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Home / Two-wheeler Insurance / Triumph Bike Insurance / Rocket 3 Bike Insurance
Are you a motorcycle enthusiast? If yes, then you must be familiar with the new generation Triumph Rocket 3 model. The motorcycle has a powerful engine capacity of 2500cc, which delivers the highest torque compared to its competitors. It is a rider's responsibility to protect the cruiser bike against damage, dent, and accidents. However, in case of accidental damage, the bike insurance will pay for the repair bill and cover third-party losses. Read on to learn all about Triumph Rocket 3 bike insurance and the benefits of online insurance.
You need to be very cautious when it comes to buying a reliable insurance policy for your vehicle. ACKO is a digital insurance company which provides a paperless experience in a hassle-free manner. Below are the benefits of buying two-wheeler insurance online for your Triumph Rocket 3:
ACKO enables a faster and easier online procedure of buying, renewing, and settling claims without any paperwork. Visit the website or the mobile app to get your bike insurance.
Get expert advice from well-trained insurance professionals on purchase, renewal, and settling claims of the policy.
Get cashless repairs from network garages located across the country.
Claim settlement procedure can be cumbersome for a policyholder; however, ACKO offers paperless work with the support of an efficient claims team for a hassle-free claim settlement experience.
Two-wheeler insurance for Triumph Rocket 3 is of two types:
The comprehensive bike insurance plan protects you against liabilities to the insured bike and includes third party legal liabilities. It also offers an option for add-ons.
Third-party bike insurance protects you against third party liabilities.
|Coverage||Comprehensive Bike Insurance||Third-Party Bike Insurance|
|Third-party property or life||Yes||Yes|
|Damage to the insured motorcycle||Yes||No|
|Personal Accident (PA) cover for the owner-rider||Yes||Yes|
|Damage or loss due to fire, explosions, theft, etc||Yes||No|
|Damage or loss due to natural calamities||Yes||No|
|Option to include add-on||Yes||No|
|Option to customize the Insured Declared Value (IDV)||Yes||No|
Comprehensive Insurance and Third-Party Insurance are the two types of bike insurance policies. As per the Motor Vehicle Act, Third-party Insurance covers the third party liabilities. Comprehensive Insurance is optional for a vehicle. It offers the following coverage for the Triumph Rocket 3 bike:
Coverage for accidental damages to the insured bike.
Personal accident cover for the policyholder.
Losses due to man-made calamities such as vandalism, riots, etc.
Damages or losses due to natural calamities such as floods, earthquakes, etc.
Coverage of losses due to fire, explosions, etc.
Coverage for third party losses.
Option to choose from useful add-on covers.
The following are the exclusions of Triumph Rocket 3 bike insurance cover:
Riding the insured bike with an invalid driving licence.
Regular wear and tear of motor parts.
Riding the bike in an intoxicated state.
Damages to the insured bike while riding outside the specified geographical area/limits.
The following add-ons are offered with comprehensive two-wheeler insurance for Triumph Rocket 3 bike:
Opting for a Zero-Depreciation add-on will ensure that you get the full compensation amount without including the depreciation factor. The Zero-depreciation cover offers 100% coverage for all types of fibre, plastics, and metals of Triumph Rocket 3; however, this add-on doesn’t cover the replacement cost of tyres and tubes in case of a total loss of the insured vehicle.
This add-on offers coverage for the pillion rider since the owner-rider gets accident cover in a comprehensive insurance plan.
The insurance company will cover the damages to the engine caused due to oil leakage or water ingression.
Avail the No Claim Bonus even if you raise a claim during the insurance policy period.
RTI add-on enables the customization features of your insurance to offer maximum coverage for your Triumph Rocket 3 bike to save your finances. In case of theft or total loss of your vehicle, the RTI add-on helps to receive the bike’s entire value. The original invoice of the bike is necessary at the time of claiming.
The process of registering a claim differs between insurers. However, the basic procedure remains similar. The following steps let you know how to raise a claim:
Step 1: Visit the ACKO website or smartphone app and log in to your account.
Step 2: From the drop-down menu, select claim and register the details of the damages.
Step 3: Upload the photos of the damages to the insured bike.
Step 4: ACKO will assign a surveyor to assess the damages and send it for repair at the network garage that you choose. Once the repair is done, it will be delivered back to you.
Note: You can also choose a reimbursement method for the claim, but it can be a cumbersome task.
It is very crucial to insure your bike against any unforeseen events. The repair bills or charges can cost a lot for any person, so to save your unnecessary expenses, insurance comes into the picture.
There are two types of two-wheeler insurance in India: one is a Comprehensive two-wheeler insurance plan, and the other one is Third party bike insurance. The former offers complete coverage against loss or damage to the insured bike, and it also provides third-party coverage. Third-party Insurance only covers third-party liabilities, and it is mandatory in India.
The insurance cost may vary with bikes. For Triumph Rocket 3 bikes, the insurance cost depends on the vehicle price, manufacturing year, and the bike's geographical location. You should choose a policy which offers wider coverage at a lower premium.
The following parameters decide the premium cost of two-wheeler insurance:
Age of the bike.
Year of manufacture
Cost of the bike
If your Triumph Rocket 3 bike got stolen, the first thing you need to do is file an FIR at your nearest police station. After that, you have to inform your insurer regarding the theft by submitting the FIR copy and supporting documents. Your insurer will review the documents and settle the claim accordingly.
Yes, you can switch your insurer. Before switching, you have to inform your previous insurer 45 days prior to your policy expiration date. Post that, you need to submit a few details such as your registration number, location, photocopy of your ID proof to discontinue your policy.
Yes, you can raise a claim for minor damages; however, you may lose out on the No Claim Bonus (NCB). No Claim Bonus (NCB) comes into the picture when you ride safely and do not raise any claim during the policy period. Your insurance company will consider you as a safe rider and reward you with a discount on the premium for not raising any claim. So, it is better to raise a claim for a higher repair bill or bigger damages.
The following documents are required for the renewal of the Triumph Rocket 3 bike insurance policy:
Registration Certificate of the bike
Identity proof of the policyholder.
Address proof (Aadhaar card/Voter ID/Passport)
Old policy number, if required
A comprehensive insurance offers various add-ons such as Zero depreciation, Engine protection, Pillion rider coverage, Roadside Assistance, NCB protection, etc.