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Are you planning a trip to Russia from India? If so, you're in for a treat! From the colourful domes of St. Basil's Cathedral to the breathtaking beauty of Lake Baikal, Russia has so much to offer. But before you pack your bags and set off on your adventure, make sure you're fully prepared with the right travel insurance. In this article, we'll take a closer look at ACKO travel insurance for Russia from India, so you can have peace of mind while you soak up all that this fascinating country has to offer.
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Planning to wander through Russia’s grand palaces, snow-dusted streets, and centuries-old cathedrals? Before you begin this unforgettable journey, make sure you secure travel insurance for Russia as it’s mandatory. The Russian authorities require proof of valid travel insurance to approve your visa application.
However, beyond being a formality, the best travel insurance for Russia protects you from unexpected travel troubles, including medical emergencies, flight delays, lost luggage, and cancelled bookings. With the right coverage in place, you can explore Moscow’s charm and St. Petersburg’s splendour with complete peace of mind, knowing you’re protected every step of the way.
You need travel insurance from India to Russia because it is mandatory for visa approval. Travel insurance for Russia provides coverage for medical emergencies, which is particularly vital due to Russia's climate and the possibility of accidents, as well as for non-medical problems such as lost luggage and trip disruptions. If you're wondering whether to buy travel insurance for Russia, consider the following points.
Proof of valid travel insurance is mandatory for Russian visa approval. Your visa application may be rejected without a valid policy. Therefore, you need travel insurance from India to enter Russia.
While travelling in Russia, you could be at risk of experiencing unexpected medical emergencies, such as illness, injury, or accidents. Travel insurance can cover the cost of emergency medical treatment and hospitalisation if needed, which could otherwise result in a significant financial burden for you.
In case of political unrest or any other emergency situation, your Russia travel medical insurance can cover the costs of transporting the insured person by air or land during the travel period.
In case of the insured's unfortunate demise due to an injury or illness during their travels, their mortal remains will be repatriated from the place of death to their home, as per the terms of the travel insurance policy.
Travel disruptions such as flight cancellations, delays, or missed connections are common occurrences during trips. Travel insurance can help you recover the costs incurred due to the unexpected disruption.
Travelling to a new place can increase the risk of theft or loss of belongings like luggage, a passport, or other valuable items. Travel insurance can help you cover the costs of lost or stolen items, which can be a significant financial burden to bear.
Russia is prone to natural disasters like floods and earthquakes, which could disrupt your travel plans. Travel insurance can provide coverage for any additional expenses you may incur due to such natural disasters.
In case of any accidental injury or damage to property caused by you during your travel in Russia, you may be held liable for the costs. Travel insurance can cover such liability claims.
In this section, we'll give you an overview of the amazing advantages of ACKO's Travel Insurance for Russia from India. Before making a purchase, we recommend that you take a closer look at the specific Russia Travel Insurance policy benefits.
| Benefits | Details |
| Baggage delay/loss | If your checked-in luggage gets delayed or lost during air travel, we will provide you with fixed compensation as per the policy terms. |
| COVID-19-related hospitalisation | In case you contract COVID-19 during your travels, we've got you covered. Our policy will cover all the medical expenses incurred due to the treatment of COVID-19. |
| Illness-related medical expense reimbursement | If you fall ill during your trip, we will provide you with financial protection against medical expenses. |
| Trip cancellation due to COVID-19 | If you test positive for COVID-19 and must cancel or reschedule your trip, we'll compensate you with a specified amount according to the policy terms. |
| Adventure sports caused injuries | This feature covers injuries related to adventure sports. So, if you're planning to try something daring, make sure you're protected. |
| Accident-related medical expense reimbursement | If you're unfortunate enough to suffer an injury due to an accident, we'll compensate you for the medical expenses as per the policy terms. |
| Loss of passport | If you lose your passport during your trip in Russia, we've got your back. You can claim financial support to replace it if your policy has this feature. |
| Trip rescheduling | If the flight booked for your trip gets rescheduled, we'll compensate you with a fixed sum as per the policy terms. |
| Trip cancellation and interruption | In case the aircraft for your trip gets cancelled, you can claim a specified monetary compensation. |
| Missed/delayed flight | If you unintentionally miss a flight, you can claim a lump sum compensation as specified in the policy wording. |
| Loss of travel fund | If you lose your travel funds or they are stolen in Russia, we'll make sure you receive sufficient funds to complete your trip. |
Take a look at some of the amazing features you can enjoy when you sign up for an ACKO Russia Trip Insurance Plan.
