Get your Triumph Bonneville T120 bike insured in a simple and hassle-free way!
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The Triumph Bonneville is one of the ‘Modern Classics’ motorcycles from Triumph, an iconic British brand which has been manufacturing the model since 1959. The Triumph Bonneville T120 comes with modern and premium features supported by the legendary high-torque Bonneville engine offering a thrilling ride. The Triumph Bonneville T120 needs well-designed insurance coverage to protect against financial losses due to accidents, theft, damages due to natural or man-made calamities. Read ahead to know more about the Triumph Bonneville T120 bike insurance and benefits of online bike insurance.
At ACKO, you can buy, renew the policy or file a claim completely through the online process, making it faster and hassle-free. Mentioned below are the advantages of ACKO bike insurance for your Triumph Bonneville T120:
You can buy, renew insurance policies and file claims online by visiting our website or through our app to experience a quick and fast way to buy/renew insurance and raise hassle-free claims.
You can buy, renew and raise a claim directly with ACKO since we do not depend on agents to service our customers. This has resulted in lower operating costs, thereby, offering you low-premium insurance plans for your bike.
For minor damages such as dent on the fuel tank, broken rearview mirror, we offer instant account settlement with a paperless experience.
Enter a few details of your Bonneville T120 and if required, our insurance experts will guide you through the next steps of buying or renewing or while filing a claim against your bike insurance plan.
Be it a special occasion or a festival, we have discounts and offers that you can take advantage of and get a low-cost insurance policy for your bike.
Be it a roadster, adventure, cruiser or a commuter, ACKO has insurance plans for your bike. Below are the two types of two-wheeler insurance policies for your Triumph Bonneville T120:
It is the complete coverage for your bike. It includes coverage for your bike as well as coverage against third party liabilities. Furthermore, you can enhance the plan with useful add-ons.
It covers you against financial losses due to third party liabilities. The TP or the Third-part Liability plan is mandatory as per the legal requirements of the country.
Below is a comparison table of the Comprehensive and the Third-party Bike Insurance plans:
|Inclusions (Coverage)||Comprehensive Car Insurance||Third-Party Car Insurance|
|Accidental damages to the insured motorcycle||Yes||No|
|Damages due to riots, or such man-made calamities||Yes||No|
|Damages due to floods or such natural calamities||Yes||No|
|Theft of the bike||Yes||No|
|Personal Accident (PA) cover for the owner-driver (To be taken if not opted)||Yes||Yes|
|Optional add-on covers||Yes||No|
|Choose/Modify Sum Insured (Insured Declared Value - IDV)||Yes||No|
For a complete coverage for your Bonneville T120, the Comprehensive Bike Insurance offers Third-party coverage along with protection to your bike against accidental damages, theft, riot, flooding, etc. Below are the inclusions of the Comprehensive Bike Insurance plan for your Triumph Bonneville T120:
Losses to third party life or property covered through the Third-party Liability cover.
Accidental damages to your Triumph Bonneville T120.
Losses due to man-made calamities such as riots, vandalism, etc.
Losses due to natural calamities such as flooding, earthquake, storms, etc.
Losses due to the theft of your motorcycle or due to a fire.
Opt for the multi-year policy, which can be bought for 2 or 3 years, for optimum coverage at a discounted cost. Ensure you opt for the mandatory Personal Accident (PA) cover while buying the bike insurance plan for your motorcycle.
Mentioned below are the exclusions of the Comprehensive Two-wheeler Insurance for the Triumph Bonneville T120:
Riding the bike without a valid driving license.
Riding the bike in an inebriated state.
Breakdown due to mechanical/electrical failure.
Damages/losses arising outside the specified geographical limits.
Regular wear and tear.
There are different types of bike insurance for your Triumph Bonneville T120 to cater to different needs. Mentioned below are the add-on covers offered by ACKO:
Personal Belongings Protection: Get coverage for your personal belongings such as your helmet in case it is damaged or stolen during the accident.
Zero Depreciation: During the settlement of the claim, depreciation will not be considered of the motor parts being replaced.
