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Best crossover cars in India and their cost of insurance

Team AckoJan 17, 2024

Crossover cars offer the best of both worlds as these are usually a combination of two types of cars. A crossover can be cheaper than a full-fledged SUV (Sports Utility Vehicle). But at the same time, some benefits do get passed on. 

If you are looking for feature-rich cars that come with comparatively lower price tags then you have landed right. Here we bring the 9 best crossover cars in India and their cost of insurance. Why? Because you cannot drive an uninsured car. Let’s begin.




Best crossovers in India and the cost of car insurance

Here is a table listing the best crossover cars in the current Indian market with their approximate cost of insurance. Note, this is an approximate cost for a Comprehensive Car Insurance Policy.

Car Approx. Ex-showroom price (Delhi) Approx. insurance cost
Maruti Suzuki S-Cross Rs. 8.59 to 12.56 lakhs Rs. 10,000 to 20,000
Datsun redi-GO Rs. 3.83 to 4.95 lakhs Rs. 4,000 to 9,000
Honda WR-V Rs. 8.76 to 11.79 lakhs Rs. 10,000 to 18,000
Ford Freestyle Rs. 7.28 to 12.56 lakhs Rs. 9,000 to 20,000
Maruti Suzuki Ignis Rs. 5.10 to 7.47 lakhs Rs. 6,000 to 9,000
Tata Tiago NRG Rs. 6.57 to 7.12 lakhs Rs. 8,000 to 9,000
Kia Seltos Rs. 9.95 to 18.10 lakhs Rs. 16,000 to 32,000
Maruti Suzuki S-Presso Rs. 3.78 to 5.43 lakhs Rs. 4,000 to 7,000
Renault Kwid Rs. 4.11 to 5.66 lakhs Rs. 5,000 to 9,000

What is a crossover car (or) crossover SUV?

There are three basic types of cars — hatchback, sedan, and SUV. While in an SUV, the body of the car and the frame (car's skeleton) are not fused together, in crossover cars, the body and its frame are a single piece of metal. It is also called "unibody". This enhances the stability of the car. 

Another major difference is that a crossover does not necessarily have a 4-wheel drive system. This means most crossover cars, like hatchbacks, send power only to the two front wheels.  Aesthetically, crossover cars look like a smaller version of large SUVs. You can do a quick online research to find the best crossover suvs in India.

List of best crossover cars in India

Following is the list of best crossover cars in India.

1. Maruti Suzuki S-Cross

Starting at Rs 8.6 lakhs, Maruti Suzuki S-Cross comes in four variants. The crossover has an engine of 1248 cubic capacity. The approximate cost of insuring this model is Rs. 12,000. Critics initially called it a “large hatchback,” but Maruti wiped this off by introducing a facelift of the S-Cross in 2017. Maruti Suzuki S-Cross gives a mileage of around 18-19 km/l.

Here is a table listing Maruti Suzuki S-Cross variants.

Variant Price (ex-showroom, Delhi)
S-Cross Sigma Rs. 8.59 lakhs
S-Cross Delta Rs. 9.80 lakhs
S-Cross Zeta Rs. 9.99 lakhs
S-Cross Delta AT Rs. 11.00 lakhs
S-Cross Zeta AT Rs. 11.19 lakhs
S-Cross Alpha Rs. 11.36 lakhs
S-Cross Alpha AT Rs. 12.56 lakhs

2. Datsun redi-GO

The updated Datsun redi-GO has an average of 21-22 km/l and comes equipped with a 999cc engine. The base price of this car is around Rs. 3.8 lakhs. Long-time users of the car praise its sturdy body, no vibrations on high speeds and beautiful interiors.

Here is a table listing Datsun redi-GO variants.

Variants Price (ex-showroom, Delhi)
D Rs. 3.83 lakhs
A Rs. 3.97 lakhs
T Rs. 4.25 lakhs
T Option Rs. 4.53 lakhs
1.0 T Option Rs. 4.74 lakhs
AMT 1.0 T Option Rs. 4.95 lakhs

3. Honda WR-V

The car has an average mileage of 17-24 km/l. It has an engine displacement of 1498cc. Other features include automatic climate control, and navigation system.

Here is a table listing Honda WR-V variants.

Variants Price (ex-showroom, Delhi)
SV Rs. 8.76 lakhs
VX Rs. 9.89 lakhs
SV Rs. 10.77 lakhs
VX Diesel Rs. 11.79 lakhs

4. Ford Freestyle

This is an inexpensive choice for owning a crossover. Ford Freestyle begins at Rs. 7.28 lakhs. This hatchback crossover can be compared with the Maruti Suzuki Ignis. The cost of insuring a Ford Freestyle is around Rs. 16,000. It has a mileage output of around 19-24 km/l.

Here is a table listing Ford Freestyle variants.

Variants Price (ex-showroom, Delhi)
Titanium Rs. 7.28 lakhs
Titanium Plus Rs. 7.63 lakhs
Flair Edition Rs. 7.93 lakhs
Titanium Diesel Rs. 8.38 lakhs
Titanium Plus Diesel Rs. 8.73 lakhs
Flair Edition Diesel Rs. 9.03 lakhs

5. Maruti Suzuki Ignis

Maruti Ignis begins with a price tag of Rs. 5.1 lakhs. It gives a mileage output of around 21 km/l on highways. 

Here is a table listing Maruti Suzuki Ignis variants.

