Resources
Minus/plus icon
ResourcesExplore the full ACKO experience and make the most of your plan

Home / Car Insurance / Articles / List of Top 18 and Best Cars Under 20 Lakh in India [2024 Updated]

List of Top 18 and Best Cars Under 20 Lakh in India [2024 Updated]

Team AckoJan 5, 2024

Usually, buying an expensive car is one of the most significant decisions you will make in your life.

That is why you need to know the available options before choosing one.

If you are looking for a car under Rs. 20 lakh, read ahead!

This article lists some of the best cars under 20 lakh in India (as of February 2023) and their respective specifications, features and pricing.

Best Cars Under 20 Lakhs in India

Contents

icon

List of Best Cars Under 20 Lakh in India 2024

The following are some of the best cars to buy under Rs. 20 lakh.

S. No.

Car name

Approximate price

1.

Hyundai Creta

Rs. 10 lakh to Rs. 18 lakh

2.

Kia Seltos

Rs. 10 lakh to Rs. 19 lakh

3.

Maruti Suzuki Vitara Brezza

Rs. 8 lakh to Rs. 14 lakh

4.

Mahindra Thar

Rs. 14 lakh and Rs. 16 lakh

5.

Mahindra XUV700

Rs. 13 lakh to Rs. 25 lakh

6.

Maruti Suzuki Ertiga

Rs. 8 lakh to Rs. 13 lakh

7.

Tata Nexon

Rs. 8 lakh to Rs. 14 lakh

8.

Honda City

Rs 12 lakh to Rs. 16 lakh

9.

MG Hector

Rs. 14 lakh to Rs. 21 lakh

10.

Hyundai Venue

Rs. 8 lakh to Rs. 13 lakh

11.

Mahindra Scorpio-N

Rs. 13 lakh to Rs. 20 lakh

12.

Toyota Innova Hycross/Innova Crysta

Rs. 19 lakh to Rs. 30 lakh

13.

Tata Safari

Rs. 15.70 lakh to Rs. 25 lakh

14.

Hyundai Verna

Rs. 11 lakh to Rs. 18 lakh

15.

Toyota Urban Cruiser Hyryder

Rs. 10.50 lakh to Rs. 19.50 lakh

16.

Kia Carens

Rs. 10.50 lakh to Rs. 19 lakh

17.

Tata Nexon EV Max

Rs. 16.50 lakh to Rs. 19.50 lakh

18.

Maruti Suzuki Grand Vitara

Rs. 10.60 lakh to Rs. 19 lakh

Top 18 Cars in India Under Rs. 20 lakh

In this section, we will highlight some of the top cars in India under Rs. 20 lakh and their specifications.

1. Hyundai Creta (Price: Rs. 10 Lakh Onwards)

Hyundai Creta is a very popular sub-compact Sport Utility Vehicle (SUV) in India.

It was first introduced in 2015. The external design of the current, face-lifted version of the car consists of a cascading front grille, trio beam LED headlamps and a twin-tip exhaust.

Some other catchy features it possesses include a push start/stop button, a tyre pressure monitoring system, and an impact-sensing auto door unlock.

Hyundai Creta Car Insurance

Specifications

  • Engine capacity: 1400 cc, 1500 cc

  • Power: 113 bhp

  • Torque: 350 Nm

  • Transmission: Automatic (AT), Manual (MT), Continuous Variable Transmission (CVT)

  • Seating capacity: 5

  • Price: Rs. 10 lakh to Rs. 18 lakh

2. Kia Seltos (Price: Rs. 10 Lakh Onwards)

The Kia Seltos is a stylish and feature-rich car that competes with the likes of Creta, Honda HR-V and Scorpio Classic.

Its external design elements consist of LED headlamps with Daytime Running Lights (DRLs), crystal-cut matte graphite alloy wheels and heartbeat LED taillamps.

The features it comes with include an electronic sunroof, remote engine start/stop and live vehicle tracking.

Kia Seltos Insurance

Specifications

  • Engine capacity: 1400 cc, 1500 cc

  • Power: 113 bhp

  • Torque: 144 Nm, 250 Nm

  • Transmission: AT, MT, CVT

  • Seating capacity: 5

  • Price: Rs. 10 lakh to Rs. 19 lakh

3. Maruti Suzuki Vitara Brezza (Price: Rs. 8 Lakh Onwards)

Maruti Suzuki Vitara Brezza was introduced into the Indian car market in 2016.

It belongs to the crossover cars segment and its bold exterior design includes elements like a faux skid plate, a stylish front grille and LED headlamps with DRLs.

It also comes with top-notch features like a SMARTPLAY infotainment system, door-ajar warning and five preset mood lights in the speedometer.

