Minus/plus icon
ResourcesExplore the full ACKO experience and make the most of your plan

Audi e-tron Car Insurance

Know how to buy/renew Audi e-tron Car Insurance

Car insurance prices starting at just ₹2,094*

Car number

Looking to insure brand new car?

Zero commissions, big savings

Home / Car Insurance / Audi Car Insurance / Audi e-tron Car Insurance

Buying an Audi e-tron, a premium electric SUV, is truly a dream come true for any automobile enthusiast. However, owning this masterpiece also comes with huge responsibilities. Getting adequate insurance coverage should be your top-most priority before driving your e-tron off the showroom. Comprehensive protection is an absolute must for this prized possession.

Let's take a closer look at why having a robust insurance policy is pivotal, the different types of covers available, what all perils and parts are safeguarded, exclusions to be aware of, useful add-ons, and how top insurers makes insuring your Audi e-tron quick, easy and convenient.

Why should you buy car insurance for an Audi e-tron?
Jump Tag Icon

An Audi e-tron costs a fortune and therefore, needs to be insured diligently. Here are some key reasons why insurance is indispensable.

It is legally mandatory
Jump Tag Icon

It is legally mandatory to have valid third-party car insurance before driving any vehicle on Indian roads. Driving uninsured can lead to heavy penalties and even imprisonment in some cases.

Safeguards from huge financial losses
Jump Tag Icon

Safeguards from huge financial losses in case of unfortunate incidents like accidents, disasters, thefts etc. It covers repair bills so you don't have to bear high out-of-pocket expenses.

Comprehensive plans
Jump Tag Icon

Comprehensive car insurance plans provide extensive coverage including own damage and liability towards third parties. This is vital for adequate protection of your precious e-tron.

The most common types of car insurance for Audi e-tron
Jump Tag Icon

Based on your coverage needs, you can choose from these popular insurance plans for your Audi e-tron


Third Party Liability Only
Jump Tag Icon

This is the basic car insurance that is mandatory to insure you against legal liabilities arising out of damage to third-party life or property caused by your e-tron. However, it does not cover any loss or damage to your own car.


Comprehensive Plan
Jump Tag Icon

The most preferred policy, it combines its own damage cover and third-party liability in one package. Provides extensive coverage against loss of or damage to your e-tron along with third-party liability. Offers financial peace of mind.

What is Covered

What is Not Covered

What is covered in Audi e-tron car insurance?
Jump Tag Icon

The Audi e-tron is an expensive electric vehicle with complex technological components. Here are some key inclusions in a standard comprehensive policy:

  1. Third-party liability covering bodily injury and property damage up to Rs. 7.5 lakhs

  2. Own damage covering costs of repair and replacement due to accidents, thefts, disasters etc.

  3. Cover for damages from man-made events like strikes, riots, civil commotion etc.

  4. Cover for damages caused by natural disasters like floods, earthquakes, storms etc.

  5. Cover for fire, explosion, self-ignition, lightning, earthquake etc.

  6. Add-ons like zero depreciation, battery cover, engine protector, roadside assistance etc. based on your needs

What is not covered by Audi e-tron car insurance?
Jump Tag Icon

Though comprehensive, some key exclusions in Audi e-tron insurance are:

  1. Damage caused by driving under the influence of drugs or alcohol

  2. Mechanical or electrical breakdown

  3. Wear and tear of consumables like tyres and batteries

  4. Losses occurring outside geographical limits specified in the policy

  5. Damage resulting from an unauthorised driver

  6. Routine maintenance and repairs

  7. Losses caused by war, nuclear weapons or radiation

  8. Deliberate or criminal damage to property

Add-ons for Audi e-tron car insurance
Jump Tag Icon

Here are some highly useful add-ons you can opt for to enhance your Audi e-tron's insurance coverage:

  1. Zero Depreciation Cover - Waives off depreciation deduction on parts during claims thereby increasing claim payouts.

  2. Hydrostatic Lock Cover – Safeguards engine from water damage in case of flooding, which is quite common during monsoons.