Variant Price (ex-showroom, Delhi)
Sigma Rs. 5.10 lakhs
Delta Rs. 5.81 lakhs
Zeta Rs. 6.22 lakhs
Delta Rs. 6.31 lakhs
Zeta AMT Rs. 6.72 lakhs
Alpha Rs. 6.97 lakhs
Alpha AMT Rs. 7.47 lakhs

Also, read: Best Car Insurance Company in India

6. Tata Tiago

You can choose from 11 different variants of the car. It begins at Rs. 4.9 lakhs, but the on road price can vary as per your location in the country. The average mileage on the car is 20 km/l.

Here is a table listing Tata Tiago variants.

Variant Price (ex-showroom, Delhi)
XE Rs.4.99 lakhs
XT Option Rs.5.52 lakhs
XT Rs.5.72 lakhs
XT Limited Edition Rs.5.79 lakhs
XZ Rs.6.12 lakhs
XTA AMT Rs.6.27 lakhs
XZ Plus Rs.6.40 lakhs
XZ Plus Dual Tone Roof Rs.6.52 lakhs
XZA AMT Rs.6.67 lakhs
XZA Plus AMT Rs.6.95 lakhs
XZA Plus Dual Tone Roof AMT Rs.7.07 lakhs

7. Kia Seltos

Kia Seltos is an SUV crossover that comes with a petrol engine of 1497cc and a diesel engine of 1493cc. The lowest price tag on the car is Rs. 9.95 lakhs. The company has provided a smart air purification system in the car. This is a new feature in the segment. It has a mileage of 16-21 km/l.

Here is a table listing Kia Seltos variants.

Variant Price (ex-showroom, Delhi)
Seltos HTE 1.5 Rs. 9.95 lakhs
Saltos HTE 1.5 Diesel Rs. 10.65 lakhs
Seltos HTK Plus 1.5 Rs. 11.89 lakhs
Seltos HTK 1.5 Diesel Rs. 11.99 lakhs
Seltos HTK Plus 1.5 Diesel Rs. 13.19 lakhs
Seltos HTX 1.5 Rs. 13.75 lakhs
Seltos HTK Plus 1.5 Diesel AT Rs. 14.15 lakhs
Seltos HTX 1.5 CVT Rs. 14.75 lakhs
Seltos HTX 1.5 Diesel Rs. 14.95 lakhs
Seltos GTX (O) 1.4 Rs. 15.45 lakhs
Seltos GTX Plus 1.4 Rs. 16.75 lakhs
Seltos HTX Plus 1.5 Diesel AT Rs. 16.79 lakhs
Seltos GTX Plus 1.4 DCT Dual Tone Rs. 17.74 lakhs
Seltos GTX Plus 1.5 Diesel AT Dual Tone Rs. 18.04 lakhs
Seltos X Line 1.5 Diesel AT Rs. 18.10 lakhs

8. Maruti Suzuki S-Presso

S-Presso comes equipped with an Auto Gear Shift (AGS) gear box, multi-function steering wheel, central locking, and keyless entry. The average mileage is 21-31 km/l.

Here is a table listing Maruti Suzuki S-Presso variants.

Variant Price (ex-showroom, Delhi)
STD Rs. 3.78 lakhs
STD Opt Rs. 3.84 lakhs
LXI Rs. 4.21 lakhs
LXI Opt Rs. 4.27 lakhs
VXI Rs. 4.47 lakhs
VXI Opt Rs. 4.53 lakhs
VXI Plus Rs. 4.63 lakhs
VXI Plus AT Rs. 4.63 lakhs
VXI AT Rs. 4.97 lakhs
VXI Opt AT Rs. 5.03 lakhs
LXI CNG Rs. 5.11 lakhs
LXI Opt CNG Rs. 5.17 lakhs
VXI CNG Rs. 5.37 lakhs
VXI Opt CNG Rs. 5.43 lakhs

Also, read: SUV Car Insurance

9. Renault KWID

The registered mileage for KWID is 22.0 kmpl. Its 999cc engine can create a max power of 67 bhp @ 5500 RPM. Additional features include power steering and an anti-lock braking system.

Here is a table listing Renault KWID variants.

Variant Price (ex-showroom, Delhi)
RXE Rs.4.11 lakhs
RXL Rs.4.41 lakhs
1.0 RXL Rs.4.58 lakhs
RXT Rs.4.71 lakhs
1.0 RXT Opt Rs.4.95 lakhs
1.0 RXL AMT Rs.4.98 lakhs
Climber 1.0 MT Opt Rs.5.16 lakhs
Climber 1.0 MT DT Rs.5.26 lakhs
1.0 RXT AMT Opt Rs.5.35 lakhs
Climber 1.0 AMT Opt Rs.5.56 lakhs
Climber 1.0 AMT Opt DT Rs.5.66 lakhs

Also, read: Vehicle Scrappage Policy in India

Frequently asked questions

Here are some common questions about crossover cars in the country.


What is the most popular crossover in India?

The Maruti S-Cross is one of the most popular crossover cars in the country.

What is the most reliable used crossover in India?

Honda WR-V and Ford Freestyle are some of the most reliable, used crossovers in India.

Which factors would I consider while buying a crossover car?

Here is a list of things you should consider before buying a crossover car.

  • Budget

  • Safety

  • Comfort

  • Features

  • After-sale services

What is the longest-lasting crossover in India?

Maruti S-Cross and Datsun redi-GO are some of the long-lasting crossover cars in India.

What are the safest crossover cars in India?

Tiago NRG and Honda WR-V are the safest crossover cars as per the GNCAP (Global New Car Assessment Programme) ratings.

Disclaimer: The content on this page is generic and shared only for informational and explanatory purposes. It is based on industry experience and several secondary sources on the internet; and is subject to changes. Please go through the applicable policy wordings for updated ACKO-centric content and before making any insurance-related decisions.

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