Our travel insurance policy for Russia includes the following benefits to ensure you enjoy a financially secure trip.
If you suffer an accidental injury during your trip to Russia that requires medical treatment and hospitalisation, ACKO will cover the expenses up to the maximum limit of your travel medical insurance policy.
Changes in the environment while travelling often lead to illness. If a serious illness requires hospitalisation, Russia trip insurance plan will reimburse the related expenses up to the policy limit.
If you experience an illness or injury during your trip, this policy will cover the costs of all Out-Patient Department (OPD) treatments, tests, and consultations for the specified duration.
If you are hospitalised due to illness or injury while you are travelling in Russia, your daily allowance will be covered for a certain number of days as per your Russia travel insurance policy.
If you get hurt during your travels, rest assured that the cost of required physiotherapy after an accident will be covered under the terms specified in the travel insurance from India to Russia.
Our policy covers hospitalisation, ambulance fees, and other medical expenses up to the policy's sum insured limit. This means you don't have to worry about the high cost of medical treatment in a foreign country, which can be a major financial burden.
If an accident occurred in Russia, causing permanent, partial, or total disability. If a disability occurs within a year of encountering an accident, you will receive compensation based on the terms of the travel policy.
An accident that occurs in Russia during the travel period solely and directly results in the insured person’s death within 365 days from the date of the accident, will be covered as per the travel insurance policy.
In the unfortunate event of your death during your trip, our policy covers the cost of bringing your mortal remains back to your hometown. This coverage gives you and your family peace of mind, knowing that you will be brought back home with dignity and respect.
If the insured person needs to stay in a hotel due to a medical emergency, ACKO will cover the costs up to the amount specified in the Russia travel policy document.
Our policy includes coverage for injuries sustained while participating in adventure sports like bungee jumping, skydiving, and white-water rafting. This means you can enjoy these activities with the knowledge that you're covered in case of any accidents
Our medical travel insurance for Russia covers the cancellation of your trip due to a positive COVID-19 test result, quarantine requirements, or other pandemic-related travel restrictions. This means you can cancel your trip with peace of mind, knowing you're covered for any financial losses.
Our policy provides fixed monetary compensation for flight cancellations, rescheduling, missed connections, and flight delays. This means you don't have to worry about the financial losses that can result from these types of travel disruptions.
Losing your passport can be a major inconvenience, especially when you're travelling in a foreign country. Our policy covers all costs associated with replacing your lost passport, including any fees you may have to pay to the local authorities.
If your luggage is lost or delayed during your trip, our policy provides fixed compensation for the inconvenience caused. This means you can buy essential items without worrying about the cost.
Our policy provides financial compensation and takes care of legal costs in case you are found liable for an incident resulting in injury, death, or property damage to a third party. This coverage gives you peace of mind and protects you from financial losses.
If you're hospitalised due to an illness or accident-related injury, our policy covers the cost of bringing a relative from India to Russia for emotional support and logistics. This coverage provides much-needed emotional support during a difficult time and helps ensure that you have the care and attention you need.
Our goal is to ensure that you have a clear understanding of the coverage provided by ACKO’s insurance policy. To help you with this, we have put together a list of scenarios that are not covered by our insurance.
Unfortunately, we are unable to offer coverage in the following circumstances.
To be eligible for coverage under our policy, it is important to avoid the following.
While our policy covers a variety of medical expenses, the following medical costs are not covered.
