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Travel Insurance for Hungary From India

Are you planning a trip to Central Europe? Then, discover Hungary, where architectural wonders meet natural beauty along the Danube River. From scenic hills to vast plains, Hungary offers a rich blend of history, culture, and rejuvenating thermal spas. But before you pack, do not forget a crucial step, which is buying travel insurance. ACKO's travel insurance for Hungary is designed to safeguard you and your companions, ensuring peace of mind throughout your journey.

Travel Insurance for Hungary

If you are planning a trip from India to Hungary to explore the historic streets of Budapest or enjoy the scenic views of the Danube River, it is always important to be prepared for unexpected situations such as medical emergencies, flight delays and baggage loss. This is when travel insurance for Hungary steps in. It helps protect your finances in unforeseen situations and is mandatory for a Schengen visa.

A suitable travel insurance plan helps by:

  • Covering unexpected medical expenses that may arise during your stay in Hungary.
  • Meeting the Schengen visa rule of maintaining at least €30,000 medical coverage (approximately ₹32 lakh).
  • Providing financial protection against issues such as trip cancellations, delays or baggage loss.
  • Offering peace of mind so you can enjoy your trip without worrying about unexpected expenses.
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Is Travel Insurance Mandatory for Hungary?

Yes, international travel insurance is a mandatory requirement for getting a valid visa for Hungary. While travelling to any of the 29 Schengen countries, you must have a valid travel insurance plan with a minimum coverage of €30,000, approximately ₹32 lakh. Moreover, the travel policy must remain valid for the entire duration of your stay in Hungary and other Schengen countries.

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Key Features of ACKO’s Hungary Travel Insurance 

If you are looking for reliable Hungary travel insurance, ACKO is a suitable option. Here are some of the key features of ACKO's Hungary travel insurance: 

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Budget-friendly Policy

Hungary travel insurance from ACKO is one of the most budget-friendly options. We provide travel insurance with affordable premiums as low as ₹45* per day to help you enjoy a stress-free journey.

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Zero Deduction in Medical Claims

ACKO ensures that you are reimbursed the full amount when you file a medical claim without any deductions or hidden charges. So, all costs within the sum insured will be covered. 

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100% Digital Claims 

ACKO's online travel insurance ensures you do not have to be physically present when making a claim. You can log in to your account and digitally file a claim within minutes. 

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Quick Claim Settlement

ACKO makes sure that the claim settlement process is smooth and hassle-free. With less paperwork and an easy online process, you can get the necessary assistance and compensation without any delay.

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Flexible Coverage Duration

ACKO offers flexible travel insurance for travellers aged 90 days to 70 years, with coverage durations ranging from 2 to 180 days. Claims are typically processed and settled within two business days.

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No Pre-Medical Checkup

With ACKO, you can buy travel insurance for Hungary without undergoing any pre-medical tests. This saves you time and makes it easy for you to get insurance for your trip.

What's Covered by ACKO’s Hungary Travel Insurance?

To know what your Hungary travel insurance from ACKO will cover, read the pointers below:

Medical Coverage

The medical and accidental coverage includes: 

  • Sudden Hospitalisation: ACKO settles the hospital bill directly if you are admitted to a hospital while travelling in Hungary. You can either choose medical reimbursement or cashless treatment.  
  • Hospital Daily Allowance: If an accident or illness occurs during your trip to Hungary and you are admitted to the hospital, we will provide a daily cash allowance of $75/day for up to 10 days. 
  • Physiotherapy: In case you suffer an accident that requires physiotherapy during your Hungary trip, we will reimburse you for the cost up to the limit specified in the policy.  
  • Travel Expenses of an Immediate Relative: If you are admitted to the hospital for more than 48 hours, we will reimburse up to $5,000 for a family member to visit you.
  • Emergency Stay and Extension: You can extend your stay in Hungary due to hospitalisation, and we will reimburse you for the costs incurred.  

Baggage Coverage

The baggage coverage in your policy includes:

  • Total Loss of Checked-in Baggage: A specified amount will be paid in case of total loss of checked-in baggage caused by the flight operator on which you are travelling. 
  • Partial Loss of Checked-in Baggage: ACKO will reimburse you if your baggage is damaged and lost.  
  • Delay of Checked Baggage: If your baggage is delayed for more than 3 hours, we will reimburse you in accordance with our policy.