  3. Tyre Cover – Pays for the cost of replacing damaged tyres.

  4. Key Replacement Cover – Covers cost of replacing keys if they are misplaced or lost. Quite useful for a high end car like the e-tron.

  5. Consumable Cover – Pays for cost of parts like nuts, bolts, lubricants etc. that need replacement post repairs.

  6. Battery Cover – Pays for expenses related to repair or replacement of EV batteries which is very expensive.

  7. Engine Protector – Covers consequential damages to engine arising from leakage of lubricating oil and ingress of water.

  8. Roadside Assistance – Provides towing facility, on-spot fuel delivery, minor repairs, flat tyre change etc. in case of breakdowns.

Benefits of buying car insurance for your Audi e-tron
Jump Tag Icon

Top insurers make insuring your prized Audi e-tron a breeze with these unmatched benefits:

  1. Digital Process - The entire policy lifecycle from purchase to claims is 100% digital with top insurers. No paperwork needed.

  2. Instant Issuance - Policies issued immediately without delays.

  3. Affordable Premiums - Competitive pricing coupled with discounts make policies light on pocket.

  4. Cashless Garages - Hassle-free repairs at a large number of network garages across India.

  5. Dedicated Helpdesk - Get expert guidance on choosing the ideal coverage and any queries resolved.

  6. Quick Claim Settlement - Minimal documentation for fastest claim processing and payout.

  7. Car Pickup & Drop - Doorstep services for repairs and evaluation to eliminate out of pocket expenses.

  8. Mobile App - Insurance management at your fingertips with their user-friendly app.

How to Buy/Renew Audi e-tron Insurance
Jump Tag Icon

Follow these quick and easy steps to buy or renew Audi e-tron insurance online:

Step 1: Visit the insurer’s website or download the app

Step 2: Enter your Audi e-tron's registration number and click on "Check Prices"

Step 3: Select plan, customize with add-ons and complete payment to instantly purchase policy

Step 4: For renewal, provide existing policy details and proceed directly to payment

Step 5: Policy copy and document links sent instantly to your registered email ID/mobile number

4 easy steps to raise a claim
Jump Tag Icon

Top insurers make raising claims for your Audi e-tron very convenient:

Step 1: Intimate claim via Call/App/Website

Step 2: The insurance company’s surveyor contacts you for inspection and assessment

Step 3: Submit required documents like KYC, FIR, repair bills etc.

Step 4: Claim amount disbursed post verification of documents and details

Jump Tag Icon

Insuring your prized possession - the Audi e-tron - with a comprehensive cover is imperative for complete peace of mind. Choosing a top insurer, with their digital insurance platform, eminent service and cloud of varied benefits, makes the process seamless and hassle-free. So, insure your joyrides instantly and say bye to worries as you cruise in your dream e-car!

Frequently Asked Questions on Audi e-tron Car Insurance
Jump Tag Icon



Does the Audi e-tron require special insurance?

No, you can buy regular comprehensive car insurance for the Audi e-tron. However, due to its high value, opting for add-ons like zero depreciation and hydrostatic cover is recommended.

Is a lapsed motor insurance policy valid for the Audi e-tron?

No, driving the Audi e-tron without a valid insurance policy is against the law. The policy needs to be active without any break to provide coverage.

Will filing small claims impact my Audi e-tron's No Claim Bonus?

Minor claims generally do not impact your No Claim Bonus. However, substantial claims can lead to NCB loss, though it differs from insurer to insurer.

Can I change my Audi e-tron's insurance provider mid-term?

Yes, you can opt for another provider mid-term by paying any outstanding premium and obtaining NOC from the existing insurer. The new policy will be issued for the remaining duration.

How soon should I get insurance after buying an Audi e-tron?

It is ideal to buy insurance on the same day of delivery/purchase before driving the Audi e-tron out of the showroom. This ensures seamless coverage.

Can an Audi e-tron's battery and charger be covered?

Yes, special add-on covers like hydrostatic cover and battery cover can be purchased to insure the EV battery and charger.