Maruti Suzuki SX4 Insurance: Buy/Renew Suzuki SX4 Car Insurance

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The Maruti Suzuki SX4 is an elegant-looking sedan that was launched in India in 2007. Although this model was discontinued in 2014, you can still see it being driven on Indian roads today. If you are a lucky owner of this classic four-wheeler, this article is for you. Here, we will highlight the different Maruti Suzuki SX4 insurance options, explain the benefits of online car insurance over its offline alternative, and provide more details about SX4 car insurance prices.

Importance of Buying Online Car Insurance for Maruti Suzuki SX4

Here are a few advantages of buying online car insurance for your Maruti SX 4 car.

Digital Experience

Usually, purchasing car insurance offline will involve physical form filling. In contrast, online car insurance does not require you to fill out physical forms. Just head to the website/app of the insurer and enter the necessary details digitally.

Instant Accessibility

Another drawback of offline car insurance is that you may need to visit the insurer’s office in person or meet an agent to buy or renew insurance and raise claims. On the other hand, online insurance enables remote access. So, you can buy insurance, raise claims and access other features from anywhere and at any time.

24x7 Connectivity

Car accidents are unpredictable events. That is why it is vital to have access to immediate help. For this purpose, online car insurers typically provide a detailed help guide and a 24x7 toll-free number on their app/website, which can be used for the required accident-related assistance.

Car Insurance Policies for Maruti Suzuki SX4

Here are the two fundamental car insurance policy options for your Maruti Suzuki SX4.

Third-party Car Insurance Policy

This policy is the minimum financial protection you can buy to safeguard yourself against accident-related expenses associated with third-party liabilities. Also, as per The Motor Vehicles Act, possessing this policy is a mandatory requirement to legally drive on Indian roads. A Third-party Car Policy provides financial protection against third-party liabilities like collision-caused injury, death and property damage to a third party. However, it does not cover collision-caused damages to your insured vehicle.

Comprehensive Car Insurance Policy

A Comprehensive Car Policy comes with the legally compulsory Third-party Cover plus an Own Damage (OD) Cover. The OD cover will financially protect you against car theft, collision-based damages, and damages caused by natural and manmade calamities. A Comprehensive Policy also has the option to broaden coverage by purchasing add-ons.

What’s Covered

What’s Not Covered

What’s Covered in Maruti Suzuki SX4 Car Insurance? (Inclusions)

Under a Comprehensive Car Insurance Policy for your Maruti Suzuki SX4, you can claim for the following damage-related scenarios.

Third-party liabilities
Damages caused by natural disasters like cyclones, earthquakes, floods, etc.
Damages caused by manmade disasters like strikes, riots, vandalism, etc.
Damages caused by fires.
Damages caused due to an accident.
Theft of SX4.

What’s Not Covered in Maruti Suzuki SX4 Car Insurance? (Exclusions)

Claims raised for accident-related damages will be rejected in the following cases.

If you drive without a valid driving licence
If you drive without active car insurance
Damages resulting from electrical and mechanical issues in the car
Driving without regard for traffic rules
Driving under the influence of substances that can hinder your perception (for example, alcohol)

Add-ons for Maruti Suzuki SX4 Car Insurance

Here are some of the popularly offered add-ons for Maruti Suzuki SX4 car insurance. However, please note that they are subject to availability with insurers.

Engine Protection Cover
Personal Accident Cover for Passengers
Zero Depreciation Cover
Return to Invoice Cover
Roadside Assistance Cover
No Claim Bonus (NCB) Protection Cover
Consumables Cover
Outstation Emergency Cover
Key Replacement Cover

Benefits of Buying ACKO Car Insurance Policy for Maruti SX4

Low-priced Products

Our digital infrastructure eliminates the usual operational costs associated with running an offline insurance company. These savings trickle down to the pricing of our policies and help us to offer low-priced insurance products.

Speedy Settlements

Typically, car accident-related claims can take anywhere from a couple of days to a couple of weeks to process. ACKO skips this waiting period by processing the claims raised towards minor car damages within just a few hours of the request.

Repair-related Transportation

If your car endures accident-related damage, don’t panic. Call us immediately! We will come to your location, take your car to a nearby garage of your choice, and get it repaired (in select cities). However, kindly note that this benefit is applicable only under certain policies.

How to Buy/Renew Maruti SX4 Car Insurance from ACKO

Here are the steps to buy Maruti SX4 insurance from ACKO.

Step 1: Visit our website or download the ACKO app and share your vehicle details.

Step 2: Select the insurance plan and add-ons.

Step 3: Pay the premium online to instantly buy or renew Maruti SX4 car insurance.

ACKO’s Claim Procedure

Here are the steps to raise accident-related claims under your Maruti Suzuki SX4 insurance.

Step 1: Head to our website’s home page/app and log in to your account.
Step 2: Go to your Maruti Suzuki SX4 policy card and click “Claim Now” next to it.
Step 3: Respond to a couple of questions regarding the accident-caused damages. After that, share a few pictures of them and click “Submit”.

Once our team receives your claim request, the claim process will begin, and the claim settlement process will be initiated as per the policy terms.

Maruti SX4: Key Features

The Maruti SX4 is one of the best sedans from the stable of the Indian carmaker. It features a sporty exterior design, good performance and driving dynamics. The SX4 also has decent features on the interior. The Maruti SX4 is a no-nonsense car with fuel-efficient engines offering good performance. Here are the key features of the Maruti SX4.

Power windows
Air conditioning
Cruise control
Tilt and telescopic steering wheel
Alloy wheels
Integrated audio unit
ABS with EBD
Brake assist
Central locking system

Maruti SX4 Specifications

Here are the technical specifications of the Maruti Suzuki SX4.

Parameters	Details
Engine	1.2 litre/1.5 litre
Fuel Type	Petrol/Diesel/CNG
Power	89 bhp/103 bhp
Torque	145 Nm/200 Nm
Transmission	5-Speed Manual
Seating Capacity	5-Seater
Fuel Tank Capacity	50 litre
Fuel Efficiency	16.51 km/l to 21.79 km/lm (CNG: 22.1 km/kg)

Maruti SX4 Variants and Ex-Showroom Price

Refer to the following table for the Maruti Suzuki SX4 price and variants. Note that the car is no longer available in the market, and the prices were recorded before it was discontinued.

Variant	Fuel Type	Price (Ex-Showroom)
VXI	Petrol	Rs. 7.15 Lakhs
Green VXI	Petrol/CNG	Rs. 7.74 Lakhs
ZXI MT	Petrol	Rs. 7.98 lakhs
VDI	Diesel	Rs. 8.06 lakhs
ZXI MT Leather	Petrol	Rs. 8.54 lakhs
ZDI	Diesel	Rs. 8.98 lakhs
ZDI Leather	Diesel	Rs. 9.54 lakhs

Frequently asked questions on Maruti Suzuki SX4 Car Insurance

FAQs

What is the cost of Maruti SX4 insurance?

The Maruti Suzuki SX4 car insurance cost depends on the type of coverage and add-ons you choose. It also depends on your location, vehicle’s age and many other factors.

Is it sufficient to buy Third-party Car Insurance for my Maruti Suzuki SX4?

Yes, it is legally sufficient to buy Third-party Car Insurance for your Maruti Suzuki SX4. However, we recommend that you rather buy Comprehensive Car Insurance because it offers broader coverage.

Are add-ons necessary under Maruti Suzuki SX4 insurance?

No, add-ons are not necessary under a Maruti Suzuki SX4 insurance, they are optional. There are different add-ons for different insurance requirements. So, you can only buy the ones you need based on your requirements.

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