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Planning a trip to Europe? Awesome! Did you know that if you have a Schengen Visa, you can travel to any of the 29 countries within the European Schengen Area without any hassle or paperwork? We've broken down everything you need to know about the Schengen visa for Indians, including the different types, their validity, how to apply online and much more. Keep reading to find out everything about the Schengen visa application with an Indian passport, and get ready for an amazing European adventure!
Keep reading to learn everything about applying for a Schengen visa with an Indian passport and prepare for an amazing European adventure!
A Schengen visa application is a request for permission to enter the Schengen area for short stays—aka standard Schengen visa—and long stays, for purposes like tourism, business or study. There are currently 29 countries in the Schengen area that share a common legal framework with no checks on the borders.
Details | Information |
---|---|
Visa Type | Schengen Visa (Short Stay – Type C) |
Validity | Up to 90 days within 180 days |
Covers | 29 Schengen countries |
Processing Time | 15 to 45 days |
Mandatory | Travel insurance with €30,000 coverage |
Yes, if you are an Indian citizen, you need a visa to visit any of the 29 countries in the Schengen zone. This rule applies to all Indian passport holders, including those who are permanent residents of the U.K., Australia, Canada, or the U.S., as well as Indian Green Card holders. In addition to the visa, it’s mandatory to have travel insurance for Schengen visa applications, as the policy must meet specific requirements set by Schengen authorities. However, keep in mind that the final decision to allow entry rests with the border control authorities in each country.
The Schengen Area now includes 29 countries that allow border-free travel once you obtain a Schengen visa. With Bulgaria and Romania officially joining the Schengen Zone in 2024, travellers can enjoy smoother movement across almost all of Europe.
No. | Country | No. | Country |
---|---|---|---|
1 | Austria | 16 | Lithuania |
2 | Belgium | 17 | Luxembourg |
3 | Bulgaria | 18 | Malta |
4 | Croatia | 19 | Netherlands |
5 | Czechia | 20 | Norway |
6 | Denmark | 21 | Poland |
7 | Estonia | 22 | Portugal |
8 | Finland | 23 | Romania |
9 | France | 24 | Slovakia |
10 | Germany | 25 | Slovenia |
11 | Greece | 26 | Spain |
12 | Hungary | 27 | Sweden |
13 | Iceland | 28 | Switzerland |
14 | Italy | 29 | Liechtenstein |
15 | Latvia |
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Depending on the purpose of the visit, Indians can get different types of Schengen visas. They are:
The Schengen visa allows you to travel to the Schengen Area for 90 days. This visa is valid for a period of 6 months. If you're planning several trips to and from the Schengen Area, you can apply for the Schengen Multiple Entry visa.
You’re eligible to apply for a Schengen Visa from India if you:
Hold a valid Indian passport (valid for at least 3 months after return).
Have confirmed travel and stay arrangements.
Can show financial stability to cover your trip.
Have valid travel insurance with €30,000 coverage.
Clearly state your purpose of visit (tourism, business, etc.).
Here are the documents you need while applying for a Schengen visa:
Schengen visa application fully completed and signed.
The passport should be valid for at least 3 more months beyond the date you plan to leave the Schengen area and must have two blank pages.
2 recent passport photos taken within the last 3 months.
Round trip reservation or itinerary with dates and flight numbers specifying entry and exit from the Schengen area.
A travel insurance policy with a minimum coverage of 30,000 euros in case of any medical emergency for the whole Schengen territory.
A document that shows proof of accommodation and where you will be accommodated throughout your stay in Schengen.
Leave letter from your company (if employed).
NOC from your school or university if you're a student.
Proof of civil status, including marriage certificate and birth certificate
Proof of financial means, as evidence that you have enough money to support yourself financially throughout your stay in the Schengen
Bank account statement – that shows you have enough money in your account for the trip. The statement shall be no older than 3 months.
Sponsorship Letter – by another person that confirms they will be financially supporting your trip to Schengen. In order for this letter to be valid, it must be accompanied by a bank statement from the sponsor, no older than three months.
Payslips from the past 3 months or employment contract if you are an employee.
A copy of your business licence and company bank statement for the latest 6 months if you are self-employed
Income Tax Return (ITR) form or Form 16 (Certificate of Income Tax deducted at the source of salary)
Proof of paid Schengen visa fee
Proof of paid visa fee
Proof of paid Schengen visa fee
For retirees
Pension statement for the last 6 months.
