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TVS XL Bike Insurance

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TVS XL Two-wheeler Insurance Online

Two wheeler Insurance for TVS XL

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TVS XL is known for its excellent fuel economy and powerful performance for the segment. TVS XL's bike insurance policy can be equally feature-rich and consolidated in all aspects. This article sheds light on prominent details related to TVS XL Bike Insurance. Take a look.

Benefits of Buying Online Bike Insurance For TVS XL

Take a look at the following benefits of buying your TVS XL insurance policy online.

Instant policy

Unlike traditional insurance, buying bike insurance online is instant. You don't have to wait for days to get the insurance coverage. Nor do you have to buy the coverage as per your agent’s advice. You are free to make an informed decision and buy suitable coverage.

No Paperwork

The online infrastructure is such that you don't have to collect and submit documents. You are expected to simply share details like the bike's registration number, previous policy number (if applicable), claim details, etc., to buy or renew the insurance plan.

Fast Process

All the processes related to online bike insurance are faster as compared to offline or traditional insurance. Buying or renewing the policy can be done faster. You don't have to visit the insurance company to raise a claim either. It can also be done online.

Types of Bike Insurance Plans for TVS XL

Following are the main types of the bike insurance plan for your TVS XL

Third-party Liability Insurance

It is necessary to buy at least a Third party bike insurance policy if you want to ride a bike legally on Indian roads and avoid fines. Situations like third-party property damage, injuries, and even the death of the third party are covered under this basic plan. It also covers any legal liabilities that you might face because of an accident with a third party.

Comprehensive Insurance

The Comprehensive bike insurance policy is more exhaustive in nature. This plan provides not only the Third-party Liability policy but also Own Damage, i.e. damage to your TVS XL. The nature of damage can be either minor or major. Any type of valid claim against your bike insurance policy is allowed depending upon the coverage of the policy.

What’s Covered in TVS XL Two-wheeler Insurance Policy? (Inclusions)

The following situations are covered in a comprehensive bike insurance policy of TVS XL at ACKO.

  • Total loss, i.e. a bike damaged beyond repair

  • Damage from a natural or man-made calamity

  • Any coverage as per add-ons 

  • Accidental damages

  • Fire or explosions

  • Third-party liabilities

  • Theft of the insured bike 

  • Personal Accident Cover (the bike owner needs to buy this add-on separately)

What’s Not Covered in TVS Victor Two-wheeler Insurance Policy? (Exclusions)

The following situations are not covered in a comprehensive bike insurance policy of TVS Victor at ACKO.

  • Using the bike for an illegal activity

  • Intentional damage

  • Riding the bike under the influence of an intoxicating substance

  • Damage outside the geographical limit

  • Damage when the insurance policy was not active

  • Not following traffic rules while riding the bike

Add-ons for TVS XL Bike Insurance Policy

Add-ons help you get additional benefits and value-added services with a Comprehensive Bike Insurance Plan. Here are a few provided by ACKO.

Why ACKO for Buying TVS XL Insurance?

Take a look at the following benefits of buying your TVS XL insurance policy from ACKO.

1. Low Premium

You can buy bike insurance at the lowest price from ACKO. We follow a no-commission model when you buy ACKO insurance online, which allows us to create low-cost bike insurance plans. Another major factor for offering a lower premium is that ACKO is a digital-first insurance company. This reduces our operational costs.

2. Instant Claims

Your minor claim can be settled instantly when you buy ACKO insurance. All you have to do is log in to your ACKO profile and raise a claim against your bike insurance policy. We will access the request and process it immediately as per the terms and conditions of the policy. The claim amount may even be sent within a few hours based on the nature of the claim.

3. No Pre-inspection

ACKO would not inspect your bike when you buy bike insurance. This will help you get the policy faster and be covered under insurance in no time. This feature is only limited to buying or renewing bike insurance. We may inspect the bike during the claim process.

ACKO’s Super Easy Claim Process

Making a claim at ACKO against your TVS XL Bike Insurance Policy is very easy and quick. Here are the steps for your reference.

Step 1: Visit www.acko.com and log in to your ACKO profile 

Step 2: Click on your TVS XL Bike Insurance policy and select "Claim now"

Step 3: Upload proofs and other claim related details 

ACKO will contact you to understand more details about the claim. If the damages are minor, we will try to settle the claim instantly.

Frequently Asked Questions

You can contact ACKO in case of more queries by sending an email to [email protected] Meanwhile, here are a few common questions.

Commonly Asked Questions About TVS XL Bike Insurance

How to renew the TVS XL Bike Insurance policy online?

Renewing bike insurance online is simple. Visit www.acko.com and enter a few details about the bike. Take a look at the suggested coverage and make payment after reading the terms and conditions. Your bike insurance policy will be sent to your email address instantly.

What is meant by Total loss?

Total loss is a situation in which your bike is damaged beyond repair. Here the repair cost is much more than the Insured Declared Value (IDV). This may happen due to a major accident or calamities.

How much time does it take to buy bike insurance at ACKO?

Buying bike insurance from ACKO will take a few minutes if you have all the required details handy. For example, a bike's registration number, year of manufacture, previous policy details (if applicable).

About Two-wheeler Insurance for TVS XL

TVS XL is suitable for short city rides. Traffic and short routes increase the chances of bike damage. Here a Comprehensive policy will come in handy. Your bike insurance company will take care of situations like third-party property damage, damage caused to your TVS XL from fire, accidents, natural calamities and more. It is advisable to buy add-ons like Zero Depreciation, Roadside Assistance, and Engine Protect for TVS XL. 

Why Should You Buy TVS XL?

The XL range from TVS launched with better, compliant technology that enhanced the performance multifold as compared to its previous discontinued range. TVS XL looks handsome with the dual-tone finish and headlamp cowl. You can choose from uber-looking colours like gold and blue. The bike offers decent performance and comes with features like an analogue speedometer, integrated odometer, low-fuel indicator, engine check light, and USB charging port.

TVS XL: Key Specifications

Take a look at the following table to understand the different specs of TVS XL bikes.

Specifications Values
Engine Displacement (cc) 99.7
Kerb Weight (kg) 86
Max Torque 6.5 Nm @ 3500 rpm
Max Power 4.4 PS @ 600 rpm
Fuel Tank (L) 4
Cooling Type Air

TVS XL: Variants and Ex-showroom Price

Currently, there are six variants of TVS XL available in the Indian market. Take a look at the following table to know their names and ex-showroom price.

Variant Name Cost (INR)
Comfort 41,015
Heavy Duty 43,535
Heavy Duty Start 48,364
Heavy Duty Special Edition 49,224
Heavy Duty Start Winner Edition 50,126
Comfort Start 50,384

CIN: U66000KA2016PLC138288

IRDAI Registration No: 157

Category: Non-Life Insurance

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Trade logo displayed above belongs to ACKO Technology & Services Pvt Ltd and used by ACKO General insurance Limited under License. For more details on risk factors, terms, conditions and exclusions, please read the policy wordings carefully before concluding a sale.