Maruti Suzuki Brezza

Specifications

  • Engine capacity: 1500 cc

  • Power: 102 bhp

  • Torque: 137 Nm

  • Transmission: AT, MT

  • Seating capacity: 5

  • Price: Rs. 8 lakh to Rs. 14 lakh

4. Mahindra Thar (Price: Rs. 14 Lakh Onwards)

The current Mahindra Thar is the updated version of its 2010 counterpart.

Its competitors include Hyundai Creta, Jeep Compass and Kia Sonet.

It is a great off-roading car and packs in features like keyless entry, reclining seats and a one-touch lane change indicator.

It also comes with roof mounted speakers, so, if you enjoy listening to music on the move, this car may offer you a great driving experience.

Mahindra Thar Car Insurance

Specifications

  • Engine capacity: 2000 cc, 2200 cc

  • Power: 130 bhp, 150 bhp

  • Torque: 300 Nm, 330 Nm

  • Transmission: AT, MT

  • Seating capacity: 4

  • Price: Rs. 14 lakh and Rs. 16 lakh

5. Mahindra XUV700 (Price: Rs. 13 Lakh Onwards)

Mahindra XUV is a large SUV that exudes confidence with every inch of its design.

Its exterior comprises c-shaped LED DRLs, sporty alloy wheels and a sculpted tailgate. Also, some of its cool features include a six-way powered driver memory seat, a tyre pressure monitoring system and an electronic sunroof.

Not only that, XUV 700’s powerful engine coupled with its high ground clearance, make it an ideal choice for off-roading drives.

Mahindra XUV700 Car Insurance

Specifications

  • Engine capacity: 2000 cc, 2200 cc

  • Power: 182 bhp, 197 bhp

  • Torque: 380 Nm, 450 Nm

  • Transmission: AT, MT

  • Seating capacity: 5, 7

  • Price: Rs. 13 lakh to Rs. 25 lakh

6. Maruti Suzuki Ertiga (Price: Rs. 8 Lakh Onwards)

Maruti Suzuki Ertiga is a high-selling Multi-Purpose Vehicle (MPV) in India and was first introduced into the Indian car market in 2012.

Its spacious interiors, affordable price and reliable performance have made it a hit in the country.

It also offers attractive features like torque assist during acceleration, brake energy regeneration and driver and passenger airbags. 

Maruti Suzuki Ertiga

Specifications

  • Engine capacity: 1500 cc

  • Power: 102 bhp

  • Torque: 137 Nm

  • Transmission: AT, MT

  • Seating capacity: 7

  • Price: Rs. 8 lakh to Rs. 13 lakh

7. Tata Nexon (Price: Rs. 8 Lakh Onwards)

Tata Nexon is a sub-4 metre crossover SUV that was launched in India in 2017.

Since its introduction, it has been a massive hit in the country. The body of Nexon is made of high-strength steel that has shock-absorbing properties.

This makes it a very safe car to drive. It also comes with covetable features like an infotainment system, fast charging ports and roll-over mitigation capabilities.

Tata Nexon

Specifications

  • Engine capacity: 1200 cc, 1500 cc

  • Power: 108 bhp

  • Torque: 260 Nm

  • Transmission: AT, MT

  • Seating capacity: 5

  • Price: Rs. 8 lakh to Rs. 14 lakh

8. Honda City (Price: Rs. 12 Lakh Onwards)

Honda City is a popular premiere sedan in India and has been around in the Indian car market for more than two decades.

It offers spacious interiors and great ride quality, and is currently available in three diesel and six petrol variants.

Some of the features it comes with include automatic climate control, hill assist and cruise control.

Honda City

Specifications

  • Engine capacity: 1500 cc

  • Power: 118 bhp

  • Torque: 145 Nm

  • Transmission: MT, CVT

  • Seating capacity: 5

  • Price: Rs 12 lakh to Rs. 16 lakh

9. MG Hector (Price: Rs. 14 Lakh Onwards)

MG Hector is an elegant SUV that is known for its techy features.

It is currently offered in four variants: Sharp, Super, Style and Smart. Hector’s design elements include a shark fin antenna, sturdy roof carrier and chrome sun shade.

Its convenience features include weather information by Accuweather, voice command recognition and climate control.

MG Hector Car Insurance

Specifications

  • Engine capacity: 1500 cc, 2000 cc

  • Power: 141 bhp

  • Torque: 250 Nm

  • Transmission: AT, MT, CVT

  • Seating capacity: 5, 6, 7

  • Price: Rs. 14 lakh to Rs. 21 lakh

10. Hyundai Venue (Price: Rs. 8 Lakh Onwards)

Hyundai Venue is another popular sub-compact SUV in India and is available in petrol and diesel variants.

You can also choose from manual and automatic transmission options.