If unemployed and married to an EU citizen
Spouse’s valid passport
An official marriage certificate
Confirmation of Employment letter (not older than 3 months) from their spouse’s employer stating the position held within the company as well as the starting date.
If you are the legal guardian or parent of a minor applying for a Schengen visa, you will need to submit further documentation. These documents include:
The minor’s birth certificate
Application form signed by both parents
Family court order if only one parent has full custody of the child
Certified copies of the ID/passport of both parents
A notarised parental authorisation signed by both parents/guardians if the minor will be travelling alone.
*Note the list of documents is changeable and the consular office can ask for more necessary documents.
Here are the key photo requirements you need to follow during your Schengen visa application process.
Two identical photos. No more than six months old.
The dimensions of the photo are 35 mm by 45 mm.
It should be a coloured photo, not black and white.
The head should take up 70-80% of the image.
The background should be light. It is suggested that you use light grey. No patterns.
The applicant should look directly at the camera.
A neutral look on the face. Closed mouth and no smile.
Do not use uniforms or colours that match the background.
Follow these simple steps to apply for a Schengen visa online.
Click here and pick the country to visit.
Choose the type of visa (tourist, business, etc.)
Give information about yourself, like your name, passport number, and the planned dates.
Upload documents like your passport, Aadhar card, and passport-sized photographs.
Pay the visa fees and book your appointment.
Submit biometrics at the nearest VFS Global or embassy centre. The documents will be checked, and your Schengen visa will be sent to the specified email address.
The table below lists some basic Schengen visa costs for Indians, which you will need to pay at the time of application.
Applicant Category | Schengen Visa Fee (EUR) | Equivalent in INR (Approx.) |
---|---|---|
Adult (18 years and above) | €80 | ₹7,159 |
Children (12 to 18 years old) | €80 | ₹7,159 |
Children (6 to 11 years old) | €40 | ₹3,579 |
Children (under 6 years old) | Free | Free |
*Note these visa fees may change as per different travel agencies and government guidelines also, they are non-refundable.
The standard processing time for a Schengen visa application is 15 days. However, this may extend up to 45 days if additional review or supporting documents are needed for a more thorough assessment.
Tip: Apply at least 4–6 weeks before your trip to avoid delays.
Getting your Schengen Visa rejected can be disappointing, especially when travel plans are set. Understanding why rejections happen can help you avoid common mistakes and improve your chances next time.
Here are the most common reasons for Schengen Visa rejection:
Missing information, unsigned forms, or inconsistent details between your documents (like name, travel dates, or purpose) can trigger an automatic rejection.
Tip: Double-check all forms before submission.
Travel insurance that doesn’t meet Schengen standards (minimum €30,000 medical coverage or invalid dates) can lead to rejection.
Tip: Ensure your insurance covers all Schengen countries and your entire travel duration. Acko’s Schengen Travel Insurance plans already meet these requirements.
Embassies want to ensure you can afford your trip. If your bank statements, income proof, or sponsorship letters seem insufficient, your visa might be denied.
Tip: Maintain a healthy balance for 3–6 months before applying.
If your reason for travel (tourism, business, study, etc.) isn’t clear or your itinerary seems unrealistic, it raises red flags.
Tip: Provide a clear travel plan, including where you’ll stay and for how long.
A passport that expires too soon (less than 3 months after your return date) or is damaged can cause automatic rejection.
Tip: Renew your passport before applying if it’s close to expiry.
Submitting fake documents or missing mandatory ones, such as hotel bookings, ITRS, or invitation letters, is an instant disqualifier.
Tip: Always provide genuine and updated documents.
If you’ve overstayed or violated visa conditions in the past (Schengen or otherwise), it can affect your current application.
Tip: Mention past travel honestly and explain any prior issues clearly.
Your application may be refused if the consulate feels you might not return (due to a lack of job stability, property, or family ties).
Tip: Attach documents showing strong home-country ties — like employment proof, lease agreements, or family responsibilities.
Getting a Schengen visa can be tricky, and even small mistakes can lead to rejection. To improve your chances of approval, make sure you follow these key steps carefully:
Apply at least 4–6 weeks in advance
Use accurate and verifiable documents
Maintain financial consistency
Get valid Schengen-compliant travel insurance
Provide a realistic travel plan and return proof
If your Schengen Visa gets rejected — don’t worry! It’s not the end of your European travel plans. Rejections are quite common and often fixable with the right steps. Here’s what you can do next:
1. Read the Rejection Letter Carefully
The embassy or consulate will send you a rejection letter stating the specific reason(s) your visa was refused (e.g., insufficient funds, unclear purpose, missing documents).