Trip Coverage

For trip coverage, the following are some of the inclusions that we offer:

  • Delayed or Missed Flight: When your flight is delayed for more than 6 hours upon arrival, we will provide you with $75 USD to cover the inconvenience. If you miss a connecting flight due to a delay, we will provide you with $10,900 USD. 
  • Trip Rescheduling: You can reschedule your trip. We will cover additional expenses up to $750 USD if the rescheduling is due to hospitalisation for more than 48 hours or a natural catastrophe. 
  • Trip Cancellations: At ACKO, we will provide you with up to $750 USD if your trip is cancelled due to sudden hospitalisation, COVID-19 infection, or a government-mandated quarantine. 

Other Coverage

Apart from the mentioned coverages, these are some other coverages that we give:

  • Pet Coverage: For the medical treatment costs of your pet if it suffers an injury during the travel period, ACKO will reimburse you as per policy terms.
  • Fire Coverage: We will offer reimbursement for the actual loss or damage to your home caused by fire during the travel period. 

Add Ons

Hungary travel insurance add-ons enhance the overall safety of your trip. These add-ons are:

  • Bounced Booking: If your hotel booking in Hungary is unexpectedly denied by the service provider during your travel period, we will pay you a booking loss of up to $500 USD and find an alternative accommodation in the same city. 
  • Adventure Sports Injury: This add-on will provide you with extra cover for medical expenses in case of sudden injuries or emergencies that may happen to you during adventure sports.  

Disclaimer: This is not the complete list. Please read the policy wording for better understanding.  

What's Not Covered by ACKO’s Hungary Travel Insurance?

Apart from the coverages, it is also important to keep note of the situations that are not covered under our Hungary travel insurance policy:

  • If the insured person is travelling despite having a terminal prognosis from a doctor.
  • The visa has expired, and the insured person continues to remain in the country.
  • Trying to purchase travel insurance after leaving India.
  • If someone fraudulently prepares a medical report to support a claim.
  • If the insurer is involved in any type of criminal or illegal activities in a foreign land.
  • If a medical situation arises due to suicidal or self-harming attempts.
  • Travelling to a destination only for medical consultation. 
  • Any pre-existing medical conditions or related diseases.  

**Note that this is not a comprehensive list. Please read our policy documents to learn more.

How To Buy Travel Insurance For Hungary?

You only need to invest a few minutes of your precious time to buy travel insurance online for Hungary. The steps to follow are:

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    Visit the travel insurance purchasing page by clicking here, or download our ACKO app.

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    Select your destination (Hungary in this case), specify your trip's start and end dates, and the number of travellers.

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    Select the type of coverage you want, Standard or Comfort Plan.

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    Fill in the details regarding you and your fellow travellers.

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    Move to the payment portal and complete the payment.

Once the payment is complete, you will get a digital copy of your Hungary travel insurance policy.

Why Customers Trust Our Hungary Travel Insurance Plans

Travel insurance should let you focus on the journey, not the financial risks.

That’s exactly what our customers experience : no delays, no hidden surprises, just genuine support when it matters the most.

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How to Raise a Claim Under ACKO’s Travel Insurance for Hungary?

Here is a step-by-step guide on how you can make a claim for Hungary travel insurance with ACKO:

Here are the steps to follow for a cashless medical claim:

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    Send an email to [email protected]  or give a missed call at 022-69635374.

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    A member of our support team will call you and provide a list of network hospitals in Hungary. 

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    Locate the nearest network hospital and present your policy documents to receive the treatment.

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    Give a missed call at 022-69635374 or email at [email protected].

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    Submit all supporting documents, such as bills and boarding passes.

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    The ACKO team will verify the documents and approve the amount.

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    The amount will be credited to your bank account within a few days.

How Travel Insurance Helped Vishal in Hungary?

Vishal was looking forward to his upcoming trip to Hungary, where he would visit historic sites in Budapest and engage in activities along the Danube River. However, during his trip, his baggage was delayed at the airport, leaving him without it on the first day.

Luckily for Vishal, he had purchased travel insurance from ACKO before leaving India. The travel insurance helped him buy essential items until his baggage was safely delivered.

The above situation helped Vishal realise how beneficial ACKO’s Travel insurance for Hungary can be in case of unexpected situations during his travel. What initially seemed like an unnecessary expense turned out to be a wise decision for Vishal.

Hungary Visa for Indians

Since Hungary is part of the Schengen area, the visa requirements are strict. Indians require a Schengen visa for short-stay purposes such as tourism, business, or family visits. This visa is valid for 90 days. Moreover, the processing time for a Hungary visa for Indians may take 20 to 25 days.

