93% ACKO users save at least ₹1,200 on Innova insurance
Car insurance starting ₹2,094*
Looking to insure your new car?
Save big with our zero commission insurance
The Toyota Innova changed the Multi-purpose Vehicle (MPV) segment in India with class-leading features, comfort, and powerful engines. The Innova is an excellent MPV for long journeys since it offers a plush and comfortable ride. Insuring the Toyota Innova is not just mandatory but also provides coverage against damages to the vehicle. Read ahead to learn about Toyota Innova car insurance and the benefits of online insurance.
Here is why online car insurance is beneficial for Toyota Innova over offline insurance.
There is no paperwork or documentation when it comes to purchasing the Innova Crysta insurance through the online platform. Simply share the details of the vehicle and previous policy (if available) to insure the Innova instantly.
To better understand the features, services, and prices, it is essential to compare different Innova insurance prices available in the market. The online system lets you compare car insurance plans instantly and understand the benefits of each plan before you can decide on the right plan.
Whether you want to purchase or renew car insurance online, the process is super-fast and hassle-free. To insure or renew the Innova Crysta insurance plan, share a few details of the vehicle on the portal or mobile app, and you can insure the MPV almost immediately.
Here are the two primary car insurance policies for the Toyota Innova.
For financial protection against third-party liabilities and to comply with the law, you must insure the Toyota Innova with this plan. It covers third-party injury and death or damages to their property. Driving the Innova without this plan leads to penalties, as stated in The Motor Vehicles Act, 1988. Note that this third party car insurance plan does not provide coverage for the insured vehicle.
For broader insurance coverage for the Toyota Innova, this type of plan is ideal since it comes bundled with the Third-party Insurance Plan and Own Damage (OD) cover. It covers damages to the insured vehicle arising due to an accident, natural or man-made calamities, fire/explosion, or in case of losses arising from theft or total loss (damages that are beyond repair) along with coverage against third-party liabilities. Additionally, you can purchase add-ons that extend the coverage of the basic plan.
Following are the coverage details of the Comprehensive Car Insurance Plan in case of damages/losses to your Toyota Innova.
Riots, strikes, etc. (man-made calamities)
Floods, cyclones, etc. (natural calamities)
Damages to third party property
Note: While purchasing or renewing the Comprehensive or the Third-party Insurance Plan, you must buy the mandatory Personal Accident (PA) cover. It covers the policyholder against temporary or permanent disabilities or demise caused by accident.
Following are the reasons when the Comprehensive Car Insurance Policy will not provide financial protection to the policyholder.
Driving the Innova in an inebriated state
Driving the Innova in a negligent manner or for illegal racing
Driving the Innova without a valid Driving Licence, Insurance Certificate, or other such vehicle and driving-related documents
Damages to the insured vehicle due to mechanical failure or electric failure
Damages to the Innova due to usual wear and tear of parts
Damages incurred outside the geographical limits specified in the policy
Car Insurance Add-ons provide specific coverage for different needs and extend the insurance coverage of the Comprehensive Insurance Plan. Here are the add-ons that you can purchase with the insurance plan.
Return to Invoice Cover
Key Replacement Cover
Personal Accident Cover for Passengers
No Claim Bonus (NCB) Protection Cover
Outstation Emergency Cover
Here is why ACKO car insurance is beneficial for Toyota Innova.
With a digital infrastructure and direct-to-customer model, the operating costs are lower, helping ACKO to provide low-cost Innova insurance prices without compromising on the services.
To raise a claim against your policy, visit your account online or through the app, and submit a claim against the policy card of the vehicle. Our support team will guide you through the process.
ACKO will pick your vehicle from your location, repair the vehicle at the garage, and drop it back to you in 3 working days. Note that this service is available in select cities.
Follow the steps below to submit your claim at ACKO.
Step 1: Visit your account on the portal or through the mobile app.
Step 2: Choose ‘Claim Now’ against the Toyota Innova policy card.
Step 3: Provide the details of the damages and upload the pictures of the damaged vehicle to submit your claim.
ACKO may settle your car insurance claim within a few hours if the damages to the insured vehicle are minimal. If the damages are severe, ACKO will pick up the damaged vehicle, get it repaired and deliver the vehicle in 3 working days (select cities).
Following are the common questions about ACKO online car insurance.
For broader coverage and access to add-ons, you should purchase the Comprehensive Insurance Plan as it provides coverage against third-party liabilities and damages to the insured vehicle.
ACKO embraces a paperless approach while purchasing car insurance. With no agents and an online platform, buy car insurance directly with us. Visit our portal or mobile app, provide details of the vehicle and previous policy (if available) to buy ACKO car insurance for Innova.
You don’t have to submit any documents to insure the Innova. ACKO strives to provide services without much paperwork. The procedure to buy insurance at ACKO is entirely paperless.
Below are the car insurance plans for Toyota car models.