the insurance policy was not active
Not following traffic rules while riding the bike
Add-ons for TVS XL Bike Insurance Policy
Add-ons help you get additional benefits and value-added services with a Comprehensive Bike Insurance Plan. Here are a few provided by ACKO.
Bike Engine Protect
Consumables Cover
Roadside Assistance Cover
Key Protect
Personal Belongings - Damage/Theft
Zero Depreciation
Outstation Emergency Cover
Why ACKO for Buying TVS XL Insurance?
Take a look at the following benefits of buying your TVS XL insurance policy from ACKO.
1. Low Premium
You can buy bike insurance at the lowest price from ACKO. We follow a no-commission model when you buy ACKO insurance online, which allows us to create low-cost bike insurance plans. Another major factor for offering a lower premium is that ACKO is a digital-first insurance company. This reduces our operational costs.
2. Instant Claims
Your minor claim can be settled instantly when you buy ACKO insurance. All you have to do is log in to your ACKO profile and raise a claim against your bike insurance policy. We will access the request and process it immediately as per the terms and conditions of the policy. The claim amount may even be sent within a few hours based on the nature of the claim.
3. No Pre-inspection
ACKO would not inspect your bike when you buy bike insurance. This will help you get the policy faster and be covered under insurance in no time. This feature is only limited to buying or renewing bike insurance. We may inspect the bike during the claim process.
ACKO’s Super Easy Claim Process
Making a claim at ACKO against your TVS XL Bike Insurance Policy is very easy and quick. Here are the steps for your reference.
Step 1: Visit www.acko.com and log in to your ACKO profile
Step 2: Click on your TVS XL Bike Insurance policy and select "Claim now"
Step 3: Upload proofs and other claim related details
ACKO will contact you to understand more details about the claim. If the damages are minor, we will try to settle the claim instantly.
Frequently Asked Questions
You can contact ACKO in case of more queries by sending an email to [email protected] Meanwhile, here are a few common questions.
Commonly Asked Questions About TVS XL Bike Insurance
How to renew the TVS XL Bike Insurance policy online?
Renewing bike insurance online is simple. Visit www.acko.com and enter a few details about the bike. Take a look at the suggested coverage and make payment after reading the terms and conditions. Your bike insurance policy will be sent to your email address instantly.
What is meant by Total loss?
Total loss is a situation in which your bike is damaged beyond repair. Here the repair cost is much more than the Insured Declared Value (IDV). This may happen due to a major accident or calamities.
How much time does it take to buy bike insurance at ACKO?
Buying bike insurance from ACKO will take a few minutes if you have all the required details handy. For example, a bike's registration number, year of manufacture, previous policy details (if applicable).