Note: Keep this letter safe — you’ll need it if you plan to appeal or reapply.
2. Decide Whether to Appeal or Reapply
You have two options:
Appeal the decision: You can submit a visa appeal letter within 30 days (the timeframe may vary by country). This is useful if you believe your application was incomplete and wrongly assessed.
Reapply: If you realise you made an error or missed documents, simply correct those issues and submit a new application.
Note: Reapplying is often faster and more effective if your situation or paperwork has changed.
3. Fix the Issues Before Reapplying
Before submitting again, make sure to:
Correct any inaccuracies in your form or documents
Provide updated financial proofs and employment details
Purchase valid Schengen-compliant travel insurance
Attach a strong cover letter explaining the purpose of your trip and addressing the reason for rejection
4. Reapply Through the Same Embassy (If Applicable)
If you’re applying for the same destination, it’s better to reapply at the same embassy or consulate. They’ll already have your file and can see your improvements.
5. Wait for a Cooling-Off Period (If Required)
Some embassies recommend waiting 30 days before submitting a new application, especially if your previous one was recent. Always check with the relevant embassy or VFS Global centre.
Typically, Schengen Visas cannot be extended mid-trip, except in exceptional cases such as:
A serious medical condition requiring hospitalisation
An unforeseen, compelling reason beyond your control
Generally, you’ll need to leave the Schengen Area for a longer stay and reapply for a new visa to continue your visit.
In India, you can apply for a Schengen visa at either a VFS Global application center or directly at the embassy or consulate of the Schengen country you wish to visit:
VFS Global has centres in cities including Ahmedabad, Bangalore, Chennai, Hyderabad, Jalandhar, Kolkata, Lucknow, Mumbai, and New Delhi.
Most Schengen countries have embassies in New Delhi and consulates in major cities. For instance, the Consulate General of France in Mumbai handles applications from residents of Goa, Gujarat, Madhya Pradesh, Chhattisgarh, Maharashtra, and other regions.
Non-Indian citizens who have resided and worked in India for over a year may apply for a Schengen visa at the Estonian Embassy in New Delhi.
So, now that you know you need travel insurance to get a Schengen visa, look for a plan that covers everything that could go wrong while you are abroad, not just medical costs. For a budget-friendly option, check out Acko Travel Insurance for Schengen visa to cover accidents, illnesses or medical emergencies. It will also cover you if you lose your passport, money for your trip, and a lot of other things.
No, the Schengen Visa is not available on a visa-on-arrival basis. As an Indian passport holder, you will need to apply for a Schengen visa.
Applying for and getting your Schengen visa approved allows you to travel to any of the 26 Schengen countries, whether you're going to work, study, or enjoy a holiday.
Yes, you can apply for a Schengen visa online through ACKO. All you need to do is fill out the Schengen visa application form, provide your details, and pay the Schengen visa fee.
You can submit your Schengen visa applications to be processed at your destination country's embassy or consulate in India. In addition, if you live in Bangalore, Chennai, Mumbai, or Kolkata, you can submit your visa applications at any VFS centre. The visa application will be forwarded to the relevant Consulate General for a decision.
The Schengen Type B visa allows you to travel to the Schengen Area for 90 days. This visa is valid for a period of 6 months. If you're planning several trips to and from the Schengen Area, you can apply for the Schengen Multiple Entry visa.
In order to extend your visa, you must meet the following conditions
Yes, you can travel on a Schengen visa to all countries in the Schengen area. However, you always have to apply at your destination country's consulate to travel.
The visa fee is waived for
Yes, minors can apply for a Schengen visa with their parents or legal guardians. Or a parent of a minor applying for a Schengen visa, you will need to submit further documentation. These documents include:
All Indian passport holders are eligible to apply, along with submitting their relevant documents, travel insurance and sufficient funds for their travel and accommodation.
No, the application fee is non-refundable.
Overstaying your visa's expiration date may result in severe penalties, and you may also be denied entry into the country in the future.
You should apply at least one to two months before the date you want to travel to any of the Schengen countries.
Yes, having travel insurance is compulsory when applying for a Schengen visa from India
No, a visa on arrival for an Indian passport is still not available for any European countries. However, you can apply for a Schengen visa online and easily visit most European countries.
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