Roadside Assistance: Get roadside assistance in case of an emergency such as fuel fill, towing service, minor repairs and such roadside assistance.
NCB Protection: Protection to the NCB even if you raise a claim during the policy period.
Consumables Cover: Get paid for nuts, bolts, engine oil, coolant and other such consumable items.
Accessories Cover: In case of theft of personal belongings or damages to them, the add-on will cover the repair/replacement cost.
ACKO’s online claim process is simple and easy. Mentioned below are the steps to file a claim against your bike insurance policy:
Step 1: Visit our website or download our ACKO app.
Step 2: Click on ‘Claim Now’.
Step 3: File the claim against the policy by uploading the photos of the damages to your vehicle.
Step 4: Get instant settlement for minor damages to your vehicle. For major damages, enter a few details of the damages and our insurance experts will help you with the next steps.
Online insurance for your bike is safe and reliable. ACKO is a digital-first insurer, registered by the Insurance Regulatory and Development Authority (IRDAI) to offer online vehicle insurance plans in the Indian market. Be it buying, renewing insurance policies to filing a claim against your policy, the entire journey is online, eliminating paperwork and middlemen. By reducing our operational costs through 100% digitisation, we are able to provide low-premium bike insurance. You can transact directly with ACKO by visiting our website or through the ACKO app by answering a few simple questions.
For an exhaustive coverage for your Bonneville T120, consider the Comprehensive Bike Insurance plan. The comprehensive plan provides financial protection against liabilities arising due to accidental damages, theft of your bike or losses due to natural or man-made calamities. Furthermore, it comes bundled with the mandatory Third-party Bike Insurance policy. You can also opt for useful add-ons to enhance the standard comprehensive plan.
ACKO’s online renewal procedure is simple and easy. Visit our website or download our app, log in with your mobile number, select the policy and click to renew. If you are planning to switch to ACKO, visit our website or download the app, enter a few details of your bike, choose the plan, include add-ons if required, pay the premium and receive the policy document via email.
There are essential factors which are required to determine the insurance cost for the bike. The age of the bike, the location, the value of the bike, etc., are some of the factors that you need to enter on the website or app to arrive at the insurance cost. You can then select the plan suitable for your vehicle, pay the premium and get the policy document via email.
While the Third-party cover is mandatory, it is the Comprehensive Bike Insurance which offers financial protection against accidental damages or losses to your bike. Additionally, it offers coverage against theft of your bike or damage due to fire, flooding or man-made calamities. You can also choose from various add-ons to increase the coverage of the plan.
There is no paperwork involved while buying, renewing the policy or while raising a claim with ACKO. Our processes are 100% online. Enter a few details of your bike, select the plan and optional add-ons, pay the insurance premium and receive the policy to your email account instantly.
Choose the add-ons which suit your needs. For example, by including the Personal Belongings add-on cover, you will get coverage against damages or losses to your personal property such as your helmet. If the helmet is damaged in an accident, then you get paid as per the sum insured of the add-on cover. There are add-ons such as NCB Protection, Zero Depreciation, Roadside Assistance, among others which you can consider.
You need not fill any paperwork with ACKO. Use our mobile app or visit our website, login to your account, select the plan and click on ‘Claim Now’ to file the claim. We offer an instant settlement for minor damages such as a dent on the tank, broken rearview mirror, etc. You can get the bike fixed at a garage of your choice. As for major damages, our insurance experts will guide you through the next steps after you file the claim.
In case your bike is damaged beyond repair, or it is stolen, then you get the IDV stated in the policy. Since IDV in bike insurance is an important factor, ensure you set the value which is as per the current market value. By choosing a higher IDV, the premium higher; however, if you reduce the IDV, despite a lower premium, you will receive a lower compensation in case of a total loss.
The insurance cost depends on a few details of your bike. They are age, value, the location of the bike, etc. Visit our website or scroll up to the top of the page to enter a few details of your bike and get it an insurance quote. You can proceed to buy the policy and insure your bike instantly.