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Skoda Octavia Car Insurance

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Skoda Octavia Car Insurance

Car insurance for Skoda Octavia

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Skoda Octavia is a car that reflects class in all aspects, from exterior to interior. This premium sedan offers a smooth driving experience with a top-notch engine and transmission performance. But to experience the drive on Indian roads, you must purchase a motor insurance plan. This article contains valuable information about Skoda Octavia insurance price and how you can buy it online. So, keep reading!

Benefits of buying online car insurance for Skoda Octavia

Below are the reasons why you should buy Skoda Octavia car insurance online.

Policy comparison

Comparing insurance plans for your Skoda Octavia car is extremely easy via the online platform. Factors such as price, services and coverages associated with policies are easy to analyse online. Hence, you get to make an informed decision about which vehicle insurance to purchase for your car.

24x7 availability

The online platform allows you to access information and services related to motor insurance at any time. You can use your smartphone to purchase or renew car insurance and raise claims at your convenience. All the procedures related to insurance become free from long waiting periods, appointments or multiple visits to the insurance company.

Swift process

The online presence of insurers makes it easier to initiate and complete different procedures related to insurance. From buying or renewing to raising a claim for insurance, you can do it all almost instantly without having to get involved in lengthy documentation. All you have to do is give a few details of your car and previous insurance plan to buy car insurance online.

Types of car insurance plans for Skoda Octavia

There are two kinds of Skoda Octavia insurance plans you can choose from.

Third-party Insurance Plan

You can drive your Skoda Octavia in India only after purchasing at least a Third-party Insurance Plan. The Motor Vehicles Act, 1988 mandates every motor vehicle owner to have this insurance. The coverage of this policy includes different kinds of third-party liabilities such as property damages, injuries or death of a third party. But, when it comes to offering coverage to your insured Octavia, this policy doesn’t help. There is no coverage for situations when your vehicle gets damaged due to an accident, man-made/natural disaster, etc.

Comprehensive Insurance Plan

A Comprehensive Insurance Plan seems more suitable when you wish to combine Third-party Insurance with coverage for your own vehicle. This policy involves Own Damage or OD cover along with Third-party Insurance, which keeps your car covered in case of damage, theft, or loss. So, if your car gets damaged due to fire, explosion, accidents or calamities, you can obtain financial protection. Plus, this type of insurance plan offers the ability to purchase add-on covers to add more services and benefits to your car insurance.

Note: The law mandates for every vehicle owner to have a Personal Accident cover. A PA cover does not come included in your basic insurance policy. Hence, you must purchase it separately to obtain financial coverage against temporary or permanent disability or death due to an accident while driving.

What’s covered in Skoda Octavia car insurance? (Inclusions)

When you purchase Comprehensive Skoda Octavia Insurance, the coverage includes the following situations. 

  • Damaging any property of a third party

  • Death or injury to a third party

  • The insured Octavia getting damaged as a result of an accident

  • The insured Octavia getting damaged during man-made or natural calamities (riots, floods, etc.)

  • The insured Octavia getting damaged beyond repair

  • The insured Octavia getting damaged during fire/explosion

  • The insured Octavia getting stolen

  • Other coverage as per the add-on covers you buy

What’s not covered in Skoda Octavia car insurance? (Exclusions)

The below-mentioned conditions are not covered in Skoda Octavia insurance.

  • Not having valid documents while driving

  • Neglecting traffic rules while driving

  • Using your car for illegal racing

  • Damages that occur due to general wear and tear over time

  • Driving when you are drunk or intoxicated on any other substance

  • Damages as a result of electrical or mechanical problems

  • Damaging your car while driving beyond the geographical boundary defined in the policy.

  • Submitting a claim for an inactive insurance policy

Add-ons for Skoda Octavia car insurance

If you purchase the Comprehensive Skoda Octavia car insurance, it allows you to purchase the following car insurance add-on covers. 

Why ACKO?

Buying insurance for your Skoda Octavia is hassle-free when you choose ACKO. Here are the benefits of choosing ACKO for Skoda Octavia insurance.

Affordable insurance

ACKO is a 100% digital insurance provider where policies reach directly to you via the online platform. Thus, there are no agent commissions or high operating costs involved. As a result, you get to buy insurance at low costs.

Paperless buying

Buying or renewing a car insurance plan is paperless at ACKO. The whole process can be completed online with only essential information about your car and the policy you bought earlier (if available). You won’t need any physical documents.

