Travel Insurance for Luxembourg from India

Planning a Luxembourg trip? Whether you’re discovering the beautiful Ardennes region, exploring historic medieval castles, or relishing the cosmopolitan feel of Luxembourg City, staying safe is essential. Travel insurance for a Luxembourg visa (Schengen visa or any other type of visa) is an essential step for a peaceful and enjoyable journey. Regardless of how you've planned your trip, ACKO ensures hassle-free travel insurance so that you can enjoy safe travels.

Planning a Luxembourg trip? Whether you’re discovering the beautiful Ardennes region, exploring historic...

Buy Luxembourg Travel Insurance at Just ₹10/Day*

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starting at ₹10/day*

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Do I Need Travel Insurance for Luxembourg?

Yes, travel insurance is a compulsory requirement for Indian nationals applying for a Luxembourg visa. For example, for a Schengen Visa, the insurance will need to cover emergencies and any other unforeseen health issues, accidents, and protection while in Luxembourg and any other Schengen countries you may travel to.

Luxembourg Visa Travel Insurance Requirements for Indians

Indian citizens must meet the following primary insurance requirements for a Luxembourg visa:

Coverage Minimum

All medical emergencies, hospitalisation, and repatriation: €30,000 (approx. Rs. 28,00,000).

Coverage for All Schengen States

The policy needs to cover Luxembourg and all of the Schengen countries.

Coverage for Complete Length of Stay

The insurance should be valid for the complete length of your stay in Luxembourg.

Luxembourg Visa Travel Insurance Online by ACKO

Cashless Hospitalisation

Avail cashless hospitalisation in our empanelled hospitals globally.

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No Medical Screening (Pre-Med Check-Up)

No medical checks are required before buying our plan.

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Zero Out-of-Pocket Costs

When you make a claim, you pay nothing upfront; we settle your medical, travel, and emergency expenses for you.

Affordable

Affordable Plan

Starting at just Rs. 49 for 5 days, which is about Rs. 10 a day.

24/7 Claim Assistance

Get assistance from us anytime during your trip.

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Global Support Network

ACKO partners with international medical facilities and service providers, ensuring you receive immediate assistance no matter where you are.

Digital Claims Processing

File claims online without lengthy paperwork, making the process faster and more convenient.

What’s Covered and What’s Not Covered in ACKO’s Luxembourg Travel Insurance?

Medical Expenses: Covers the cost of injury, illness, and hospitalisation due to an accident.
Baggage Protection: Lost, delayed, or damaged baggage coverage.
Trip Protection: Coverage for flight delays, cancellations, or missed connections.
Additional Coverage: For injuries from extreme sports and bounced bookings.
Personal Liability: Covers legal expenses if you accidentally cause damage to property or injure someone during your trip.

Pre-existing Conditions: Any condition that exists before the start date of the policy.
Extreme Activities: Injuries sustained from extreme sports or risky behaviour.
Natural Calamities: Things caused/covered by natural disasters unless specifically mentioned.
Deliberate Damage: Damage that occurs as a result of wilful or unlawful acts. Read more in the policy document.

Note: This is not an all-inclusive list. Please refer to the policy doc for a comprehensive list of what's covered and not.

Steps to Purchase Luxembourg Travel Insurance Offered by ACKO

Buying travel insurance from ACKO is easy:

Buying travel insurance online from ACKO is simple. Here’s a guide to help you through the process:

Step 1: Click here to choose your destination.
Step 2: Select the Kind of Coverage You Need.
Step 3: Enter Travel Details.
Step 4: Provide us with your personal information & pay.

How to Claim Travel Insurance for Luxembourg?

If you need to file a claim, follow these steps

For Cashless Medical Cover

Email us at [email protected] or give a missed call at 01246174722. We'll get back to you within 10 minutes.
We'll provide a list of nearby cashless hospitals. Visit one and show your policy.
Get treated without paying upfront—ACKO will settle the eligible bills directly.