In case you get injured in Russia during any adventure sports activities like skiing, skydiving, etc., we will cover the cost of your treatment. This benefit is offered as part of the accidental hospitalisation benefit.
If you are denied boarding on a confirmed flight or denied hotel accommodation on a paid booking at check-in, you will be reimbursed up to the $500 for a new booking. This applies provided the new booking is in the same city and for the same dates as your original booking.
The process of getting ACKO's Russia Travel Insurance Cover is virtually effortless. Just follow these simple steps.
Using your mobile app or ACKO website
Click on the "Travel" tab and select Russia.
Indicate the start and end dates of your trip.
Make sure that everyone travelling with you is covered by the insurance.
Select the coverage options that best fit your travel needs.
Complete the process by paying online, and we will send your policy document straight to your email.
Travel insurance should let you focus on the journey, not the financial risks.
That’s exactly what our customers experience — no delays, no hidden surprises, just genuine support whenit matters the most.
For submitting claims with us, please follow the straightforward three-step procedure provided below.
Initiate the claims submission process by sending an email to [email protected] or giving us a missed call on 8061617799.
Gather all the necessary documents required for your specific claim type and submit them to us.
You have completed your part in the process. We will handle your claim request and settle it based on your policy's terms.
Note: The time required to resolve a claim may vary based on the type of claim. Claims that are more complex may take longer to process and settle.
If you're planning to travel to Russia, there are a few documents you'll need to have to enter the country. Here's a quick rundown.
Nidhi and Abhay were having the time of their lives exploring Russia until Abhay suddenly fell ill in Moscow and had to be hospitalised. Far from home, the situation felt overwhelming.
Thankfully, their ACKO’s Russia travel insurance came to the rescue. A quick call to the support team and a few simple steps later, the hospital bills were taken care of. The claim was settled quickly, letting them focus on recovery instead of expenses.
Nidhi recalls, “ACKO made a scary situation so much easier. Their help really saved our trip.”
That experience reminded them how important it is to have reliable travel insurance - especially when you’re miles away from home.
Here are some insider tips to help you save money on your online purchase of ACKO International Travel Insurance for Russia.
Keep your budget and potential risks in mind when selecting your travel insurance for Russia. It's essential to choose a sum insured that is both financially feasible and adequate enough to cover any unforeseen circumstances.
Each traveller has unique needs, so it's crucial to assess your individual circumstances and select only the necessary coverage. This will help you save money while ensuring appropriate financial protection for your trip.
Take the time to understand the insurer's claim process. Doing so will help you make the most of your policy and enable you to quickly make a claim in case of an emergency during your travels.
With ACKO, extending your travel insurance policy for Russia is just as simple as buying one. If your trip is unexpectedly extended, our process ensures uninterrupted coverage.
Follow these steps to extend your coverage:
Step 1: Log in to the ACKO app using your registered mobile number.
Step 2: Navigate to the ‘My Policies’ section and select your Russia travel insurance policy.
Step 3: Tap the ‘Edit Policy’ option to update your travel dates.
Step 4: Submit the changes. Based on the extended duration, pay any additional premium online.
Step 5: Once the process is complete, a revised policy document will be emailed to you instantly.