Hyundai Venue has a classy design and is currently available in six single-tone and one dual-tone colour.

Some of its features include Google or Alexa voice assistant, remote climate control and idle time alert.

Hyundai Venue Car Insurance

Specifications

  • Engine capacity: 1000 cc, 1200 cc, 1500 cc

  • Power: 82 bhp

  • Torque: 114 Nm

  • Transmission: AT, MT

  • Seating capacity: 5

  • Price: Rs. 8 lakh to Rs. 13 lakh

11. Mahindra Scorpio-N

The new generation Mahindra Scorpio N is a mid-size SUV that promises to deliver a combination of power, style, and comfort.

It is equipped with a 2.0-litre petrol engine that generates 200bhp and 370Nm of torque, coupled with a six-speed manual or an automatic transmission. 

The SUV will have a muscular design with a larger grille, LED headlamps, and alloy wheels. The cabin is expected to be spacious and luxurious with a 10.1-inch touchscreen infotainment system and a digital instrument cluster.

The new Scorpio N is expected to offer a range of safety features such as multiple airbags, ABS, EBD, and traction control, making it one of the best SUVs under 20 lakhs.

Mahindra Scorpio-N

Specifications

  • Engine capacity: 2-litre petrol/2.2-litre diesel

  • Power: 200/173 bhp

  • Torque: 370/370 Nm

  • Transmission: AT/MT

  • Seating capacity: 7

  • Price: Rs. 13 lakh to Rs. 20 lakh

12. Toyota Innova Hycross/Crysta

The Toyota Innova Hycross is a new generation hybrid variant of the popular Innova MPV.

It features a 2.5-liter hybrid engine that delivers a combined power output of 178 hp and 221 Nm of torque, while also offering improved fuel efficiency and reduced emissions. 

The Hycross boasts a modern and sleek design with updated features such as LED headlights, a touchscreen infotainment system, and safety features such as a blind spot monitor and rear cross-traffic alert.

With its combination of power, efficiency, and style, the Innova Hycross is a great option for families and individuals looking for a reliable and eco-friendly vehicle.

Toyota Innova Car Insurance

Specifications

  • Engine capacity: 2-litre petrol hybrid

  • Power: 183 bhp

  • Torque: 188 Nm

  • Transmission: AT

  • Seating capacity: 7

  • Price: Rs. 19 lakh to Rs. 30 lakh

13. Tata Safari

The new generation Tata Safari is a stylish and powerful SUV that offers both comfort and performance.

It is equipped with a 2.0L Kryotec diesel engine that produces 170PS of power and 350Nm of torque, mated to a 6-speed manual or automatic transmission. 

The Safari has a spacious and well-designed cabin that can seat up to seven people.

It features a panoramic sunroof, a 9-inch touchscreen infotainment system, automatic climate control, and a host of safety features such as six airbags, electronic stability control, and hill descent control.

The new Safari has a bold and muscular exterior design that is sure to turn heads on the road, making it one of the best cars in 20 lakh range.

Tata Safari Storme Car Insurance

Specifications

  • Engine capacity: 2-litre diesel

  • Power: 167 bhp

  • Torque: 350 Nm

  • Transmission: MT/AT

  • Seating capacity: 7

  • Price: Rs. 15.70 lakh to Rs. 25 lakh

14. Hyundai Verna

The new generation Hyundai Verna is a stylish and modern sedan that offers a range of impressive features.

The car boasts a sleek design, with a bold front grille and sharp lines that give it a sporty appearance.

Inside, the Verna offers a spacious and comfortable cabin, with a range of high-tech features such as a touchscreen infotainment system, automatic climate control, and wireless charging. 

Under the hood, the Verna is powered by a range of efficient and powerful engines, including a 1.5-liter diesel engine and a 1.0-liter turbocharged petrol engine.

Overall, the new generation Hyundai Verna is a well-rounded sedan that offers style, comfort, and performance, making it one of the best sedans under 20 lakh in India.

Hyundai Verna Car Insurance

Specifications

  • Engine capacity: 1.5-litre petrol

  • Power: 157 bhp

  • Torque: 253 Nm

  • Transmission: MT/iVT/DCT

  • Seating capacity: 5

  • Price: Rs. 11 lakh to Rs. 18 lakh

15. Toyota Urban Cruiser Hyryder

The Toyota Urban Cruiser Hyryder is a new-generation compact SUV designed for urban lifestyles.

It features a stylish, rugged exterior with a sporty front grille and LED projector headlamps. The interior is spacious and comfortable, with a modern infotainment system and advanced safety features. 

The SUV is powered by a 1.5-litre petrol engine that delivers a maximum output of 91 bhp, mated to a manual or a four-speed automatic transmission.