For Other Covers

Contact us at [email protected] or 01246174722.
Share documents like bills, boarding passes, and proof of loss.

After verification, we’ll process your claim and transfer the reimbursement directly to your bank account.

Everything You Need to Know About Luxembourg Before Entering the Tour

When to Visit Luxembourg

Luxembourg can be visited throughout the year. Here’s when to visit:

Spring (April to June): The best time for pleasant weather and no crowds, good for hitting the city.
Autumn (September to October): Luxembourg’s vineyards and forests burst into colour — ideal for hiking and wine tasting.
Winter (December to February): Great for winter holidays, festive markets, cosy activities, and cultural events.
Summer (July to August): Ideal for outdoor festivals, open-air markets, and exploring the countryside.

Things to Do in Luxembourg

Luxembourg brings to the table a list of “must-visit” places. Some of them are listed below:

Explore Luxembourg City: Stroll through the charming old town, a UNESCO World Heritage site. Be sure to see the Bock Casemates or Grand Ducal Palace.
Visit the Castles: Luxembourg has several medieval castles including Vianden Castle and Château de Beaufort. Perfect for history buffs!
Ardennes Hiking: Nature paths through forests, valleys, and hills. One of the most renowned hiking routes is the Müllerthal Trail.
Best Places to Visit in Luxembourg: Admire the Moselle Wine Region.
Luxury Jewels: Luxembourg's jewellery retailers range from haute joaillerie brands to less expensive, fashion jewellery names.
Museums and Culture: The Musée d’Art Moderne Grand-Duc Jean (MUDAM) has a contemporary focus; the Musée National d’Histoire et d’Art offers insight into the region’s rich history.
Echternach and the Müllerthal Region: Known as “Little Switzerland” of Luxembourg, this area is perfect for nature lovers.
Clervaux and its WWII History: Visit the Battle of the Bulge sites and The Family of Man photography exhibition.
Luxembourg’s Culinary Scene: Indulge in local dishes like Judd mat Gaardebounen (pork and beans) and the finest Luxembourgish wines.

Types of Luxembourg Visa

Your type of Visa depends on the duration of the stay:

Schengen Visa (Short-Stay Visa): Ideal for visits lasting 90 days or less, commonly used for tourism or business.
National Visa (for long stays): Required for stays longer than 90 days, such as for work or studying.
Student Visa: Required for those enrolling in Luxembourg-based educational institutions.
Work Visa: Needed for professionals working in Luxembourg for an extended period.

Key Paperwork for Luxembourg Visas

To file a Luxembourg visa, you will need:

A valid passport with two blank pages.
A completed visa application form.
Passport-sized photos.
Proof of accommodation and travel itinerary.
Evidence of sufficient funds for the visit.
Travel insurance with minimum coverage of €30,000 (approx. Rs.28,00,000).
You will be required to submit your Income Tax Returns (ITR) for the last three years.
Visa application fee payment.

Frequently Asked Questions

Is Travel Insurance Mandatory for a Luxembourg Visa?

Yes, travel insurance is a necessity to apply for a Luxembourg Schengen visa.

Does ACKO Cover Adventure Sports in Luxembourg?

Standard policies may not cover adventure sports, but add-on coverage options are available for high-risk activities.

What is the Cost of Travel Insurance for Luxembourg?

The minimum coverage for medical emergencies, hospitalisation, and repatriation is €30,000 (approx. Rs. 28,00,000).

Can I Buy Travel Insurance for Luxembourg Online?

Yes, you can purchase travel insurance for Luxembourg instantly from ACKO, which comes with an easy online process.

What if Your Baggage is Lost in Luxembourg?

ACKO provides compensation for lost or delayed baggage if there is a loss of baggage by the airline.

Will ACKO’s Insurance Policy Cover Trip Cancellations?

Yes, coverage for trip cancellations due to unexpected events, such as illness or an emergency, is included.

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