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Skoda Kushaq Car Insurance

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Skoda Kushaq Car Insurance

Home / Car Insurance / Skoda / Skoda Kushaq Car Insurance

The Kushaq is a premium Sports Utility Vehicle (SUV) produced by the Czech automobile manufacturer, Skoda. Its key rivals include other four-wheelers in the subcompact SUV segment, like the Kia Seltos, Hyundai Creta, and Mahindra XUV500. The Kushaq is an elegant and practical car that is ideal for a family of five. If you plan to buy this smashing SUV or already possess it, this article is for you. Here, we will highlight the importance of purchasing Skoda Kushaq insurance and the benefits of choosing online insurance over the offline alternative.

Importance of buying online car insurance for Skoda Kushaq
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Here are the benefits of buying insurance for your Skoda Kushaq online.

1. Ease of access
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Typically, buying car insurance offline may require you to physically visit an insurer's office. Also, you may have to submit the claim request in person if you raise a claim. On the other hand, you can buy and renew car insurance online and access other features remotely.

2. No form-filling
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Buying car insurance offline may require you to fill out a few forms, but why bother when you can buy car insurance online with just a few clicks? All you need to do is type in a few vehicle-related details and make an online payment to receive the policy document in your email.

3. 24x7 help
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Car accidents can happen at any time; that is why it is paramount to have an insurer you can reach out to round the clock. Online car insurers typically meet this need by providing a 24x7 toll-free number or a detailed Help section for immediate assistance.

Car insurance policies for Skoda Kushaq
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The following are the two primary car insurance policies available for Skoda Kushaq.


Third-party Car Insurance Policy
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As per The Motor Vehicles Act of 1988, possessing active Third-party Car Insurance is the minimum insurance requirement for driving on Indian roads. This policy covers the financial consequences of the insured-vehicle-caused injury, death or property damage to a third party. However, you cannot claim against it for damages occurring to your own vehicle.


Comprehensive Car Insurance Policy
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If you buy Comprehensive Car Insurance, you get both the legally mandatory Third-party Cover and the Own Damage cover (coverage for damages occurring to your own vehicle). Coverage for your insured vehicle typically includes theft and damages caused by natural or manmade calamities. In addition, under this policy, you also have the option of extending coverage by purchasing suitable add-ons.

What’s covered in Skoda Kushaq car insurance?
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The following circumstances are typically covered under Skoda Kushaq's Comprehensive Car Insurance Policy.

What’s not covered in Skoda Kushaq car insurance?
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Under the following circumstances, accidents are not covered under Skoda Kushaq car insurance.

Add-ons for Skoda Kushaq car insurance
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The following are some of the commonly offered add-ons under Comprehensive Car Insurance; however, they are subject to availability.

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Here’s why ACKO is a one-stop shop for your insurance needs.

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1. Affordable policies
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ACKO is a digital-first insurance company. Consequently, we are able to drastically reduce our operational costs. This gives us an advantage, and we ensure that we offer our customers affordable insurance plans.

Common > Car > Why Acko > Easy Claims

2. Same-day compensation
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Typically, it could take a few days to a few weeks for an accident-related claim to be settled. Fortunately, if you have an ACKO car insurance policy, you don’t have to wait that long. Claims raised for minor damages will be settled on the same day!

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3. Easy repairs
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We will pick up your damaged vehicle, fix it up, and return it to you at no extra cost (subject to applicable terms and conditions). This way, you don’t need to spend time and energy on getting your car repaired on your own.

ACKO claim procedure
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Raising a claim has never been so easy. Follow these three simple steps to raise a claim with ACKO.

Once your claim has been received by our team, it will be processed, and the settlement will be credited to your account as per the policy’s terms.

Frequently asked questions
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Here are the answers to some of the top questions asked regarding Skoda Kushaq insurance in India.


Why is it important to get my Skoda Kushaq insured?

It is important to insure your Skoda Kushaq because it is a legal requirement as per The Motor Vehicles Act of 1988.

What are the consequences of not insuring my Skoda Kushaq?

As per Indian law, the consequences of not insuring your Skoda Kushaq may attract a fine of Rs. 2,000 and/or serving three months of imprisonment.

Which car insurance policy offers the most coverage?

A Comprehensive Car Insurance Policy offers the most coverage. It offers the mandatory Third-party Liabilities Cover and coverage for damages to your vehicle. It also has a provision for selecting add-ons to extend the existing coverage.

Car Insurance for Skoda Car Models/Variants:
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Below is the car insurance for different Skoda models in India:

Disclaimer: The plans, services, features, processes, and other details mentioned on this page are subject to availability and changes. Please check the applicable policy wordings before making any insurance-related decisions. Feel free to reach out to us at [email protected] for any queries.