Home / Articles / Car Insurance / Best cars under 20 lakh in India: Specifications, features and pricing

Best cars under 20 lakh in India: Specifications, features and pricing

Team AckoOct 14, 2022

Usually, buying an expensive car is one of the most significant decisions you will make in your life. That is why you need to know the available options before choosing one. If you are looking for a car under Rs. 20 lakh, read ahead! This article lists some of the best cars under 20 lakh in India (as of September 2022) and their respective specifications, features and pricing.

Best Cars Under 20 Lakhs in India

Contents

icon

Top cars in India under Rs. 20 lakh

In this section, we will highlight some of the top cars in India under Rs. 20 lakh and their specifications.

1. Hyundai Creta

Hyundai Creta is a very popular sub-compact Sport Utility Vehicle (SUV) in India. It was first introduced in 2015. The external design of the current, face-lifted version of the car consists of a cascading front grille, trio beam LED headlamps and a twin-tip exhaust. Some other catchy features it possesses include a push start/stop button, a tyre pressure monitoring system, and an impact-sensing auto door unlock.

Specifications

  • Engine capacity: 1400 cc, 1500 cc

  • Power: 113 bhp

  • Torque: 350 Nm

  • Transmission: Automatic (AT), Manual (MT), Continuous Variable Transmission (CVT)

  • Seating capacity: 5

  • Price: Rs. 10 lakh to Rs. 18 lakh

2. Kia Seltos

The Kia Seltos is a stylish and feature-rich car that competes with the likes of Creta, Honda HR-V and Scorpio Classic. Its external design elements consist of LED headlamps with Daytime Running Lights (DRLs), crystal-cut matte graphite alloy wheels and heartbeat LED taillamps. The features it comes with include an electronic sunroof, remote engine start/stop and live vehicle tracking.

Specifications

  • Engine capacity: 1400 cc, 1500 cc

  • Power: 113 bhp

  • Torque: 144 Nm, 250 Nm

  • Transmission: AT, MT, CVT

  • Seating capacity: 5

  • Price: Rs. 10 lakh to Rs. 19 lakh

3. Maruti Suzuki Vitara Brezza

Maruti Suzuki Vitara Brezza was introduced into the Indian car market in 2016. It belongs to the crossover cars segment and its bold exterior design includes elements like a faux skid plate, a stylish front grille and LED headlamps with DRLs. It also comes with top-notch features like a SMARTPLAY infotainment system, door-ajar warning and five preset mood lights in the speedometer.

Specifications

  • Engine capacity: 1500 cc

  • Power: 102 bhp

  • Torque: 137 Nm

  • Transmission: AT, MT

  • Seating capacity: 5

  • Price: Rs. 8 lakh to Rs. 14 lakh

4. Mahindra Thar

The current Mahindra Thar is the updated version of its 2010 counterpart. Its competitors include Hyundai Creta, Jeep Compass and Kia Sonet. It is a great off-roading car and packs in features like keyless entry, reclining seats and a one-touch lane change indicator. It also comes with roof mounted speakers, so, if you enjoy listening to music on the move, this car may offer you a great driving experience.

Specifications

  • Engine capacity: 2000 cc, 2200 cc

  • Power: 130 bhp, 150 bhp

  • Torque: 300 Nm, 330 Nm

  • Transmission: AT, MT

  • Seating capacity: 4

  • Price: Rs. 14 lakh and Rs. 16 lakh

5. Mahindra XUV 700

Mahindra XUV is a large SUV that exudes confidence with every inch of its design. Its exterior comprises c-shaped LED DRLs, sporty alloy wheels and a sculpted tailgate. Also, some of its cool features include a six-way powered driver memory seat, a tyre pressure monitoring system and an electronic sunroof. Not only that, XUV 700’s powerful engine coupled with its high ground clearance, make it an ideal choice for off-roading drives.

Specifications

  • Engine capacity: 2000 cc, 2200 cc

  • Power: 182 bhp, 197 bhp

  • Torque: 380 Nm, 450 Nm

  • Transmission: AT, MT

  • Seating capacity: 5, 7

  • Price: Rs. 13 lakh to Rs. 25 lakh

6. Maruti Suzuki Ertiga

Maruti Suzuki Ertiga is a high-selling Multi-Purpose Vehicle (MPV) in India and was first introduced into the Indian car market in 2012. Its spacious interiors, affordable price and reliable performance have made it a hit in the country. It also offers attractive features like torque assist during acceleration, brake energy regeneration and driver and passenger airbags. 