The Urban Cruiser Hyryder is also equipped with Toyota's advanced safety features, including anti-lock brakes, vehicle stability control, and hill-start assist, making it one of the best cars under 20 lakhs in India (2023).

Specifications

  • Engine capacity: 1.5-litre petrol

  • Power: 91 bhp

  • Torque: 122 Nm

  • Transmission: MT/AT

  • Seating capacity: 5

  • Price: Rs. 11 lakh to Rs. 18 lakh

16. Kia Carens

The Kia Carens is a spacious and practical MPV that offers comfortable seating for up to seven passengers.

It features a sleek and modern design with a bold front grille, sculpted lines, and a sporty stance. 

Under the hood, the Carens is powered by a range of efficient and responsive engines, including a 1.6-litre diesel and a 2.0-litre petrol engine.

The interior is well-appointed with premium materials and advanced technologies such as a touchscreen infotainment system, climate control, and a panoramic sunroof. 

Safety features include electronic stability control, hill start assist, and multiple airbags.

Overall, the Kia Carens is a reliable and versatile family car, making it one of the best 7-seater cars under 20 lakhs in India.

Specifications

  • Engine capacity: 1.5-litre petrol

  • Power: 114 bhp

  • Torque: 250 Nm

  • Transmission: MT/AT

  • Seating capacity: 7

  • Price: Rs. 10.50 lakh to Rs. 19 lakh

17. Tata Nexon EV Max

The Tata Nexon EV Max is a new generation electric vehicle from Tata Motors, offering a range of up to 450 km on a single charge.

It is powered by a 95kW motor that delivers 245 Nm of torque and can accelerate from 0 to 100 km/h in 8.5 seconds. 

The compact SUV comes with a host of advanced features, including a sunroof, wireless charging, and connected car technology.

It also has a 7-inch touchscreen infotainment system with Apple CarPlay and Android Auto compatibility.

The Nexon EV Max is available in three variants and is priced competitively in the Indian market, making it a 

Tata Nexon EV Car Insurance

Specifications

  • Battery capacity: 40.5 kWh

  • Power: 141 bhp

  • Torque: 250 Nm

  • Transmission: AT

  • Seating capacity: 5

  • Price: Rs. 16.50 lakh to Rs. 19.50 lakh

18. Maruti Suzuki Grand Vitara

The Maruti Suzuki Grand Vitara is an urban lifestyle SUV with premium features.

The SUV is available in petrol and hybrid guises.

It features LED lighting and stylish alloy wheels. Its interiors are top-notch with a premium touchscreen infotainment system, and 6 airbags for added safety.

Maruti Suzuki Vitara Brezza Car Insurance

Specifications

  • Engine capacity: 1.5-litre petrol

  • Power: 91 bhp

  • Torque: 122 Nm

  • Transmission: MT/AT

  • Seating capacity: 5

  • Price: Rs. 10.60 lakh to Rs. 19 lakh

Frequently Asked Questions on Best Car Under 20 Lakhs in India

The following are some of the frequently asked questions regarding the top cars under 20 lakh in India.

Icon

What are some of the most affordable 7-seater cars under Rs. 20 lakh?

Some of the most affordable 7-seater cars under Rs. 20 lakh include the following.

  • Maruti Ertiga

  • Renault Triber

  • Mahindra Bolero

  • Datsun Go+

What are some of the top sedans available under Rs. 20 lakh?

The following are some of the top sedans available under Rs. 20 lakh.

  • Tata Tigor EV

  • Honda City

  • Volkswagen Virtus

  • Maruti Suzuki Ciaz

  • Honda Amaze

  • Hyundai Verna

What are some of the top SUVs available under Rs. 20 lakh?

The following are some of the top SUVs available under Rs. 20 lakh.

  • Tata Nexon

  • Mahindra XUV 700

  • Hyundai Venue

  • Hyundai Creta

  • Kia Seltos

  • Maruti Suzuki Vitara Brezza

  • Maruti Suzuki Ertiga

  • MG Hector

Which is the most luxurious SUV under 20 lakh in India?

Mahindra XUV700, Tata Safari, Toyota Innova Hycross/Crysta, MG Hector, Maruti Grand Vitara, and Toyota Urban Cruiser Hyryder are some of the most luxurious SUVs under 20 lakh in India.

Disclaimer: The content on this page is generic and shared only for informational and explanatory purposes. It is based on several secondary sources on the internet and is subject to changes. Please consult an expert before making any related decisions.

Explore more:

icon

Want to post any comments?

icon

Upto 85% Off on Car Insurance!

Buy or Renew Car Insurance in 2 Minutes ⚡

Car number

Looking to insure brand new car?

Zero commissions, big savings

quote icon

Get Quote

quote icon