Team AckoJun 6, 2022
The spinal cord plays a vital role in supporting the human body. It connects the brain and the body, thus enabling several crucial functions including movement and bladder control. In case the spinal cord is damaged, the connection between the brain and the body is hampered. Therefore, it is important to take precautionary measures regarding the spine and receive the best treatment in case of injury.
Usually, spinal cord injuries result from accident, disease, or deterioration. Such injuries can have disastrous consequences on the patient and consequently on the entire family. Spinal cord injuries can cause severe mental trauma along with physical pain. If the injury is severe, the person might not be able to work, resulting in a loss of income. On one hand, there will be no income and on the other hand, there will be a constant stream of expenses. Such a situation can be demotivating and depressing. This is where health insurance might offer some financial respite. Read ahead to know more about spinal cord injuries, health insurance and Spinal Cord Injury Day.
The International Spinal Cord Society has declared 5th September as Spinal Cord Injury Day. This day is observed to spread awareness about spinal cord injuries, preventive measures, and guidance regarding living a satisfying life even if one has faced such medical issues. Thus, the objective is two-fold, it focuses on prevention as well as treatment.
A spinal cord injury can occur directly due to a major accident or indirectly due to some kind of disease. Here’s a list of common reasons that can cause a spinal cord injury.
Being involved in a road accident
Falling from a significant height
Being a victim in a violent act
Injuries faced while playing recreational sports
Injuries due to other factors such as arthritis
Treating severe spinal cord injuries is an expensive affair. Leading a life after overcoming a such an injury can also take a toll on your finances. Here’s a list of expenses that one might need to cater to in case of a spinal cord injury. The extent of expenses will be based on the complexity of the injury.
Admission in hospital and surgery
Visit to rehabilitation centers
Antibiotics and pain-relief medicine
Assisting equipment such as a wheelchair, crutches, etc.
Making changes to one’s home to aid movement. For example – installing handle-bars
Getting help from a nurse or medical attendant at home
No one can predict accidents. For example, you might follow all traffic rules and drive your vehicle properly but if someone else drives recklessly, it can cause a road accident and you might have to face the consequences. Here are some basic prevention tips that you can follow to avoid spine-related issues.
Wear a seat belt in a car, wear a helmet on a bike, and don’t drink and drive.
Maintain home hygiene. Clean your home to avoid slipping – ensure flow is dry – especially in the case of elderly family members.
Stay attentive and alert in all situations to avoid accidents
Be watchful while playing a sport
Maintain the right posture while exercising
Follow safety rules around swimming pools
Apart from an Individual Health plan, you should consider opting for Critical Illness Insurance and Accident Insurance as well to have an extensive insurance cover in case of spinal cord injuries. Creating a portfolio of suitable health insurance plans is always beneficial. If you want to buy dedicated plans such as Critical Illness Insurance and Accident Insurance, you should check if the policies provide a cover against major issues. For example, check if the policy covers spine-related medical issues before purchasing.
Take precautionary measures to avoid spine injuries, and make an informed decision before purchasing a suitable insurance policy.
Also, Read: Top 5 Do’s and Don’ts in Road Accidents
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