Specifications

  • Engine capacity: 1500 cc

  • Power: 102 bhp

  • Torque: 137 Nm

  • Transmission: AT, MT

  • Seating capacity: 7

  • Price: Rs. 8 lakh to Rs. 13 lakh

7. Tata Nexon

Tata Nexon is a sub-4 metre crossover SUV that was launched in India in 2017. Since its introduction, it has been a massive hit in the country. The body of Nexon is made of high-strength steel that has shock-absorbing properties. This makes it a very safe car to drive. It also comes with covetable features like an infotainment system, fast charging ports and roll-over mitigation capabilities.

Specifications

  • Engine capacity: 1200 cc, 1500 cc

  • Power: 108 bhp

  • Torque: 260 Nm

  • Transmission: AT, MT

  • Seating capacity: 5

  • Price: Rs. 8 lakh to Rs. 14 lakh

8. Honda City

Honda City is a popular premiere sedan in India and has been around in the Indian car market for more than two decades. It offers spacious interiors and great ride quality, and is currently available in three diesel and six petrol variants. Some of the features it comes with include automatic climate control, hill assist and cruise control.

Specifications

  • Engine capacity: 1500 cc

  • Power: 118 bhp

  • Torque: 145 Nm

  • Transmission: MT, CVT

  • Seating capacity: 5

  • Price: Rs 12 lakh to Rs. 16 lakh

9. MG Hector

MG Hector is an elegant SUV that is known for its techy features. It is currently offered in four variants: Sharp, Super, Style and Smart. Hector’s design elements include a shark fin antenna, sturdy roof carrier and chrome sun shade. Its convenience features include weather information by Accuweather, voice command recognition and climate control.

Specifications

  • Engine capacity: 1500 cc, 2000 cc

  • Power: 141 bhp

  • Torque: 250 Nm

  • Transmission: AT, MT, CVT

  • Seating capacity: 5, 6, 7

  • Price: Rs. 14 lakh to Rs. 21 lakh

10. Hyundai Venue

Hyundai Venue is another popular sub-compact SUV in India and is available in petrol and diesel variants. You can also choose from manual and automatic transmission options. Hyundai Venue has a classy design and is currently available in six single-tone and one dual-tone colour. Some of its features include Google or Alexa voice assistant, remote climate control and idle time alert.

Specifications

  • Engine capacity: 1000 cc, 1200 cc, 1500 cc

  • Power: 82 bhp

  • Torque: 114 Nm

  • Transmission: AT, MT

  • Seating capacity: 5

  • Price: Rs. 8 lakh to Rs. 13 lakh

List of best cars under 20 lakh in India

The following are some of the best cars to buy under Rs. 20 lakh.

S. No. Car name Approximate price
1. Hyundai Creta Rs. 10 lakh to Rs. 18 lakh
2. Kia Seltos Rs. 10 lakh to Rs. 19 lakh
3. Maruti Suzuki Vitara Brezza Rs. 8 lakh to Rs. 14 lakh
4. Mahindra Thar Rs. 14 lakh and Rs. 16 lakh
5. Mahindra XUV 700 Rs. 13 lakh to Rs. 25 lakh
6. Maruti Suzuki Ertiga Rs. 8 lakh to Rs. 13 lakh
7. Tata Nexon Rs. 8 lakh to Rs. 14 lakh
8. Honda City Rs 12 lakh to Rs. 16 lakh
9. MG Hector Rs. 14 lakh to Rs. 21 lakh
10. Hyundai Venue Rs. 8 lakh to Rs. 13 lakh

Frequently asked questions

The following are some of the frequently asked questions regarding the top cars under 20 lakh in India.

Icon

What are some of the most affordable 7-seater cars under Rs. 20 lakh?

Some of the most affordable 7-seater cars under Rs. 20 lakh include the following.

  • Maruti Ertiga

  • Renault Triber

  • Mahindra Bolero

  • Datsun Go+

What are some of the top sedans available under Rs. 20 lakh?

The following are some of the top sedans available under Rs. 20 lakh.

  • Tata Tigor EV

  • Honda City

  • Volkswagen Virtus

  • Maruti Suzuki Ciaz

  • Honda Amaze

  • Hyundai Verna

What are some of the top SUVs available under Rs. 20 lakh?

The following are some of the top SUVs available under Rs. 20 lakh.

  • Tata Nexon

  • Mahindra XUV 700

  • Hyundai Venue

  • Hyundai Creta

  • Kia Seltos

  • Maruti Suzuki Vitara Brezza

  • Maruti Suzuki Ertiga

  • MG Hector

Disclaimer: The content on this page is generic and shared only for informational and explanatory purposes. It is based on several secondary sources on the internet and is subject to changes. Please consult an expert before making any related decisions.

Explore more:

icon

Want to post any comments?

icon

Better car insurance, for Better Journey!

Car insurance starting ₹2,094*

Car number

or

car icon

Looking to insure your new car?

Save big with our zero commission insurance

You already have an Acko policy

Login to access your policy for this car