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Citroën Car Insurance

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Car insurance for Citroën

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Citroën’s flagship SUV C5 Aircross is attracting Indian car buyers with its smooth performance, spacious 5-seater cabin, and excellent drive experience. When buying, Citroën car insurance policy can help you fulfil the mandatory coverage requirements by law and provide coverage that protects your finances against vehicle damages. Keep reading to understand how online car insurance for Citroën works.

Benefits of buying Citroën car insurance online

Online car insurance for Citroën cars is designed to benefit you in many ways. Here are some of those advantages given below.

Compare policies

Comparing policies is always useful in order to pick a relevant Citroën insurance plan based on the price, services, and features you need. The online process allows you an easy way to quickly compare car insurance policies and select covers that align with your needs.

Avoid paperwork

Buying Citroën car insurance online involves zero documentation or paperwork. The online platform lets you simply add your vehicle details and information of the previous insurance plan (if available) to buy/renew an insurance policy for your Citroën instantly.

Swift process

Going online to buy or renew car insurance makes the process quick and hassle-free. Buying or renewing a Citroën car insurance plan requires just a few simple steps performed on the website or mobile app. You don’t have to book appointments, wait for a callback or indulge with middlemen.

Types of car insurance plans for Citroën cars

For Citroën cars, you can choose one of the two main two-wheeler insurance policies.

Third-party Insurance Policy

The Motor Vehicles Act, 1988 states that every car owner needs a third-party cover in India. You can buy third-party car insurance online for financial coverage against any third-party liabilities. Such liabilities include injuries or death of a third party as well as third-party property damage. Driving a Citroën without third-party cover results in penalties; hence, this policy becomes mandatory for car buyers. However, this insurance plan won’t offer any coverage for damages to your insured Citroën.

Comprehensive Insurance Policy

To extend your Citroën insurance cover beyond third-party liability, you can choose the Comprehensive Insurance policy. This type of policy includes Third-party Insurance cover and OD insurance (Own Damage) cover as well. Therefore, you obtain financial protection for your insured Citroën against damages as a result of man-made or natural calamities, an accident, theft, and fire/explosion, etc. You also attain the freedom to buy add-ons to extend the range of financial coverage in your policy further.

What’s covered in Citroën car insurance? (Inclusions)

With a Comprehensive Insurance policy, you get financial protection for your Citroën against the following scenarios.

  • Third-party death

  • Third-party injury

  • Third-party property damages

  • Vehicle accident

  • Vehicle theft claim

  • Man-made calamities (such as strikes, riots, etc.)

  • Natural calamities (such as cyclones, floods, etc.)

  • Fire or explosion

Note: Just like the Third-party Insurance policy, a Personal Accident (PA) cover is also mandatory while buying or renewing car insurance. However, you need to purchase PA cover separately along with the Third-party or Comprehensive Insurance policy. It will provide coverage to you, as a policyholder, against temporary/permanent injury or death due to an accident.

What’s not covered in Citroën car insurance? (Exclusions)

The following situations are not financially covered in the Comprehensive Insurance policy. 

  • Driving the Citroën when you are under the influence of alcohol or any other intoxicating substance

  • Driving the Citroën without carrying your valid Insurance Certificate, Driving Licence and other vehicle documents

  • Driving the Citroën with no regard for traffic rules

  • Damages to the Citroën due to some sort of electrical or mechanical failure

  • Damages to the Citroën while driving beyond the geographical area assigned in the policy

  • Damages to the Citroën due to regular wear and tear over time

Add-ons for Citroën car insurance

Each add-on offers a specific extension to your Comprehensive Insurance policy in terms of features or services. You can customise your insurance policy with the following add-ons.


The following reasons make ACKO a suitable choice for your car insurance policy.

Affordable vehicle insurance

ACKO is able to keep the Citroën car insurance quote low due to a direct-to-customer and 100% digital infrastructure without making any compromises on features or services.

Super-quick claims

You can raise a claim online simply by visiting the official website or mobile app and accessing your ACKO account. A dedicated support team is also available to ease the process of submitting claims.

