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ACKO Travel Insurance App: Key Features and Benefits

Q: Can I file a travel insurance claim on the ACKO app? How?

Filing a claim is very simple. All you need to do is:1. Log in to your ACKO account.2. Select your policy.3. Upload required documents.4. Track your claim progress.This way, you can keep a check on your claim request.

Team AckoNov 14, 2025

Making plans for your next family holiday? Or finally making that solo adventure? Got your laptop packed for a business trip abroad? Whatever the reason, travelling makes for one of life's most wholesome experiences. But even the most well-planned journey can come across unexpected challenges. Flight delays, lost baggage, medical emergencies, or last-minute cancellations are all possible scenarios that can create stress and financial loss.

And we get it, travel insurance might not be the first thing on your checklist. But it can make all the difference when the unexpected happens, don't you think so? That's why with the ACKO Travel Insurance App, getting covered is simple and hassle-free, so you can focus on enjoying your journey. Let's take a closer look at its features and benefits in this blog.
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Contents

Key Features of the ACKO Travel Insurance App
Who Can Buy ACKO Travel Insurance?
Benefits of Using the ACKO Travel Insurance App
How to Buy Travel Insurance on the ACKO App?
Final Thoughts
Frequently Asked Questions (FAQs)

Key Features of the ACKO Travel Insurance App

The ACKO app offers a range of features that make getting and managing travel insurance quick and easy.

Instant Policy Issuance

Getting insured should not be complicated. With the ACKO app:

Get a travel insurance quote in seconds by entering your destination, travel dates, and traveller details.
Buy your policy easily using secure digital payment options.
Receive your insurance certificate instantly via email.
Skip the paperwork and agents to save you time and effort.

All-Round Coverage Options

Travel can be unpredictable, and the ACKO Travel Insurance offers coverage for a wide range of possible scenarios.

Medical emergencies abroad – Covers hospitalisation and treatment due to accidents or sudden illness.
Trip cancellations and delays – Provides reimbursement if trips are cancelled or rescheduled due to covered reasons.
Baggage loss or delay – Offers compensation for lost or delayed checked-in luggage.
Loss of passport – Assists with the cost of obtaining a duplicate passport while abroad.
Personal accident and death cover – Provides financial support to your family in case of fatal accidents.
Emergency evacuation and repatriation – Covers transport back to India or to the nearest suitable hospital.
Optional add-ons – Enhance your policy with extra covers such as Adventure Sports Injury Cover or Trip Extension Cover.

Besides, ACKO offers plans for both domestic and international travel, covering over 200 countries and islands worldwide. This means, pretty much wherever you go, we can tag along.

Planning an overseas getaway? Secure your journey with International Travel Insurance for complete peace of mind.

Affordable Premiums

ACKO makes travel insurance work with your budget:

Low starting costs: Short trips to nearby destinations can start at 8* per day.
International travel: Trips like Schengen can begin at just ₹8* per day for short durations.
Flexible premiums: Prices differ because of things like age, trip length, destination, and coverage options.

Easy Claim Process

Filing a claim should be easy, even when you’re travelling. Here's how ACKO makes it easier:

Fully digital process, i.e., upload documents and track claims within the app.
Fast settlement, with an overall claim settlement ratio of around 98* per cent.
Automation and technology reduce manual delays and errors.

Paperless Experience and 24/7 Accessibility

Managing your insurance is super easy:

Digital policies mean your documents are safe and you can access it anytime.
24/7 customer support is available through the app.
You can access and/or manage claims or policy updates wherever you are.

Visa and Travel Assistance

If you’re travelling to countries that require visa-linked insurance, the ACKO app makes things easier:

Get your travel insurance together with your visa documentation, especially for Schengen countries.
Simplifies pre-departure requirements and paperwork.
All your important documents for international travel are stored in one place.

Who Can Buy ACKO Travel Insurance?

ACKO travel insurance is designed to suit a wide range of travellers.

Who Can Buy	Details
Age coverage	From 90 days old up to 70 years old
Family & individual plans	Options for solo travellers, families, or groups
Senior travellers	Coverage available, premiums may be slightly higher

The best part? Most plans don’t require medical tests, so you can get insured quickly and start your journey worry-free.

Benefits of Using the ACKO Travel Insurance App

Still wondering if ACKO travel insurance is the right choice for your trip? Here are some benefits you shouldn't miss out on:

Quick and Effortless Protection

Buying travel insurance takes only a few minutes. No paperwork, no calls, just a few taps on your phone, and you’re covered. Perfect for last-minute plans or spontaneous getaways.

No Hidden Surprises

No confusing jargon or hidden charges. You can see real-time quotes, compare options, and understand exactly what’s included in your policy before you buy.

Budget-Friendly Plans

ACKO lets you buy the policy directly online, so you save on insurance costs, leaving more for the experiences you want to enjoy on your trip.

All-in-One Convenience

Keep all your ACKO policies in one place, whether for travel, car, health, or bike. The app makes it easy to manage everything from your phone whenever you need it.

Global Assistance, Anytime

Travel emergencies can happen anywhere. With 24/7 support through the app, help is always just a few taps away, wherever you are in the world.

How to Buy Travel Insurance on the ACKO App?

All it takes is a few clicks to get your travel insurance, right from the comfort of your home:

Step 1: Open the ACKO app or visit the website to begin your purchase.

Step 2: Fill in your destination, travel dates, and traveller information.

Select destination, travel dates and traveller information

Step 3: Select a travel insurance plan that fits your international trip.

Select a travel insurance plan that fits your international trip.
Step 4: If needed, you can include add-ons, such as Adventure Sports Injury Cover.

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Step 5: Pay your premium fee and receive your digital policy instantly via email.

Final Thoughts

The cheapest plan isn't always the better plan. After all, travel insurance is about getting the right protection for your journey. If you're confused about which travel insurance to buy, ask yourself:

Does it cover my travel needs and destinations?
Is the process quick and digital?
Will I get fast, reliable claim support?

This makes the ACKO Travel Insurance App a great companion for your journey. Not only do you get covered in just a few minutes, but it's also affordable, and 100% online. Which means you can travel with confidence, knowing you’re protected wherever you go.

Frequently Asked Questions (FAQs)

How do I download my ACKO travel insurance policy copy?

Download your policy directly from the ACKO app after purchase:

1. Go to 'My Policies'.
2. Select your policy.
3. Tap 'Download Policy' to save a PDF copy.

This way, you can also receive a copy of the travel insurance at your registered email.

Can I file a travel insurance claim on the ACKO app? How?

Filing a claim is very simple. All you need to do is:

1. Log in to your ACKO account.
2. Select your policy.
3. Upload required documents.
4. Track your claim progress.

This way, you can keep a check on your claim request.

Does ACKO travel insurance work abroad?

Yes! In fact, ACKO offers plans covering over 200 countries, including Europe, the USA, and Southeast Asia.

Is it possible for me to buy travel insurance for my whole family?

Go for a family or group plan to cover several travellers under one policy. This makes it easier to protect everyone at once.

Will I get covered for adventure sports during my trip?

Only if you select optional add-ons such as Adventure Sports Injury Cover with your ACKO travel insurance plan. This add-on is available for activities like skiing, scuba diving, and trekking.

Can I add my ACKO travel insurance to DigiLocker?

Yes, you can. All you need to do is download your travel insurance policy from the ACKO app or email and upload it to your DigiLocker account.

Disclaimer: The content on this page is generic and shared only for informational and explanatory purposes. It is based on several secondary sources on the internet, and is subject to changes. Please check the policy document for cancellation reasons, and terms and conditions of the policy.