Easy claims

The process of submitting a claim is completely digital and instant at ACKO. Once raised, the claims are settled as quickly as possible by ACKO’s claim settlement team. Most minor claims are usually settled in just a few hours of submission.

ACKO’s claim procedure

Following are the simple steps you can use to raise your Skoda Octavia insurance claims.

  • Step 1: Log in to your online account through ACKO’s mobile application or website.

  • Step 2: Look for your Skoda Octavia policy, then select ‘Claim’.

  • Step 3: Give your answers regarding car damages and upload associated images of the vehicle to submit your claim.

After raising your claim, you can sit back and let ACKO’s dedicated team take care of the claim settlement. You may receive the claim amount for a minor claim within just a couple of hours. Sometimes, the settlement process may take more time, depending on the severity of repairs.

Frequently asked questions

Here are some of the questions answered regarding vehicle insurance for Skoda Octavia from ACKO.

How do I renew car insurance online at ACKO for my Skoda Octavia?

ACKO has a 100% online car insurance renewal procedure. You can visit the online platform, provide your car details and enter information related to the previous insurance you bought. Then, with just a click, you can instantly renew your vehicle insurance with Comprehensive or Third-party car insurance online.

What are the add-on covers ACKO offers for Skoda Octavia?

For your Skoda Octavia, you can purchase one or more add-on covers with a Comprehensive Insurance Plan. The add-on choices include Zero Depreciation Car Insurance Cover, Engine Protection Cover, Consumables Cover, etc. 

Is vehicle insurance required for a second-hand Skoda Octavia as well?

You must purchase car insurance to protect yourself financially against damages or loss of the vehicle. On the other hand, Third-party coverage is mandatory as per Indian law, even for second-hand motor vehicles. Hence, you should purchase a Comprehensive policy right after buying a second-hand Skoda Octavia.

How much will I have to pay for Skoda Octavia insurance?

The Skoda Octavia insurance cost may vary as per the vehicle’s condition, add-ons you purchase, type of policy and other factors. You can visit ACKO’s digital platform to obtain a Skoda Octavia insurance quote for your vehicle.

About car insurance for Skoda Octavia

While a Third-party Car Insurance Policy is mandated by law, it doesn’t help with any damages to the insured vehicle. Thankfully, you can buy a Comprehensive Skoda car Insurance Policy, which includes Own Damage (OD) cover as well as Third-party Insurance. 

The OD cover included in a Comprehensive policy safeguards you financially against damages to your Skoda Octavia incurred as a result of an accident, disaster (natural/man-made), etc. Plus, you attain the freedom to customise the vehicle insurance with add-on covers.

Why should you buy a Skoda Octavia?

When you want to buy a top-notch premium sedan, Skoda Octavia would be a great choice. While the exterior looks bold, the interior offers elegant appeal and spacious seating. The world-class engine impresses not only with its performance but also with the fuel economy as well. Thus, Skoda Octavia becomes a car you can have for luxury, comfort, and mileage as well.

Skoda Octavia specifications

Below are the Skoda Octavia specs.

Parameters Details
Engine (cc) 1984
Power (bhp @ rpm) 187.74 bhp @ 6000 rpm
Torque (Nm @ rpm) 320 Nm @ 1500-3990 rpm
Gearbox Manual/Automatic
Fuel type Petrol
Seating capacity 5
Boot space (litres) 600
Fuel economy 15.81 kmpl (ARAI)

Skoda Octavia variants: fuel type and ex-showroom price

Let’s check out the Skoda Octavia price for every variant and fuel type.

Skoda Octavia variant Fuel type Skoda Octavia price (ex-showroom, Delhi)
Octavia Style Petrol Rs. 26.29 lakhs
Octavia Laurin and Klement Petrol Rs. 29.29 lakhs

CIN: U66000KA2016PLC138288

IRDAI Registration No: 157

Category: Non-Life Insurance

The use of images and brands are only for the purpose of indication and illustration. ACKO claims no rights on the IP rights of any third parties. The ratings are derived from reviews and feedback received from Google and Facebook users on their respective platforms. | *Savings of upto Rs. 50,000 have been calculated on the IDV of Rs. 18,00,000 and 0% NCB. Amount saved is in comparison to tariff rates. Product name: Private Car Policy - Bundled | UIN: IRDAN157RP0014V01201819 |

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