Pickup and drop facility

In select cities, ACKO has a pickup and drop facility available for repair claims. We arrange the vehicle pickup from your location, get it repaired, and deliver it back to your door within three working days.

ACKO’s claim process

You can submit your car insurance claim request using these simple steps with ACKO.

  • Step 1: Access your ACKO account via the official portal or mobile app.

  • Step 2: Find your Citroën policy card and click on ‘Claim Now’.

  • Step 3: Add images of your damaged Citroën car and provide details of the damages to raise a claim.

If the damages to your vehicle are minimal, you may receive the claim amount in a couple of hours only. However, severe damages may take three working days or longer based on the repair requirements and your location.

Frequently asked questions


How can I renew car insurance online for my Citroën with ACKO?

To renew your Citroën car insurance online, you can simply access the ACKO account via the mobile app or website and include vehicle details, share previous policy information, and renew insurance with a push of a button. 

What are ideal add-ons for Citroën cars?

Add-ons are designed to serve your specific insurance coverage needs. Hence, you can choose between Zero Depreciation Car Insurance, Engine Protection cover, Roadside Assistance cover, and others. 

What documents are required to buy Citroën car insurance online from ACKO?

To buy car insurance online from ACKO, you don’t have to indulge in any paperwork. All you need is some basic vehicle details handy to purchase a policy instantly via the ACKO portal or mobile app. 

Am I eligible for a No Claim Bonus if I buy a second-hand Citroën car?

Even with a second-hand Citroën, you can receive a No-claim bonus if you don’t raise a claim during the policy period. The NCB discount can reach up to 50% for five consecutive claim-free years. 

You can transfer the NCB amount earned from the policy of your old car to the policy of the second-hand Citroën. If you want to keep your existing car, you need to transfer its ownership to a family member and then utilise the earned NCB as a discount on the new insurance policy.

Car insurance for other Citroën car models/variants

  • Citroën C5 Aircross Insurance

About car insurance for Citroën

Vehicle insurance for Citroën must provide coverage against financial liabilities related to third-party injury, death or damage to their property caused by the insured Citroën. A Third-party Insurance policy is mandatory for all vehicles driving on Indian roads as per The Motor Vehicles Act, 1988.

But if you want Citroën insurance that can cover your vehicle against third-party liabilities as well as damages to your own car, then, Comprehensive Insurance policy should be your choice. You can also extend a basic comprehensive plan with car insurance add-ons

Why should you buy a Citroën car?

Citroën is a French car manufacturer that recently entered the Indian market after making a strong presence across 90 countries worldwide since 1919. Citroën India is currently offering its ‘C5 Aircross’ SUV, which is a modern-age family car. However, more Citroën cars in India are expected to arrive soon. 

Citroën cars are known for their quirky interior and eye-catching exterior elements that make them stand out in the market. So, if you are looking for a stylish vehicle, then a Citroën car should be taken into consideration.

Specifications of Citroën C5 Aircross

Here is a quick list of Citroën C5 Aircross specifications for you.

Details Specifications
Engine (cc) 1997
Power (bhp @ rpm) 174.33 bhp @ 3750 rpm
Torque (Nm @ rpm) 400 Nm @ 2000 rpm
Gearbox Automatic
Fuel type Diesel
Seating capacity Diesel
Fuel tank capacity (litres) 5

Variants of Citroën: Ex-showroom price, and fuel type

Currently, Citroën has only one variant in India. Check out the following table for the Citroën car price in India.

Citroën variant Fuel type Citroën price (ex-showroom, Delhi)
Citroën C5 Aircross Diesel Rs. 30.30 lakhs

CIN: U66000KA2016PLC138288

IRDAI Registration No: 157

Category: Non-Life Insurance

The use of images and brands are only for the purpose of indication and illustration. ACKO claims no rights on the IP rights of any third parties. The ratings are derived from reviews and feedback received from Google and Facebook users on their respective platforms. | *Savings of upto Rs. 50,000 have been calculated on the IDV of Rs. 18,00,000 and 0% NCB. Amount saved is in comparison to tariff rates. Product name: Private Car Policy - Bundled | UIN: IRDAN157RP0014V01201819 |

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