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Citroën’s flagship SUV C5 Aircross is attracting Indian car buyers with its smooth performance, spacious 5-seater cabin, and excellent drive experience. When buying, Citroën car insurance policy can help you fulfil the mandatory coverage requirements by law and provide coverage that protects your finances against vehicle damages. Keep reading to understand how online car insurance for Citroën works.
Online car insurance for Citroën cars is designed to benefit you in many ways. Here are some of those advantages given below.
Comparing policies is always useful in order to pick a relevant Citroën insurance plan based on the price, services, and features you need. The online process allows you an easy way to quickly compare car insurance policies and select covers that align with your needs.
Buying Citroën car insurance online involves zero documentation or paperwork. The online platform lets you simply add your vehicle details and information of the previous insurance plan (if available) to buy/renew an insurance policy for your Citroën instantly.
Going online to buy or renew car insurance makes the process quick and hassle-free. Buying or renewing a Citroën car insurance plan requires just a few simple steps performed on the website or mobile app. You don’t have to book appointments, wait for a callback or indulge with middlemen.
For Citroën cars, you can choose one of the two main two-wheeler insurance policies.
The Motor Vehicles Act, 1988 states that every car owner needs a third-party cover in India. You can buy third-party car insurance online for financial coverage against any third-party liabilities. Such liabilities include injuries or death of a third party as well as third-party property damage. Driving a Citroën without third-party cover results in penalties; hence, this policy becomes mandatory for car buyers. However, this insurance plan won’t offer any coverage for damages to your insured Citroën.
To extend your Citroën insurance cover beyond third-party liability, you can choose the Comprehensive Insurance policy. This type of policy includes Third-party Insurance cover and OD insurance (Own Damage) cover as well. Therefore, you obtain financial protection for your insured Citroën against damages as a result of man-made or natural calamities, an accident, theft, and fire/explosion, etc. You also attain the freedom to buy add-ons to extend the range of financial coverage in your policy further.
With a Comprehensive Insurance policy, you get financial protection for your Citroën against the following scenarios.
Third-party property damages
Man-made calamities (such as strikes, riots, etc.)
Natural calamities (such as cyclones, floods, etc.)
Fire or explosion
Note: Just like the Third-party Insurance policy, a Personal Accident (PA) cover is also mandatory while buying or renewing car insurance. However, you need to purchase PA cover separately along with the Third-party or Comprehensive Insurance policy. It will provide coverage to you, as a policyholder, against temporary/permanent injury or death due to an accident.
The following situations are not financially covered in the Comprehensive Insurance policy.
Driving the Citroën when you are under the influence of alcohol or any other intoxicating substance
Driving the Citroën without carrying your valid Insurance Certificate, Driving Licence and other vehicle documents
Driving the Citroën with no regard for traffic rules
Damages to the Citroën due to some sort of electrical or mechanical failure
Damages to the Citroën while driving beyond the geographical area assigned in the policy
Damages to the Citroën due to regular wear and tear over time
Each add-on offers a specific extension to your Comprehensive Insurance policy in terms of features or services. You can customise your insurance policy with the following car insurance add-ons.
Personal Accident Cover for Passengers
Return to Invoice Cover
Zero Depreciation Cover
No Claim Bonus (NCB) Protection Cover
Outstation Emergency Cover
Key Replacement Cover
The following reasons make ACKO a suitable choice for your car insurance policy.
ACKO is able to keep the Citroën car insurance quote low due to a direct-to-customer and 100% digital infrastructure without making any compromises on features or services.
You can raise a claim online simply by visiting the official website or mobile app and accessing your ACKO account. A dedicated support team is also available to ease the process of submitting claims.
In select cities, ACKO has a pickup and drop facility available for repair claims. We arrange the vehicle pickup from your location, get it repaired, and deliver it back to your door within three working days.
You can submit your car insurance claim request using these simple steps with ACKO.
Step 1: Access your ACKO account via the official portal or mobile app.
Step 2: Find your Citroën policy card and click on ‘Claim Now’.
Step 3: Add images of your damaged Citroën car and provide details of the damages to raise a claim.
If the damages to your vehicle are minimal, you may receive the claim amount in a couple of hours only. However, severe damages may take three working days or longer based on the repair requirements and your location.
To renew your Citroën car insurance online, you can simply access the ACKO account via the mobile app or website and include vehicle details, share previous policy information, and renew insurance with a push of a button.
Add-ons are designed to serve your specific insurance coverage needs. Hence, you can choose between Zero Depreciation Car Insurance, Engine Protection cover, Roadside Assistance cover, and others.
To buy car insurance online from ACKO, you don’t have to indulge in any paperwork. All you need is some basic vehicle details handy to purchase a policy instantly via the ACKO portal or mobile app.
Even with a second-hand Citroën, you can receive a No-claim bonus if you don’t raise a claim during the policy period. The NCB discount can reach up to 50% for five consecutive claim-free years.
You can transfer the NCB amount earned from the policy of your old car to the policy of the second-hand Citroën. If you want to keep your existing car, you need to transfer its ownership to a family member and then utilise the earned NCB as a discount on the new insurance policy.