Here’s a simple table summarizing key facts about Russia:
| Category | Fact |
| Official Name | Russian Federation |
| Capital | Moscow |
| Area | 17,098,242 sq km (largest country in the world) |
| Population | ~146 million (as of 2025) |
| Official Language | Russian |
| Currency | Russian Ruble (RUB) |
| Major Cities | Moscow, Saint Petersburg, Novosibirsk, Yekaterinburg, Nizhny Novgorod |
| National Symbol | Double-headed eagle |
| Traditional Cuisine | Borscht, pelmeni, blini, beef stroganoff, kvass |
| Traditional Clothing | Sarafan (for women), kosovorotka (for men) |
| Famous Literature | Works by Leo Tolstoy, Fyodor Dostoevsky, Anton Chekhov, and Alexander Pushkin |
| Famous Ballet | The Bolshoi Ballet and the Mariinsky Ballet are world-renowned |
| Important Holidays | New Year’s Day, Orthodox Christmas (Jan 7), Maslenitsa, Victory Day (May 9) |
| Arts & Architecture | Iconic onion domes (e.g., Saint Basil’s Cathedral), ornate Orthodox churches |
| Music & Dance | Folk dances like the Kalinka and Troika; rich classical music tradition (Tchaikovsky, Rachmaninoff) |
| Popular Sports | Ice hockey, football (soccer), figure skating, gymnastics |
| Languages of Ethnic Groups | Over 100 minority languages including Tatar, Chechen, Bashkir |
| Cultural Values | Emphasis on family, hospitality, endurance, and pride in history |
Before you go to Russia, there are a few things you should know to make the most of your experience. Here are some fun-toned tips to keep in mind.
Even if you only know a few words, the locals will appreciate your effort to speak their language. Plus, it might come in handy when ordering food or asking for directions.
Russia can get pretty cold, especially in the winter. Make sure to pack warm clothes and a good pair of boots so you can explore the city without freezing.
Russia can be a bit overwhelming at first, but that's part of the adventure. Embrace the differences in language, customs, and cuisine and enjoy the unique experience.
Russian food is hearty and delicious, so don't be afraid to try something new. Sample some traditional dishes like borscht, pelmeni, or blini, and wash it down with a shot of vodka for the full Russian experience.
Russia is home to some of the world's most stunning architecture, museums, and natural wonders. Take the time to explore and appreciate everything the country has to offer.
Russians know how to party, so make sure to check out the local bars and clubs. You might even make some new friends along the way.
Overall, a trip to Russia can be an incredible experience filled with adventure, culture, and delicious food. Just keep these tips in mind, and you'll be ready for anything. Enjoy your trip!
Here are the 5 most visited destinations in Russia that you simply must see during your visit.
Here are the key details about the currency in Russia:
If you are travelling or doing business in Russia: expect that exchange rates will vary depending on bank/merchant. It’s wise to check current rates ahead of any transaction.
If you're planning a trip to Russia, it's important to understand the types of visas that are available for visitors. Here are the main types of visas available.
| S.No. | Visa type | Purpose |
| 1. | Tourist Visa | This visa is for those who are planning to visit Russia for tourism purposes. It's valid for up to 30 days and is usually single-entry. |
| 2. | Business Visa | This visa is for those who are travelling to Russia for business-related purposes. It can be valid for up to one year and can be single or multiple-entry. |
| 3. | Work Visa | This visa is for those who are planning to work in Russia for a period of time. It's usually valid for up to three years and requires a sponsorship from a Russian company. |
| 4. | Study Visa | This visa is for those who are planning to study in Russia. It's valid for the duration of the course and can be single or multiple-entry. |
| 5. | Private Visa | This visa is for those who are visiting family or friends in Russia. It's valid for up to 90 days and requires an invitation from a Russian citizen or permanent resident. |
| 6. | Humanitarian Visa | This visa is for those who are visiting Russia for humanitarian purposes, such as volunteering or attending religious events. It's valid for up to 90 days and requires a sponsorship from a Russian organisation. |
If an emergency arises while in Russia, you can contact the Indian Embassy in Russia using the information provided in the table below.
| Embassy | Embassy of India in Moscow, Russia |
| Address | 6-8 VORONTSOVO POLYE STREET, MOSCOW (RUSSIA) 105064 |
| Phone number | (495) 783-7535 |
| [email protected]/[email protected] | |
| Website | indianembassy-moscow.gov.in/ |
The following are some of Russia's well-known international airports.
Write to us at [email protected]
Call us on 1800 266 2256
Here are responses to some of the most common queries about travel insurance for Russia from India.
Disclaimer: The plans, services, features, processes, and other details mentioned on this page are subject to availability and changes. Please check the applicable policy wordings before making any insurance-related decisions.
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