The following are the Hungary visa types you need to choose from based on your preferences:

Visa Type Requirements 
  
Transit VisaFor travellers passing through Hungary en route to another destination.
Tourist VisaIdeal for leisure travel, sightseeing, and short visits.
Business VisaFor attending meetings, conferences, or business-related activities.
Student VisaRequired for those enrolling in educational programs in Hungary.

 

Documents Required for a Hungary Visa for Indians

Here is the list of significant documents required for a Hungary visa from India:

  • A passport with a minimum validity of 6 months and 2 blank pages
  • A valid travel insurance policy with a minimum coverage of €30,000 (Approx. ₹32,00,000).
  • 3 recent passport-size photographs measuring between 35 mm and 45 mm from crown to chin.
  • Proof of accommodation, such as hotel bookings.
  • Proof of financial means, such as bank statements for the past six months.
  • Confirmed round-trip flight reservation.

Things You Should Know About Hungary Before Starting Your Trip

Before you start your journey to Hungary, here are a few important things to know to have a memorable trip:

Here are the details on the best time and season to visit Hungary from India:

  • Spring Season: The best time to visit Hungary is Spring, from April to May. During this time, the weather remains extremely pleasant, and vibrant flowers bloom across the country.
  • Autumn Season: Another great time to travel to Hungary is during Autumn, that is, during September and October. Besides the delightful weather, this is the best time to visit if you want to participate in Hungary’s cultural festivals. 

Here are some offbeat things to do in Hungary:

  • Experience the Széchenyi thermal bath in Budapest, which is the largest medicinal bath in Europe.
  • Visit the series of caves under Castle Hill at Panoptikum, where Count Dracula was kept as a prisoner.
  • Spend a day at Margaret Island in the middle of the Danube River.
  • Stroll across the Chain Bridge linking Buda and Pest.
  • Visit the Parliament Building, a stunning architectural landmark.
  • Discover Hungarian cuisine at the Great Market Hall.

Safety and Precautionary Measures To Be Undertaken for Hungary 

Whenever you travel abroad, ensure you follow these safety measures. Go through the pointers and learn the safety measures to be undertaken in Hungary:

  • Make sure your passport, visa, and insurance documents are safely kept with you.
  • Try to avoid carrying cash in excess amounts and instead opt for secure transactions.
  • Be careful of pickpockets in tourist spots and public transportation.
  • Always abide by the rules and regulations when you are in public places and tourist spots.
  • Make sure you have the emergency contact numbers and embassy contact numbers handy when you are travelling.
  • Stay updated with the latest travel advisories and weather conditions in the places you are planning to visit.
  • Make sure your belongings are safe, especially when you are travelling in trains, buses, and metros.
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Tips To Buy Travel Insurance for a Hungary Visa From India

The following are some of the tips that you need to keep in mind before buying Hungary travel insurance:

  • Try to choose insurance policies that are digitally accessible so you can access them anytime, anywhere. 
  • Compare and research multiple insurance policies before finalising.
  • Double-check which situations are not covered under the policy. 
  • Confirm that your policy covers your entire travel duration.
  • Ensure the insurance covers all Schengen countries, including Hungary.

Frequently Asked Questions

In this section, we will discuss some of the frequently asked questions and answers regarding ACKO’s travel insurance for Hungary:

To modify ACKO's travel insurance policy, log in to your application, navigate to your policy, and click on "Edit Policy." You can then update the changes and pay the updated premium if necessary. 
 

Yes, you can check the status of your ACKO travel insurance claim online through our website or app or by contacting our customer support with your policy or claim number.
 

Log in to your ACKO application and select the coverage you want. Once you pay the premium, you will be able to download policy documents. 
 

Buying travel insurance for Hungary online is fast and convenient. You do not have to go through the lengthy paperwork.

Yes, you can purchase travel insurance online for Hungary even after booking your trip. However, you can only purchase the policy before departure.

You are eligible to purchase travel insurance online for Hungary if you are a resident of India, plan to travel to Hungary with valid travel documents, and purchase the policy before departure.

Disclaimer: The plans, services, features, processes, and other details mentioned on this page are subject to availability and changes. Please check the applicable policy wordings before making any insurance-related decisions. Feel free to reach out to us at [email protected] for any queries.

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Shreya Sahu

Content Editor

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Reviewed by

Chirag Mahajan

Associate Director - Retail Travel Insurance