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Axis Bank Personal Loan EMI Calculator

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Axis Bank Personal Loan EMI Calculator

Calculate your Axis Bank Personal Loan EMI & plan your finances wisely

Loan Amount
Rate of Interest(p.a)
Loan Tenure
Monthly EMI
₹ 1,135
Total Interest
₹ 36,258
Principal Amount
₹ 1,00,000
Total Amount Paid
₹ 1,36,258

What might your monthly payments be if you take out a personal loan from Axis Bank? Use our EMI calculator to estimate your Equated Monthly Installments (EMIs). Getting a sense of the EMIs can help you determine how much you can afford to borrow before applying for the loan. Simply enter details like the loan amount, tenure, and interest rate into our easy-to-use calculator tool. 

In a few clicks, you'll see the estimated loan EMIs. Read on to learn how to use Axis Bank's EMI calculator to plan your personal loan.

Axis Bank Personal Loan EMI Calculator – Fast and Accurate EMI Calculations Online
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About Personal Loan
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A Guide to How Axis Bank Personal Loan EMI Calculator Calculates EMIs
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Let's assume Sarah takes a personal loan of Rs. 3 lakhs from Axis Bank for a tenure of 3 years at an interest rate of 12% per annum.

P is the loan principal amount. Here, P is 3 lakhs or 300,000 rupees. R is the annual interest rate. Here, R is 12% or 0.12. n is the loan tenure in years. Here, n is 3 years.

Now, feeding these values into the formula:

EMI = Principal x Interest Rate x (1 + Interest Rate)n / ((1 + Interest Rate)n - 1)

That's how the calculator arrives at Sarah's equated monthly installment (EMI) of Rs. 12,750 for her Rs. 3 lakh personal loan.

Loan Repayment Schedule
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Total Payment

















How to use ACKO Axis Personal Loan EMI Calculator: Simplifying your Personal Loan Planning
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Getting a personal loan is a big decision. Here are the steps on how to use our Axis Bank Personal Loan EMI Calculator

Step 1: Gather the Loan Details: Take a minute to gather the key details of the loan you're considering applying for. That includes the loan amount, interest rate, and payback period offered.

Step 2: Visit the EMI Calculator website: Go to the lender's website and locate the EMI calculator page or tool

Step 3: Enter the Loan Details: The next step is to fill in the loan amount you plan to borrow. Enter the interest rate percentage shown on the lender's website, then choose the loan term in months or years from the available options.

Step 4: Click on Calculate. Double-check if all the data entered is accurate. This will provide your monthly EMI amount.

Step 5: Analyze the Results: Evaluate if the EMI is affordable based on your income. Check the total interest you will pay over the loan tenure.

Step 6: Save the Results: Having the EMI details handy will be helpful as you proceed with the loan application. Incorporating the EMI into your monthly budget will determine if the loan is viable.

Personal Loan and Term Insurance
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A personal loan can help fund large expenses like home renovations, medical bills, or debt consolidation. Term insurance is reasonably-priced coverage that pays your named beneficiaries if you pass away during the policy term, typically 10-30 years. 

Both play important financial roles! A personal loan provides cash now that you repay over months or years. Term insurance creates a safety net of financial protection for your family's future if you're no longer around. Both can provide valuable peace of mind.

Advantages of using ACKO Axis Personal Loan EMI Calculator
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It's quick and easy to use
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There is no need to pull out paper and a calculator. Just open up the ACKO Axis personal loan EMI calculator and plug in a few numbers - the loan amount, tenure, interest rate, etc. - and you'll get your estimated EMI amount immediately.


Saves you time
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Our calculator does all the math for you instantly. There is no need to figure out the formulas and calculate the numbers. With a few clicks, you have your answer, saving you valuable time.


Gives you an exact EMI amount
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Calculating your EMI for a loan can get complicated. Our calculator does it precisely, eliminating any guesswork or chances of human calculation errors. This gives you the exact EMI figure you would need to pay, so there are no surprises later.


Lets you easily compare loan options
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By plugging different loan amounts, tenures, and so on into our ACKO Axis personal loan calculator, you can see how the EMI would change.

Customisation Options in the ACKO Axis Personal Loan EMI Calculator
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The ACKO Axis personal loan EMI calculator lets you tweak various settings for a tailored experience, including:

Adjustable Loan Amounts
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Our calculator lets you adjust the loan amount as per your needs. Just make changes in the amount and see updated EMIs instantly.

Flexible Loan Tenures
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Choose a tenure between 12 months to 60 months with our calculator. See what monthly payments suit you better over different periods.

Adjustable Interest Rates
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Our calculator lets you tweak rates and play with different percentages to arrive at comfortable numbers. Make an informed choice based on updated EMIs.

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The ACKO Axis Bank personal loan EMI calculator lets you easily estimate monthly payments by customizing loan details. Compare scenarios to find affordable terms before applying. Experience fast, accurate results with our user-friendly tool today. Get your personalized Axis Bank loan quote now with ACKO.

Frequently Asked Questions
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Here are some frequently asked questions about Axis Bank Personal Loan EMI Calculator


1. What is an EMI calculator?

An EMI or Equated Monthly Installment calculator is a handy tool to estimate your expected monthly payments on a personal loan.

2. How do I use the Axis Bank EMI calculator?

Using Axis Bank's EMI calculator is simple. Just visit their website, go to the tools section, and locate the EMI calculator. Enter the required inputs like loan amount, interest rate, and tenure, which will instantly give your estimated EMI.

3. What are the key benefits of using the calculator?

The calculator saves effort and time in manually calculating the EMI. It provides an exact EMI amount so you can easily evaluate loan affordability. Also, you can compare EMI obligations under different scenarios to pick a suitable loan term.

4. What inputs do I need to use the EMI calculator?

The key inputs are - the loan amount you wish to borrow, the interest rate the bank is providing, and the repayment period options in months or years as per your choice.

5. Should I rely completely on the EMI calculator estimate?

The EMI calculator gives an approximate amount for better understanding. However, do crosscheck the actual EMI in your final loan agreement before signing to avoid surprises.